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Mortgage Lenders and Brokers in Delray Beach, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Delray Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4899 W Atlantic Ave, Delray Beach, FL 33445A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA13700 S Jog Rd, Delray Beach, FL 33446A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA16800 S Jog Rd, Delray Beach, FL 33446A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank302 E Atlantic Ave, Delray Beach, FL 33483A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank13760 Jog Road, Delray Beach, FL 33446A+5.0 ★Texas Ratio: 3.71%, Citibank, NACitibank, NA4071 W Atlantic Ave, Delray Beach, FL 33445A+5.0 ★Texas Ratio: 2.82%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5024 W Atlantic Ave, Delray Beach, FL 33484A+5.0 ★Texas Ratio: 3.22%, Ithink Financial Credit UnionIthink Financial Credit Union5859 Atlantic Ave, Delray Beach, FL 33484A+5.0 ★Texas Ratio: 5.06%, Flagstar Bank NAFlagstar Bank NA1676 S Federal Hwy, Delray Beach, FL 33483D3.3 ★Texas Ratio: 35.11%, and City National Bank of FloridaCity National Bank of Florida1120 S Federal Hwy, Delray Beach, FL 33483A5.0 ★Texas Ratio: 7.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Delray Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Delray Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Delray Beach, Florida

Market share is the lender's share of all home loans closed in Delray Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 5 offices in Delray Beach 4899 W Atlantic Ave, Delray Beach, FL 33445 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	46 +2 HELOCs	4%	77.4%	$656,739	View
Bank of America NA 3 offices in Delray Beach 13700 S Jog Rd, Delray Beach, FL 33446 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	17 +19 HELOCs	1.5%	70.8%	$663,235	View
Wells Fargo Bank NA 4 offices in Delray Beach 16800 S Jog Rd, Delray Beach, FL 33446 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	16	1.4%	69.6%	$1,177,500	View
Truist Bank ★ 1 stars, 1 review 2 offices in Delray Beach 302 E Atlantic Ave, Delray Beach, FL 33483 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	13 +13 HELOCs	1.1%	100%	$503,461	View
TD Bank 3 offices in Delray Beach 13760 Jog Road, Delray Beach, FL 33446 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	10 +18 HELOCs	0.9%	76.9%	$1,135,000	View
Citibank, NA 1 office in Delray Beach 4071 W Atlantic Ave, Delray Beach, FL 33445 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.7%	100%	$948,750	View
Fifth Third Bank, National Association 1 office in Delray Beach 5024 W Atlantic Ave, Delray Beach, FL 33484 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	6 +11 HELOCs	0.5%	85.7%	$753,333	View
Ithink Financial Credit Union 5859 Atlantic Ave, Delray Beach, FL 33484 A+5.0 ★Texas Ratio: 5.06%	Conventional, Jumbo, HELOC	5 +12 HELOCs	0.4%	83.3%	$1,637,000	View
Flagstar Bank NA 2 offices in Delray Beach 1676 S Federal Hwy, Delray Beach, FL 33483 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo, HELOC	5 +2 HELOCs	0.4%	55.6%	$1,023,000	View
City National Bank of Florida 1 office in Delray Beach 1120 S Federal Hwy, Delray Beach, FL 33483 A5.0 ★Texas Ratio: 7.12%	Conventional	5	0.4%	83.3%	$207,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Delray Beach 16120 S Jog Rd, Delray Beach, FL 33446 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +24 HELOCs	0.3%	80%	$372,500	View
Third Federal Savings and Loan 1 office in Delray Beach 15086 S Jog Rd, Delray Beach, FL 33446 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +21 HELOCs	0.3%	44.4%	$112,500	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Delray Beach 900 Se 6th Ave, Delray Beach, FL 33483 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.3%	80%	$3,350,000	View
The Northern Trust Co 1 office in Delray Beach 770 E Atlantic Ave, Delray Beach, FL 33483 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Delray Beach 909 Se 5th Ave, Delray Beach, FL 33483 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$705,000	View
Seacoast National Bank ★ 5 stars, 1 review 1 office in Delray Beach 50 Ne 5th Ave, Delray Beach, FL 33483 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +6 HELOCs	0%	n/a		View
Regions Bank 1 office in Delray Beach 650 N Congress Ave, Delray Beach, FL 33445 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +5 HELOCs	0%	12.5%		View
Amerant Bank, N.A. 1 office in Delray Beach 1811 S Federal Hwy, Delray Beach, FL 33483 B+4.7 ★Texas Ratio: 18.65%	HELOC	0 +3 HELOCs	0%	n/a		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, Jumbo, HELOC	7 +11 HELOCs	0.6%	72.7%	$680,714	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, Jumbo	7	0.6%	87.5%	$713,571	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	5 +15 HELOCs	0.4%	62.5%	$1,619,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.4%	62.5%	$1,617,000	View
Firstbank 2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional	4	0.3%	100%	$152,500	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	3	0.3%	100%	$531,666	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$4,085,000	View
WSFS bank 980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$1,915,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional	2	0.2%	100%	$655,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	2	0.2%	100%	$4,640,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.2%	100%	$470,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$105,000	View
Desjardins Bank 1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22%	Conventional	1	0.1%	100%	$285,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$2,635,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	1	0.1%	100%	$985,000	View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$885,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$535,000	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional, Jumbo	1	0.1%	100%	$1,725,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0.1%	100%	$665,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$3,505,000	View
Bradesco Bank 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32%	Conventional	1	0.1%	100%	$195,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional, Jumbo	1	0.1%	100%	$1,205,000
BrightStar Credit Union 600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +5 HELOCs	0%	n/a		View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +2 HELOCs	0%	n/a		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +2 HELOCs	0%	n/a		View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +2 HELOCs	0%	n/a		View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
We Florida Financial 634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA	61	5.3%	91%	$365,655
Builders Choice Mortgage LLC	Conventional, FHA, Jumbo	15	1.3%	100%	$645,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	11	1%	78.6%	$235,909	View
Nqm Funding, LLC	Conventional, Jumbo	11	1%	68.8%	$645,909
The Mortgage Firm	Conventional, FHA	10	0.9%	100%	$368,000
Freedom Mortgage Corporation	Conventional, FHA, VA	8	0.7%	76.9%	$430,000
Acrisure Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$535,000
Lakeview Loan Servicing, LLC	Conventional	3	0.3%	26.7%	$298,333
New Day Financial, LLC.	VA	3	0.3%	44.4%	$361,666
Reliable Holdings Manager dba Lendz Financial	Conventional	2	0.2%	66.7%	$320,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$715,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$465,000
LoanFlight Lending, LLC.	FHA	1	0.1%	100%	$665,000
Mortgage300 Corporation	FHA	1	0.1%	100%	$465,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	141 +6 HELOCs	12.2%	82.7%	$437,765
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	98 +4 HELOCs	8.5%	95.1%	$463,265
Rocket Mortgage	Conventional, FHA, VA, Jumbo	91	7.9%	68.9%	$264,890
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo, HELOC	33 +1 HELOCs	2.9%	91.7%	$323,484
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	22	1.9%	61.1%	$487,272
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional	19	1.6%	57.6%	$179,736	View
Paramount Residential Mortgage	Conventional, FHA	18	1.6%	90%	$368,888
loanDepot.com LLC	Conventional, VA, HELOC	15 +4 HELOCs	1.3%	65.2%	$195,666
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	14	1.2%	100%	$492,857
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	13 +1 HELOCs	1.1%	100%	$581,153
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	13	1.1%	92.9%	$3,164,230	View
Nationstar Mortgage	Conventional, FHA, VA	12	1%	85.7%	$244,166
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, Jumbo	11	1%	100%	$478,636	View
Pulte Mortgage LLC	Conventional, Jumbo	11	1%	75%	$660,454
Fairway Independent Mort Corp	Conventional, FHA	10	0.9%	83.3%	$411,000
Mortgage Research Center	VA, Jumbo	9	0.8%	71.4%	$421,666
Capital Partners Mortgage Services, LLC	Conventional, FHA	8	0.7%	80%	$353,750
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, HELOC	7 +1 HELOCs	0.6%	100%	$413,571	View
Kind Lending, LLC	Conventional, FHA	7	0.6%	50%	$327,857
The Loan Store, Inc	Conventional, FHA, HELOC	6 +6 HELOCs	0.5%	87.5%	$485,000
Movement Mortgage, LLC	Conventional	6	0.5%	100%	$425,000
T2 Financial LLC	Conventional	6	0.5%	100%	$338,333
Mortgage Equity Partners LLC	Conventional, FHA	6	0.5%	100%	$386,666
ClearEdge Lending LLC	Conventional, Jumbo	6	0.5%	85.7%	$460,000
Ark-La-Tex Financial Services LLC	Conventional	6	0.5%	100%	$161,666
Spring Eq, LLC	Conventional, HELOC	5 +6 HELOCs	0.4%	21.7%	$97,000
Arc Home LLC	Conventional, Jumbo	5	0.4%	100%	$745,000
Primary Residential Mortgage, INC.	Conventional	5	0.4%	71.4%	$231,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	5	0.4%	100%	$267,000
Guild Mortgage Company	Conventional, FHA, Jumbo	5	0.4%	100%	$681,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	0.4%	100%	$343,000	View
Prosperity Home Mortgage, LLC	Conventional	5	0.4%	100%	$221,000
Mutual of Omaha Mortgage	Conventional, VA	5	0.4%	83.3%	$349,000
JMAC Lending, Inc.	Conventional, Jumbo	5	0.4%	71.4%	$951,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	4 +3 HELOCs	0.3%	50%	$277,500
Sage Home Loans Corporation	Conventional	4	0.3%	66.7%	$550,000
Advisors Mortgage Group, LLC	Conventional, FHA	4	0.3%	100%	$485,000
Better Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$487,500
Champions Funding, LLC	Conventional	4	0.3%	80%	$300,000
Amerisave Mortgage Company	Conventional, VA, HELOC	3 +1 HELOCs	0.3%	18.2%	$191,666
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.3%	100%	$1,081,666	View
SWBC Mortgage Corporation	Conventional	3	0.3%	100%	$161,666
Deephaven Mortgage LLC	Conventional	3	0.3%	75%	$211,666
American Financial Network, Inc.	Conventional, Jumbo	3	0.3%	100%	$891,666
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.3%	42.9%	$471,666
Discover Bank	Conventional	3	0.3%	14.3%	$55,000
Absolute Home Mortgage	Conventional, FHA	3	0.3%	100%	$331,666
East Coast Capital Corp.	Conventional	3	0.3%	100%	$311,666
Total Mortgage Services, LLC	Conventional	3	0.3%	100%	$361,666
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	3	0.3%	66.7%	$308,333	View
Citadel Servicing Corporation	Conventional	3	0.3%	100%	$228,333
Zillow Home Loans, LLC	Conventional	3	0.3%	100%	$138,333
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.3%	75%	$835,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	3	0.3%	75%	$1,045,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	60%	$205,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	3	0.3%	100%	$528,333
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.3%	75%	$225,000	View
Plaza Home Mortgage, Inc	Conventional	3	0.3%	55.6%	$255,000
AmWest Funding Corp	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,265,000
Dort Financial Credit Union	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$235,000
New American Funding, LLC.	Conventional, HELOC	2 +1 HELOCs	0.2%	40%	$395,000
EMM Loans LLC	Conventional	2	0.2%	100%	$400,000
Genisys Credit Union	Conventional, Jumbo	2	0.2%	100%	$495,000
American Financial Resources LLC	Conventional, FHA	2	0.2%	100%	$425,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.2%	100%	$370,000	View
Nbkc Bank	Conventional	2	0.2%	100%	$465,000
Filo Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$375,000
City 1st Mortgage Services, LC	Conventional	2	0.2%	66.7%	$290,000
Intercoastal Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional	2	0.2%	100%	$585,000	View
Nfm, Inc	Conventional	2	0.2%	100%	$245,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$660,000
Hometown Equity Mortgage, LLC	Conventional	2	0.2%	66.7%	$215,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$265,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.2%	100%	$1,320,000	View
Lake Michigan Credit Union	Conventional, Jumbo	2	0.2%	100%	$535,000
Radius Financial Group Inc	Conventional	2	0.2%	100%	$275,000
TowneBank	Conventional	2	0.2%	100%	$190,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	37.5%	$175,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +6 HELOCs	0.1%	50%	$185,000
Originpoint, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$805,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$3,075,000	View
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$2,245,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$2,345,000
Polaris Home Funding Corp.	Conventional	1	0.1%	100%	$305,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$145,000	View
Interlinc Mortgage Services, LLC	Conventional	1	0.1%	100%	$185,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$135,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$30,625,000	View
Cliffco, Inc.	Conventional	1	0.1%	100%	$285,000
RANLife, Inc.	Conventional	1	0.1%	100%	$265,000
MortgageOne, Inc	VA	1	0.1%	100%	$405,000
AAA Capital Investment, Inc	Conventional	1	0.1%	50%	$165,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$265,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$515,000
TruHome Solutions, LLC	Conventional	1	0.1%	100%	$65,000
Infinity Equity Group, Inc.	Conventional	1	0.1%	100%	$605,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	50%	$245,000
Advancial Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,015,000
Resicentral LLC	Conventional	1	0.1%	50%	$245,000
Montgomery Bank A+5.0 ★Texas Ratio: 3.43%	Conventional, Jumbo	1	0.1%	100%	$1,405,000	View
AdvantageFirst Lending Inc	Conventional	1	0.1%	50%	$205,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$515,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$605,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$405,000	View
NJ Lenders Corp	Conventional	1	0.1%	100%	$735,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0.1%	100%	$355,000	View
Royal Pacific Funding	Conventional	1	0.1%	100%	$135,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$665,000
Hightechlending, Inc	Conventional	1	0.1%	100%	$125,000
Flexpoint, Inc.	Conventional, Jumbo	1	0.1%	100%	$975,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$475,000
American Financing Corporation	Conventional	1	0.1%	25%	$215,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$455,000
William Raveis Mortgage, LLC	Conventional	1	0.1%	50%	$305,000
American Heritage Lending, LLC	Conventional, Jumbo	1	0.1%	100%	$905,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$405,000
Point Mortgage Corp	Conventional	1	0.1%	100%	$745,000
Cardinal Financial Company, Li	FHA	1	0.1%	50%	$505,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$445,000
Premium Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Evergreen Moneysource Mortgage Company	Conventional	1	0.1%	100%	$505,000
Warshaw Capital, LLC	Conventional	1	0.1%	100%	$125,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$445,000
Penn Community Bank A+5.0 ★Texas Ratio: 3.96%	Conventional	1	0.1%	100%	$685,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$295,000
Unity Bank A5.0 ★Texas Ratio: 9.27%	Conventional, Jumbo	1	0.1%	100%	$4,005,000	View
Mortgage Center LC	Conventional	1	0.1%	100%	$605,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$245,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$125,000	View
Allegacy Federal Credit Union	Conventional	1	0.1%	100%	$625,000
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$115,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$235,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$175,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$315,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	1	0.1%	50%	$2,005,000	View
Logan Finance Corporation	Conventional	1	0.1%	100%	$335,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$105,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$275,000
FM Home Loans LLC	Conventional	1	0.1%	100%	$305,000
Vista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$135,000	View
1St Advantage Federal Credit U	Conventional	1	0.1%	100%	$665,000
Nmsi, Inc.	FHA	1	0.1%	100%	$325,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$135,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$365,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$175,000	View
Drew Mortgage Associates, Inc	Conventional, Jumbo	1	0.1%	100%	$845,000
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$285,000
Staunton Financial Inc	Conventional	1	0.1%	100%	$535,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$115,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$365,000	View
Leaderone Financial Corp.	Conventional	1	0.1%	50%	$515,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$185,000
Village Capital & Investment	FHA	1	0.1%	66.7%	$295,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$355,000
HomeBridge Financial Services, Inc	HELOC	0 +9 HELOCs	0%	0%
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +7 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +6 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lafayette Federal Credit Union A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +2 HELOCs	0%	n/a		View
Synovus Bank	HELOC	0 +2 HELOCs	0%	n/a
Westfield Bank	HELOC	0 +1 HELOCs	0%	n/a
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Navigant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Franklin Mint Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Aberdeen Proving Ground FCU	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Canandaigua National Bank & Trust	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Delray Beach Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Delray Beach, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Delray Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Delray Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Delray Beach, FL

Use these to narrow the list above. Each category shows how many Delray Beach, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 133 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 73 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 35 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 17 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 64 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 34 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Delray Beach, FL

Independent mortgage companies closed 76.6 percent of home loans in Delray Beach, Florida in 2025, banks 20.7 percent and credit unions 2.8 percent. Lennar Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Ithink Financial Credit Union the largest credit union. Among lenders headquartered in Florida, Ithink Financial Credit Union led with 5 loans.

76.6%

Mortgage companies

20.7%

Banks

2.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Delray Beach, FL

Who is the largest mortgage lender in Delray Beach, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Delray Beach, Florida with 46 loans, about 4 percent of the market. The largest lender headquartered in Florida was Ithink Financial Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Delray Beach, FL have the highest approval rates?

Among lenders with meaningful volume in Delray Beach, Florida, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 95.1 percent, against a 77.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Delray Beach, FL mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Delray Beach, Florida in 2025, led by United Wholesale Mortgage with 25. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Delray Beach, FL lender list?

Yes. 73 banks and 29 credit unions closed home loans in Delray Beach, Florida in 2025, alongside 133 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Delray Beach, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Delray Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Delray Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Delray Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.