Mortgage Lenders and Brokers in Carrollwood, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carrollwood, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Grow Financial Federal Credit UnionGrow Financial Federal Credit Union11008 Arcade Pl, Bradenton, FL 34211A+5.0 ★Texas Ratio: 3.70%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, and Republic Bank & TrustRepublic Bank & Trust12933 Walsingham Rd, Largo, FL 33774A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carrollwood, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carrollwood are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carrollwood, Florida
Market share is the lender's share of all home loans closed in Carrollwood, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 13 +43 HELOCs |
2.4% | 81.2% | $450,384 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
2% | 84.6% | $463,181 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 9 | 1.7% | 52.9% | $196,111 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 6 +5 HELOCs |
1.1% | 60% | $183,333 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 6 | 1.1% | 75% | $140,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 5 +16 HELOCs |
0.9% | 71.4% | $343,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 5 | 0.9% | 100% | $479,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +8 HELOCs |
0.7% | 66.7% | $170,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.7% | 80% | $590,000 | View |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 100% | $347,500 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 4 | 0.7% | 100% | $522,500 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +17 HELOCs |
0.6% | 55.6% | $188,333 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +16 HELOCs |
0.6% | 100% | $221,666 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 3 | 0.6% | 100% | $251,666 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 3 | 0.6% | 57.1% | $345,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $480,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $80,000 | View |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $755,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $475,000 | View |
Tampa Bay Federal Credit Union
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359 |
Conventional | 1 | 0.2% | 100% | $135,000 | |
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1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $625,000 | View |
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3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
VA | 1 | 0.2% | 100% | $705,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 19 | 3.5% | 84% | $486,052 | |
The Mortgage Firm
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Conventional, FHA | 9 | 1.7% | 100% | $415,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $521,666 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 25% | $105,000 | |
Home Access Financial, LLC
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Conventional | 2 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Americas Mortgage Professionals, LLC
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Conventional | 1 | 0.2% | 100% | $745,000 | |
Real Genius LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 66.7% | $435,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 89 +4 HELOCs |
16.4% | 83.8% | $380,505 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 40 | 7.4% | 89.4% | $276,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 20 | 3.7% | 71.4% | $497,500 | |
Click n' Close, Inc.
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Conventional, FHA | 20 | 3.7% | 100% | $279,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
2.4% | 100% | $388,076 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +3 HELOCs |
2% | 73.3% | $346,818 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 2% | 91.7% | $225,000 | |
The Loan Store, Inc
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Conventional, VA, Jumbo, HELOC | 9 +2 HELOCs |
1.7% | 100% | $581,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 9 | 1.7% | 47.4% | $216,111 | View |
My Mortgage, Inc
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Conventional, FHA | 8 | 1.5% | 100% | $361,250 | |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 1.5% | 100% | $352,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 7 | 1.3% | 87.5% | $365,000 | |
Nfm, Inc
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Conventional, FHA, VA | 7 | 1.3% | 100% | $530,714 | |
loanDepot.com LLC
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Conventional, HELOC | 6 +3 HELOCs |
1.1% | 100% | $136,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 6 | 1.1% | 100% | $198,333 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $393,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 5 | 0.9% | 100% | $375,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.9% | 100% | $185,000 | |
Mortgage Research Center
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VA | 5 | 0.9% | 83.3% | $501,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 0.9% | 100% | $301,000 | |
DFCU Financial
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Conventional, Jumbo, HELOC | 4 +8 HELOCs |
0.7% | 100% | $682,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 0.7% | 80% | $497,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $178,333 | |
Resicentral LLC
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Conventional | 3 | 0.6% | 100% | $398,333 | |
HomeXpress Mortgage Corp.
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Conventional, FHA, VA | 3 | 0.6% | 100% | $418,333 | |
VanDyk Mortgage Corporation
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Conventional | 3 | 0.6% | 100% | $481,666 | |
Provident Funding Associates
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Conventional | 3 | 0.6% | 100% | $401,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $491,666 | View |
Top Flite Financial, Inc.
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Conventional | 3 | 0.6% | 100% | $288,333 | |
Gershman Investment Corp.
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Conventional | 3 | 0.6% | 100% | $658,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +4 HELOCs |
0.4% | 37.5% | $145,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $440,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $330,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 0.4% | 100% | $365,000 | |
Filo Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 37.5% | $120,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, VA | 2 | 0.4% | 100% | $450,000 | View |
Mortgage Assurance Inc
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Conventional | 2 | 0.4% | 100% | $190,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.4% | 66.7% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $410,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $430,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.4% | 100% | $395,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $430,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $605,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $680,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.4% | 100% | $95,000 | View |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $430,000 | |
JMAC Lending, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $515,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $665,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $715,000 | View |
Usalliance Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $45,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 12.75% |
VA | 1 | 0.2% | 100% | $315,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Cliffco, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 50% | $395,000 | |
Fundloans Capital
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $125,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $595,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $505,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $115,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Aurora Financial, LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $635,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.2% | 100% | $325,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.2% | 50% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $915,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Lake Michigan Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.2% | 100% | $335,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,265,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $205,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
Thrivent Bank
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 33.3% | $335,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $465,000 | |
Coastal Community Bank
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Carrollwood Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carrollwood, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Carrollwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carrollwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carrollwood, FL
Use these to narrow the list above. Each category shows how many Carrollwood, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Carrollwood, FL
Independent mortgage companies closed 74.2 percent of home loans in Carrollwood, Florida in 2025, banks 14.7 percent and credit unions 11 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carrollwood, FL
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Carrollwood, Florida with 13 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Carrollwood, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 83.8 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Carrollwood, Florida in 2025, led by Click n' Close, Inc. with 10. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 19 credit unions closed home loans in Carrollwood, Florida in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carrollwood, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carrollwood, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carrollwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
