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Mortgage Lenders and Brokers in Coral Gables, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Coral Gables, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1300 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA396 Alhambra Cir, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA2308 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1699 Coral Way, Coral Gables, FL 33145A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank1569 Sunset Dr, Coral Gables, FL 33143A+5.0 ★Texas Ratio: 4.37%, The Northern Trust CoThe Northern Trust Co595 Biltmore Way, Coral Gables, FL 33134A4.7 ★Texas Ratio: 0.83%, TD BankTD Bank255 Alhambra Cir, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank201 Alhambra Cir, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank2109 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Coral Gables, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Coral Gables are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Coral Gables, Florida

Market share is the lender's share of all home loans closed in Coral Gables, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 5 offices in Coral Gables 1300 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	30 +8 HELOCs	6.5%	88.9%	$2,433,666	View
Citibank, NA 2 offices in Coral Gables 396 Alhambra Cir, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	20 +6 HELOCs	4.3%	91.7%	$2,055,000	View
Bank of America NA 2 offices in Coral Gables 2308 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	17 +29 HELOCs	3.7%	90%	$2,297,941	View
Wells Fargo Bank NA 4 offices in Coral Gables 1699 Coral Way, Coral Gables, FL 33145 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	3%	83.3%	$2,095,714	View
Regions Bank 2 offices in Coral Gables 1569 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	8 +9 HELOCs	1.7%	62.5%	$756,250	View
The Northern Trust Co 1 office in Coral Gables 595 Biltmore Way, Coral Gables, FL 33134 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	7	1.5%	100%	$2,016,428	View
TD Bank 1 office in Coral Gables 255 Alhambra Cir, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +10 HELOCs	1.1%	62.5%	$1,285,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Coral Gables 201 Alhambra Cir, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	4 +18 HELOCs	0.9%	80%	$912,500	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in Coral Gables 2109 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	4 +14 HELOCs	0.9%	57.1%	$1,730,000	View
Citizens Bank, NA 1 office in Coral Gables 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	3 +12 HELOCs	0.6%	75%	$1,571,666	View
First Ciitizens Bank and Trust 1 office in Coral Gables 250 Palermo Ave, Coral Gables, FL 33134 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.6%	100%	$2,281,666	View
United Community Bank 1 office in Coral Gables 2222 Ponde De Leon Blvd Suite 101, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.4%	100%	$1,105,000	View
Seacoast National Bank ★ 5 stars, 1 review 2 offices in Coral Gables 1518 San Ignacio Ave, Coral Gables, FL 33146 A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.4%	100%	$925,000	View
Centennial Bank 1 office in Coral Gables 121 Alhambra Plz, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	2	0.4%	100%	$2,055,000	View
Popular Bank 1 office in Coral Gables 2317 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.12%	Conventional, Jumbo	2	0.4%	40%	$870,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Coral Gables 2728 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.2%	20%	$1,035,000	View
U.S. Century Bank 1 office in Coral Gables 396 Alhambra Cir, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 0.81%	Conventional, Jumbo	1	0.2%	100%	$1,175,000	View
Ocean Bank 2 offices in Coral Gables 2655 S Le Jeune Rd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 3.23%	Conventional, Jumbo	1	0.2%	100%	$11,005,000	View
First American Bank 1 office in Coral Gables 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +6 HELOCs	0%	n/a		View
Valley National Bank 1 office in Coral Gables 2121 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
City National Bank of Florida 2855 S Le Jeune Rd, Coral Gables, FL 33134 A5.0 ★Texas Ratio: 7.12%	Conventional, Jumbo	21	4.5%	84%	$6,935,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	8 +1 HELOCs	1.7%	88.9%	$1,463,750	View
Banesco USA 150 Alhambra Cir, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 3.01%	Conventional, Jumbo	5	1.1%	100%	$2,509,000	View
Amerant Mortgage LLC 220 Alhambra Cir, Coral Gables, FL 33134 B+4.7 ★Texas Ratio: 18.65%	Conventional, Jumbo	3	0.6%	100%	$3,218,333	View
Firstbank 2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional	3	0.6%	100%	$395,000	View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	3	0.6%	100%	$3,515,000	View
Space Coast Credit Union 4899 SW 8th St, Coral Gables, FL 33134 2522 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	2 +16 HELOCs	0.4%	66.7%	$340,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +3 HELOCs	0.4%	50%	$310,000	View
Terrabank N.A. 1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83%	Conventional, Jumbo	2	0.4%	100%	$1,195,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.4%	100%	$1,965,000	View
Amerant Bank, N.A. 220 Alhambra Cir, Coral Gables, FL 33134 B+4.7 ★Texas Ratio: 18.65%	Conventional, HELOC	1 +9 HELOCs	0.2%	50%	$405,000	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.2%	100%	$1,605,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.2%	50%	$4,325,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.2%	100%	$605,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0.2%	50%	$85,000	View
Intercredit Bank, N.A. 1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146	Conventional	1	0.2%	100%	$355,000
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional	1	0.2%	100%	$405,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.2%	100%	$775,000	View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +4 HELOCs	0%	0%		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +3 HELOCs	0%	n/a		View
BrightStar Credit Union 600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +2 HELOCs	0%	n/a		View
We Florida Financial 634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51%	HELOC	0 +1 HELOCs	0%	n/a		View
WSFS bank 980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	20	4.3%	100%	$698,000	View
Reliable Holdings Manager dba Lendz Financial	Conventional, Jumbo	2	0.4%	100%	$2,255,000
Freedom Mortgage Corporation	Conventional	1	0.2%	50%	$805,000
First Equity Mortgage Bankers Inc.	Conventional, Jumbo	1	0.2%	100%	$835,000
DG Pinnacle Funding, LLC	Conventional	1	0.2%	100%	$305,000
FineMark National Bank & Trust	Conventional, Jumbo	1	0.2%	100%	$1,055,000
Rocket Mortgage	Conventional, Jumbo	38	8.2%	78%	$547,631
United Wholesale Mortgage	Conventional, Jumbo, HELOC	32 +3 HELOCs	6.9%	84.2%	$881,875
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	16	3.4%	94.4%	$4,343,125	View
Pennymac Loan Services LLC	Conventional, Jumbo	14	3%	71.4%	$992,857
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	6 +1 HELOCs	1.3%	100%	$1,246,666
The Loan Store, Inc	Conventional, Jumbo, HELOC	6 +1 HELOCs	1.3%	87.5%	$1,325,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, Jumbo	6	1.3%	58.3%	$708,333	View
loanDepot.com LLC	Conventional, HELOC	4 +2 HELOCs	0.9%	57.1%	$272,500
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.9%	100%	$1,917,500
Fundloans Capital	Conventional, Jumbo	4	0.9%	100%	$1,885,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	4	0.9%	100%	$1,407,500	View
Fairway Independent Mort Corp	Conventional, Jumbo	4	0.9%	100%	$1,047,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.9%	80%	$2,422,500	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.9%	57.1%	$352,500	View
Cake Mortgage Corp.	Conventional, Jumbo	4	0.9%	100%	$1,845,000
Kind Lending, LLC	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.6%	75%	$778,333
Sun West Mortgage Company, Inc	Conventional, HELOC	3 +1 HELOCs	0.6%	100%	$755,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	3	0.6%	100%	$1,711,666
Guaranteed Rate, Inc.	Conventional, Jumbo	3	0.6%	75%	$751,666
Oaktree Funding Corp	Conventional, Jumbo	3	0.6%	100%	$1,801,666
Embrace Home Loans, Inc.	Conventional, Jumbo	3	0.6%	100%	$725,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.6%	100%	$1,618,333	View
AmWest Funding Corp	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.4%	100%	$910,000
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.4%	22.2%	$200,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.4%	100%	$955,000	View
Guaranteed Rate Affinity, LLC	Conventional	2	0.4%	100%	$570,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.4%	100%	$1,265,000	View
American Financial Resources LLC	Conventional	2	0.4%	100%	$680,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.4%	40%	$1,355,000
Greenbox Loans	Conventional, Jumbo	2	0.4%	100%	$2,085,000
T2 Financial LLC	Conventional, VA	2	0.4%	100%	$685,000
Nationstar Mortgage	Conventional	2	0.4%	50%	$285,000
Mortgage Research Center	VA, Jumbo	2	0.4%	100%	$665,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.4%	66.7%	$155,000
Deutsche Bank Trust Company Americas A+5.0 ★Texas Ratio: 1.44%	Conventional, Jumbo	2	0.4%	100%	$3,305,000	View
Nexera Holding LLC	Conventional, Jumbo	2	0.4%	66.7%	$1,450,000
Champions Funding, LLC	Conventional, Jumbo	2	0.4%	50%	$1,450,000
JMAC Lending, Inc.	Conventional, Jumbo	2	0.4%	100%	$900,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +4 HELOCs	0.2%	100%	$455,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.2%	100%	$335,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.2%	100%	$9,395,000	View
Synovus Bank	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$465,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$25,000
Arc Home LLC	Conventional, Jumbo	1	0.2%	100%	$1,315,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo	1	0.2%	100%	$27,505,000	View
American Airlines Federal Cred	Conventional	1	0.2%	100%	$195,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.2%	100%	$435,000	View
ALCOVA Mortgage, LLC	Conventional	1	0.2%	100%	$795,000
Loansteady LLC	Conventional	1	0.2%	100%	$655,000
Loanunited.Com, LLC	FHA	1	0.2%	100%	$605,000
Resicentral LLC	Conventional	1	0.2%	100%	$325,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.2%	100%	$805,000	View
Princeton Mortgage Corporation	VA, Jumbo	1	0.2%	100%	$875,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.2%	100%	$225,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	1	0.2%	50%	$1,175,000
Synergy One Lending, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,005,000
Guild Mortgage Company	Conventional	1	0.2%	100%	$305,000
AdvantageFirst Lending Inc	Conventional	1	0.2%	100%	$185,000
North Dallas Bank & Trust Co.	Conventional	1	0.2%	100%	$465,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.2%	50%	$2,105,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.2%	100%	$205,000	View
Capital Partners Mortgage Services, LLC	Conventional	1	0.2%	100%	$65,000
East Coast Capital Corp.	Conventional	1	0.2%	100%	$225,000
Associated Mortgage Bankers Inc.	Conventional, Jumbo	1	0.2%	100%	$3,005,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.2%	100%	$755,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	1	0.2%	100%	$1,045,000
Stg Mortgage Inc	Conventional	1	0.2%	100%	$805,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.2%	50%	$4,255,000	View
1st Financial, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,605,000
Teachers Federal Credit Union	Conventional, Jumbo	1	0.2%	100%	$3,405,000
Provident Funding Associates	Conventional	1	0.2%	100%	$705,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0.2%	100%	$1,505,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.2%	100%	$2,375,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, Jumbo	1	0.2%	100%	$3,005,000	View
Geneva Financial LLC	Conventional	1	0.2%	100%	$615,000
Abbott Laboratories Employees Credit Union	Conventional	1	0.2%	100%	$555,000
Better Mortgage Corporation	Conventional, Jumbo	1	0.2%	100%	$1,535,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.2%	100%	$195,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.2%	100%	$755,000	View
Citadel Servicing Corporation	Conventional, Jumbo	1	0.2%	100%	$1,265,000
Summit Funding.Inc	Conventional, Jumbo	1	0.2%	100%	$755,000
Zillow Home Loans, LLC	Conventional	1	0.2%	100%	$755,000
Prosperity Home Mortgage, LLC	Conventional	1	0.2%	100%	$795,000
Mutual of Omaha Mortgage	Conventional	1	0.2%	100%	$735,000
Paramount Residential Mortgage	Conventional	1	0.2%	50%	$475,000
First Technology Federal Credit Union	Conventional	1	0.2%	100%	$425,000
Vista Point Mortgage, LLC	Conventional, Jumbo	1	0.2%	100%	$1,205,000
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.2%	100%	$1,165,000
Griffin Funding Inc.	Conventional, Jumbo	1	0.2%	100%	$1,605,000
HomeBridge Financial Services, Inc	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +5 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Hightechlending, Inc	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stanford Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Coral Gables Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Coral Gables, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Coral Gables? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Coral Gables in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Coral Gables, FL

Use these to narrow the list above. Each category shows how many Coral Gables, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 75 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 2 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 3 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 81 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 26 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Coral Gables, FL

Independent mortgage companies closed 49.5 percent of home loans in Coral Gables, Florida in 2025, banks 47.5 percent and credit unions 3 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 2 loans.

49.5%

Mortgage companies

47.5%

Banks

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Coral Gables, FL

Who is the largest mortgage lender in Coral Gables, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Coral Gables, Florida with 30 loans, about 6.5 percent of the market. The largest lender headquartered in Florida was Seacoast National Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Coral Gables, FL mortgage lenders offer FHA, VA and USDA loans?

2 lenders closed FHA loans in Coral Gables, Florida in 2025, led by Genway Home Mortgage, Inc. with 1. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Coral Gables, FL lender list?

Yes. 53 banks and 25 credit unions closed home loans in Coral Gables, Florida in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Coral Gables, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Coral Gables, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Coral Gables, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Coral Gables. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.