Mortgage Lenders and Brokers in North Miami, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Miami, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12600 Nw 7th Ave, North Miami, FL 33168A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank12620 Biscayne Blvd, North Miami, FL 33181A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA14731 Biscayne Blvd, North Miami, FL 33181A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.14731 Biscayne Blvd, North Miami, FL 33181A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank12255 Ne 16th Ave, North Miami, FL 33161A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, City National Bank of FloridaCity National Bank of Florida1865 Ne 123rd St, North Miami, FL 33181A5.0 ★Texas Ratio: 7.12%, and Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Miami, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Miami are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Miami, Florida
Market share is the lender's share of all home loans closed in North Miami, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in North Miami 12600 Nw 7th Ave, North Miami, FL 33168 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 19 | 5.3% | 76% | $435,526 | View |
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1 office in North Miami 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.4% | 83.3% | $1,189,000 | View |
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1 office in North Miami 12620 Biscayne Blvd, North Miami, FL 33181 A+5.0 ★Texas Ratio: 3.71% |
FHA, HELOC | 1 +3 HELOCs |
0.3% | 50% | $175,000 | View |
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1 office in North Miami 14731 Biscayne Blvd, North Miami, FL 33181 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,335,000 | View |
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★ 1.7 stars, 3 reviews 1 office in North Miami 14731 Biscayne Blvd, North Miami, FL 33181 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 1 office in North Miami 12255 Ne 16th Ave, North Miami, FL 33161 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 5 | 1.4% | 100% | $351,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 1.1% | 80% | $385,000 | View |
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1865 Ne 123rd St, North Miami, FL 33181 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 3 | 0.8% | 100% | $5,918,333 | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 3 | 0.8% | 80% | $55,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 25% | $60,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $1,165,000 | View |
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1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 2 | 0.6% | 100% | $225,000 | |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $525,000 | View |
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777 Sw 37th Ave, Miami, FL 33135 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,705,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.3% | 33.3% | $555,000 | View |
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970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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680 NE 124th St, North Miami, FL 33161 5548 A+5.0 ★Texas Ratio: 3.51% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 15 | 4.2% | 76.2% | $319,666 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.1% | 55.6% | $372,500 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 3 | 0.8% | 100% | $185,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 50% | $305,000 | |
Banking Mortgage Svcs.,Bms Corp
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Conventional, FHA | 2 | 0.6% | 100% | $410,000 | |
Ready Mortgage Lenders, LLC
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FHA | 1 | 0.3% | 25% | $465,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $155,000 | |
Foundation Mortgage Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,065,000 | |
Fay Servicing LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 77 +7 HELOCs |
21.6% | 69% | $437,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 9.6% | 59% | $335,294 | |
Paramount Residential Mortgage
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Conventional, FHA | 14 | 3.9% | 87.5% | $332,142 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, Jumbo | 7 | 2% | 41.2% | $535,000 | View |
The Loan Store, Inc
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Conventional, FHA, HELOC | 6 +3 HELOCs |
1.7% | 100% | $651,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.7% | 54.5% | $450,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 6 | 1.7% | 75% | $876,666 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.4% | 62.5% | $557,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 1.4% | 100% | $359,000 | |
Point Mortgage Corp
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Conventional, FHA | 5 | 1.4% | 83.3% | $433,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 1.1% | 100% | $255,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.8% | 100% | $1,121,666 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 33.3% | $301,666 | |
American Financial Resources LLC
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FHA | 3 | 0.8% | 100% | $448,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 3 | 0.8% | 60% | $438,333 | View |
1st Financial, Inc.
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Conventional | 3 | 0.8% | 75% | $431,666 | |
Champions Funding, LLC
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Conventional | 3 | 0.8% | 100% | $331,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $385,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 21.4% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 28.6% | $505,000 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $470,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.6% | 66.7% | $310,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.6% | 33.3% | $595,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 13.3% | $340,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.6% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 2 | 0.6% | 100% | $505,000 | View |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $485,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $505,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 33.3% | $295,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.6% | 66.7% | $520,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 33.3% | $160,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 0.6% | 60% | $1,210,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.6% | 50% | $580,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.6% | 100% | $280,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.6% | 100% | $480,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $235,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.6% | 100% | $440,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,110,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.6% | 66.7% | $280,000 | View |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.6% | 50% | $355,000 | |
Cake Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $535,000 | |
Village Capital & Investment
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FHA | 2 | 0.6% | 50% | $530,000 | |
JMAC Lending, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $385,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $115,000 | |
AmWest Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $705,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $705,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 50% | $515,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Emporium Tpo LLC
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Conventional, Jumbo | 1 | 0.3% | 50% | $1,805,000 | |
Ahl Funding
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Conventional, Jumbo | 1 | 0.3% | 100% | $885,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 50% | $355,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $3,005,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $565,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $495,000 | |
My Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $565,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Premier Lending Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,645,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 1 | 0.3% | 100% | $4,505,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 50% | $375,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,485,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $6,255,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 50% | $535,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 33.3% | $225,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $395,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Miami Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Miami, Florida
Looking for mortgage lenders near me or mortgage brokers near me in North Miami? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Miami in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Miami, FL
Use these to narrow the list above. Each category shows how many North Miami, FL lenders fit and what that kind of lender is usually best for.
Who Lends in North Miami, FL
Independent mortgage companies closed 82.9 percent of home loans in North Miami, Florida in 2025, banks 14.3 percent and credit unions 2.8 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Miami, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in North Miami, Florida with 19 loans, about 5.3 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Miami, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 69 percent, against a 66.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in North Miami, Florida in 2025, led by United Wholesale Mortgage with 27. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 15 credit unions closed home loans in North Miami, Florida in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Miami, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Miami, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Miami. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
