Mortgage Lenders and Brokers in Townsend, Delaware
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Townsend, Delaware mortgage lenders include Dexsta Federal Credit UnionDexsta Federal Credit Union110 Sandhill Dr, Middletown, DE 19709 5806A5.0 ★Texas Ratio: 6.88%, Dover Federal Credit UnionDover Federal Credit Union499 Walmart Drive, Camden, DE 19934A5.0 ★Texas Ratio: 8.00%, PNC Bank N.A.PNC Bank N.A.250 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank10 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.11%, WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%, Citizens Bank, NACitizens Bank, NA146 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA230 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.14%, Fulton Bank, National AssociationFulton Bank, National Association100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.85%, Louviers Federal Credit UnionLouviers Federal Credit Union185 S Main St, Newark, DE 19711, and Pike Creek Mortgage Services, Inc.Pike Creek Mortgage Services, Inc.Newark, DE. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Townsend, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Townsend are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Townsend, Delaware
Market share is the lender's share of all home loans closed in Townsend, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
110 Sandhill Dr, Middletown, DE 19709 5806 A5.0 ★Texas Ratio: 6.88% |
Conventional | 5 | 3.1% | 100% | $151,000 | View |
|
499 Walmart Drive, Camden, DE 19934 A5.0 ★Texas Ratio: 8.00% |
Conventional | 2 | 1.3% | 100% | $170,000 | View |
|
★ 1.7 stars, 3 reviews 250 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.6% | 100% | $355,000 | View |
|
10 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $345,000 | View |
|
210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $85,000 | View |
|
146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Louviers Federal Credit Union
185 S Main St, Newark, DE 19711 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pike Creek Mortgage Services, Inc.
|
Conventional, FHA | 12 | 7.5% | 100% | $384,166 | |
Discover Bank
|
Conventional | 4 | 2.5% | 40% | $57,500 | |
Keystone Funding, Inc
|
Conventional, VA | 4 | 2.5% | 100% | $422,500 | |
Del-One Federal Credti Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 66.7% | $615,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 21 | 13.2% | 91.3% | $264,523 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 7.5% | 100% | $522,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 6.3% | 100% | $192,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 4.4% | 100% | $396,428 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, USDA | 6 | 3.8% | 100% | $418,333 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.1% | 100% | $479,000 | View |
Guild Mortgage Company
|
Conventional, FHA | 5 | 3.1% | 100% | $467,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 4 | 2.5% | 100% | $460,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 3 | 1.9% | 100% | $605,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 3 | 1.9% | 100% | $498,333 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 1.9% | 100% | $515,000 | |
Spring Eq, LLC
|
Conventional | 3 | 1.9% | 50% | $108,333 | |
Police and Fire Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 66.7% | $275,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 2 +1 HELOCs |
1.3% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 1.3% | 33.3% | $220,000 | |
Nbkc Bank
|
Conventional, VA | 2 | 1.3% | 100% | $450,000 | |
Equity Prime Mortgage LLC
|
Conventional, VA | 2 | 1.3% | 100% | $650,000 | |
Movement Mortgage, LLC
|
FHA, VA | 2 | 1.3% | 100% | $480,000 | |
Nation One Mortgage Corporatio
|
Conventional, FHA | 2 | 1.3% | 100% | $410,000 | |
Nationstar Mortgage
|
Conventional, VA | 2 | 1.3% | 100% | $330,000 | |
Mortgage Research Center
|
VA | 2 | 1.3% | 100% | $440,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $485,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1.3% | 66.7% | $475,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $575,000 | View |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.6% | 100% | $555,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.6% | 100% | $615,000 | |
Harford Bank
|
Conventional | 1 | 0.6% | 100% | $655,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $455,000 | |
Newrez LLC
|
FHA | 1 | 0.6% | 20% | $335,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.6% | 50% | $65,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.6% | 100% | $445,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 20% | $45,000 | |
FedChoice Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $135,000 | |
Nfm, Inc
|
FHA | 1 | 0.6% | 100% | $555,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.6% | 100% | $565,000 | |
Teachers Federal Credit Union
|
Conventional | 1 | 0.6% | 50% | $465,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.6% | 100% | $535,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.6% | 100% | $385,000 | |
Direct Mortgage Loans, LLC
|
FHA | 1 | 0.6% | 100% | $305,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $625,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $55,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.6% | 100% | $515,000 | |
Philadelphia Mortgage Advisors, Inc.
|
Conventional | 1 | 0.6% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.6% | 100% | $635,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Franklin Mint Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Townsend Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Townsend, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Townsend? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Townsend in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Townsend, DE
Use these to narrow the list above. Each category shows how many Townsend, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Townsend, DE
Independent mortgage companies closed 76.7 percent of home loans in Townsend, Delaware in 2025, banks 13.8 percent and credit unions 9.4 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, PNC Bank N.A. the largest bank and Dexsta Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, Dexsta Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Townsend, DE
By home loans closed in 2025, Dexsta Federal Credit Union was the largest mortgage lender in Townsend, Delaware with 5 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Townsend, Delaware in 2025, led by Rocket Mortgage with 6. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 13 credit unions closed home loans in Townsend, Delaware in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Townsend, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Townsend, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Townsend. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
