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Home / Mortgage Lenders / Florida / Haines City
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Mortgage Lenders and Brokers in Haines City, Florida

Haines City, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association36099 Us Hwy 27 N, Haines City, FL 33844A+5.0 ★Texas Ratio: 2.27%, Citizens Bank and TrustCitizens Bank and Trust36250 Us Hwy 27 N, Haines City, FL 33844D2.1 ★Texas Ratio: 5.22%, Truist BankTruist Bank99 Us Highway 17 92 W, Haines City, FL 33844A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA905 E Hinson Ave, Haines City, FL 33844A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA615 E Hinson Ave, Haines City, FL 33844A+5.0 ★Texas Ratio: 5.36%, Midflorida Credit UnionMidflorida Credit Union35849 US Hwy 27 N, Haines City, FL 33844A+5.0 ★Texas Ratio: 3.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, and Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Haines City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Haines City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Haines City, Florida

Market share is the lender's share of all home loans closed in Haines City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 5 stars, 1 review
1 office in Haines City
36099 Us Hwy 27 N, Haines City, FL 33844
A+5.0 ★Texas Ratio: 2.27%
Conventional, HELOC 15
+3 HELOCs
1.9% 75% $247,000 View
1 office in Haines City
36250 Us Hwy 27 N, Haines City, FL 33844
D2.1 ★Texas Ratio: 5.22%
Conventional 5 0.6% 83.3% $75,000 View
★ 1 stars, 1 review
1 office in Haines City
99 Us Highway 17 92 W, Haines City, FL 33844
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 2
+2 HELOCs
0.3% 100% $120,000 View
1 office in Haines City
905 E Hinson Ave, Haines City, FL 33844
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, HELOC 2
+1 HELOCs
0.3% 66.7% $190,000 View
1 office in Haines City
615 E Hinson Ave, Haines City, FL 33844
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.1% 100% $145,000 View
★ 1 stars, 1 review
35849 US Hwy 27 N, Haines City, FL 33844
A+5.0 ★Texas Ratio: 3.18%
Conventional, HELOC 14
+6 HELOCs
1.8% 37.8% $101,428 View
500 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.68%
Conventional 4 0.5% 100% $320,000 View
360 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 3
+1 HELOCs
0.4% 75% $148,333 View
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
Conventional, VA 3 0.4% 100% $285,000 View
5555 N Center Drive, Lake Buena Vista, FL 32830
A+5.0 ★Texas Ratio: 4.65%
Conventional, HELOC 2
+2 HELOCs
0.3% 40% $255,000 View
1533 Sunset Dr, Coral Gables, FL 33143
A+5.0 ★Texas Ratio: 0.83%
Conventional 2 0.3% 100% $205,000 View
Intercredit Bank, N.A.
1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146
Conventional 2 0.3% 100% $265,000
9105 Strada Pl, Naples, FL 34108
A+5.0 ★Texas Ratio: 2.85%
FHA, HELOC 1
+1 HELOCs
0.1% 33.3% $345,000 View
20437 State Road 7, Boca Raton, FL 33498
A+5.0 ★Texas Ratio: 5.37%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $45,000 View
1070 Gateway Blvd, Boynton Beach, FL 33426
A+5.0 ★Texas Ratio: 1.22%
Conventional 1 0.1% 100% $325,000 View
1209 Kingsway Rd, Brandon, FL 33510
A+5.0 ★Texas Ratio: 5.93%
Conventional 1 0.1% 45.5% $35,000 View
850 Park Shore Drive, Naples, FL 34103
A+5.0 ★Texas Ratio: 4.11%
FHA 1 0.1% 100% $125,000 View
999 Brickell Ave, Miami, FL 33131
A5.0 ★Texas Ratio: 10.01%
Conventional 1 0.1% 100% $155,000 View
1001 3rd Ave W, Bradenton, FL 34205
A+5.0 ★Texas Ratio: 2.54%
Conventional 1 0.1% 100% $255,000 View
7375 University Pkwy, Bradenton, FL 34202 2300
A5.0 ★Texas Ratio: 7.65%
Conventional 1 0.1% 33.3% $45,000 View
1328 E Oak St, Arcadia, FL 34266
A5.0 ★Texas Ratio: 6.26%
HELOC 0
+2 HELOCs
0% 0% View
254 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+1 HELOCs
0% 0% View
Lennar Mortgage, LLC
Conventional, FHA, VA 24 3.1% 44.4% $316,666
Freedom Mortgage Corporation
Conventional, FHA, VA 8 1% 80% $351,250
Acrisure Mortgage, LLC
FHA 4 0.5% 100% $317,500
Alkan Mortgage Corporation
Conventional, FHA 3 0.4% 100% $235,000
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA 2 0.3% 33.3% $250,000 View
Obsidian Financial Services
Conventional, FHA 2 0.3% 100% $350,000
New Day Financial, LLC.
VA 2 0.3% 75% $295,000
Reliable Holdings Manager dba Lendz Financial
Conventional 2 0.3% 100% $205,000
The Mortgage Firm
Conventional 2 0.3% 100% $320,000
Lakeview Loan Servicing, LLC
FHA 1 0.1% 54.5% $355,000
A5.0 ★Texas Ratio: 10.20%
Conventional 1 0.1% 100% $95,000 View
Mortgage Bank of California
Conventional 1 0.1% 100% $245,000
DHI Mortgage Company, LTD.
Conventional, FHA, VA 217 27.8% 79.8% $316,658
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 70
+4 HELOCs
9% 71.3% $297,142
Cardinal Financial Company, Li
Conventional, FHA, VA 42 5.4% 82.8% $262,619
Rocket Mortgage
Conventional, FHA, VA 39 5% 73.6% $218,589
CrossCountry Mortgage, LLC
Conventional, FHA, VA 24 3.1% 96% $315,833
New American Funding, LLC.
Conventional, FHA, HELOC 19
+1 HELOCs
2.4% 86.4% $265,000
Guaranteed Rate, Inc.
Conventional, FHA, VA 14 1.8% 83.3% $293,571
Pennymac Loan Services LLC
Conventional, FHA, VA 14 1.8% 76.2% $252,857
First Heritage Mortgage, LLC
Conventional, FHA 14 1.8% 100% $344,285
loanDepot.com LLC
Conventional, FHA, VA, HELOC 12
+1 HELOCs
1.5% 66.7% $330,000
A+5.0 ★Texas Ratio: 2.02%
Conventional, FHA 10 1.3% 91.7% $306,000 View
Stg Mortgage Inc
Conventional, FHA 10 1.3% 100% $361,000
A5.0 ★Texas Ratio: 8.10%
Conventional, FHA, VA 8 1% 44.4% $270,000 View
Homeamerican Mortgage Corporation
FHA 7 0.9% 63.6% $342,142
Genway Home Mortgage, Inc.
Conventional, FHA 5 0.6% 83.3% $175,000
The Loan Store, Inc
Conventional, VA 5 0.6% 100% $309,000
RMC Home Mortgage, LLC
FHA, VA 4 0.5% 100% $447,500
Kind Lending, LLC
FHA, VA 4 0.5% 100% $340,000
New Wave Lending Group Inc
Conventional 4 0.5% 100% $300,000
Union Home Mortgage Corp.
Conventional, FHA 4 0.5% 100% $132,500
Mortgage Research Center
FHA, VA 4 0.5% 33.3% $392,500
Champions Funding, LLC
Conventional 4 0.5% 66.7% $257,500
Village Capital & Investment
FHA, VA 4 0.5% 55.6% $372,500
EMM Loans LLC
Conventional, FHA 3 0.4% 100% $228,333
Cornerstone First Mortgage, LLC
Conventional, FHA 3 0.4% 100% $308,333
American Financial Resources LLC
FHA 3 0.4% 100% $218,333
Royal United Mortgage LLC
Conventional, FHA, VA 3 0.4% 100% $158,333
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA 3 0.4% 100% $241,666 View
Everett Financial, Inc.
Conventional, FHA 3 0.4% 60% $241,666
Amerisave Mortgage Company
Conventional 3 0.4% 27.3% $148,333
American Financial Network, Inc.
Conventional, FHA 3 0.4% 75% $245,000
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA 3 0.4% 80% $378,333 View
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.4% 75% $271,666 View
Zillow Home Loans, LLC
Conventional, FHA 3 0.4% 100% $265,000
A+5.0 ★Texas Ratio: 2.14%
Conventional, FHA 3 0.4% 75% $258,333 View
Paramount Residential Mortgage
Conventional, FHA 3 0.4% 100% $301,666
A+5.0 ★Texas Ratio: 0.00%
FHA 3 0.4% 27.3% $248,333 View
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, USDA 3 0.4% 100% $248,333 View
HomeBridge Financial Services, Inc
FHA, HELOC 2
+2 HELOCs
0.3% 50% $330,000
Primelending
FHA, VA 2 0.3% 66.7% $290,000
All Credit Considered Mortgage, Inc.
Conventional 2 0.3% 100% $235,000
Equity Prime Mortgage LLC
FHA 2 0.3% 50% $255,000
Movement Mortgage, LLC
Conventional 2 0.3% 75% $320,000
Resicentral LLC
Conventional, FHA 2 0.3% 100% $280,000
AdvantageFirst Lending Inc
FHA, VA 2 0.3% 66.7% $310,000
A+5.0 ★Texas Ratio: 1.71%
FHA 2 0.3% 100% $280,000 View
A5.0 ★Texas Ratio: 8.47%
Conventional 2 0.3% 100% $230,000 View
Click n' Close, Inc.
Conventional, FHA 2 0.3% 66.7% $130,000
Ameritrust Mortgage Corporation
FHA 2 0.3% 100% $350,000
Planet Home Lending, LLC
FHA 2 0.3% 100% $280,000
Waterstone Mortgage Corporation
Conventional 2 0.3% 100% $365,000
American Pacific Mortgage Corporation
FHA 2 0.3% 100% $315,000
Mortgage Solutions of Colorado
VA 2 0.3% 100% $345,000
Vanderbilt Mortgage and Finance, Inc
Conventional 2 0.3% 28.6% $75,000
American Neighborhood Mortgage Acceptance Company
FHA 2 0.3% 100% $240,000
Goodleap, LLC
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $65,000
Pentagon Federal Credit Union
VA, HELOC 1
+1 HELOCs
0.1% 100% $255,000
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 1
+1 HELOCs
0.1% 50% $225,000
Cadence Bank
Conventional 1 0.1% 100% $265,000
American Portfolio Mortgage Corporation
FHA 1 0.1% 100% $315,000
First Community Mortgage, Inc.
Conventional 1 0.1% 100% $315,000
American Airlines Federal Cred
Conventional 1 0.1% 100% $255,000
Cliffco, Inc.
Conventional 1 0.1% 100% $265,000
Golden Empire Mortgage, Inc.
FHA 1 0.1% 100% $145,000
AmeriHome Mortgage Company, LLC
Conventional 1 0.1% 50% $245,000
Loanunited.Com, LLC
VA 1 0.1% 100% $425,000
Deephaven Mortgage LLC
Conventional 1 0.1% 100% $255,000
Guild Mortgage Company
Conventional 1 0.1% 100% $285,000
General Mortgage Capital Corporation
Conventional 1 0.1% 100% $265,000
HomeXpress Mortgage Corp.
Conventional 1 0.1% 33.3% $275,000
Michigan Mutual, Inc
FHA 1 0.1% 100% $375,000
PFN Lending Group, Inc.
FHA 1 0.1% 100% $365,000
Sun West Mortgage Company, Inc
VA 1 0.1% 100% $395,000
Absolute Home Mortgage
FHA 1 0.1% 100% $235,000
Nextmortgage, LLC
Conventional 1 0.1% 100% $305,000
Credit Human Federal Credit Un
Conventional 1 0.1% 50% $85,000
Bay Equity LLC
FHA 1 0.1% 100% $205,000
Geneva Financial LLC
FHA 1 0.1% 100% $265,000
Homeowners Financial Group, LLC
FHA 1 0.1% 100% $295,000
American Internet Mortgage, Inc.
Conventional 1 0.1% 100% $245,000
Land Home Financial Services,
FHA 1 0.1% 100% $265,000
1st Financial, Inc.
FHA 1 0.1% 100% $315,000
Intelliloan, Inc.
FHA 1 0.1% 100% $385,000
Mortgage Center LC
Conventional 1 0.1% 100% $225,000
Direct Mortgage Loans, LLC
Conventional 1 0.1% 100% $255,000
A+5.0 ★Texas Ratio: 1.60%
Conventional 1 0.1% 100% $335,000 View
Milend, Inc
FHA 1 0.1% 100% $205,000
New Fed Mortgage Corp.
Conventional 1 0.1% 100% $345,000
Towne Mortgage Company
FHA 1 0.1% 100% $205,000
Self Help Credit Union
Conventional 1 0.1% 100% $225,000
Better Mortgage Corporation
Conventional 1 0.1% 100% $385,000
Geo-Corp, Inc.
FHA 1 0.1% 100% $355,000
Mutual of Omaha Mortgage
VA 1 0.1% 100% $185,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.1% 100% $265,000 View
A-4.9 ★Texas Ratio: 16.71%
Conventional 1 0.1% 50% $325,000 View
Webster Bank, N.A.
Conventional 1 0.1% 100% $235,000
21St Mortgage
Conventional 1 0.1% 12.5% $45,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 100% $355,000
Reliance First Capital, LLC
FHA 1 0.1% 100% $265,000
Spring Eq, LLC
Conventional 1 0.1% 16.7% $45,000
Plaza Home Mortgage, Inc
FHA 1 0.1% 50% $215,000
Luxury Mortgage Corp.
Conventional 1 0.1% 100% $305,000
Gershman Investment Corp.
FHA 1 0.1% 100% $245,000
JMAC Lending, Inc.
Conventional 1 0.1% 100% $175,000
Coastal Community Bank
HELOC 0
+4 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Haines City, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Haines City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Haines City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Haines City, FL

Use these to narrow the list above. Each category shows how many Haines City, FL lenders fit and what that kind of lender is usually best for.

Who Lends in Haines City, FL

Independent mortgage companies closed 88.6 percent of home loans in Haines City, Florida in 2025, banks 8.3 percent and credit unions 3.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 15 loans.

88.6%
Mortgage companies
8.3%
Banks
3.1%
Credit unions
53%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Haines City, FL

Who is the largest mortgage lender in Haines City, FL?

By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Haines City, Florida with 15 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Haines City, FL have the highest approval rates?

Among lenders with meaningful volume in Haines City, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 79.8 percent, against a 72.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Haines City, FL mortgage lenders offer FHA, VA and USDA loans?

71 lenders closed FHA loans in Haines City, Florida in 2025, led by DHI Mortgage Company, LTD. with 160. 26 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Haines City, FL lender list?

Yes. 29 banks and 11 credit unions closed home loans in Haines City, Florida in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Haines City, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Haines City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Haines City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Haines City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.