Haines City, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association36099 Us Hwy 27 N, Haines City, FL 33844A+5.0 ★Texas Ratio: 2.27%, Citizens Bank and TrustCitizens Bank and Trust36250 Us Hwy 27 N, Haines City, FL 33844D2.1 ★Texas Ratio: 5.22%, Truist BankTruist Bank99 Us Highway 17 92 W, Haines City, FL 33844A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA905 E Hinson Ave, Haines City, FL 33844A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA615 E Hinson Ave, Haines City, FL 33844A+5.0 ★Texas Ratio: 5.36%, Midflorida Credit UnionMidflorida Credit Union35849 US Hwy 27 N, Haines City, FL 33844A+5.0 ★Texas Ratio: 3.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, and Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Haines City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Haines City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Haines City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 1 office in Haines City 36099 Us Hwy 27 N, Haines City, FL 33844 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 15 +3 HELOCs |
1.9% | 75% | $247,000 | View |
|
1 office in Haines City 36250 Us Hwy 27 N, Haines City, FL 33844 D2.1 ★Texas Ratio: 5.22% |
Conventional | 5 | 0.6% | 83.3% | $75,000 | View |
|
★ 1 stars, 1 review 1 office in Haines City 99 Us Highway 17 92 W, Haines City, FL 33844 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $120,000 | View |
|
1 office in Haines City 905 E Hinson Ave, Haines City, FL 33844 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $190,000 | View |
|
1 office in Haines City 615 E Hinson Ave, Haines City, FL 33844 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
★ 1 stars, 1 review 35849 US Hwy 27 N, Haines City, FL 33844 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 14 +6 HELOCs |
1.8% | 37.8% | $101,428 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.5% | 100% | $320,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 75% | $148,333 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 3 | 0.4% | 100% | $285,000 | View |
|
5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 40% | $255,000 | View |
|
1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83% |
Conventional | 2 | 0.3% | 100% | $205,000 | View |
Intercredit Bank, N.A.
1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146 |
Conventional | 2 | 0.3% | 100% | $265,000 | |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $345,000 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $45,000 | View |
|
1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.1% | 45.5% | $35,000 | View |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $125,000 | View |
|
999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
|
1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.1% | 33.3% | $45,000 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 24 | 3.1% | 44.4% | $316,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1% | 80% | $351,250 | |
Acrisure Mortgage, LLC
|
FHA | 4 | 0.5% | 100% | $317,500 | |
Alkan Mortgage Corporation
|
Conventional, FHA | 3 | 0.4% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.3% | 33.3% | $250,000 | View |
Obsidian Financial Services
|
Conventional, FHA | 2 | 0.3% | 100% | $350,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 75% | $295,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 2 | 0.3% | 100% | $205,000 | |
The Mortgage Firm
|
Conventional | 2 | 0.3% | 100% | $320,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.1% | 54.5% | $355,000 | |
|
A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
Mortgage Bank of California
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 217 | 27.8% | 79.8% | $316,658 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 70 +4 HELOCs |
9% | 71.3% | $297,142 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 42 | 5.4% | 82.8% | $262,619 | |
Rocket Mortgage
|
Conventional, FHA, VA | 39 | 5% | 73.6% | $218,589 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 24 | 3.1% | 96% | $315,833 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 19 +1 HELOCs |
2.4% | 86.4% | $265,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 14 | 1.8% | 83.3% | $293,571 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 14 | 1.8% | 76.2% | $252,857 | |
First Heritage Mortgage, LLC
|
Conventional, FHA | 14 | 1.8% | 100% | $344,285 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
1.5% | 66.7% | $330,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 10 | 1.3% | 91.7% | $306,000 | View |
Stg Mortgage Inc
|
Conventional, FHA | 10 | 1.3% | 100% | $361,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 8 | 1% | 44.4% | $270,000 | View |
Homeamerican Mortgage Corporation
|
FHA | 7 | 0.9% | 63.6% | $342,142 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 5 | 0.6% | 83.3% | $175,000 | |
The Loan Store, Inc
|
Conventional, VA | 5 | 0.6% | 100% | $309,000 | |
RMC Home Mortgage, LLC
|
FHA, VA | 4 | 0.5% | 100% | $447,500 | |
Kind Lending, LLC
|
FHA, VA | 4 | 0.5% | 100% | $340,000 | |
New Wave Lending Group Inc
|
Conventional | 4 | 0.5% | 100% | $300,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 0.5% | 100% | $132,500 | |
Mortgage Research Center
|
FHA, VA | 4 | 0.5% | 33.3% | $392,500 | |
Champions Funding, LLC
|
Conventional | 4 | 0.5% | 66.7% | $257,500 | |
Village Capital & Investment
|
FHA, VA | 4 | 0.5% | 55.6% | $372,500 | |
EMM Loans LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $228,333 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $308,333 | |
American Financial Resources LLC
|
FHA | 3 | 0.4% | 100% | $218,333 | |
Royal United Mortgage LLC
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $158,333 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.4% | 100% | $241,666 | View |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.4% | 60% | $241,666 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.4% | 27.3% | $148,333 | |
American Financial Network, Inc.
|
Conventional, FHA | 3 | 0.4% | 75% | $245,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 3 | 0.4% | 80% | $378,333 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 75% | $271,666 | View |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.4% | 75% | $258,333 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 0.4% | 100% | $301,666 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 3 | 0.4% | 27.3% | $248,333 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, USDA | 3 | 0.4% | 100% | $248,333 | View |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 2 +2 HELOCs |
0.3% | 50% | $330,000 | |
Primelending
|
FHA, VA | 2 | 0.3% | 66.7% | $290,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.3% | 100% | $235,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.3% | 50% | $255,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.3% | 75% | $320,000 | |
Resicentral LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $280,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.3% | 66.7% | $310,000 | |
|
A+5.0 ★Texas Ratio: 1.71% |
FHA | 2 | 0.3% | 100% | $280,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.3% | 100% | $230,000 | View |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.3% | 66.7% | $130,000 | |
Ameritrust Mortgage Corporation
|
FHA | 2 | 0.3% | 100% | $350,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 0.3% | 100% | $280,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $365,000 | |
American Pacific Mortgage Corporation
|
FHA | 2 | 0.3% | 100% | $315,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.3% | 100% | $345,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.3% | 28.6% | $75,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 2 | 0.3% | 100% | $240,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $65,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $225,000 | |
Cadence Bank
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $315,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Cliffco, Inc.
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Golden Empire Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $145,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.1% | 50% | $245,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.1% | 100% | $425,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.1% | 33.3% | $275,000 | |
Michigan Mutual, Inc
|
FHA | 1 | 0.1% | 100% | $375,000 | |
PFN Lending Group, Inc.
|
FHA | 1 | 0.1% | 100% | $365,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.1% | 100% | $395,000 | |
Absolute Home Mortgage
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Nextmortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.1% | 50% | $85,000 | |
Bay Equity LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Homeowners Financial Group, LLC
|
FHA | 1 | 0.1% | 100% | $295,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Land Home Financial Services,
|
FHA | 1 | 0.1% | 100% | $265,000 | |
1st Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.1% | 100% | $385,000 | |
Mortgage Center LC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Milend, Inc
|
FHA | 1 | 0.1% | 100% | $205,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.1% | 100% | $205,000 | |
Self Help Credit Union
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.1% | 100% | $355,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.1% | 100% | $185,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.1% | 50% | $325,000 | View |
Webster Bank, N.A.
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
21St Mortgage
|
Conventional | 1 | 0.1% | 12.5% | $45,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.1% | 16.7% | $45,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.1% | 50% | $215,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Gershman Investment Corp.
|
FHA | 1 | 0.1% | 100% | $245,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Coastal Community Bank
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Haines City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Haines City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Haines City, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 88.6 percent of home loans in Haines City, Florida in 2025, banks 8.3 percent and credit unions 3.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Haines City, Florida with 15 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Haines City, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 79.8 percent, against a 72.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
71 lenders closed FHA loans in Haines City, Florida in 2025, led by DHI Mortgage Company, LTD. with 160. 26 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 11 credit unions closed home loans in Haines City, Florida in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Haines City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Haines City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Haines City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.