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Mortgage Lenders and Brokers in Nocatee, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Nocatee, Florida mortgage lenders include Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, and Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Nocatee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nocatee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Nocatee, Florida

Market share is the lender's share of all home loans closed in Nocatee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	68 +4 HELOCs	7.5%	94.4%	$546,617	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional, Jumbo, HELOC	65 +33 HELOCs	7.2%	76.4%	$630,384	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	33 +3 HELOCs	3.7%	89.2%	$642,272	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, Jumbo, HELOC	24 +4 HELOCs	2.7%	96.7%	$618,750	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	20 +2 HELOCs	2.2%	87.5%	$835,000	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	12	1.3%	100%	$790,833	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	9 +15 HELOCs	1%	90%	$801,666	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	7 +27 HELOCs	0.8%	100%	$865,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	4 +12 HELOCs	0.4%	80%	$902,500	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.4%	100%	$1,130,000	View
Radifi Federal Credit Union 801 Atlantic Blvd, Atlantic Beach, FL 32233	Conventional, Jumbo	4	0.4%	100%	$412,500
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo	4	0.4%	100%	$1,495,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	4	0.4%	100%	$205,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	3 +18 HELOCs	0.3%	75%	$415,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.3%	75%	$985,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,165,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	66.7%	$1,680,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$495,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	2	0.2%	100%	$460,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.2%	100%	$610,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +11 HELOCs	0.1%	33.3%	$1,065,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +9 HELOCs	0.1%	33.3%	$225,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,155,000	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$205,000	View
Pinnacle Bank 130 S Park Ave, Apopka, FL 32703 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$455,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, Jumbo	1	0.1%	100%	$1,555,000	View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0.1%	100%	$85,000	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$305,000	View
Encore Bank 2501 N Rocky Point Dr, Tampa, FL 33607 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$445,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$355,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, Jumbo	1	0.1%	100%	$555,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +2 HELOCs	0%	n/a		View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	11	1.2%	84.6%	$694,090
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo, HELOC	7 +5 HELOCs	0.8%	87.5%	$327,857	View
Lakeview Loan Servicing, LLC	Conventional, VA, Jumbo	6	0.7%	70%	$560,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$405,000	View
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$105,000
First Equity Mortgage Bankers Inc.	Conventional, Jumbo	1	0.1%	100%	$905,000
Builders Choice Mortgage LLC	VA	1	0.1%	100%	$575,000
Real Genius LLC	Conventional	1	0.1%	100%	$425,000
New Day Financial, LLC.	VA	1	0.1%	100%	$495,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	86 +4 HELOCs	9.5%	87.5%	$605,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	55 +1 HELOCs	6.1%	84.3%	$394,090
Toll Brothers Mortgage Company	Conventional, VA, Jumbo	37	4.1%	97.9%	$475,000
Pulte Mortgage LLC	Conventional, VA	30	3.3%	100%	$391,333
EMM Loans LLC	Conventional, FHA, VA, Jumbo	26	2.9%	100%	$520,000
Primelending	Conventional, FHA, VA, Jumbo	24	2.7%	96.3%	$539,583
Pennymac Loan Services LLC	Conventional, VA, Jumbo	24	2.7%	100%	$528,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	19 +8 HELOCs	2.1%	80%	$540,789
American Neighborhood Mortgage Acceptance Company	Conventional, VA, Jumbo	19	2.1%	95%	$586,578
Loanpeople, LLC	Conventional, VA, Jumbo	18	2%	100%	$540,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	14	1.6%	93.3%	$565,714
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	12	1.3%	100%	$484,166
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	10 +2 HELOCs	1.1%	90.9%	$849,000
Movement Mortgage, LLC	Conventional, VA, Jumbo, HELOC	8 +2 HELOCs	0.9%	100%	$540,000
New American Funding, LLC.	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.9%	88.9%	$731,250
Grace Home Lending, LLC	Conventional, FHA, VA, Jumbo	7	0.8%	100%	$586,428
loanDepot.com LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.7%	75%	$368,333
Planet Home Lending, LLC	Conventional, VA, Jumbo	6	0.7%	85.7%	$533,333
Right Start Mortgage, Inc	Conventional	6	0.7%	100%	$353,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, HELOC	5 +1 HELOCs	0.6%	71.4%	$565,000	View
Kind Lending, LLC	Conventional	5	0.6%	83.3%	$497,000
Guild Mortgage Company	Conventional, Jumbo	5	0.6%	83.3%	$1,125,000
Cardinal Financial Company, Li	Conventional, FHA, VA, Jumbo	5	0.6%	83.3%	$791,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.6%	100%	$939,000	View
Fairway Independent Mort Corp	Conventional, Jumbo	5	0.6%	100%	$597,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, Jumbo	4	0.4%	80%	$557,500	View
Amerisave Mortgage Company	Conventional, VA	4	0.4%	50%	$75,000
Mayo Employees Federal Credit Union	Conventional, Jumbo	4	0.4%	100%	$1,440,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.4%	100%	$565,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	4	0.4%	66.7%	$232,500	View
Paramount Residential Mortgage	Conventional, VA, Jumbo	4	0.4%	100%	$660,000
The Loan Store, Inc	Conventional, HELOC	3 +7 HELOCs	0.3%	100%	$378,333
Spring Eq, LLC	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.3%	30.8%	$271,666
First Colony Mortgage Corporat	Conventional, VA, Jumbo	3	0.3%	100%	$741,666
Nfm, Inc	Conventional, Jumbo	3	0.3%	100%	$805,000
Mortgage Research Center	VA	3	0.3%	42.9%	$608,333
Mutual of Omaha Mortgage	Conventional	3	0.3%	100%	$748,333
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.3%	100%	$891,666	View
Nexera Holding LLC	Conventional, Jumbo	3	0.3%	100%	$848,333
Texana Bank	Conventional	3	0.3%	100%	$525,000
Tomo Mortgage LLC	Conventional	3	0.3%	100%	$568,333
Champions Funding, LLC	Conventional, Jumbo	3	0.3%	100%	$671,666
Synovus Bank	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$1,480,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$690,000
Gulf Coast Bank and Trust	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$605,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.2%	100%	$1,040,000	View
Gold Star Mortgage Financial Group, Corporation	FHA, VA	2	0.2%	100%	$570,000
Servion	Conventional	2	0.2%	100%	$465,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$325,000
Filo Mortgage, LLC	Conventional	2	0.2%	100%	$585,000
Discover Bank	Conventional	2	0.2%	28.6%	$145,000
Union Home Mortgage Corp.	Conventional	2	0.2%	100%	$555,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, VA, Jumbo	2	0.2%	100%	$730,000	View
Nationstar Mortgage	Conventional	2	0.2%	50%	$105,000
Lake Michigan Credit Union	Conventional, Jumbo	2	0.2%	100%	$1,045,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.2%	100%	$315,000	View
First Community Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$855,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$535,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo	1	0.1%	100%	$845,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$415,000	View
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$605,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$345,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$605,000
Nbkc Bank	FHA	1	0.1%	50%	$485,000
Resicentral LLC	Conventional	1	0.1%	100%	$515,000
Deephaven Mortgage LLC	Conventional	1	0.1%	33.3%	$405,000
Reliant Home Funding, Inc	Conventional	1	0.1%	100%	$785,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$425,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$355,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$505,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	VA	1	0.1%	100%	$735,000	View
Onpath Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$2,655,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$405,000
Millenium Home Mortgage	Conventional	1	0.1%	100%	$745,000
AAFMAA Mortgage Services LLC	VA	1	0.1%	100%	$745,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$575,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$715,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$335,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.1%	100%	$385,000
American Heritage Lending, LLC	Conventional, Jumbo	1	0.1%	100%	$1,485,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$735,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$735,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$405,000	View
Resource Financial Services, Inc.	VA, Jumbo	1	0.1%	100%	$915,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$525,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$625,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$695,000
Integrity Home Mortgage Corporation	FHA	1	0.1%	100%	$355,000
Aberdeen Proving Ground FCU	Conventional	1	0.1%	100%	$265,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$325,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$65,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$565,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0.1%	100%	$465,000	View
Bankesb	Conventional	1	0.1%	100%	$255,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$525,000
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$345,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$395,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$325,000
Towne Mtg of the Carolinas,LLC	Conventional	1	0.1%	100%	$405,000
Ussfcu	Conventional	1	0.1%	100%	$25,000
Provident Bank A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$135,000	View
ClearEdge Lending LLC	Conventional, Jumbo	1	0.1%	100%	$1,225,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$155,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$735,000
Centier Bank A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$455,000	View
United Nations Federal CU	Conventional	1	0.1%	100%	$705,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$525,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0.1%	100%	$1,205,000
Gershman Investment Corp.	Conventional	1	0.1%	100%	$405,000
Village Capital & Investment	VA	1	0.1%	100%	$405,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$225,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +2 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allied Mortgage Group, Inc	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Heritage Federal Credit Union A+5.0 ★Texas Ratio: 0.00%	HELOC	0 +1 HELOCs	0%	n/a		View
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Nocatee Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Nocatee, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Nocatee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nocatee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Nocatee, FL

Use these to narrow the list above. Each category shows how many Nocatee, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 89 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 20 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 65 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 24 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Nocatee, FL

Independent mortgage companies closed 56.8 percent of home loans in Nocatee, Florida in 2025, banks 30.4 percent and credit unions 12.9 percent. Freedom Mortgage Corporation was the largest mortgage company, Ameris Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 65 loans.

56.8%

Mortgage companies

30.4%

Banks

12.9%

Credit unions

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

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Frequently Asked Questions About Mortgage Lenders in Nocatee, FL

Who is the largest mortgage lender in Nocatee, FL?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Nocatee, Florida with 68 loans, about 7.5 percent of the market. The largest lender headquartered in Florida was VyStar Credit Union with 65 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Nocatee, FL have the highest approval rates?

Among lenders with meaningful volume in Nocatee, Florida, Ameris Bank approved the highest share of completed applications in 2025 at 94.4 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Nocatee, FL mortgage lenders offer FHA, VA and USDA loans?

20 lenders closed FHA loans in Nocatee, Florida in 2025, led by United Wholesale Mortgage with 13. 41 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Nocatee, FL lender list?

Yes. 56 banks and 31 credit unions closed home loans in Nocatee, Florida in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Nocatee, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Nocatee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nocatee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nocatee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.