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Mortgage Lenders and Brokers in Bonita Springs, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bonita Springs, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA27820 S Tamiami Trl, Bonita Springs, FL 34134A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA23471 Walden Center Dr, Bonita Springs, FL 34134A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association8800 W Terry St, Bonita Springs, FL 34135A+5.0 ★Texas Ratio: 3.22%, Wells Fargo Bank NAWells Fargo Bank NA26791 Tamiami Trl, Bonita Springs, FL 34134A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.9430 Bonita Beach Rd Se, Bonita Springs, FL 34135A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank26731 S Tamiami Trl, Bonita Springs, FL 34134A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank24836 S Tamiami Trl, Bonita Springs, FL 34134A+5.0 ★Texas Ratio: 4.37%, Valley National BankValley National Bank9160 Bonita Beach Rd Se, Bonita Springs, FL 34135A+5.0 ★Texas Ratio: 5.76%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust8891 Timberwilde Dr, Bonita Springs, FL 34135A5.0 ★Texas Ratio: 7.72%, and Commerce BankCommerce Bank10010 Coconut Rd, Bonita Springs, FL 34135A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bonita Springs, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bonita Springs are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bonita Springs, Florida

Market share is the lender's share of all home loans closed in Bonita Springs, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Bonita Springs 27820 S Tamiami Trl, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	21 +4 HELOCs	1.5%	84.6%	$441,190	View
Bank of America NA 3 offices in Bonita Springs 23471 Walden Center Dr, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	15 +18 HELOCs	1%	100%	$613,666	View
Fifth Third Bank, National Association 3 offices in Bonita Springs 8800 W Terry St, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	14 +29 HELOCs	1%	64%	$612,142	View
Wells Fargo Bank NA 2 offices in Bonita Springs 26791 Tamiami Trl, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	1%	77.8%	$642,142	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Bonita Springs 9430 Bonita Beach Rd Se, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +12 HELOCs	0.3%	83.3%	$423,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Bonita Springs 26731 S Tamiami Trl, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	5 +4 HELOCs	0.3%	83.3%	$601,000	View
Regions Bank 1 office in Bonita Springs 24836 S Tamiami Trl, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	5 +1 HELOCs	0.3%	53.8%	$241,000	View
Valley National Bank 1 office in Bonita Springs 9160 Bonita Beach Rd Se, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$605,000	View
First Ciitizens Bank and Trust 1 office in Bonita Springs 8891 Timberwilde Dr, Bonita Springs, FL 34135 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$515,000	View
Commerce Bank 2 offices in Bonita Springs 10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$155,000	View
The Northern Trust Co 1 office in Bonita Springs 26790 S Tamiami Trl, Bonita Springs, FL 34134 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$755,000	View
BMO Harris Bank NA 1 office in Bonita Springs 9000 Bonita Beach Rd Se, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +6 HELOCs	0%	0%		View
First Horizon Bank ★ 5 stars, 1 review 1 office in Bonita Springs 8100 Health Center Blvd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Suncoast Credit Union 25183 Chamber of Commerce Dr, Bonita Springs, FL 34135 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	20 +58 HELOCs	1.4%	80%	$385,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	11 +2 HELOCs	0.8%	68.8%	$371,363	View
Third Federal Savings and Loan 25301 S Tamiami Trl, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	10 +26 HELOCs	0.7%	64.7%	$269,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	6 +8 HELOCs	0.4%	100%	$1,416,666	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	6	0.4%	100%	$501,666	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional, Jumbo	6	0.4%	85.7%	$763,333	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.3%	57.1%	$740,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	4	0.3%	100%	$700,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	100%	$321,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional	3	0.2%	60%	$298,333	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional	3	0.2%	100%	$445,000	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$580,000	View
Busey Bank 2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$535,000	View
Sanibel Captiva Community Bank 1533 Hendry St, Fort Myers, FL 33901 A5.0 ★Texas Ratio: 8.97%	Conventional, Jumbo	2	0.1%	100%	$1,165,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, VA	2	0.1%	100%	$710,000	View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$605,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Servisfirst Bank 316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$965,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$585,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0.1%	50%	$345,000	View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	Conventional	1	0.1%	100%	$175,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	100%	$595,000	View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$265,000	View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	Conventional	1	0.1%	100%	$125,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	100%	$455,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$655,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$375,000	View
City National Bank 801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$7,355,000	View
Natbank N.A. 970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$385,000	View
Metro City Bank 6202 Commerce Palms Dr, Tampa, FL 33647 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$345,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$1,925,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$265,000	View
Lennar Mortgage, LLC	Conventional, FHA, VA	134	9.4%	82.7%	$395,149
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	15	1%	72.7%	$676,333
Lakeview Loan Servicing, LLC	Conventional, VA	8	0.6%	45%	$367,500
The Mortgage Warehouse, LLC	Conventional	6	0.4%	100%	$253,333
FineMark National Bank & Trust	Conventional, Jumbo	5	0.3%	75%	$2,677,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	66.7%	$165,000	View
PHH Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$355,000
Nqm Funding, LLC	Conventional, VA	2	0.1%	66.7%	$390,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	50%	$105,000
First Equity Mortgage Bankers Inc.	Conventional	1	0.1%	50%	$255,000
Fairway Funding Group, Inc	Conventional	1	0.1%	100%	$785,000
Builders Choice Mortgage LLC	Conventional	1	0.1%	100%	$145,000
New Day Financial, LLC.	VA	1	0.1%	100%	$415,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$365,000
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$215,000	View
Pulte Mortgage LLC	Conventional, FHA, VA, Jumbo	266	18.6%	87.8%	$450,300
Rocket Mortgage	Conventional, FHA, VA, Jumbo	114	8%	78.8%	$363,421
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	79 +1 HELOCs	5.5%	94.1%	$402,215
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	49 +3 HELOCs	3.4%	98%	$401,530
Lake Michigan Credit Union	Conventional, Jumbo, HELOC	28 +12 HELOCs	2%	82.9%	$683,571
Movement Mortgage, LLC	Conventional, FHA, Jumbo	23	1.6%	100%	$465,434
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	21	1.5%	73.3%	$461,666
American Pacific Mortgage Corporation	Conventional, FHA	20	1.4%	95.2%	$371,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	16	1.1%	94.1%	$930,625	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, Jumbo	13	0.9%	81.2%	$368,846	View
Union Home Mortgage Corp.	Conventional, FHA, VA	12	0.8%	85.7%	$355,833
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo, HELOC	11 +1 HELOCs	0.8%	91.7%	$716,818	View
Kind Lending, LLC	Conventional, FHA, Jumbo	11	0.8%	91.7%	$550,454
Mortgage Research Center	Conventional, VA	11	0.8%	73.3%	$412,272
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, VA	11	0.8%	91.7%	$373,181	View
New American Funding, LLC.	Conventional, FHA, HELOC	10 +3 HELOCs	0.7%	90.9%	$315,000
loanDepot.com LLC	Conventional, FHA, HELOC	10 +2 HELOCs	0.7%	71.4%	$222,000
Nationstar Mortgage	Conventional, FHA	9	0.6%	100%	$196,111
Summit Mortgage Corporation	Conventional, VA, Jumbo	9	0.6%	100%	$370,555
Guaranteed Rate, Inc.	Conventional	7	0.5%	77.8%	$469,285
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	7	0.5%	100%	$745,000	View
American Financial Network, Inc.	Conventional, FHA, Jumbo	7	0.5%	87.5%	$382,142
The Equitable Mortgage Corporation	Conventional, FHA	7	0.5%	87.5%	$549,285
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	7	0.5%	100%	$1,256,428	View
The Loan Store, Inc	Conventional, HELOC	6 +1 HELOCs	0.4%	81.8%	$516,666
Guaranteed Rate Affinity, LLC	Conventional	6	0.4%	100%	$398,333
Better Mortgage Corporation	Conventional, VA, Jumbo	6	0.4%	60%	$413,333
Zillow Home Loans, LLC	Conventional	6	0.4%	100%	$271,666
Mortgage 1 Incorporated	Conventional	5	0.3%	100%	$379,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	5	0.3%	100%	$257,000	View
RBC Bank (Georgia), N.A.	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.3%	100%	$522,500
First Community Mortgage, Inc.	Conventional, FHA	4	0.3%	100%	$390,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	4	0.3%	80%	$355,000
Resicentral LLC	Conventional	4	0.3%	100%	$430,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	4	0.3%	100%	$740,000	View
Guild Mortgage Company	Conventional, FHA	4	0.3%	80%	$395,000
Prosperity Home Mortgage, LLC	Conventional, VA	4	0.3%	80%	$585,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional	4	0.3%	50%	$290,000
Nexera Holding LLC	Conventional, Jumbo	4	0.3%	100%	$677,500
Plaza Home Mortgage, Inc	Conventional	4	0.3%	66.7%	$425,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.3%	100%	$390,000
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.2%	21.4%	$41,666
Amerisave Mortgage Company	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	15%	$378,333
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$231,666	View
Arc Home LLC	Conventional	3	0.2%	100%	$358,333
Originpoint, LLC	Conventional	3	0.2%	100%	$331,666
Cazle Mortgage, Inc.	FHA	3	0.2%	100%	$525,000
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	3	0.2%	75%	$411,666
Gvc Mortgage, Inc.	Conventional	3	0.2%	100%	$391,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, Jumbo	3	0.2%	80%	$748,333	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	3	0.2%	100%	$395,000	View
Select Lending Services, LLC	Conventional	3	0.2%	75%	$261,666
Lendsure Mortgage Corp.	Conventional	3	0.2%	100%	$318,333
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.2%	50%	$1,025,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	3	0.2%	100%	$455,000	View
ClearEdge Lending LLC	Conventional, Jumbo	3	0.2%	75%	$595,000
Fairway Independent Mort Corp	Conventional, FHA	3	0.2%	100%	$275,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.2%	75%	$135,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$545,000	View
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$360,000	View
EMM Loans LLC	Conventional, FHA	2	0.1%	100%	$380,000
American Portfolio Mortgage Corporation	Conventional	2	0.1%	100%	$410,000
Primelending	Conventional	2	0.1%	100%	$455,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	66.7%	$225,000	View
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$465,000
Greenstate Credit Union	Conventional	2	0.1%	100%	$485,000
Filo Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$530,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.1%	100%	$1,055,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.1%	100%	$605,000	View
Discover Bank	Conventional	2	0.1%	25%	$65,000
VanDyk Mortgage Corporation	Conventional	2	0.1%	100%	$310,000
Elements Financial Federal Cre	Conventional	2	0.1%	100%	$315,000
Idb Global Federal Credit Union	Conventional	2	0.1%	100%	$550,000
Nfm, Inc	Conventional	2	0.1%	100%	$300,000
Capital Center LLC	Conventional	2	0.1%	100%	$520,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$550,000	View
Radius Financial Group Inc	Conventional, Jumbo	2	0.1%	100%	$720,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	2	0.1%	75%	$240,000	View
Keystone Funding, Inc	Conventional, FHA	2	0.1%	100%	$330,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.1%	60%	$415,000
21St Mortgage	Conventional	2	0.1%	40%	$175,000
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$345,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$490,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$530,000	View
Loan Simple, Inc.	Conventional, FHA	2	0.1%	100%	$530,000
Leaderone Financial Corp.	Conventional, Jumbo	2	0.1%	100%	$1,130,000
Champions Funding, LLC	Conventional	2	0.1%	100%	$375,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.1%	100%	$570,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$325,000
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$805,000
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$445,000	View
Cadence Bank	Conventional	1	0.1%	100%	$755,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$885,000
Members 1St FCU	Conventional	1	0.1%	100%	$175,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Hartford Funding, Ltd.	FHA	1	0.1%	100%	$485,000
Keypoint Credit Union	Conventional	1	0.1%	100%	$595,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$1,805,000	View
American Financial Resources LLC	Conventional	1	0.1%	50%	$455,000
Main Street Bank Corp B-4.4 ★Texas Ratio: 22.15%	Conventional	1	0.1%	100%	$495,000	View
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$605,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$85,000
Pathfinder Bank C-3.6 ★Texas Ratio: 31.30%	Conventional, Jumbo	1	0.1%	100%	$1,745,000	View
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
The Park Bank A+5.0 ★Texas Ratio: 1.98%	Conventional	1	0.1%	100%	$305,000	View
Everett Financial, Inc.	FHA	1	0.1%	100%	$375,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$465,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
Nbkc Bank	Conventional	1	0.1%	50%	$265,000
Northeast Equitable Mortgage LLC	Conventional	1	0.1%	100%	$305,000
Loanunited.Com, LLC	FHA	1	0.1%	50%	$205,000
First National Bank of Le Center A5.0 ★Texas Ratio: 13.86%	Conventional	1	0.1%	100%	$215,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$445,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$555,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	1	0.1%	100%	$1,875,000	View
Acre Mortgage & Financial, Inc.	Conventional	1	0.1%	100%	$265,000
Valon Mortgage	FHA	1	0.1%	100%	$415,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$355,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	33.3%	$495,000
First State Bank of St Charles	Conventional	1	0.1%	100%	$565,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$385,000
Bank of Belleville B4.6 ★Texas Ratio: 19.57%	Conventional	1	0.1%	100%	$185,000	View
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$605,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$775,000
First State Mortgage Services	Conventional	1	0.1%	100%	$455,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$395,000
Bank Fund Staff Federal Credit	Conventional	1	0.1%	100%	$595,000
Kemba Credit Union	Conventional	1	0.1%	100%	$405,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$125,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$595,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$645,000	View
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$365,000
William Raveis Mortgage, LLC	Conventional	1	0.1%	100%	$105,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$305,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$385,000
Independent Bank A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.1%	100%	$765,000	View
Quad City Bank and Trust A+5.0 ★Texas Ratio: 3.05%	Conventional, Jumbo	1	0.1%	100%	$1,805,000	View
MassMutual FCU	Conventional	1	0.1%	100%	$705,000
Greenbox Loans	Conventional	1	0.1%	100%	$785,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$435,000
The Farmers Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$295,000	View
Signature Bank, N.A. A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	100%	$655,000	View
Stg Mortgage Inc	Conventional	1	0.1%	100%	$285,000
Shoreham Bank	Conventional	1	0.1%	100%	$325,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$695,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$355,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	50%	$915,000	View
First International Bank & Trust	Conventional	1	0.1%	100%	$475,000
Westfield Bank, FSB	Conventional	1	0.1%	100%	$635,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$405,000	View
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$455,000
Planet Home Lending, LLC	Conventional	1	0.1%	50%	$195,000
Provident Funding Associates	Conventional	1	0.1%	100%	$575,000
Genesee Regional Bank A+5.0 ★Texas Ratio: 3.91%	Conventional	1	0.1%	100%	$285,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$255,000
Harborone Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
The Camden National Bank A+5.0 ★Texas Ratio: 1.50%	Conventional	1	0.1%	100%	$605,000	View
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$575,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$615,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	VA	1	0.1%	100%	$385,000	View
Bridgewater Bank A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.1%	100%	$305,000	View
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$405,000
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	100%	$1,505,000	View
The National Bank of Indianapolis A+5.0 ★Texas Ratio: 1.37%	Conventional	1	0.1%	100%	$495,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	FHA	1	0.1%	100%	$425,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$505,000
Union Savings Bank	Conventional	1	0.1%	100%	$305,000
Cnb Bank Inc. A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$335,000	View
Dupaco Community Credit Union	Conventional	1	0.1%	100%	$665,000
Mercantile Bank A+5.0 ★Texas Ratio: 0.63%	Conventional	1	0.1%	100%	$635,000	View
Bank & Trust Company	Conventional	1	0.1%	100%	$455,000
Member First Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,065,000
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$205,000
Empower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$295,000	View
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$285,000
Pentagon Federal Credit Union	VA	1	0.1%	100%	$495,000
Park Lane Finance SolutionsLLC	Conventional	1	0.1%	100%	$35,000
Wings Financial Credit Union	Conventional	1	0.1%	100%	$335,000
The Richwood Banking Company	Conventional	1	0.1%	100%	$585,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$145,000
Cortrust Bank A+5.0 ★Texas Ratio: 5.11%	Conventional	1	0.1%	100%	$155,000	View
CIBM Bank A5.0 ★Texas Ratio: 8.91%	Conventional	1	0.1%	100%	$575,000	View
Fidelity Deposit & Discount Bank A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0.1%	100%	$405,000	View
1St 2Nd Mortgage Company of N.J., Inc.	Conventional	1	0.1%	100%	$355,000
National Bank of St Anne	Conventional	1	0.1%	100%	$405,000
Stock Yards Bank & Trust Company A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0.1%	100%	$375,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	33.3%	$445,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$345,000
Blaze Credit Union	Conventional	1	0.1%	100%	$175,000
North Salem State Bank A5.0 ★Texas Ratio: 6.01%	Conventional	1	0.1%	100%	$555,000	View
Frandsen Bank & Trust A+5.0 ★Texas Ratio: 5.91%	Conventional	1	0.1%	100%	$805,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$75,000	View
Horizon Bank A+5.0 ★Texas Ratio: 4.40%	Conventional	1	0.1%	100%	$205,000	View
Tradition Mortgage, LLC A+5.0 ★Texas Ratio: 2.69%	Conventional, Jumbo	1	0.1%	100%	$2,735,000	View
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$255,000
Vista Point Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$2,975,000
Better Banks	Conventional	1	0.1%	100%	$215,000
Union Capital Mortgage Corp	Conventional	1	0.1%	100%	$245,000
Tomo Mortgage LLC	FHA	1	0.1%	50%	$525,000
Ohnward Bank and Trust	Conventional	1	0.1%	100%	$505,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$225,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +7 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +2 HELOCs	0%	0%
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bonita Springs Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bonita Springs, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Bonita Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bonita Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bonita Springs, FL

Use these to narrow the list above. Each category shows how many Bonita Springs, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 132 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 109 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 40 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 22 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 52 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 29 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Bonita Springs, FL

Independent mortgage companies closed 74.4 percent of home loans in Bonita Springs, Florida in 2025, banks 19.6 percent and credit unions 6 percent. Lennar Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 20 loans.

74.4%

Mortgage companies

19.6%

Banks

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Bonita Springs, FL

Who is the largest mortgage lender in Bonita Springs, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bonita Springs, Florida with 21 loans, about 1.5 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bonita Springs, FL have the highest approval rates?

Among lenders with meaningful volume in Bonita Springs, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94.1 percent, against a 83.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bonita Springs, FL mortgage lenders offer FHA, VA and USDA loans?

40 lenders closed FHA loans in Bonita Springs, Florida in 2025, led by Pulte Mortgage LLC with 22. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bonita Springs, FL lender list?

Yes. 109 banks and 33 credit unions closed home loans in Bonita Springs, Florida in 2025, alongside 132 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bonita Springs, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bonita Springs, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bonita Springs, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bonita Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.