Holiday, Florida mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association4714 Mile Stretch Dr, Holiday, FL 34690A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank2211 Us Highway 19, Holiday, FL 34691A+5.0 ★Texas Ratio: 2.87%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Suncoast Credit UnionSuncoast Credit Union3422 US Highway 19, Holiday, FL 34691A5.0 ★Texas Ratio: 6.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Republic Bank & TrustRepublic Bank & Trust12933 Walsingham Rd, Largo, FL 33774A+5.0 ★Texas Ratio: 2.91%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holiday, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holiday are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Holiday, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Holiday 4714 Mile Stretch Dr, Holiday, FL 34690 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $85,000 | View |
|
★ 1 stars, 1 review 1 office in Holiday 2211 Us Highway 19, Holiday, FL 34691 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $135,000 | View |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 7 | 1.3% | 100% | $177,857 | View |
|
3422 US Highway 19, Holiday, FL 34691 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +14 HELOCs |
0.8% | 80% | $212,500 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $192,500 | View |
|
12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 4 | 0.8% | 100% | $185,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 0.6% | 100% | $115,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 40% | $90,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $185,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 40% | $195,000 | View |
|
701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
Conventional | 2 | 0.4% | 100% | $75,000 | View |
|
1218 Us Highway 19, Holiday, FL 34691 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 50% | $90,000 | View |
|
11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 0.4% | 66.7% | $190,000 | View |
|
19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 2 | 0.4% | 100% | $215,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $225,000 | View |
|
4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $105,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $195,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $95,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
27950 Us Highway 19 North, Clearwater, FL 33761 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 1.3% | 80% | $239,285 | |
The Mortgage Firm
|
Conventional, FHA | 5 | 1% | 100% | $195,000 | |
Acrisure Mortgage, LLC
|
Conventional | 4 | 0.8% | 100% | $270,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.4% | 33.3% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Americas Mortgage Professionals, LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
LoanFlight Lending, LLC.
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.2% | 100% | $375,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 76 | 14.5% | 80.2% | $240,657 | |
Rocket Mortgage
|
Conventional, FHA, VA | 46 | 8.8% | 74.2% | $171,086 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 19 | 3.6% | 90.5% | $156,052 | |
Click n' Close, Inc.
|
Conventional, FHA | 16 | 3% | 94.4% | $133,750 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 15 | 2.9% | 53.6% | $192,333 | View |
Mortgage Research Center
|
Conventional, VA | 15 | 2.9% | 83.3% | $242,333 | |
Paramount Residential Mortgage
|
Conventional, FHA | 14 | 2.7% | 100% | $240,714 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 13 | 2.5% | 86.7% | $194,230 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 1.9% | 70.6% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 10 | 1.9% | 100% | $211,000 | View |
Everett Financial, Inc.
|
Conventional, FHA, VA | 8 | 1.5% | 75% | $137,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 8 | 1.5% | 72.7% | $106,250 | |
My Mortgage, Inc
|
Conventional, FHA | 8 | 1.5% | 100% | $216,250 | |
Point Mortgage Corp
|
Conventional, FHA | 8 | 1.5% | 90% | $190,000 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 7 | 1.3% | 100% | $243,571 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 7 | 1.3% | 77.8% | $183,571 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 1.3% | 100% | $127,857 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA | 6 | 1.1% | 85.7% | $195,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 6 | 1.1% | 75% | $236,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 6 | 1.1% | 100% | $193,333 | |
Legend Lending Corporation
|
Conventional, FHA | 6 | 1.1% | 100% | $176,666 | |
Homeowners Financial Group, LLC
|
Conventional, FHA | 6 | 1.1% | 85.7% | $166,666 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 5 | 1% | 71.4% | $169,000 | |
American Financial Resources LLC
|
Conventional, FHA | 5 | 1% | 100% | $269,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 5 | 1% | 100% | $235,000 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 4 +3 HELOCs |
0.8% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 44.4% | $155,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $155,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 4 | 0.8% | 85.7% | $160,000 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 0.8% | 100% | $137,500 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 4 | 0.8% | 50% | $207,500 | |
Leaderone Financial Corp.
|
Conventional, FHA | 4 | 0.8% | 100% | $185,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.6% | 75% | $228,333 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 0.6% | 75% | $101,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 0.6% | 75% | $155,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 0.6% | 60% | $115,000 | View |
Spring Eq, LLC
|
Conventional | 3 | 0.6% | 60% | $58,333 | |
Equity Resources Inc
|
FHA | 2 | 0.4% | 100% | $270,000 | |
Residential Wholesale Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $165,000 | |
Go Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $135,000 | |
Norwich Commercial Group Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $95,000 | |
Michigan Mutual, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $135,000 | |
Sun West Mortgage Company, Inc
|
FHA, VA | 2 | 0.4% | 66.7% | $215,000 | |
Nfm, Inc
|
FHA, VA | 2 | 0.4% | 100% | $230,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $230,000 | |
BoxCar Mortgage, LLC
|
FHA | 2 | 0.4% | 100% | $210,000 | |
Lendsure Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $190,000 | |
Synovus Bank
|
Conventional | 2 | 0.4% | 100% | $205,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.4% | 100% | $210,000 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $255,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
FHA | 2 | 0.4% | 100% | $250,000 | View |
Top Flite Financial, Inc.
|
Conventional | 2 | 0.4% | 100% | $105,000 | |
Village Capital & Investment
|
FHA | 2 | 0.4% | 100% | $255,000 | |
Valon Mortgage
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $235,000 | |
Tidewater Mortgage Services, Inc
|
FHA | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Cliffco, Inc.
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.2% | 100% | $5,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
Nbkc Bank
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.2% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Resicentral LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
Amerisave Mortgage Company
|
FHA | 1 | 0.2% | 16.7% | $65,000 | |
Preferred Lending Services, LLC
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 50% | $55,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.2% | 100% | $125,000 | |
VanDyk Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $265,000 | |
American Financing Corporation
|
FHA | 1 | 0.2% | 50% | $75,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Citizens Community Bank
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 66.7% | $65,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $325,000 | View |
Southeast Mortgage of Georgia, Inc.
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $245,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 66.7% | $275,000 | |
Embrace Home Loans, Inc.
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 50% | $265,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.2% | 100% | $295,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
Saygo Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Victorian Finance, LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Keystone Funding, Inc
|
VA | 1 | 0.2% | 100% | $145,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0.2% | 100% | $305,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 100% | $175,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.2% | 50% | $255,000 | |
Gershman Investment Corp.
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 100% | $355,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | 0% | ||
Coastal Community Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Holiday? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holiday in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Holiday, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 86.3 percent of home loans in Holiday, Florida in 2025, banks 9.3 percent and credit unions 4.4 percent. Freedom Mortgage Corporation was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Gte Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Gte Federal Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Holiday, Florida with 1 loans, about 0.2 percent of the market. The largest lender headquartered in Florida was Gte Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Holiday, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 80.2 percent, against a 79.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
76 lenders closed FHA loans in Holiday, Florida in 2025, led by United Wholesale Mortgage with 37. 19 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 9 credit unions closed home loans in Holiday, Florida in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holiday, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holiday, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holiday. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.