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Mortgage Lenders and Brokers in DeBary, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

DeBary, Florida mortgage lenders include Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in DeBary, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in DeBary are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in DeBary, Florida

Market share is the lender's share of all home loans closed in DeBary, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	15 +5 HELOCs	1.7%	75%	$110,333	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	9 +14 HELOCs	1%	71.4%	$193,888	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	8	0.9%	61.1%	$123,750	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +2 HELOCs	0.7%	85.7%	$248,333	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	5	0.6%	72.7%	$93,000	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	4 +4 HELOCs	0.4%	66.7%	$107,500	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	4 +1 HELOCs	0.4%	57.1%	$237,500	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.4%	57.1%	$205,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +12 HELOCs	0.3%	100%	$231,666	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	3 +2 HELOCs	0.3%	75%	$38,333	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	3	0.3%	75%	$418,333	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +10 HELOCs	0.2%	66.7%	$240,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	100%	$225,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional	2	0.2%	66.7%	$55,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	2	0.2%	40%	$285,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$315,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$445,000	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$645,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$35,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	50%	$445,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	FHA	1	0.1%	100%	$335,000	View
Amerant Mortgage LLC 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	FHA	1	0.1%	100%	$215,000	View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	Conventional	1	0.1%	100%	$25,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional	1	0.1%	100%	$255,000	View
Mccoy Federal Credit Union 931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49%	Conventional	1	0.1%	100%	$175,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0.1%	100%	$315,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo	1	0.1%	100%	$1,255,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	HELOC	0 +1 HELOCs	0%	0%		View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	HELOC	0 +1 HELOCs	0%	0%		View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	HELOC	0 +1 HELOCs	0%	0%		View
Lennar Mortgage, LLC	Conventional, FHA, VA	107	11.9%	83.6%	$393,504
The Mortgage Firm	Conventional, FHA, VA	13	1.4%	93.3%	$265,769
Acrisure Mortgage, LLC	Conventional, FHA, VA	12	1.3%	92.3%	$370,833
Freedom Mortgage Corporation	Conventional, FHA, VA	11	1.2%	100%	$359,545
Alkan Mortgage Corporation	Conventional, FHA	11	1.2%	100%	$353,181
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.8%	44.4%	$213,571
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.4%	80%	$310,000	View
Mortgage Lenders Investment Tr	Conventional, FHA	4	0.4%	100%	$365,000
American Bancshares Mortgage, LLC	Conventional	2	0.2%	100%	$425,000
Jet HomeLoans, LP	Conventional, VA	2	0.2%	100%	$525,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$85,000
New Day Financial, LLC.	VA	1	0.1%	50%	$445,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$345,000
United Wholesale Mortgage	Conventional, FHA, VA, USDA, HELOC	119 +1 HELOCs	13.3%	93%	$325,336
Rocket Mortgage	Conventional, FHA, VA	75	8.4%	86.2%	$237,000
Nfm, Inc	Conventional, FHA, VA	38	4.2%	92.7%	$374,210
First Heritage Mortgage, LLC	Conventional, FHA, VA	29	3.2%	100%	$328,793
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	29	3.2%	74.4%	$301,896
Pennymac Loan Services LLC	Conventional, FHA, VA	24	2.7%	85.7%	$272,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	17 +3 HELOCs	1.9%	89.5%	$315,000
Nextmortgage, LLC	Conventional, FHA, Jumbo, HELOC	16 +2 HELOCs	1.8%	94.7%	$361,250
RMC Home Mortgage, LLC	Conventional, FHA, VA	14	1.6%	100%	$329,285
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	14	1.6%	87.5%	$303,571	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	11 +2 HELOCs	1.2%	73.3%	$181,363
New American Funding, LLC.	Conventional, FHA, VA	11	1.2%	100%	$234,090
Kind Lending, LLC	Conventional, FHA, VA, USDA	10	1.1%	71.4%	$288,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	9 +1 HELOCs	1%	100%	$215,000	View
Nationstar Mortgage	Conventional, FHA, VA, Jumbo	9	1%	81.8%	$276,111
Mortgage Research Center	VA	9	1%	56.2%	$369,444
Paramount Residential Mortgage	Conventional, FHA, VA	8	0.9%	100%	$252,500
Spring Eq, LLC	Conventional, HELOC	7 +4 HELOCs	0.8%	41.2%	$95,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +3 HELOCs	0.8%	63.6%	$246,428
Waterstone Mortgage Corporation	Conventional, FHA	7	0.8%	87.5%	$296,428
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA	7	0.8%	87.5%	$299,285
Movement Mortgage, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.7%	100%	$326,666
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA	6	0.7%	75%	$238,333	View
Cardinal Financial Company, Li	Conventional, FHA, VA	6	0.7%	100%	$296,666
The Loan Store, Inc	Conventional, FHA, HELOC	5 +3 HELOCs	0.6%	100%	$339,000
Amerisave Mortgage Company	Conventional, FHA	5	0.6%	35.7%	$103,000
Discover Bank	Conventional	5	0.6%	35.7%	$63,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	5	0.6%	83.3%	$335,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	4	0.4%	80%	$310,000
Everett Financial, Inc.	Conventional, FHA	4	0.4%	100%	$312,500
Guild Mortgage Company	Conventional, FHA, VA	4	0.4%	100%	$375,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.4%	80%	$257,500	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	4	0.4%	100%	$362,500	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	4	0.4%	100%	$315,000
Goodleap, LLC	Conventional, FHA	3	0.3%	100%	$188,333
Click n' Close, Inc.	Conventional, FHA	3	0.3%	100%	$208,333
Union Home Mortgage Corp.	FHA	3	0.3%	100%	$271,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.3%	75%	$348,333	View
Towne Mortgage Company	Conventional, FHA, VA	3	0.3%	100%	$248,333
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, VA	3	0.3%	100%	$328,333	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, VA	3	0.3%	50%	$275,000	View
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +3 HELOCs	0.2%	100%	$215,000
Arc Home LLC	Conventional	2	0.2%	100%	$280,000
Cornerstone First Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$125,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$290,000
American Financial Resources LLC	FHA	2	0.2%	100%	$280,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.2%	100%	$145,000	View
AdvantageFirst Lending Inc	VA	2	0.2%	100%	$345,000
Homestead Funding Corp.	Conventional	2	0.2%	100%	$415,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.2%	66.7%	$280,000
ClearPath Lending	VA	2	0.2%	100%	$270,000
Securitynational Mortgage Company	Conventional, FHA	2	0.2%	100%	$155,000
Bay Equity LLC	Conventional, VA	2	0.2%	100%	$300,000
Geneva Financial LLC	VA	2	0.2%	100%	$545,000
Mortgage Equity Partners LLC	Conventional	2	0.2%	100%	$420,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$155,000
Summit Funding.Inc	Conventional	2	0.2%	100%	$390,000
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	2	0.2%	100%	$230,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	66.7%	$225,000	View
Village Capital & Investment	VA	2	0.2%	50%	$560,000
Equity Resources Inc	FHA	1	0.1%	100%	$415,000
First Community Mortgage, Inc.	Conventional	1	0.1%	50%	$155,000
Guaranteed Rate, Inc.	FHA	1	0.1%	100%	$345,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$475,000	View
Contour Mortgage Corporation	FHA	1	0.1%	100%	$215,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Nbkc Bank	Conventional	1	0.1%	100%	$305,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$265,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$585,000
TruHome Solutions, LLC	FHA	1	0.1%	100%	$245,000
Dart Bank	Conventional	1	0.1%	100%	$445,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$425,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$375,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Resicentral LLC	Conventional	1	0.1%	33.3%	$145,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$265,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$315,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$365,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$285,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$385,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$315,000
American Security Mortgage Cor	Conventional	1	0.1%	100%	$405,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$55,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$255,000
Weichert Financial Services	Conventional	1	0.1%	100%	$445,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$395,000
Churchill Mortgage Corporation	VA	1	0.1%	100%	$515,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$545,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$295,000
Provident Funding Associates	Conventional	1	0.1%	100%	$525,000
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$335,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
Self Help Credit Union	Conventional	1	0.1%	100%	$195,000
Iserve Residential Lending	Conventional	1	0.1%	100%	$245,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$335,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$215,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$325,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$305,000
Meadowbrook Financial Mortgage Bankers Corp.	VA	1	0.1%	100%	$325,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$375,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$575,000	View
21St Mortgage	Conventional	1	0.1%	50%	$105,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$155,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$375,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$275,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$405,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$415,000
Coastal Community Bank	HELOC	0 +11 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Police and Fire Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Mutual of Omaha Mortgage	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

DeBary Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in DeBary, Florida

Looking for mortgage lenders near me or mortgage brokers near me in DeBary? The list below shows the banks, credit unions and mortgage brokers that closed home loans in DeBary in 2025, with lenders based there listed first.

Types of Mortgage Lenders in DeBary, FL

Use these to narrow the list above. Each category shows how many DeBary, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 105 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 63 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 30 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in DeBary, FL

Independent mortgage companies closed 85 percent of home loans in DeBary, Florida in 2025, banks 9.6 percent and credit unions 5.5 percent. Triad Financial Services, Inc. was the largest mortgage company, Trustco Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 15 loans.

85%

Mortgage companies

9.6%

Banks

5.5%

Credit unions

31%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in DeBary, FL

Who is the largest mortgage lender in DeBary, FL?

By home loans closed in 2025, Fairwinds Credit Union was the largest mortgage lender in DeBary, Florida with 15 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in DeBary, FL have the highest approval rates?

Among lenders with meaningful volume in DeBary, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93 percent, against a 82.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which DeBary, FL mortgage lenders offer FHA, VA and USDA loans?

63 lenders closed FHA loans in DeBary, Florida in 2025, led by Lennar Mortgage, LLC with 36. 44 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this DeBary, FL lender list?

Yes. 37 banks and 18 credit unions closed home loans in DeBary, Florida in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in DeBary, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in DeBary, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in DeBary, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up DeBary. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.