Haines City, Florida Mortgage Rates Today for October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current mortgage rates for Haines City, Florida borrowers from lenders serving Florida today start at 5.85% for a 30 year fixed and 5.50% for a 15 year fixed, compared with Florida averages of 7.139% and 6.695%. Haines City, Florida mortgage rates from lenders serving Florida range from 4.54% to 7.88%, verified by MonitorBankRates as of October 31, 2026. Current 30-year fixed mortgage rates for Haines City, Florida borrowers from lenders serving Florida include Radiant Credit UnionRadiant Credit UnionA+5.0 ★Texas Ratio: 3.03%Rate verified Oct 30, 2026 at 5.99%, Florida Central Credit UnionFlorida Central Credit UnionA+5.0 ★Texas Ratio: 5.46%Rate verified Oct 30, 2026 at 5.85%, Partners Federal Credit UnionPartners Federal Credit UnionA+5.0 ★Texas Ratio: 4.65%Rate verified Oct 29, 2026 at 6.482%, Fairwinds Credit UnionFairwinds Credit UnionA+5.0 ★Texas Ratio: 2.64%Rate verified Oct 30, 2026 at 6.50%, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 4.14%Rate verified Oct 31, 2026 at 6.625%. Mortgage rates as of October 31, 2026 according to verified data from MonitorBankRates.
Haines City borrowers can compare 183 mortgage rates from 38 lenders serving the Florida area, with mortgage rates as low as 5.99% from Radiant Credit Union. Use the tabs below to compare available loan types. Rates are continually updated, so we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Florida borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 31, 2026
Compare Mortgage Rates Today in Haines City, Florida & the Surrounding Area
Haines City 30 Year Fixed Mortgage Rates
As Low As; 30-year fixed-rate, first-lien mortgage, 80% loan-to-value; minimum 720 credit score; primary residence; applications received October 1-31, 2026 and closed within 90 days; membership eligibility required; subject to credit approval and rate-lock procedures
As Low As; Second Home Mortgage
As Low As; Rate shown as 'As low as 6.25%', APR shown as 'As low as 6.448%'
Interest rate not shown; rates are Partners' best fixed rates on approved credit; actual rate may be higher depending on credit and underwriting
Fixed Rate; $250,000 loan example; 80% LTV; 780 credit score; 45-day rate lock; 0.50 percentage point promotional discount requires FAIRWINDS checking with $500+ recurring direct deposit or automatic mortgage payments
Purchase; Page states You Don't Have to Pay Points on Your Mortgage
- Oct 31, 20266.69%▼ from 7.19%
- Oct 14, 20267.19%first recorded
Purchase mortgage; no points required
- Oct 31, 20266.69%▼ from 7.19%
- Oct 1, 20267.19%▲ from 6.94%
- Sep 19, 20266.94%first recorded
Mortgage effective as of Oct 28, 2026; APR = Annual Percentage Rate
- Oct 29, 20266.75%▼ from 7.00%
- Oct 15, 20267.00%▲ from 6.88%
- Oct 12, 20266.88%▼ from 7.00%
- Oct 8, 20267.00%first recorded
Effective as of Oct 28, 2026; Mortgage rates fluctuate with the market. Rates may differ at the time of application.
Estimated rate for primary residence conventional loan; Loan Amount: $360,000; Down Payment: 20%; Special rates for customers with deposit accounts, Online Banking, and recurring automatic deposits; minimum credit score 700; mortgage rates valid as of October 1, 2026
Loan Amount: $360,000; Down Payment: 20%; Primary and secondary residences, conventional; minimum credit score 700; Crews Bank & Trust deposit/Online Banking customers; valid as of October 1, 2026
FL loans only; APR is an estimate
Home loans section
Home loan; 0 points
Jumbo table (data-ratetype); purchase of existing single family primary residence; loan amount $1,000,000; estimated property value $1,250,000; property in NY, Erie county; escrow required; 60-day rate lock; assumed credit score 740
As Low As; Rates may include points.
- Oct 26, 20267.00%▼ from 7.13%
- Oct 14, 20267.13%▼ from 7.25%
- Oct 1, 20267.25%▲ from 7.13%
- Sep 27, 20267.13%▲ from 7.00%
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
As Low As; Purchase loan, $225,000 loan amount, $375,000 property value, NY (Erie county), existing single family primary residence, escrow required, 60-day rate lock, 740 credit score assumed; advertised APR assumes approximately 2.000 points
- Oct 31, 20267.09%▼ from 7.22%
- Oct 22, 20267.22%first recorded
Max Loan: $832,750; Jumbo rates available by call
- Oct 31, 20267.11%▼ from 7.35%
- Oct 7, 20267.35%▲ from 7.22%
- Oct 1, 20267.22%▲ from 6.97%
- Sep 18, 20266.97%▲ from 6.60%
Additional APR listed for this product: 7.375%. As Low As; Homepage featured card rate; 30 year term
- Sep 25, 20267.13%▲ from 6.88%
- Sep 17, 20266.88%first recorded
As Low As; Payment: 6,653.02 (payment column not a rate)
- Oct 30, 20267.14%▼ from 7.33%
- Sep 27, 20267.33%first recorded
As Low As; Conventional fixed mortgage
- Oct 19, 20267.15%▼ from 7.18%
- Oct 5, 20267.18%▲ from 7.00%
- Sep 14, 20267.00%first recorded
As Low As; Payment: 1,596.73
- Oct 30, 20267.19%▼ from 7.32%
- Oct 19, 20267.32%▲ from 7.07%
- Sep 18, 20267.07%first recorded
As Low As; Home Loans
Mortgage; Rates Effective: 10.30.26
- Oct 31, 20267.22%▼ from 7.34%
- Oct 26, 20267.34%▼ from 7.47%
- Sep 27, 20267.47%▲ from 7.34%
- Sep 24, 20267.34%▲ from 7.22%
As Low As; Conventional fixed mortgage
- Oct 5, 20267.25%▲ from 7.00%
- Sep 14, 20267.00%first recorded
As Low As; Purchase; Rates current as of 10/30/2026
- Oct 31, 20267.37%▼ from 7.49%
- Oct 20, 20267.49%▼ from 7.75%
- Oct 7, 20267.75%first recorded
As Low As; Homepage featured rate for 30-year fixed; *Terms & Conditions Apply
- Oct 31, 20267.38%▼ from 7.51%
- Oct 20, 20267.51%first recorded
Mortgage; Rates Effective: 10.30.26
- Oct 31, 20267.42%▼ from 7.68%
- Oct 26, 20267.68%▼ from 7.79%
- Oct 2, 20267.79%first recorded
Refinance; Conforming fixed rate mortgage; based on $300,000 loan amount; rate includes 0.125% autopay and paperless discount
- Oct 31, 20267.45%▼ from 7.83%
- Oct 7, 20267.83%first recorded
Purchase loan; rates effective 10/23/2026; APR includes finance charges of $1,700.00; prepaid interest not included
Refinance Mortgage; 20% Down Payment
Conforming mortgage; based on single-family primary residence purchase, 80% LTV, credit score 740, 15 days prepaid interest, 60-day rate lock; APR assumes $400,000 loan, 20% down, closing costs $2416.75 plus -0.04 points; rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie)
- Oct 31, 20267.46%▼ from 7.59%
- Oct 26, 20267.59%first recorded
As Low As; Refinance; Rates current as of 10/30/2026
- Oct 31, 20267.55%▼ from 7.68%
- Oct 20, 20267.68%▼ from 7.93%
- Oct 7, 20267.93%first recorded
Jumbo mortgage; based on purchase of single-family primary residence, 65% LTV, 740 credit score, 60-day rate lock; rates shown for New York only
- Oct 31, 20267.65%▼ from 7.72%
- Oct 26, 20267.72%▼ from 7.82%
- Oct 20, 20267.82%▼ from 7.94%
- Oct 14, 20267.94%▼ from 7.96%
Rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie); based on 80% LTV and 740 credit score
- Oct 31, 20267.73%▼ from 7.87%
- Oct 26, 20267.87%▲ from 7.86%
- Oct 20, 20267.86%▼ from 7.90%
- Oct 14, 20267.90%first recorded
Haines City 15 Year Fixed Mortgage Rates
Fixed Rate; $250,000 loan example; 80% LTV; 780 credit score; 45-day rate lock; 0.50 percentage point promotional discount requires FAIRWINDS checking with $500+ recurring direct deposit or automatic mortgage payments
Loan to Value: 80%; Origination: .50%; Based on $175,000 loan amount, purchase transaction
Mortgage effective as of Oct 28, 2026; APR = Annual Percentage Rate
- Oct 29, 20266.00%▼ from 6.38%
- Oct 15, 20266.38%▲ from 6.25%
- Oct 8, 20266.25%first recorded
Effective as of Oct 28, 2026; Mortgage rates fluctuate with the market. Rates may differ at the time of application.
As Low As; Second Home Mortgage
As Low As; Rate shown as 'As low as 6.000%', APR shown as 'As low as 6.010%'
Estimated rate for primary residence conventional loan; Loan Amount: $360,000; Down Payment: 20%; Special rates for customers with deposit accounts, Online Banking, and recurring automatic deposits; minimum credit score 700; mortgage rates valid as of October 1, 2026
Loan Amount: $360,000; Down Payment: 20%; Primary and secondary residences, conventional; minimum credit score 700; Crews Bank & Trust deposit/Online Banking customers; valid as of October 1, 2026
AS LOW AS; Home loans section
As Low As; Both traditional and short-term options available. Rates may include points.
- Oct 19, 20266.38%▼ from 6.50%
- Sep 27, 20266.50%▲ from 6.25%
- Sep 18, 20266.25%▲ from 6.13%
- Sep 14, 20266.13%first recorded
FL loans only; APR is an estimate
Max Loan: $832,750; Jumbo rates available by call
- Oct 31, 20266.53%▼ from 6.67%
- Oct 1, 20266.67%▲ from 6.41%
- Sep 18, 20266.41%▲ from 6.15%
- Sep 15, 20266.15%first recorded
Refinance Loan Options; Effective Date: 10/21/2026; This is A Limited Time Offer
- Oct 26, 20266.63%▲ from 6.50%
- Oct 6, 20266.50%▲ from 6.38%
- Sep 18, 20266.38%▲ from 6.00%
- Sep 14, 20266.00%first recorded
As Low As; Conventional fixed mortgage
- Oct 19, 20266.65%▼ from 6.78%
- Oct 5, 20266.78%▲ from 6.57%
- Sep 14, 20266.57%first recorded
As Low As; Payment: 2,074.20
- Oct 30, 20266.66%▲ from 6.53%
- Sep 18, 20266.53%▲ from 6.28%
- Sep 14, 20266.28%first recorded
As Low As; Homepage mortgage rate teaser; Check All Mortgage Rates for details
- Oct 31, 20266.70%▼ from 6.95%
- Oct 20, 20266.95%first recorded
As Low As; Featured mortgage rate; Select Check All Mortgage Rates for Details
- Oct 31, 20266.70%▼ from 6.83%
- Oct 26, 20266.83%first recorded
As Low As; Conventional fixed mortgage
- Oct 19, 20266.75%▼ from 6.78%
- Oct 5, 20266.78%▲ from 6.57%
- Sep 14, 20266.57%first recorded
Home loan; 0 points
Refinance Mortgage; 20% Down Payment
Conforming mortgage; based on single-family primary residence purchase, 80% LTV, credit score 740, 15 days prepaid interest, 60-day rate lock; APR assumes $400,000 loan, 20% down, closing costs $2416.75 plus -0.04 points; rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie)
- Oct 31, 20266.76%▼ from 6.89%
- Oct 26, 20266.89%first recorded
30% Down Payment; Rates last updated on 10/30/2026
As Low As; Purchase; Rates current as of 10/30/2026
- Oct 31, 20266.81%▼ from 6.94%
- Oct 20, 20266.94%▼ from 7.19%
- Oct 7, 20267.19%first recorded
As Low As; Purchase loan, $225,000 loan amount, $375,000 property value, NY (Erie county), existing single family primary residence, escrow required, 60-day rate lock, 740 credit score assumed; advertised APR assumes approximately 2.000 points
- Oct 31, 20266.87%▼ from 7.08%
- Oct 22, 20267.08%first recorded
Refinance; Conforming fixed rate mortgage; based on $300,000 loan amount; rate includes 0.125% autopay and paperless discount
As Low As; Home Loans
Jumbo table (data-ratetype); purchase of existing single family primary residence; loan amount $1,000,000; estimated property value $1,250,000; property in NY, Erie county; escrow required; 60-day rate lock; assumed credit score 740
Rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie); based on 80% LTV and 740 credit score
- Oct 31, 20267.00%▼ from 7.12%
- Oct 26, 20267.12%▼ from 7.25%
- Oct 20, 20267.25%▼ from 7.50%
- Oct 14, 20267.50%first recorded
Purchase loan; rates effective 10/23/2026; APR includes finance charges of $1,700.00; prepaid interest not included
- Oct 26, 20267.01%▼ from 7.14%
- Oct 21, 20267.14%first recorded
As Low As; Refinance; Rates current as of 10/30/2026
- Oct 31, 20267.03%▼ from 7.15%
- Oct 20, 20267.15%▼ from 7.40%
- Oct 7, 20267.40%first recorded
Fixed Rate Loans; Purchase APR assumes 60-day rate lock, $300,000 loan, 70% LTV, 775 credit score
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
Published rate range: 7.125%-8.125%. Zero Points; APR based on lowest rate
- Oct 15, 20267.16%▲ from 6.92%
- Oct 13, 20266.92%first recorded
Haines City 5/1 ARM Mortgage Rates
Loan to Value: 80%; Origination: 0%; Based on $175,000 loan amount, purchase transaction
As Low As; Enjoy a low initial rate that adjusts with the market. Various terms and options available. Rates may include points.
- Oct 26, 20265.88%▼ from 6.00%
- Oct 14, 20266.00%▼ from 6.13%
- Oct 1, 20266.13%▲ from 5.63%
- Sep 18, 20265.63%▲ from 5.50%
No additional details available.
- Oct 30, 20265.88%▼ from 6.00%
- Oct 19, 20266.00%first recorded
No additional details available.
- Oct 30, 20265.88%▼ from 6.00%
- Oct 19, 20266.00%first recorded
Loan to Value: 80%; Origination: 0%; Based on $175,000 loan amount, purchase transaction
Adjustable Rate Mortgage
- Oct 29, 20266.20%▼ from 6.25%
- Oct 13, 20266.25%▼ from 7.03%
- Oct 2, 20267.03%first recorded
Max Loan: $832,750; 60 months fixed then adjusts every six months
- Oct 1, 20266.64%▲ from 6.51%
- Sep 18, 20266.51%▲ from 6.44%
- Sep 15, 20266.44%first recorded
As Low As; Adjustable Rate Mortgage (ARM) (As low as Rates)
- Oct 19, 20266.65%▼ from 7.24%
- Oct 13, 20267.24%▲ from 6.75%
- Oct 1, 20266.75%▲ from 6.50%
- Sep 18, 20266.50%first recorded
As Low As; Featured rate; fixed for first 5 years then adjusts (SOFR); special rate for in-house portfolio loan only; 5/1 ARM with no points; rate quoted as of 10/14/2026
- Oct 19, 20266.66%▲ from 6.40%
- Sep 18, 20266.40%▲ from 6.15%
- Sep 14, 20266.15%first recorded
Jumbo mortgage; based on purchase of single-family primary residence, 65% LTV, 740 credit score, 60-day rate lock; rates shown for New York only
- Oct 31, 20266.69%▼ from 6.79%
- Oct 20, 20266.79%▼ from 6.83%
- Oct 14, 20266.83%▲ from 6.76%
- Oct 7, 20266.76%▲ from 6.75%
All Mortgage Rates 0 Points; Mortgage Refinance; Rates shown for loan amounts below $832,750
- Oct 26, 20266.72%▼ from 6.84%
- Oct 20, 20266.84%first recorded
As Low As; Adjustable Rate Mortgage (ARM) (As low as Rates)
- Oct 19, 20266.75%▼ from 7.24%
- Oct 13, 20267.24%▲ from 6.75%
- Oct 1, 20266.75%▲ from 6.50%
- Sep 18, 20266.50%first recorded
Arm Rate; 60 payments at fixed rate then variable rate; $500,000 loan example; 80% LTV; 780 credit score; 45-day rate lock
0 Points; Rates shown for loan amounts below $832,750
- Oct 26, 20266.80%▼ from 6.84%
- Oct 20, 20266.84%first recorded
Rate code: T3R
Rate code: STR
FL loans only; APR is an estimate
Rate code: T2R
As Low As; w/ 1.000 Points; Payment: 1,419.69
- Oct 30, 20266.94%▼ from 6.98%
- Oct 19, 20266.98%first recorded
All Mortgage Rates 0 Points; Mortgage Refinance; Rates shown for loan amounts below $832,750
- Oct 26, 20266.97%▼ from 7.05%
- Oct 20, 20267.05%first recorded
First 5 Years fixed; rate may adjust every year; owner-occupied primary residence, $15,000 - $1,000,000, up to 75% LTV; lifetime rate cap 6.00% above intro rate; rate current as of 10/29/2026 with FICO 740; 0.25% auto-pay discount applies
- Oct 31, 20266.99%▲ from 6.45%
- Oct 3, 20266.45%▲ from 6.20%
- Sep 15, 20266.20%first recorded
0 Points; Rates shown for loan amounts below $832,750
- Oct 26, 20267.02%▼ from 7.05%
- Oct 20, 20267.05%first recorded
As Low As; Home Loans
Rate code: T3R
Product code: A30FF51P; Rate code: STR; 0 Points
Product code: A30FF51P; Rate code: T2R; 0 Points
Rate code: T1R
Product code: A30FF51P; Rate code: T1R; 0 Points
Haines City 30-Year Jumbo Mortgage Rates
Jumbo Rate; $832,750 loan example; 80% LTV; 780 credit score; 45-day rate lock; 0.50 percentage point promotional discount requires FAIRWINDS checking with $500+ recurring direct deposit or automatic mortgage payments
As Low As; Effective Date: October 28, 2026; Example Loan Amount: $850,000; Example
- Oct 30, 20266.23%▼ from 6.36%
- Oct 19, 20266.36%first recorded
Jumbo Rate; $832,750 loan example; 80% LTV; 780 credit score; 45-day rate lock; 0.50 percentage point promotional discount requires FAIRWINDS checking with $500+ recurring direct deposit or automatic mortgage payments
No additional details available.
- Oct 30, 20266.64%▲ from 6.48%
- Sep 18, 20266.48%first recorded
No additional details available.
- Oct 30, 20266.64%▼ from 6.90%
- Oct 1, 20266.90%first recorded
Rates as of Oct 30, 2026 ET; Interest Rates As Low As; APR As Low As
- Oct 31, 20266.71%▼ from 6.83%
- Oct 20, 20266.83%▼ from 6.87%
- Oct 6, 20266.87%▲ from 6.77%
- Sep 30, 20266.77%first recorded
No additional details available.
- Oct 26, 20266.84%▼ from 6.96%
- Oct 22, 20266.96%first recorded
As Low As; Jumbo Fixed Rate (As low as Rates)
As Low As; Jumbo Adjustable Rate (ARM); Stated APR includes a .50% Full Direct Deposit discount
- Oct 19, 20266.90%▼ from 7.02%
- Oct 9, 20267.02%▲ from 7.00%
- Oct 1, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
As Low As; Jumbo Adjustable Rate (ARM) (As low as Rates)
Jumbo loans over $832,750
- Oct 26, 20266.94%▼ from 7.07%
- Oct 22, 20267.07%first recorded
No additional details available.
- Oct 26, 20266.94%▼ from 7.07%
- Oct 22, 20267.07%first recorded
As Low As; Jumbo Fixed Rate (As low as Rates)
As Low As; Jumbo Adjustable Rate (ARM); Stated APR includes a .50% Full Direct Deposit discount
- Oct 19, 20267.00%▼ from 7.02%
- Oct 9, 20267.02%▲ from 7.00%
- Oct 1, 20267.00%▲ from 6.75%
- Sep 14, 20266.75%first recorded
As Low As; Jumbo Adjustable Rate (ARM) (As low as Rates)
No Closing Costs Up to 2% of Amount Financed
- Oct 26, 20267.00%▲ from 6.96%
- Oct 22, 20266.96%first recorded
$832,750; Fixed Rate Loans; Jumbo; Maximum loan amount $832,750 per footnote; APR assumes 60-day rate lock, $300,000 loan, 70% LTV, 775 credit score
As Low As; Effective Date: October 28, 2026; Example Loan Amount: $850,000; Example
- Oct 30, 20267.05%▼ from 7.17%
- Oct 19, 20267.17%first recorded
As Low As; Effective Date: October 28, 2026; Example Loan Amount: $850,000; Example
- Oct 30, 20267.06%▼ from 7.19%
- Oct 19, 20267.19%first recorded
Fixed-rate period 7 years, then adjusts yearly; 30-year term; loan amount $940,000; down payment at least 25%
Fixed-rate period 7 years, then adjusts yearly; 30-year term; based on $940,000 loan amount and at least 25% equity
No Closing Costs Up to 2% of Amount Financed
- Oct 26, 20267.13%▲ from 7.07%
- Oct 22, 20267.07%first recorded
As Low As; Jumbo Adjustable Rate (ARM); Stated APR includes a .50% Full Direct Deposit discount
- Oct 19, 20267.15%▼ from 7.35%
- Oct 9, 20267.35%▲ from 7.25%
- Oct 1, 20267.25%▲ from 7.00%
- Sep 14, 20267.00%first recorded
As Low As; Jumbo Fixed Rate (As low as Rates)
As Low As; Jumbo Adjustable Rate (ARM) (As low as Rates)
As Low As; Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods
Fixed-rate period 10 years, then adjusts yearly; 30-year term; loan amount $940,000; down payment at least 25%
FL loans only; APR is an estimate
- Oct 23, 20267.22%▼ from 7.48%
- Sep 25, 20267.48%▲ from 7.22%
- Sep 18, 20267.22%first recorded
Fixed-rate period 10 years, then adjusts yearly; 30-year term; based on $940,000 loan amount and at least 25% equity
As Low As; Jumbo Adjustable Rate (ARM); Stated APR includes a .50% Full Direct Deposit discount
- Oct 19, 20267.25%▼ from 7.35%
- Oct 9, 20267.35%▲ from 7.25%
- Oct 1, 20267.25%▲ from 7.00%
- Sep 14, 20267.00%first recorded
As Low As; Jumbo Fixed Rate (As low as Rates)
As Low As; Jumbo Adjustable Rate (ARM) (As low as Rates)
As Low As; Jumbo; Example Loan Amount: $850,000; Example; Example monthly payments do not include taxes and insurance
- Oct 30, 20267.42%▼ from 7.55%
- Oct 13, 20267.55%first recorded
Loan amount $940,000; down payment at least 25%
Loan amount $940,000; down payment at least 25%
based on $940,000 loan amount and at least 25% equity
Mortgage; Rates Effective: 10.30.26
- Oct 31, 20267.53%▼ from 7.65%
- Oct 26, 20267.65%▼ from 7.78%
- Oct 7, 20267.78%▲ from 7.65%
- Oct 2, 20267.65%▲ from 7.53%
based on $940,000 loan amount and at least 25% equity
Jumbo; Interest Rate then APR
- Oct 19, 20267.60%▼ from 7.63%
- Oct 13, 20267.63%first recorded
Interest Rates As Low As; Exclusive mortgage benefit for Servicemembers, Reservists and Veterans who have already exhausted their VA loan benefit; no down payment required; 720 FICO, down payment of 0%; rates as of Oct 30, 2026 ET
- Oct 31, 20268.10%▼ from 8.22%
- Oct 26, 20268.22%▼ from 8.35%
- Oct 20, 20268.35%first recorded
As Low As; Rates as of Oct 30, 2026 ET; Advertised rate assumes single-family primary residence, 720 FICO, 0% down
- Oct 31, 20268.22%▼ from 8.35%
- Oct 26, 20268.35%▼ from 8.48%
- Oct 20, 20268.48%▼ from 8.61%
- Oct 1, 20268.61%first recorded
Haines City 15-Year Jumbo Mortgage Rates
Jumbo Rate; $832,750 loan example; 80% LTV; 780 credit score; 45-day rate lock; 0.50 percentage point promotional discount requires FAIRWINDS checking with $500+ recurring direct deposit or automatic mortgage payments
As Low As; Effective Date: October 28, 2026; Example Loan Amount: $850,000; Example
- Oct 30, 20266.33%▼ from 6.45%
- Oct 19, 20266.45%first recorded
No additional details available.
- Oct 26, 20266.61%▼ from 6.73%
- Oct 22, 20266.73%first recorded
As Low As; Jumbo Fixed Rate (As low as Rates)
As Low As; Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods
No additional details available.
- Oct 30, 20266.69%▼ from 6.82%
- Oct 1, 20266.82%first recorded
No additional details available.
- Oct 30, 20266.69%▼ from 6.82%
- Oct 1, 20266.82%first recorded
As Low As; Jumbo; Example Loan Amount: $850,000; Example; Example monthly payments do not include taxes and insurance
- Oct 30, 20266.70%▼ from 6.83%
- Oct 13, 20266.83%first recorded
As Low As; Jumbo Fixed Rate (As low as Rates)
No Closing Costs Up to 2% of Amount Financed
- Oct 26, 20266.75%▲ from 6.73%
- Oct 22, 20266.73%first recorded
As Low As; Assumes single-family primary residence, 720 FICO, 20% down; Minimum 5% down required; Rates as of Oct 30, 2026 ET
- Oct 26, 20266.85%▼ from 6.97%
- Oct 20, 20266.97%first recorded
Jumbo; Interest Rate then APR
- Oct 29, 20266.94%▼ from 7.23%
- Oct 26, 20267.23%▲ from 7.20%
- Oct 19, 20267.20%▼ from 7.23%
- Oct 13, 20267.23%first recorded
Loan amount $940,000; down payment at least 25%
based on $940,000 loan amount and at least 25% equity
Haines City 5/1 Jumbo ARM Mortgage Rates
No additional details available.
- Oct 30, 20265.88%▲ from 5.78%
- Sep 14, 20265.78%first recorded
No additional details available.
- Oct 30, 20265.88%▼ from 6.00%
- Oct 14, 20266.00%first recorded
As Low As; Min. Down Payment: 10%; Terms Available: Fixed: 15, 20, 30; ARMS: 5, 7, 10 Year Initial Fixed Rate Periods
As Low As; Jumbo Adjustable Rate (ARM); Stated APR includes a .50% Full Direct Deposit discount
- Oct 19, 20266.65%▼ from 7.21%
- Oct 9, 20267.21%▲ from 6.75%
- Oct 1, 20266.75%▲ from 6.50%
- Sep 14, 20266.50%first recorded
As Low As; Jumbo Adjustable Rate (ARM) (As low as Rates)
Rates as of Oct 30, 2026 ET; Interest Rates As Low As; APR As Low As
- Oct 31, 20266.65%▼ from 6.78%
- Oct 20, 20266.78%▼ from 6.83%
- Oct 6, 20266.83%▲ from 6.75%
- Sep 30, 20266.75%first recorded
As Low As; Jumbo Adjustable Rate (ARM); Stated APR includes a .50% Full Direct Deposit discount
- Oct 19, 20266.75%▼ from 7.21%
- Oct 9, 20267.21%▲ from 6.75%
- Oct 1, 20266.75%▲ from 6.50%
- Sep 14, 20266.50%first recorded
As Low As; Jumbo Adjustable Rate (ARM) (As low as Rates)
Fixed-rate period 5 years, then adjusts yearly; 30-year term; loan amount $940,000; down payment at least 25%
Fixed-rate period 5 years, then adjusts yearly; 30-year term; based on $940,000 loan amount and at least 25% equity
Haines City FHA Loan Rates
Rate "As Low As"; APR "As Low As"; Example loan amount $300,000; Example; Effective Date: October 28, 2026
- Oct 30, 20266.52%▼ from 6.65%
- Oct 13, 20266.65%first recorded
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
Rate "As Low As"; APR "As Low As"; Example loan amount $300,000; Example; Effective Date: October 28, 2026
- Oct 30, 20267.22%▼ from 7.34%
- Oct 13, 20267.34%first recorded
Mortgage; Rates Effective: 10.30.26
- Oct 31, 20267.42%▼ from 7.68%
- Oct 26, 20267.68%▼ from 7.79%
- Oct 2, 20267.79%first recorded
Loan amount $270,019; down payment at least 3.5%; FICO 680+
based on $270,019 loan amount and at least 3.5% equity; assumes FICO 680+
Haines City VA Loan Rates
Variable; TD Mortgage Prime Rate 4.85% -0.31%; Posted Rate: TD Mortgage Prime Rate (struck through)
- Oct 31, 20264.56%▲ from 4.31%
- Oct 26, 20264.31%first recorded
Rate "As Low As"; APR "As Low As"; Example Loan Amount: $300,000; Example; Effective Date: October 28, 2026
- Oct 30, 20266.52%▼ from 6.65%
- Oct 19, 20266.65%first recorded
Rates as of Oct 30, 2026 ET. Rates subject to change.
- Oct 31, 20266.66%▼ from 6.79%
- Oct 20, 20266.79%first recorded
Rates as of Oct 30, 2026 ET. Rates subject to change.
- Oct 31, 20266.93%▼ from 7.06%
- Oct 20, 20267.06%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
Rate "As Low As"; APR "As Low As"; Example Loan Amount: $300,000; Example; Effective Date: October 28, 2026
- Oct 30, 20267.22%▼ from 7.34%
- Oct 19, 20267.34%first recorded
Mortgage; Rates Effective: 10.30.26
- Oct 31, 20267.22%▼ from 7.34%
- Oct 26, 20267.34%▼ from 7.47%
- Sep 27, 20267.47%▲ from 7.34%
- Sep 24, 20267.34%▲ from 7.22%
Loan amount $383,625; no down payment
As Low As; Government Fixed Rate (As low as Rates)
- Oct 19, 20267.28%▼ from 8.03%
- Oct 13, 20268.03%first recorded
As Low As; Government Fixed Rate (As low as Rates)
- Oct 19, 20267.38%▼ from 8.03%
- Oct 13, 20268.03%first recorded
based on $305,059 loan amount and 14.8% equity
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Haines City, FL Mortgage Rate Trends
Compare local Haines City, FL mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of verified mortgage rate quotes, updated every evening.
Florida 30-year fixed rates fell 0.041 points over the past 7 days to 7.139%.
Florida 15-year fixed rates fell 0.032 points over the past 7 days to 6.695%.
Florida Mortgage Rate Forecast, Next 12 Months
Where are Florida mortgage rates headed through October 2027?
Based on Fed funds rate futures, 10-year Treasury path, and historical mortgage spread model. Not financial advice.
What Forecast Rates Mean for Haines City, FL Home Buyers
Monthly principal & interest payment on Haines City, FL median home of $288,900 (20% down, 30-year fixed, city-level Census ACS median)
| Scenario | Rate | Mo. Payment | vs. Today | % of Income |
|---|---|---|---|---|
| Today (FL avg) | 7.139% | $1,559 | 28.4% | |
| 6-Month Forecast | 7.139% (6.79, 7.44%) | $1,559 | +$0/mo | 28.4% |
| 12-Month Forecast | 7.389% (7.04, 7.69%) | $1,598 | +$39/mo | 29.1% |
Income column = annual mortgage payment as % of Haines City, FL median household income ($65,975). Above 30% is generally considered cost-burdened.
MonitorBankRates Housing Affordability Index (MBR-HAI)
A daily-updated affordability score for Haines City, Florida , computed from local Census Bureau data combined with current Florida mortgage rates.
What This Score Means for Haines City, Florida Home Buyers
With a score of 92.6, Haines City, Florida is 4.8 points less affordable than the national average of 97.4. It ranks 308 of 479 scored Florida cities, where 1 is the most affordable. The area’s median home value of $288,900 against a median household income of $65,975 produces a price-to-income ratio of 4.4x , modestly above the national norm. At the current Florida mortgage rate of 7.137%, a buyer purchasing the median-priced home with 20% down would carry a monthly payment of approximately $1,559 in principal and interest.
Beyond the mortgage payment, the median total monthly owner cost in this area is $1,477, covering mortgage, property taxes, insurance, and utilities. Property taxes alone average $281/month ($3,372/year). These ongoing costs factor directly into the MBR-HAI alongside the mortgage rate and income data.
Score computed from local U.S. Census Bureau ACS 5-Year Estimates (2024) and CPS/HVS Q4 2025 data, combined with the current Florida live mortgage rate. Score of 100 = national average at 6.5% reference rate. Full methodology
How Mortgage Rates Impact Home Affordability in Haines City, Florida
Haines City, Florida Housing Market Overview
According to the U.S. Census Bureau, the median owner-occupied home value in Haines City, Florida is approximately $288,900. The 2026 FHFA conforming loan limit for this area is $832,750, meaning most buyers financing at 80% LTV will qualify for conforming loan pricing, making rate comparison across local lenders especially valuable.
Haines City, Florida Homeownership Rate
The homeownership rate in Haines City, Florida stands at 65.4%, near the national average of 65.7%. The homeowner vacancy rate is 2.1%.
Monthly Payment Estimates for Haines City, Florida Buyers
Even a small difference in your interest rate can add up to tens of thousands of dollars over the life of a loan. The table below shows monthly principal and interest payments on a $230,000 mortgage, based on a 20% down payment on the Haines City, Florida median home value.
| Interest Rate | Loan Term | Monthly Payment | Total Interest Paid |
|---|---|---|---|
| 6.639% | 30-year fixed | $1,475 | $300,944 |
| 7.139% Current Avg | 30-year fixed | $1,552 | $328,622 |
| 7.639% | 30-year fixed | $1,630 | $356,851 |
| 6.695% | 15-year fixed | $2,028 | $135,091 |
A 0.500% rate increase on a $230,000 loan adds roughly $78 per month and over $28,229 in total interest over a 30-year term. That’s why comparing verified, current rates from multiple lenders, using the rate table above, is one of the most impactful financial decisions a Haines City, Florida buyer can make.
Data sources: U.S. Census Bureau; Federal Housing Finance Agency (FHFA). Monthly payments shown are principal & interest only; taxes, insurance, and PMI not included.
Haines City, Florida Income & Housing Affordability
At a price-to-income ratio of 4.4x, Haines City, Florida is a relatively affordable housing market compared to national averages. That ratio, median home value divided by median household income, is a standard benchmark used by housing economists to gauge how accessible homeownership is relative to local earnings. The national baseline is approximately 3.8x.
What This Means for Haines City, Florida Buyers
With a median household income of $65,975 per year in Haines City, Florida ($5,498/month) and a median home value of approximately $288,900, a buyer financing at 80% LTV at the current average rate would commit roughly 28.2% of gross monthly income to principal and interest alone. that falls within a manageable range relative to income, though taxes, insurance, HOA fees, and PMI will add to the true monthly cost of ownership.
Compared to the Florida statewide price-to-income ratio of 4.8x, Haines City tracks closely with the broader Florida market on income-adjusted affordability. In either case, even a 0.25% improvement in your mortgage rate meaningfully reduces both the income needed to qualify and the total cost over the loan term.
Data sources: U.S. Census Bureau. Monthly payment estimate assumes 80% LTV at current average rate; principal and interest only.
Full Cost of Homeownership in Haines City, Florida
A mortgage payment is just the starting point. Property taxes, insurance, and utilities add hundreds of dollars per month to the true cost of owning a home in Haines City, Florida. Understanding the full picture before you buy is the difference between a home you can afford and one that stretches you thin.
Owner vs. Renter Costs
In Haines City, Florida, the median homeowner with a mortgage pays approximately $1,477/month in total housing costs, covering the mortgage payment, property taxes, insurance, and utilities. The median renter pays $1,224/month including utilities. The $253/month difference between owning and renting is relatively narrow, worth factoring carefully into a rent vs. buy analysis given that owners also build equity over time. Property taxes alone account for $281/month of the ownership cost, a figure that can vary dramatically by location and is often underestimated by first-time buyers.
Housing Cost Burden
The federal standard defines “cost burdened” as spending more than 30% of gross household income on housing. “Severely cost burdened” means spending 50% or more. Both thresholds leave little room for savings, emergencies, or other financial goals.
In Haines City, Florida, 44.3% of homeowners with mortgages are cost burdened and 52.7% of renters are cost burdened. Cost burden affects both groups at similar rates, reflecting a housing market where affordability pressures are broadly felt regardless of tenure. The 44.3% owner burden rate, well above the national average of 28.0%, underscores why securing the lowest possible mortgage rate is especially important here. Even a 0.25% rate reduction on a median-priced home can move a buyer from cost-burdened to within the manageable threshold.
Data sources: U.S. Census Bureau, American Community Survey 5-Year Estimates. Monthly owner costs include mortgage payment, taxes, insurance, and utilities. Property taxes reflect median annual taxes for mortgage holders. Rent reflects median gross rent including utilities. Cost burden figures reflect households spending 30%+ of gross income on housing.
Haines City, Florida Mortgage Payment Calculator
See your estimated monthly principal & interest payment at today’s Haines City, Florida rates. The home price is prefilled with the local median home value. Adjust anything, or click a current rate on the right to apply that loan type’s rate and term instantly.
Principal & interest only, excludes property taxes, homeowners insurance, PMI, and HOA dues. See the Full Cost of Homeownership section above for those figures. Estimates are for informational purposes only.
Run the Numbers on Your Haines City, Florida Home Loan
Rates are only part of the equation. Use these calculators to translate current Haines City, Florida mortgage rates and home loan rates into real numbers for your specific situation before you request quotes from mortgage lenders.
Enter your loan amount, interest rate, and term length to see your estimated monthly principal and interest payment. Adjust any variable to model different scenarios: a larger down payment, a shorter term, or a rate a quarter-point lower than what you were quoted.
CalculateTell us your gross income, monthly debt obligations, and how much you have for a down payment. We’ll show you the home price range you’re likely to qualify for at current Haines City, Florida rates, so you can shop with a realistic number in mind rather than discovering your ceiling after you’ve fallen in love with a property.
CalculateIf you already own a home, enter your current rate, remaining loan balance, and the rate you’ve been quoted to refinance. The calculator shows your new monthly payment, how much you’d save each month, and the break-even point, the number of months it takes for your savings to cover the closing costs of refinancing.
CalculateBuying isn’t always the better financial decision, and renting isn’t always throwing money away. This calculator weighs the full cost of each path: mortgage payments, taxes, insurance, and maintenance against rent increases and the opportunity cost of a down payment, to show which option builds more wealth over your intended time horizon in Haines City, Florida.
CalculateTypes of Mortgages Available in Haines City, Florida
Not every loan program is right for every buyer in Haines City, Florida. Rates, down payment requirements, eligibility rules, and long-term costs vary significantly across products, and the right choice depends on your credit profile, how long you plan to stay, and whether you qualify for any government-backed programs.
Fixed-Rate Mortgage
A fixed-rate mortgage locks your interest rate in for the entire loan term. Your principal and interest payment on day one is identical to payment 360. That predictability is valuable for long-term financial planning, especially in markets where housing costs represent a large share of household income.
Available in 10-, 15-, 20-, and 30-year terms. The 30-year minimizes monthly payments; the 15-year cuts total interest paid dramatically but requires a higher monthly commitment. The payment comparison table above shows exactly how those trade-offs look at today’s Haines City, Florida rate levels.
Adjustable-Rate Mortgage (ARM)
An ARM offers a fixed introductory rate for an initial period, commonly 5, 7, or 10 years, after which the rate adjusts periodically based on a market index. The starting rate is typically lower than a comparable fixed-rate loan, which reduces your monthly payment during the initial window.
ARMs work best when you have a defined exit timeline: if you plan to sell or refinance before the fixed period ends, you capture the lower rate without exposure to future adjustments. Rate caps govern how much the rate can move at each adjustment and in total, so read those terms closely before committing.
FHA Loan
Backed by the Federal Housing Administration, FHA loans are built for buyers who don’t yet meet conventional loan standards. You can qualify with a credit score of 580 and just 3.5% down, and some lenders will consider scores as low as 500 with a 10% down payment.
The cost of that lower barrier is mortgage insurance. FHA loans carry an upfront MIP of 1.75% of the loan amount (which can be rolled in) plus an annual MIP of 0.15% to 0.75% depending on your term and LTV. For buyers who would otherwise wait years to save a larger down payment, given ongoing home price trends in Haines City, Florida, FHA is often the faster path to ownership.
VA Loan
Available to eligible active-duty service members, veterans, reservists, National Guard members, and qualifying surviving spouses, VA loans are among the most favorable mortgage programs available anywhere. No down payment is required, there is no monthly mortgage insurance, and rates are generally competitive with, and often better than, conventional loan rates.
A one-time funding fee applies, 2.15% of the loan for first-time VA borrowers with no down payment, which can be financed into the loan. In Haines City, Florida, where home prices require substantial savings for a conventional down payment, the zero-down VA benefit is an enormous advantage for those who qualify.
Jumbo Loan
The 2026 FHFA conforming loan limit for Haines City, Florida is $832,750. Mortgages above that amount are classified as jumbo loans and are not eligible for purchase by Fannie Mae or Freddie Mac, which means lenders carry the full risk and price that risk accordingly.
Jumbo underwriting is stricter: lenders typically require a credit score of 700 or higher, substantial cash reserves, thorough income documentation, and a down payment of at least 10 to 20%. Rates may run slightly above conforming levels, though the gap narrows in competitive lending environments.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Haines City, Florida mortgage rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Haines City, Florida directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Haines City, Florida. We feature a comprehensive mix of licensed NMLS financial institutions, from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data, including the Texas Ratio, ensuring you compare rates from secure, reliable lenders.
Mortgage Product Information
How a Mortgage Works
A mortgage is a loan used to buy a home in Haines City, Florida, secured by the property itself as collateral. The borrower repays the amount over a set term, most commonly 30 or 15 years, in monthly installments that cover both principal and interest. Because the loan is secured, the lender can foreclose on the home if payments are not made, which is part of why mortgage rates are lower than rates on unsecured debt.
Fixed vs. Adjustable Rate Mortgages
A fixed-rate mortgage keeps the same interest rate for the entire term, so a Haines City, Florida homeowner’s principal-and-interest payment never changes. For example, Radiant Credit Union is listing a First Mortgage Loan - 30 Year Fixed at 5.99%. An adjustable-rate mortgage (ARM) starts with a fixed period, often five, seven, or ten years, and then adjusts periodically based on a market index. ARMs usually open with a lower rate, but the payment can rise once the fixed period ends, so they tend to suit Haines City, Florida borrowers who expect to move or refinance before that point. On the adjustable-rate side, Alabama Credit Union is listing a 5/1 ARM, First Mortgage at 5.50%.
How Mortgage Rates Are Set
Mortgage rates move with the broader bond market, particularly the yield on the 10-year Treasury, plus a spread that reflects lender costs and risk. On top of that national baseline, the rate a Florida borrower is offered depends on individual factors: credit score, down payment size, loan amount, loan type, and the property itself. This is why the advertised rates above are a starting point, and a borrower’s final rate is set once an application is underwritten.
Points and Closing Costs
The interest rate is not the only cost of buying a home in Haines City, Florida. Discount points are an optional upfront fee (one point equals one percent of the loan amount) paid to lower the rate over the life of the loan. Closing costs cover items such as origination fees, appraisal, title insurance, and recording, and typically run two to five percent of the loan. Comparing the annual percentage rate (APR) alongside the note rate helps Haines City, Florida shoppers account for these costs when weighing lenders.
When to Consider Refinancing
Refinancing replaces an existing mortgage with a new one, usually to secure a lower rate, change the term, or tap home equity. For Haines City, Florida homeowners, the general guideline is that refinancing makes sense when the savings from a lower rate recoup the closing costs within the time the borrower plans to stay in the home, known as the break-even point. Borrowers also refinance to switch from an adjustable rate to a fixed rate, or to remove mortgage insurance once enough equity has built up. Current Haines City, Florida refinance rates from local lenders are listed on our refinance page.
Frequently Asked Questions about Mortgage Rates in Haines City, Florida
What are mortgage rates in Haines City, Florida today?
What are home loan rates in Haines City, FL today?
How does my credit score affect my rate in Haines City, Florida?
What is a 30-Year Fixed Mortgage?
What are closing costs in Haines City, Florida?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Haines City, Florida?
Do I need 20% down to buy a house in Haines City, Florida?
What is the difference between Interest Rate and APR?
How do I compare mortgage lenders in Haines City, Florida?
How do I get mortgage quotes in Haines City, Florida?
What is the median home value in Haines City, Florida?
What is the homeownership rate in Haines City, Florida?
What is the conforming loan limit in Haines City, Florida?
What is the median monthly cost of homeownership in Haines City, Florida?
What are the median property taxes in Haines City, Florida?
What is the median rent in Haines City, Florida?
What percentage of homeowners are cost burdened in Haines City, Florida?
What percentage of renters are cost burdened in Haines City, Florida?
What are the best Mortgage rates in Haines City, Florida?
- Radiant Credit Union: 5.99% (First Mortgage Loan - 30 Year Fixed)
- Florida Central Credit Union: 5.85% (Second Home Mortgage - 30 Year Fixed)
- Partners Federal Credit Union: 6.482% (Mortgage - 30 Yr Fixed)
- Fairwinds Credit Union: 6.50% (30 Year Fixed Mortgage)
- TrustCo Bank: 6.625% (30 Year Mortgage - Purchase)
Haines City, Florida Rates & Resources
