☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Florida / Estero

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Estero, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Estero, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA21331 S Tamiami Trl, Estero, FL 33928A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA8700 Corkscrew Rd, Estero, FL 33928A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA10840 Miromar Outlet Dr, Estero, FL 33928A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank3501 Vandenberg Way, Estero, FL 33928A+5.0 ★Texas Ratio: 2.87%, Flagstar Bank NAFlagstar Bank NA23050 Via Villagio, Estero, FL 33928D3.3 ★Texas Ratio: 35.11%, Fifth Third Bank, National AssociationFifth Third Bank, National Association21321 S Tamiami Trl, Estero, FL 33928A+5.0 ★Texas Ratio: 3.22%, TD BankTD Bank8660 Corkscrew Rd, Estero, FL 33928A+5.0 ★Texas Ratio: 3.71%, Valley National BankValley National Bank7996 Mediterranean Dr, Estero, FL 33928A+5.0 ★Texas Ratio: 5.76%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, and Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Estero, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Estero are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Estero, Florida

Market share is the lender's share of all home loans closed in Estero, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Estero 21331 S Tamiami Trl, Estero, FL 33928 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	18 +1 HELOCs	2.7%	81.8%	$392,777	View
Wells Fargo Bank NA 2 offices in Estero 8700 Corkscrew Rd, Estero, FL 33928 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	2.1%	73.7%	$415,714	View
Bank of America NA 1 office in Estero 10840 Miromar Outlet Dr, Estero, FL 33928 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	10 +10 HELOCs	1.5%	90.9%	$414,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Estero 3501 Vandenberg Way, Estero, FL 33928 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	8 +12 HELOCs	1.2%	88.9%	$596,250	View
Flagstar Bank NA 1 office in Estero 23050 Via Villagio, Estero, FL 33928 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo, HELOC	4 +1 HELOCs	0.6%	80%	$510,000	View
Fifth Third Bank, National Association 3 offices in Estero 21321 S Tamiami Trl, Estero, FL 33928 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +31 HELOCs	0.4%	60%	$255,000	View
TD Bank 1 office in Estero 8660 Corkscrew Rd, Estero, FL 33928 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +9 HELOCs	0.4%	100%	$235,000	View
Valley National Bank 1 office in Estero 7996 Mediterranean Dr, Estero, FL 33928 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	17 +7 HELOCs	2.5%	89.5%	$490,294	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	12 +35 HELOCs	1.8%	75%	$371,666	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	12 +23 HELOCs	1.8%	85.7%	$305,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	8 +3 HELOCs	1.2%	88.9%	$547,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +7 HELOCs	0.4%	100%	$411,666	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$555,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.4%	100%	$565,000	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	2 +1 HELOCs	0.3%	66.7%	$405,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	2	0.3%	100%	$175,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA	2	0.3%	100%	$465,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	Conventional	2	0.3%	100%	$535,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional	2	0.3%	66.7%	$605,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.3%	75%	$540,000	View
Achieva Credit Union 21301 S Tamiami Trl Ste 360, Estero, FL 33928 2944 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$405,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$485,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$435,000	View
Busey Bank 2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$505,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$545,000	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$745,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$395,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$535,000	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional, Jumbo	1	0.1%	50%	$2,875,000	View
Lake Forest Bank & Trust Company, N.A. 26851 S Tamiami Trail, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0.1%	100%	$1,565,000	View
The Northern Trust Co 3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$725,000	View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$505,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0.1%	100%	$615,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional	1	0.1%	100%	$45,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	HELOC	0 +1 HELOCs	0%	n/a		View
United Community Bank 2911 Tamiami Trail N, Naples, FL 34103 A+5.0 ★Texas Ratio: 2.53%	HELOC	0 +1 HELOCs	0%	n/a		View
The Mortgage Warehouse, LLC	Conventional	5	0.7%	100%	$377,000
FineMark National Bank & Trust	Conventional, Jumbo	5	0.7%	71.4%	$647,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.6%	100%	$395,000	View
Nqm Funding, LLC	Conventional	3	0.4%	80%	$448,333
Freedom Mortgage Corporation	FHA, VA	2	0.3%	50%	$390,000
Acrisure Mortgage, LLC	Conventional	2	0.3%	100%	$355,000
Lennar Mortgage, LLC	Conventional	1	0.1%	25%	$305,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$335,000	View
Metroplex Mortgage Services	Conventional	1	0.1%	100%	$445,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	60	8.8%	82.7%	$324,500
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	57 +2 HELOCs	8.4%	83.8%	$411,491
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	29 +2 HELOCs	4.3%	96.8%	$420,862
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	23	3.4%	74.2%	$511,956
Nfm, Inc	Conventional	22	3.2%	100%	$612,272
AmeriHome Mortgage Company, LLC	Conventional	18	2.7%	94.7%	$613,333
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	16	2.4%	88.9%	$328,750	View
Movement Mortgage, LLC	Conventional, VA	15	2.2%	100%	$377,666
New American Funding, LLC.	Conventional, FHA, VA, HELOC	12 +2 HELOCs	1.8%	100%	$353,333
Lake Michigan Credit Union	Conventional, Jumbo, HELOC	9 +9 HELOCs	1.3%	100%	$553,888
The Loan Store, Inc	Conventional	8	1.2%	100%	$356,250
Summit Mortgage Corporation	Conventional, Jumbo	8	1.2%	100%	$553,750
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	8	1.2%	100%	$341,250	View
loanDepot.com LLC	Conventional, VA, HELOC	7 +1 HELOCs	1%	63.6%	$270,714
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	6 +4 HELOCs	0.9%	66.7%	$310,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.9%	100%	$558,333	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA	6	0.9%	100%	$360,000	View
VanDyk Mortgage Corporation	Conventional	6	0.9%	100%	$311,666
Nationstar Mortgage	Conventional, FHA	6	0.9%	75%	$283,333
Guaranteed Rate Affinity, LLC	Conventional	4	0.6%	100%	$472,500
T2 Financial LLC	Conventional	4	0.6%	100%	$295,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	4	0.6%	80%	$567,500	View
Mortgage Research Center	VA	4	0.6%	66.7%	$440,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	4	0.6%	66.7%	$440,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.6%	100%	$140,000	View
Champions Funding, LLC	Conventional	4	0.6%	80%	$365,000
Guaranteed Rate, Inc.	Conventional	3	0.4%	75%	$391,666
Kind Lending, LLC	Conventional	3	0.4%	50%	$385,000
American Financial Network, Inc.	Conventional	3	0.4%	100%	$238,333
American Financing Corporation	Conventional	3	0.4%	100%	$141,666
Union Home Mortgage Corp.	Conventional	3	0.4%	75%	$281,666
Provident Funding Associates	Conventional	3	0.4%	100%	$225,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.4%	100%	$401,666
American Pacific Mortgage Corporation	Conventional	3	0.4%	100%	$431,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	3	0.4%	100%	$238,333	View
Plaza Home Mortgage, Inc	Conventional	3	0.4%	60%	$275,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	2	0.3%	100%	$615,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.3%	66.7%	$290,000
Nbkc Bank	Conventional	2	0.3%	66.7%	$290,000
Amerisave Mortgage Company	Conventional	2	0.3%	33.3%	$200,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.3%	100%	$500,000	View
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.3%	100%	$245,000	View
Delta Community Credit Union	Conventional	2	0.3%	100%	$295,000
The Equitable Mortgage Corporation	Conventional, FHA	2	0.3%	100%	$290,000
Planet Home Lending, LLC	Conventional, FHA	2	0.3%	100%	$445,000
Union Savings Bank	Conventional, Jumbo	2	0.3%	100%	$920,000
Wings Financial Credit Union	Conventional	2	0.3%	100%	$255,000
Zillow Home Loans, LLC	Conventional	2	0.3%	100%	$220,000
Prosperity Home Mortgage, LLC	Conventional	2	0.3%	66.7%	$295,000
ClearEdge Lending LLC	Conventional	2	0.3%	100%	$425,000
21St Mortgage	Conventional	2	0.3%	66.7%	$185,000
Paramount Residential Mortgage	Conventional	2	0.3%	100%	$495,000
Spring Eq, LLC	Conventional	2	0.3%	22.2%	$60,000
Ark-La-Tex Financial Services LLC	Conventional	2	0.3%	100%	$265,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$305,000
RBC Bank (Georgia), N.A.	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000
Cadence Bank	Conventional	1	0.1%	100%	$605,000
Mid Penn Bank A+5.0 ★Texas Ratio: 4.25%	Conventional	1	0.1%	100%	$755,000	View
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$115,000
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
Cornerstone First Mortgage, LLC	VA	1	0.1%	100%	$355,000
Hartford Funding, Ltd.	Conventional, Jumbo	1	0.1%	100%	$1,045,000
Bar Harbor Bank & Trust	Conventional	1	0.1%	100%	$225,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$255,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$335,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$85,000
Primelending	Conventional	1	0.1%	100%	$525,000
Fundloans Capital	Conventional	1	0.1%	100%	$305,000
Fourleaf Federal Credit Union	Conventional	1	0.1%	100%	$425,000
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$475,000	View
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$515,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$255,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$295,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$795,000
Gvc Mortgage, Inc.	Conventional	1	0.1%	100%	$225,000
ALCOVA Mortgage, LLC	VA	1	0.1%	100%	$355,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$265,000	View
Loanunited.Com, LLC	VA	1	0.1%	100%	$295,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Resicentral LLC	Conventional	1	0.1%	100%	$355,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$415,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$425,000
Saint Louis Bank	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$315,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$815,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$405,000
Mortgage 1 Incorporated	Conventional	1	0.1%	100%	$605,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$205,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$215,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$535,000
Police and Fire Federal Credit Union	Conventional	1	0.1%	100%	$185,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$475,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$525,000
Flat Branch Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,065,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$425,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$565,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$565,000
Aurora Financial, LLC	Conventional	1	0.1%	100%	$535,000
Chevron Federal Credit Union	Conventional	1	0.1%	100%	$445,000
Independent Bank A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.1%	100%	$155,000	View
Signature Bank, N.A. A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	100%	$405,000	View
Premium Mortgage Corporation	Conventional	1	0.1%	100%	$225,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	25%	$375,000	View
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$215,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$345,000
The Anderson Financial Group, Inc.	Conventional	1	0.1%	50%	$425,000
The National Bank of Indianapolis A+5.0 ★Texas Ratio: 1.37%	Conventional	1	0.1%	100%	$435,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	VA	1	0.1%	100%	$225,000	View
Rapid Mortgage Company	Conventional	1	0.1%	100%	$375,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.1%	100%	$1,155,000	View
A+ Mortgage Services, Inc.	Conventional	1	0.1%	100%	$555,000
Empeople Credit Union	Conventional	1	0.1%	100%	$575,000
Bank & Trust Company	Conventional	1	0.1%	100%	$255,000
Stockton Mortgage Corporation	Conventional	1	0.1%	50%	$375,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$285,000
Empower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$205,000	View
Adams Community Bank	Conventional	1	0.1%	100%	$105,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$225,000
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$225,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$475,000
Notre Dame Federal Credit Union	Conventional	1	0.1%	100%	$205,000
Keystone Funding, Inc	Conventional	1	0.1%	33.3%	$485,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	33.3%	$1,225,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$205,000
Nations Direct Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$925,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$215,000
The Park National Bank A5.0 ★Texas Ratio: 6.62%	Conventional	1	0.1%	100%	$555,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$505,000
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.1%	100%	$245,000	View
Blaze Credit Union	Conventional	1	0.1%	100%	$705,000
Centier Bank A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$175,000	View
United Nations Federal CU	Conventional	1	0.1%	100%	$415,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.1%	100%	$845,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$565,000
Tradition Mortgage, LLC A+5.0 ★Texas Ratio: 2.69%	Conventional	1	0.1%	100%	$305,000	View
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$135,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$615,000	View
First Federal Community Bank	Conventional	1	0.1%	100%	$485,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$555,000
Homeland Mortgage Company	Conventional	1	0.1%	100%	$345,000
Gershman Investment Corp.	Conventional	1	0.1%	100%	$275,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$495,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	1	0.1%	100%	$405,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$525,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$125,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +5 HELOCs	0%	n/a
First Farmers Bank & Trust A5.0 ★Texas Ratio: 7.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Three Rivers Federal Crediit U	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Estero Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Estero, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Estero? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Estero in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Estero, FL

Use these to narrow the list above. Each category shows how many Estero, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 72 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 17 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 19 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 27 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 19 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Estero, FL

Independent mortgage companies closed 66.5 percent of home loans in Estero, Florida in 2025, banks 26.7 percent and credit unions 6.8 percent. The Mortgage Warehouse, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 12 loans.

66.5%

Mortgage companies

26.7%

Banks

6.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Estero, FL

Who is the largest mortgage lender in Estero, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Estero, Florida with 18 loans, about 2.7 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Estero, FL have the highest approval rates?

Among lenders with meaningful volume in Estero, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 83.8 percent, against a 85 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Estero, FL mortgage lenders offer FHA, VA and USDA loans?

17 lenders closed FHA loans in Estero, Florida in 2025, led by United Wholesale Mortgage with 6. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Estero, FL lender list?

Yes. 72 banks and 27 credit unions closed home loans in Estero, Florida in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Estero, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Estero, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Estero, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Estero. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.