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Mortgage Lenders and Brokers in Boynton Beach, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Boynton Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8903 Boynton Beach Blvd, Boynton Beach, FL 33472A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA10845 S Jog Rd, Boynton Beach, FL 33437A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank1601 W Boynton Beach Blvd, Boynton Beach, FL 33436A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA4793 N Congress Ave, Boynton Beach, FL 33426A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1520 S Federal Hwy, Boynton Beach, FL 33435A+5.0 ★Texas Ratio: 4.24%, Flagstar Bank NAFlagstar Bank NA127 N Congress Ave, Boynton Beach, FL 33426D3.3 ★Texas Ratio: 35.11%, Truist BankTruist Bank100 N Congress Ave, Boynton Beach, FL 33426A+5.0 ★Texas Ratio: 2.87%, Citibank, NACitibank, NA10086 S Jog Rd, Boynton Beach, FL 33437A+5.0 ★Texas Ratio: 2.82%, Fifth Third Bank, National AssociationFifth Third Bank, National Association10891 S Jog Rd, Boynton Beach, FL 33437A+5.0 ★Texas Ratio: 3.22%, and Seacoast National BankSeacoast National Bank3717 W Boynton Beach Blvd, Boynton Beach, FL 33436A+5.0 ★Texas Ratio: 2.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Boynton Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boynton Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Boynton Beach, Florida

Market share is the lender's share of all home loans closed in Boynton Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 7 offices in Boynton Beach 8903 Boynton Beach Blvd, Boynton Beach, FL 33472 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	21 +3 HELOCs	1.7%	76.7%	$289,285	View
Wells Fargo Bank NA 5 offices in Boynton Beach 10845 S Jog Rd, Boynton Beach, FL 33437 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	13	1.1%	54.2%	$259,615	View
TD Bank 2 offices in Boynton Beach 1601 W Boynton Beach Blvd, Boynton Beach, FL 33436 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	8 +16 HELOCs	0.7%	50%	$128,750	View
Bank of America NA 5 offices in Boynton Beach 4793 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +23 HELOCs	0.6%	53.8%	$326,428	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Boynton Beach 1520 S Federal Hwy, Boynton Beach, FL 33435 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +43 HELOCs	0.3%	80%	$207,500	View
Flagstar Bank NA 2 offices in Boynton Beach 127 N Congress Ave, Boynton Beach, FL 33426 D3.3 ★Texas Ratio: 35.11%	Conventional	4	0.3%	66.7%	$300,000	View
Truist Bank ★ 1 stars, 1 review 4 offices in Boynton Beach 100 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +15 HELOCs	0.2%	100%	$231,666	View
Citibank, NA 1 office in Boynton Beach 10086 S Jog Rd, Boynton Beach, FL 33437 A+5.0 ★Texas Ratio: 2.82%	Conventional	3	0.2%	100%	$368,333	View
Fifth Third Bank, National Association 2 offices in Boynton Beach 10891 S Jog Rd, Boynton Beach, FL 33437 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +7 HELOCs	0.2%	50%	$200,000	View
Seacoast National Bank ★ 5 stars, 1 review 1 office in Boynton Beach 3717 W Boynton Beach Blvd, Boynton Beach, FL 33436 A+5.0 ★Texas Ratio: 2.72%	Conventional, FHA, HELOC	2 +5 HELOCs	0.2%	66.7%	$355,000	View
Regions Bank 1 office in Boynton Beach 289 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	1 +5 HELOCs	0.1%	33.3%	$395,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, FHA	11	0.9%	91.7%	$254,090	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	8	0.7%	39.4%	$93,750	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	7 +20 HELOCs	0.6%	66.7%	$360,714	View
Firstbank 2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional	5	0.4%	100%	$165,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +19 HELOCs	0.2%	25%	$118,333	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +2 HELOCs	0.2%	50%	$165,000	View
Gold Coast Federal Credit Union 145 N Main St Ste 103, Belle Glade, FL 33430 2644 A+5.0 ★Texas Ratio: 1.70%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$45,000	View
Ithink Financial Credit Union 280 N Congress Ave, Boynton Beach, FL 33426 4212 A+5.0 ★Texas Ratio: 5.06%	Conventional, HELOC	2 +10 HELOCs	0.2%	40%	$70,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$825,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.2%	100%	$265,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.2%	66.7%	$370,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA	2	0.2%	100%	$440,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$205,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$55,000	View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$65,000	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$345,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$105,000	View
Desjardins Bank 1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22%	Conventional	1	0.1%	100%	$355,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$415,000	View
First Choice Credit Union 7305 N Military Trl, Riviera Beach, FL 33410 7417 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0.1%	100%	$125,000	View
Velocity Community Federal Credit Union 6779 W Indiantown Rd, Jupiter, FL 33458 4654 A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0.1%	50%	$205,000	View
Guardians Credit Union 1301 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.80%	Conventional	1	0.1%	14.3%	$65,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	100%	$515,000	View
Amerant Bank, N.A. 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	Conventional	1	0.1%	100%	$515,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$405,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	FHA	1	0.1%	100%	$305,000
BrightStar Credit Union 600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +4 HELOCs	0%	n/a		View
We Florida Financial 634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51%	HELOC	0 +3 HELOCs	0%	n/a		View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	0%		View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +1 HELOCs	0%	n/a		View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	19	1.6%	86.4%	$363,947	View
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1.3%	76%	$354,375
Nqm Funding, LLC	Conventional, FHA, Jumbo	15	1.2%	84.2%	$545,000
The Mortgage Firm	Conventional, FHA, VA	14	1.1%	100%	$405,714
Builders Choice Mortgage LLC	Conventional, VA	6	0.5%	100%	$335,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.3%	22.7%	$492,500
New Day Financial, LLC.	VA	3	0.2%	30%	$221,666
Acrisure Mortgage, LLC	Conventional	2	0.2%	100%	$350,000
Obsidian Financial Services	Conventional	2	0.2%	100%	$315,000
DG Pinnacle Funding, LLC	Conventional, FHA	2	0.2%	100%	$230,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.1%	50%	$105,000	View
PHH Mortgage Corporation	FHA	1	0.1%	33.3%	$545,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$225,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	228 +7 HELOCs	18.7%	84.9%	$367,017
Rocket Mortgage	Conventional, FHA, VA	123	10.1%	77.7%	$287,682
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	99 +5 HELOCs	8.1%	91%	$383,484
Paramount Residential Mortgage	Conventional, FHA, VA	29	2.4%	96.7%	$322,931
Pennymac Loan Services LLC	Conventional, FHA, VA	26	2.1%	81.8%	$336,923
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	25	2.1%	100%	$387,800
loanDepot.com LLC	Conventional, FHA, VA, HELOC	23 +1 HELOCs	1.9%	75.8%	$285,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	18	1.5%	47.4%	$256,111	View
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	16 +6 HELOCs	1.3%	94.4%	$378,750
Everett Financial, Inc.	Conventional, FHA	14	1.1%	93.3%	$297,857
Guaranteed Rate, Inc.	Conventional, FHA, VA	13	1.1%	86.7%	$386,538
Equity Prime Mortgage LLC	Conventional, FHA	11	0.9%	91.7%	$307,727
Spring Eq, LLC	Conventional, Jumbo, HELOC	10 +6 HELOCs	0.8%	34.4%	$114,000
T2 Financial LLC	Conventional, FHA, VA	10	0.8%	91.7%	$491,000
21St Mortgage	Conventional	10	0.8%	45.5%	$112,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	9	0.7%	64.3%	$266,111
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	8 +9 HELOCs	0.7%	66.7%	$230,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	8	0.7%	88.9%	$228,750
Amerisave Mortgage Company	Conventional	8	0.7%	27.6%	$126,250
Nfm, Inc	Conventional, VA, Jumbo	8	0.7%	100%	$481,250
Nationstar Mortgage	Conventional, FHA, VA	8	0.7%	72.7%	$146,250
Mortgage Research Center	VA	8	0.7%	69.2%	$373,750
New American Funding, LLC.	Conventional, FHA, Jumbo	8	0.7%	66.7%	$381,250
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	8	0.7%	100%	$257,500	View
JMAC Lending, Inc.	Conventional, FHA, VA	8	0.7%	100%	$361,250
Plaza Home Mortgage, Inc	Conventional, FHA	7	0.6%	63.6%	$343,571
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, HELOC	6 +1 HELOCs	0.5%	100%	$306,666	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	6	0.5%	100%	$291,666
Kind Lending, LLC	Conventional, FHA	6	0.5%	66.7%	$358,333
Capital Partners Mortgage Services, LLC	Conventional, FHA	6	0.5%	100%	$363,333
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	6	0.5%	85.7%	$383,333	View
Primary Residential Mortgage, INC.	Conventional, VA, Jumbo	5	0.4%	100%	$475,000
SWBC Mortgage Corporation	Conventional, FHA	5	0.4%	100%	$389,000
Filo Mortgage, LLC	Conventional, FHA, VA	5	0.4%	100%	$487,000
American Financial Network, Inc.	Conventional, FHA	5	0.4%	83.3%	$253,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	5	0.4%	100%	$425,000
Absolute Home Mortgage	Conventional, FHA	5	0.4%	100%	$407,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.4%	100%	$369,000	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	5	0.4%	71.4%	$367,000
American Financial Resources LLC	Conventional, FHA	4	0.3%	100%	$397,500
Movement Mortgage, LLC	Conventional, VA	4	0.3%	80%	$342,500
Resicentral LLC	Conventional, FHA	4	0.3%	80%	$362,500
Guild Mortgage Company	Conventional, VA	4	0.3%	83.3%	$525,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	4	0.3%	100%	$122,500	View
Discover Bank	Conventional	4	0.3%	16%	$67,500
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	3 +8 HELOCs	0.2%	42.9%	$358,333
Sierra Pacific Mortgage Co. Inc	FHA, HELOC	3 +1 HELOCs	0.2%	100%	$331,666
Primelending	Conventional	3	0.2%	75%	$428,333
All Credit Considered Mortgage, Inc.	Conventional	3	0.2%	100%	$325,000
Loanunited.Com, LLC	FHA, VA	3	0.2%	75%	$391,666
AdvantageFirst Lending Inc	FHA	3	0.2%	60%	$325,000
HomeXpress Mortgage Corp.	Conventional, FHA	3	0.2%	42.9%	$391,666
Network Funding, L.P.	Conventional	3	0.2%	100%	$108,333
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$271,666
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	3	0.2%	100%	$1,475,000
Hometown Equity Mortgage, LLC	Conventional, FHA	3	0.2%	37.5%	$228,333
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	3	0.2%	100%	$308,333	View
Better Mortgage Corporation	Conventional	3	0.2%	42.9%	$311,666
Zillow Home Loans, LLC	Conventional, FHA	3	0.2%	100%	$355,000
Mutual of Omaha Mortgage	Conventional	3	0.2%	60%	$348,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.2%	100%	$518,333	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	3	0.2%	33.3%	$301,666	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	66.7%	$1,005,000
EMM Loans LLC	FHA, VA	2	0.2%	100%	$460,000
Genisys Credit Union	Conventional, Jumbo	2	0.2%	100%	$720,000
Cornerstone First Mortgage, LLC	Conventional, FHA	2	0.2%	66.7%	$320,000
First Community Mortgage, Inc.	Conventional	2	0.2%	100%	$275,000
Deephaven Mortgage LLC	Conventional	2	0.2%	40%	$245,000
Acre Mortgage & Financial, Inc.	Conventional, FHA	2	0.2%	100%	$315,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.2%	40%	$430,000	View
Flexpoint, Inc.	Conventional	2	0.2%	66.7%	$370,000
Cardinal Financial Company, Li	FHA	2	0.2%	100%	$350,000
Churchill Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$375,000
1st Financial, Inc.	Conventional, FHA	2	0.2%	100%	$310,000
Mortgage Equity Partners LLC	Conventional	2	0.2%	100%	$435,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	2	0.2%	100%	$435,000	View
Pike Creek Mortgage Services, Inc.	Conventional, FHA	2	0.2%	100%	$395,000
Citadel Servicing Corporation	Conventional	2	0.2%	100%	$570,000
Veritas Funding, LLC	Conventional, VA	2	0.2%	100%	$200,000
ClearEdge Lending LLC	Conventional	2	0.2%	66.7%	$370,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.2%	100%	$465,000	View
Nexera Holding LLC	Conventional, Jumbo	2	0.2%	100%	$705,000
Vista Point Mortgage, LLC	Conventional	2	0.2%	100%	$565,000
Leaderone Financial Corp.	Conventional	2	0.2%	100%	$395,000
Champions Funding, LLC	Conventional	2	0.2%	40%	$230,000
Pentagon Federal Credit Union	FHA, HELOC	1 +2 HELOCs	0.1%	50%	$275,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000
Self Reliance (NY) FCU	Conventional	1	0.1%	100%	$265,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.1%	100%	$125,000	View
Jet Direct Funding Corp.	Conventional	1	0.1%	100%	$255,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$505,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$385,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$405,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	50%	$415,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$85,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$465,000	View
Reliant Home Funding, Inc	FHA	1	0.1%	100%	$475,000
Catalyst Mortgage	Conventional	1	0.1%	100%	$425,000
Mortgage 1 Incorporated	Conventional	1	0.1%	100%	$455,000
NJ Lenders Corp	Conventional	1	0.1%	100%	$185,000
First Alliance Home Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
JMJ Financial Group Inc.	Conventional	1	0.1%	100%	$345,000
MLB Residential Lending, LLC	Conventional	1	0.1%	100%	$175,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$305,000
Hightechlending, Inc	FHA	1	0.1%	100%	$435,000
Nation One Mortgage Corporatio	Conventional	1	0.1%	100%	$405,000
First Savings Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
East Coast Capital Corp.	FHA	1	0.1%	100%	$215,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
ClearPath Lending	VA	1	0.1%	100%	$525,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Clearview Federal Credit Union	Conventional	1	0.1%	100%	$155,000
Associated Mortgage Bankers Inc.	Conventional	1	0.1%	100%	$285,000
Bay Equity LLC	Conventional	1	0.1%	100%	$195,000
Linkbank	Conventional	1	0.1%	100%	$345,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$275,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$275,000
My Mortgage, Inc	FHA	1	0.1%	50%	$365,000
Stg Mortgage Inc	FHA	1	0.1%	50%	$335,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$285,000	View
First Option Mortgage, LLC	FHA	1	0.1%	100%	$375,000
Evergreen Moneysource Mortgage Company	FHA	1	0.1%	100%	$275,000
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$295,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$55,000
Intelliloan, Inc.	FHA	1	0.1%	50%	$435,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$205,000
Affinity Federal Credit Union	Conventional	1	0.1%	100%	$405,000
A+ Mortgage Services, Inc.	Conventional	1	0.1%	100%	$165,000
Lake Michigan Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,325,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$245,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$585,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$295,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$485,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$145,000
Purdue Federal Cu	Conventional	1	0.1%	100%	$285,000
Suffolk Federal Credit Union	Conventional	1	0.1%	100%	$295,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$515,000
1St 2Nd Mortgage Company of N.J., Inc.	FHA	1	0.1%	100%	$385,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$365,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$175,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$435,000	View
Southwest Stage Funding LLC	Conventional	1	0.1%	100%	$75,000
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	Conventional	1	0.1%	100%	$445,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	33.3%	$405,000	View
Reliance First Capital, LLC	FHA	1	0.1%	100%	$265,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$425,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$445,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$535,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$675,000
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +7 HELOCs	0%	n/a		View
Coastal Community Bank	HELOC	0 +6 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Trustone Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Union Home Mortgage Corp.	HELOC	0 +1 HELOCs	0%	n/a
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Lafayette Federal Credit Union A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Boynton Beach Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Boynton Beach, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Boynton Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boynton Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Boynton Beach, FL

Use these to narrow the list above. Each category shows how many Boynton Beach, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 143 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 15 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 34 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Boynton Beach, FL

Independent mortgage companies closed 85.6 percent of home loans in Boynton Beach, Florida in 2025, banks 11.2 percent and credit unions 3.2 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 2 loans.

85.6%

Mortgage companies

11.2%

Banks

3.2%

Credit unions

25%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Boynton Beach, FL

Who is the largest mortgage lender in Boynton Beach, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Boynton Beach, Florida with 21 loans, about 1.7 percent of the market. The largest lender headquartered in Florida was Seacoast National Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Boynton Beach, FL have the highest approval rates?

Among lenders with meaningful volume in Boynton Beach, Florida, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 91 percent, against a 74.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Boynton Beach, FL mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Boynton Beach, Florida in 2025, led by United Wholesale Mortgage with 77. 32 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Boynton Beach, FL lender list?

Yes. 47 banks and 33 credit unions closed home loans in Boynton Beach, Florida in 2025, alongside 143 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Boynton Beach, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Boynton Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boynton Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boynton Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.