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Mortgage Lenders and Brokers in Horizon West, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Horizon West, Florida mortgage lenders include Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Helm Bank USAHelm Bank USA999 Brickell Ave, Miami, FL 33131A5.0 ★Texas Ratio: 10.01%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, and Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Horizon West, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Horizon West are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Horizon West, Florida

Market share is the lender's share of all home loans closed in Horizon West, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	41 +39 HELOCs	2.4%	87.2%	$320,853	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	29 +5 HELOCs	1.7%	90.6%	$572,586	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	21 +26 HELOCs	1.2%	91.3%	$826,904	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo, HELOC	17 +3 HELOCs	1%	73.9%	$377,941	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	15	0.9%	93.8%	$433,666	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	13 +6 HELOCs	0.8%	56%	$240,384	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	11	0.7%	73.3%	$419,545	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +9 HELOCs	0.5%	75%	$492,777	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	8 +13 HELOCs	0.5%	62.5%	$487,500	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	7 +25 HELOCs	0.4%	87.5%	$1,162,142	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0.4%	77.8%	$396,428	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	7	0.4%	50%	$72,142	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	6 +4 HELOCs	0.4%	100%	$248,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	5 +13 HELOCs	0.3%	100%	$621,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, Jumbo	5	0.3%	100%	$425,000	View
Mccoy Federal Credit Union 931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49%	Conventional	5	0.3%	75%	$151,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +5 HELOCs	0.2%	71.4%	$135,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	4 +4 HELOCs	0.2%	100%	$485,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	3 +9 HELOCs	0.2%	60%	$285,000	View
Bradesco Bank 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32%	Conventional	3	0.2%	100%	$471,666	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	2 +9 HELOCs	0.1%	100%	$1,010,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$120,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	2	0.1%	100%	$1,440,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional	2	0.1%	66.7%	$245,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	100%	$535,000	View
Intercredit Bank, N.A. 1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146	Conventional	2	0.1%	100%	$435,000
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.1%	100%	$915,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo	2	0.1%	100%	$1,285,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$155,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$535,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	14.3%	$3,505,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$785,000	View
Terrabank N.A. 1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	VA, Jumbo	1	0.1%	100%	$1,045,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional	1	0.1%	33.3%	$805,000	View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	Conventional, Jumbo	1	0.1%	100%	$825,000	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	1	0.1%	66.7%	$595,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$635,000	View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	FHA	1	0.1%	50%	$505,000	View
Metro City Bank 6202 Commerce Palms Dr, Tampa, FL 33647 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	50%	$275,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +3 HELOCs	0%	0%		View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
Jet HomeLoans, LP	Conventional, FHA, VA, Jumbo	57	3.4%	90.5%	$537,807
K. Hovnanian American Mortgage	Conventional, FHA, VA	45	2.7%	71.4%	$528,555
Acrisure Mortgage, LLC	Conventional, FHA, VA, Jumbo	44	2.6%	100%	$481,363
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	27	1.6%	90%	$548,703
Trailblazer Mortgage L.L.C.	Conventional, FHA	25	1.5%	100%	$447,400
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	14	0.8%	87.5%	$513,571	View
Alkan Mortgage Corporation	Conventional, VA	11	0.7%	100%	$439,545
Freedom Mortgage Corporation	FHA, VA	10	0.6%	76.9%	$522,000
The Mortgage Firm	Conventional	9	0.5%	100%	$539,444
Reliable Holdings Manager dba Lendz Financial	Conventional	8	0.5%	88.9%	$325,000
Lakeview Loan Servicing, LLC	Conventional	4	0.2%	23.7%	$310,000
Park Square Home Mortgage, LLC	Conventional	3	0.2%	100%	$628,333
PHH Mortgage Corporation	Conventional, VA	2	0.1%	100%	$765,000
American Bancshares Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$435,000
Nqm Funding, LLC	Conventional, Jumbo	2	0.1%	100%	$785,000
Mortgage Lenders Investment Tr	Conventional, FHA	2	0.1%	100%	$355,000
First Equity Mortgage Bankers Inc.	Conventional	1	0.1%	100%	$745,000
Obsidian Financial Services	Conventional	1	0.1%	100%	$545,000
DG Pinnacle Funding, LLC	Conventional	1	0.1%	100%	$205,000
Real Genius LLC	Conventional	1	0.1%	100%	$285,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	146 +6 HELOCs	8.6%	88.6%	$491,575
Rocket Mortgage	Conventional, FHA, VA, Jumbo	130	7.7%	82%	$412,461
Pulte Mortgage LLC	Conventional, FHA, VA, Jumbo	108	6.4%	76.1%	$478,611
loanDepot.com LLC	Conventional, FHA, VA, HELOC	62 +4 HELOCs	3.7%	81.6%	$470,645
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	55 +5 HELOCs	3.3%	88.9%	$483,181
Pennymac Loan Services LLC	Conventional, FHA, VA	53	3.1%	88.5%	$388,018
M/I Financial. LLC	Conventional, FHA, VA, Jumbo	51	3%	95.2%	$544,019
DHI Mortgage Company, LTD.	Conventional, FHA, VA	41	2.4%	91.1%	$549,146
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	30 +3 HELOCs	1.8%	91.2%	$555,000
Primelending	Conventional, FHA, VA, Jumbo	22	1.3%	92.6%	$435,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	21 +15 HELOCs	1.2%	72.4%	$445,000
Spring Eq, LLC	Conventional, HELOC	16 +8 HELOCs	0.9%	55.9%	$105,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	15	0.9%	61.5%	$379,000	View
Nationstar Mortgage	Conventional	14	0.8%	93.3%	$145,714
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	14	0.8%	100%	$420,714	View
The Loan Store, Inc	Conventional, HELOC	11 +5 HELOCs	0.7%	85.7%	$396,818
Guaranteed Rate Affinity, LLC	Conventional, VA, HELOC	11 +1 HELOCs	0.7%	100%	$474,090
PFN Lending Group, Inc.	Conventional, FHA	11	0.7%	100%	$581,363
Movement Mortgage, LLC	Conventional, FHA, VA	10	0.6%	100%	$393,000
Resicentral LLC	Conventional	10	0.6%	100%	$349,000
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	9 +2 HELOCs	0.5%	90%	$561,666
Cornerstone First Mortgage, LLC	Conventional, FHA	9	0.5%	100%	$537,222
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	9	0.5%	69.2%	$315,000	View
AmWest Funding Corp	Conventional, HELOC	8 +1 HELOCs	0.5%	100%	$342,500
Kind Lending, LLC	Conventional, FHA, VA	8	0.5%	72.7%	$452,500
Champions Funding, LLC	Conventional	8	0.5%	100%	$382,500
Better Mortgage Corporation	Conventional, HELOC	7 +2 HELOCs	0.4%	50%	$315,000
General Mortgage Capital Corporation	Conventional	7	0.4%	100%	$367,857
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA, Jumbo	6	0.4%	100%	$580,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.4%	75%	$580,000	View
Mortgage Research Center	Conventional, VA	6	0.4%	66.7%	$623,333
Citadel Servicing Corporation	Conventional, Jumbo	6	0.4%	88.9%	$600,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, Jumbo, HELOC	5 +1 HELOCs	0.3%	100%	$959,000	View
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	5 +1 HELOCs	0.3%	83.3%	$577,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA, Jumbo	5	0.3%	100%	$479,000
All Credit Considered Mortgage, Inc.	Conventional	5	0.3%	100%	$269,000
Filo Mortgage, LLC	Conventional	5	0.3%	100%	$407,000
HomeXpress Mortgage Corp.	Conventional	5	0.3%	100%	$577,000
New Wave Lending Group Inc	Conventional	5	0.3%	100%	$389,000
Nfm, Inc	Conventional	5	0.3%	100%	$479,000
Stg Mortgage Inc	Conventional, FHA	5	0.3%	75%	$377,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	5	0.3%	100%	$677,000	View
Union Home Mortgage Corp.	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$450,000
American Financial Network, Inc.	Conventional	4	0.2%	57.1%	$572,500
Discover Bank	Conventional	4	0.2%	14.3%	$82,500
Provident Funding Associates	Conventional	4	0.2%	80%	$580,000
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	4	0.2%	80%	$832,500
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	4	0.2%	80%	$392,500	View
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	4	0.2%	100%	$600,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	4	0.2%	100%	$735,000	View
Nexera Holding LLC	Conventional, Jumbo	4	0.2%	100%	$857,500
HomeBridge Financial Services, Inc	Conventional, HELOC	3 +11 HELOCs	0.2%	100%	$538,333
Digital Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0.2%	66.7%	$161,666
RBC Bank (Georgia), N.A.	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$541,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	3	0.2%	100%	$498,333	View
Everett Financial, Inc.	Conventional, FHA	3	0.2%	75%	$361,666
Sage Home Loans Corporation	Conventional, FHA, Jumbo	3	0.2%	100%	$648,333
Toll Brothers Mortgage Company	Conventional, VA, Jumbo	3	0.2%	100%	$575,000
Amerisave Mortgage Company	Conventional	3	0.2%	21.4%	$268,333
Guild Mortgage Company	Conventional, FHA	3	0.2%	75%	$461,666
Mortgage Equity Partners LLC	Conventional	3	0.2%	100%	$508,333
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	75%	$508,333	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.2%	100%	$351,666	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	3	0.2%	100%	$538,333	View
21St Mortgage	Conventional	3	0.2%	20%	$131,666
JMAC Lending, Inc.	Conventional, FHA	3	0.2%	100%	$445,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$615,000	View
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,010,000
Originpoint, LLC	Conventional	2	0.1%	100%	$730,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$525,000	View
First Community Mortgage, Inc.	Conventional	2	0.1%	100%	$475,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	2	0.1%	100%	$400,000	View
Equity Prime Mortgage LLC	Conventional, FHA	2	0.1%	100%	$580,000
Developer's Mortgage Company	Conventional, Jumbo	2	0.1%	100%	$1,045,000
Intercoastal Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, Jumbo	2	0.1%	100%	$785,000	View
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$340,000
Evergreen Moneysource Mortgage Company	Conventional, FHA	2	0.1%	100%	$385,000
American Pacific Mortgage Corporation	Conventional	2	0.1%	66.7%	$300,000
Towne Mortgage Company	Conventional, FHA	2	0.1%	100%	$435,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.1%	100%	$515,000	View
Zillow Home Loans, LLC	Conventional	2	0.1%	66.7%	$620,000
Mutual of Omaha Mortgage	FHA, VA	2	0.1%	66.7%	$460,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$465,000
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional, FHA	2	0.1%	100%	$460,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.1%	100%	$750,000	View
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$635,000
Tammac Holdings Corporation	Conventional	2	0.1%	25%	$105,000
Pentagon Federal Credit Union	VA, Jumbo, HELOC	1 +6 HELOCs	0.1%	50%	$815,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$545,000	View
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$665,000
Delta Community Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$85,000
Synovus Bank	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$6,795,000
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$45,000
Northrop Grumman Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$345,000
Members 1St FCU	Conventional	1	0.1%	100%	$605,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$125,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	VA	1	0.1%	100%	$665,000	View
Mortgage America, Inc. A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$245,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$645,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$455,000
Pinnacle Mortgage Inc.	Conventional	1	0.1%	100%	$255,000
Nbkc Bank	Conventional	1	0.1%	50%	$735,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$665,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$585,000
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$35,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$305,000	View
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$205,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$575,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$865,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	50%	$505,000	View
Quorum Federal Credit Union	Conventional	1	0.1%	100%	$195,000
FirstTrust Home Loans	Conventional	1	0.1%	100%	$365,000
Ahl Funding	Conventional	1	0.1%	100%	$675,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$425,000
Apci Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Northwest Federal Credit Union	Conventional	1	0.1%	50%	$125,000
Select Lending Services, LLC	FHA	1	0.1%	100%	$345,000
Credit Human Federal Credit Un	Conventional	1	0.1%	40%	$95,000
Bay Equity LLC	Conventional	1	0.1%	100%	$255,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$805,000	View
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$625,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$565,000
Greenbox Loans	Conventional, Jumbo	1	0.1%	100%	$925,000
My Mortgage, Inc	Conventional	1	0.1%	100%	$645,000
Capital Center LLC	Conventional	1	0.1%	100%	$525,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Deseret First Credit Union	Conventional	1	0.1%	100%	$125,000
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	FHA	1	0.1%	100%	$435,000	View
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$395,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
Planet Home Lending, LLC	VA	1	0.1%	50%	$725,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$355,000
Gardner Financial Services	Conventional	1	0.1%	100%	$325,000
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional, Jumbo	1	0.1%	100%	$1,275,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$105,000
Bankesb	Conventional	1	0.1%	100%	$405,000
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$805,000
Andrews Federal Credit Union	Conventional	1	0.1%	100%	$345,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$725,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$325,000
DFCU Financial	Conventional	1	0.1%	100%	$675,000
Amres Corporation ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$725,000	View
Radius Financial Group Inc	Conventional	1	0.1%	100%	$405,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$295,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$525,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$425,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$655,000
Citizens Bank A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$355,000	View
TowneBank	VA	1	0.1%	100%	$525,000
Summit Funding.Inc	FHA	1	0.1%	100%	$525,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	50%	$335,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$385,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$235,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$455,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$125,000
United Nations Federal CU	Conventional	1	0.1%	100%	$455,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$705,000	View
Vanderbilt Mortgage and Finance, Inc	FHA	1	0.1%	100%	$535,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	40%	$85,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$415,000	View
Plaza Home Mortgage, Inc	VA	1	0.1%	50%	$575,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$765,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	50%	$215,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$565,000
Cake Mortgage Corp.	Conventional	1	0.1%	50%	$115,000
Village Capital & Investment	FHA	1	0.1%	66.7%	$485,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$595,000
Coastal Community Bank	HELOC	0 +15 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +3 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	0%
Communityamerica Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Union Savings Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Horizon West Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Horizon West, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Horizon West? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Horizon West in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Horizon West, FL

Use these to narrow the list above. Each category shows how many Horizon West, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 138 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 64 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 42 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 52 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 44 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Horizon West, FL

Independent mortgage companies closed 77 percent of home loans in Horizon West, Florida in 2025, banks 15.5 percent and credit unions 7.4 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Partners Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Partners Federal Credit Union led with 41 loans.

77%

Mortgage companies

15.5%

Banks

7.4%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Horizon West, FL

Who is the largest mortgage lender in Horizon West, FL?

By home loans closed in 2025, Partners Federal Credit Union was the largest mortgage lender in Horizon West, Florida with 41 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Horizon West, FL have the highest approval rates?

Among lenders with meaningful volume in Horizon West, Florida, M/I Financial. LLC approved the highest share of completed applications in 2025 at 95.2 percent, against a 81 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Horizon West, FL mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Horizon West, Florida in 2025, led by Jet HomeLoans, LP with 33. 42 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Horizon West, FL lender list?

Yes. 64 banks and 39 credit unions closed home loans in Horizon West, Florida in 2025, alongside 138 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Horizon West, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Horizon West, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Horizon West, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Horizon West. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.