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Mortgage Lenders and Brokers in Ocoee, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Ocoee, Florida mortgage lenders include Regions BankRegions Bank252 Ocoee Apopka Rd, Ocoee, FL 34761A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1784 E Silver Star Rd, Ocoee, FL 34761A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association121 N Clarke Rd, Ocoee, FL 34761A+5.0 ★Texas Ratio: 3.22%, Wells Fargo Bank NAWells Fargo Bank NA8801 W Colonial Dr, Ocoee, FL 34761A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank10331 W Colonial Dr, Ocoee, FL 34761A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA10201 W Colonial Dr, Ocoee, FL 34761A+5.0 ★Texas Ratio: 4.14%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%, and Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ocoee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ocoee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ocoee, Florida

Market share is the lender's share of all home loans closed in Ocoee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 2 offices in Ocoee 252 Ocoee Apopka Rd, Ocoee, FL 34761 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	21 +19 HELOCs	1.9%	67.6%	$232,142	View
JPMorgan Chase Bank, NA 1 office in Ocoee 1784 E Silver Star Rd, Ocoee, FL 34761 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	21 +2 HELOCs	1.9%	88%	$347,857	View
Fifth Third Bank, National Association 2 offices in Ocoee 121 N Clarke Rd, Ocoee, FL 34761 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, Jumbo, HELOC	18 +16 HELOCs	1.6%	81.8%	$475,000	View
Wells Fargo Bank NA 2 offices in Ocoee 8801 W Colonial Dr, Ocoee, FL 34761 A+5.0 ★Texas Ratio: 5.36%	Conventional	11	1%	68.8%	$251,363	View
Truist Bank ★ 1 stars, 1 review 1 office in Ocoee 10331 W Colonial Dr, Ocoee, FL 34761 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	5 +21 HELOCs	0.4%	100%	$595,000	View
Bank of America NA 1 office in Ocoee 10201 W Colonial Dr, Ocoee, FL 34761 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +12 HELOCs	0.4%	57.1%	$302,500	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo, HELOC	21 +6 HELOCs	1.9%	61.8%	$203,571	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	8 +13 HELOCs	0.7%	80%	$202,500	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	8 +11 HELOCs	0.7%	100%	$108,750	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, Jumbo, HELOC	7 +1 HELOCs	0.6%	100%	$519,285	View
Mccoy Federal Credit Union 1575 E Silver Star Rd, Ocoee, FL 34761 A+5.0 ★Texas Ratio: 3.49%	Conventional	7	0.6%	87.5%	$55,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.4%	83.3%	$1,053,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	4 +1 HELOCs	0.4%	66.7%	$175,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional	4	0.4%	80%	$427,500	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +1 HELOCs	0.3%	37.5%	$158,333	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	50%	$445,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional, VA	3	0.3%	75%	$518,333	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	2	0.2%	100%	$85,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	1 +6 HELOCs	0.1%	50%	$285,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	1 +5 HELOCs	0.1%	33.3%	$495,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$225,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$375,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	50%	$1,975,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	1 +1 HELOCs	0.1%	16.7%	$165,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$265,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$495,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$205,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$275,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	FHA	1	0.1%	100%	$215,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$655,000	View
WSFS bank 980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0.1%	100%	$225,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +7 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	HELOC	0 +2 HELOCs	0%	n/a		View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	127	11.4%	73%	$400,354
Freedom Mortgage Corporation	Conventional, FHA, VA	14	1.3%	87.5%	$465,714
Acrisure Mortgage, LLC	Conventional, FHA, VA	12	1.1%	85.7%	$390,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.8%	34.8%	$186,111
Alkan Mortgage Corporation	Conventional, FHA, Jumbo	7	0.6%	100%	$482,142
The Mortgage Firm	Conventional, VA	4	0.4%	100%	$412,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	50%	$440,000	View
American Bancshares Mortgage, LLC	Conventional	2	0.2%	100%	$155,000
Reliable Holdings Manager dba Lendz Financial	Conventional	2	0.2%	100%	$315,000
Obsidian Financial Services	FHA	1	0.1%	100%	$315,000
Real Genius LLC	Conventional	1	0.1%	100%	$405,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	HELOC	0 +1 HELOCs	0%	n/a		View
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	167	15%	85.6%	$379,371
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	126 +6 HELOCs	11.3%	77.2%	$415,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	84	7.5%	80.6%	$249,285
Pennymac Loan Services LLC	Conventional, FHA, VA	28	2.5%	76.3%	$330,000
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	17 +2 HELOCs	1.5%	85.7%	$490,882
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	16 +8 HELOCs	1.4%	59.3%	$265,000
Spring Eq, LLC	Conventional, HELOC	13 +2 HELOCs	1.2%	48.1%	$78,846
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, Jumbo	13	1.2%	56%	$485,769	View
Nationstar Mortgage	Conventional, FHA	13	1.2%	76.5%	$284,230
New American Funding, LLC.	Conventional, FHA, HELOC	10 +2 HELOCs	0.9%	71.4%	$380,000
loanDepot.com LLC	Conventional, FHA, HELOC	9 +1 HELOCs	0.8%	64.3%	$209,444
The Loan Store, Inc	Conventional, FHA, VA, HELOC	8 +9 HELOCs	0.7%	100%	$400,000
Paramount Residential Mortgage	Conventional, FHA	8	0.7%	100%	$346,250
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo	7	0.6%	87.5%	$397,857
AmWest Funding Corp	Conventional, Jumbo	7	0.6%	100%	$803,571
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	7	0.6%	100%	$387,857	View
Mortgage Research Center	VA	7	0.6%	58.3%	$496,428
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	6	0.5%	75%	$440,000
Amerisave Mortgage Company	Conventional	6	0.5%	25%	$136,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	6	0.5%	75%	$340,000	View
Better Mortgage Corporation	Conventional, FHA, HELOC	5 +2 HELOCs	0.4%	62.5%	$349,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA	5	0.4%	100%	$401,000	View
Union Home Mortgage Corp.	Conventional, FHA	5	0.4%	100%	$391,000
Mortgage Equity Partners LLC	Conventional, FHA	5	0.4%	100%	$477,000
Zillow Home Loans, LLC	Conventional	5	0.4%	100%	$363,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.4%	100%	$297,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$385,000
Nbkc Bank	Conventional, VA	4	0.4%	100%	$370,000
Equity Prime Mortgage LLC	Conventional, FHA, VA	4	0.4%	100%	$545,000
Movement Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$355,000
American Financial Network, Inc.	Conventional, FHA	4	0.4%	100%	$520,000
Sun West Mortgage Company, Inc	FHA, VA, Jumbo	4	0.4%	100%	$850,000
Atlantic Bay Mortgage Group	Conventional, FHA	4	0.4%	100%	$230,000
Waterstone Mortgage Corporation	Conventional, FHA	4	0.4%	80%	$417,500
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	4	0.4%	100%	$360,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, FHA	4	0.4%	100%	$340,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	50%	$185,000	View
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.3%	100%	$468,333	View
American Financial Resources LLC	Conventional, FHA	3	0.3%	80%	$425,000
All Credit Considered Mortgage, Inc.	Conventional	3	0.3%	100%	$271,666
Kind Lending, LLC	Conventional, FHA	3	0.3%	75%	$378,333
Guild Mortgage Company	Conventional, FHA	3	0.3%	100%	$318,333
Geneva Financial LLC	Conventional, FHA, VA	3	0.3%	100%	$371,666
Nfm, Inc	Conventional, FHA	3	0.3%	100%	$401,666
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	3	0.3%	100%	$628,333	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.3%	100%	$461,666	View
American Neighborhood Mortgage Acceptance Company	Conventional	3	0.3%	100%	$455,000
HomeBridge Financial Services, Inc	Conventional, FHA, Jumbo, HELOC	2 +10 HELOCs	0.2%	100%	$1,210,000
Arc Home LLC	Conventional	2	0.2%	100%	$520,000
Originpoint, LLC	Conventional	2	0.2%	100%	$765,000
First Community Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$475,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$245,000	View
Dart Bank	Conventional, FHA	2	0.2%	100%	$495,000
Loanunited.Com, LLC	FHA	2	0.2%	100%	$345,000
Filo Mortgage, LLC	Conventional	2	0.2%	100%	$555,000
Resicentral LLC	Conventional	2	0.2%	100%	$435,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	FHA	2	0.2%	100%	$440,000	View
Success Mortgage Partners, Inc	Conventional	2	0.2%	100%	$465,000
American Financing Corporation	FHA	2	0.2%	50%	$285,000
ClearPath Lending	VA	2	0.2%	100%	$410,000
Greenbox Loans	Conventional	2	0.2%	100%	$295,000
My Mortgage, Inc	Conventional	2	0.2%	100%	$425,000
Stg Mortgage Inc	FHA	2	0.2%	100%	$335,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$465,000	View
T2 Financial LLC	FHA	2	0.2%	100%	$455,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	66.7%	$260,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	2	0.2%	100%	$205,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$165,000
Mutual of Omaha Mortgage	Conventional	2	0.2%	66.7%	$265,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$360,000	View
ClearEdge Lending LLC	Conventional, Jumbo	2	0.2%	66.7%	$680,000
Fairway Independent Mort Corp	FHA	2	0.2%	100%	$365,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	2	0.2%	30%	$175,000	View
Village Capital & Investment	VA	2	0.2%	37.5%	$560,000
Goodleap, LLC	VA, HELOC	1 +2 HELOCs	0.1%	50%	$265,000
Pentagon Federal Credit Union	FHA, HELOC	1 +2 HELOCs	0.1%	100%	$245,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$385,000	View
Panorama Mortgage Group, LLC	Conventional	1	0.1%	100%	$415,000
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$505,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.1%	100%	$655,000	View
Cliffco, Inc.	Conventional	1	0.1%	100%	$305,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$255,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$355,000
Loansteady LLC	Conventional	1	0.1%	100%	$375,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$405,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$805,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$245,000
Fidelity Direct Mortgage, LLC	VA	1	0.1%	100%	$615,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$555,000
Mortgage 1 Incorporated	Conventional, Jumbo	1	0.1%	100%	$1,735,000
Discover Bank	Conventional	1	0.1%	5.9%	$135,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$345,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$225,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$245,000
Bay Equity LLC	Conventional	1	0.1%	100%	$615,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$285,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$165,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$305,000
Land Home Financial Services,	FHA	1	0.1%	100%	$425,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$475,000	View
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$515,000
Provident Funding Associates	Conventional	1	0.1%	50%	$105,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$235,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$595,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$405,000
Milend, Inc	FHA	1	0.1%	50%	$385,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$315,000
DFCU Financial	Conventional, Jumbo	1	0.1%	100%	$1,465,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$75,000
Mortgage Solutions of Colorado	VA, Jumbo	1	0.1%	100%	$1,925,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$525,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$975,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$105,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$385,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0.1%	100%	$405,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
Thrivent Bank	Conventional	1	0.1%	100%	$95,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$435,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$425,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$375,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$375,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$105,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$365,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$3,705,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$545,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +4 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Independence Bank of Kentucky A+5.0 ★Texas Ratio: 0.79%	HELOC	0 +1 HELOCs	0%	n/a		View
Signature Federal Credit Union A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Ocoee Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Ocoee, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Ocoee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ocoee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ocoee, FL

Use these to narrow the list above. Each category shows how many Ocoee, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 116 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 29 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 25 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 30 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Ocoee, FL

Independent mortgage companies closed 79.5 percent of home loans in Ocoee, Florida in 2025, banks 13.6 percent and credit unions 6.9 percent. Lennar Mortgage, LLC was the largest mortgage company, Regions Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 21 loans.

79.5%

Mortgage companies

13.6%

Banks

6.9%

Credit unions

28%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Ocoee, FL

Who is the largest mortgage lender in Ocoee, FL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Ocoee, Florida with 21 loans, about 1.9 percent of the market. The largest lender headquartered in Florida was Fairwinds Credit Union with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ocoee, FL have the highest approval rates?

Among lenders with meaningful volume in Ocoee, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 85.6 percent, against a 75.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ocoee, FL mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Ocoee, Florida in 2025, led by DHI Mortgage Company, LTD. with 78. 29 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ocoee, FL lender list?

Yes. 52 banks and 27 credit unions closed home loans in Ocoee, Florida in 2025, alongside 116 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ocoee, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ocoee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ocoee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ocoee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.