Mortgage Lenders and Brokers in Houston, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Houston, Delaware mortgage lenders include Shore United Bank, N.A.Shore United Bank, N.A.4580 S Dupont Hwy, Camden, DE 19934A5.0 ★Texas Ratio: 9.61%, WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%, Dover Federal Credit UnionDover Federal Credit Union499 Walmart Drive, Camden, DE 19934A5.0 ★Texas Ratio: 8.00%, M&T BankM&T Bank10 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA230 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.250 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, Delaware State Police FCUDelaware State Police FCU6349 N Dupont Highway, Dover, DE 19901A+5.0 ★Texas Ratio: 4.25%, Tidemark Federal Credit UnionTidemark Federal Credit Union34686 Old Postal Ln, Lewes, DE 19958 4781A+5.0 ★Texas Ratio: 1.21%, and Artisans' BankArtisans' Bank1124 Pulaski Hwy, Bear, DE 19701A+5.0 ★Texas Ratio: 5.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Houston, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Houston are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Houston, Delaware
Market share is the lender's share of all home loans closed in Houston, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4580 S Dupont Hwy, Camden, DE 19934 A5.0 ★Texas Ratio: 9.61% |
Conventional | 4 | 3% | 66.7% | $197,500 | View |
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210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 2 +5 HELOCs |
1.5% | 100% | $255,000 | View |
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499 Walmart Drive, Camden, DE 19934 A5.0 ★Texas Ratio: 8.00% |
Conventional | 2 | 1.5% | 100% | $65,000 | View |
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10 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 100% | $255,000 | View |
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230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $335,000 | View |
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★ 1.7 stars, 3 reviews 250 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $275,000 | View |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
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6349 N Dupont Highway, Dover, DE 19901 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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34686 Old Postal Ln, Lewes, DE 19958 4781 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.7% | 100% | $565,000 | View |
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1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Keystone Funding, Inc
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Conventional, FHA | 9 | 6.7% | 100% | $342,777 | |
Del-One Federal Credti Union
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Conventional, HELOC | 4 +3 HELOCs |
3% | 50% | $102,500 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 3 | 2.2% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 6% | 72.7% | $287,500 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, USDA | 6 | 4.5% | 100% | $413,333 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 4.5% | 85.7% | $353,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 4.5% | 85.7% | $251,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 4.5% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 3.7% | 100% | $181,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 4 | 3% | 100% | $437,500 | View |
Nfm, Inc
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Conventional, FHA | 4 | 3% | 100% | $375,000 | |
United Wholesale Mortgage
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FHA, VA | 3 | 2.2% | 60% | $448,333 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 2.2% | 100% | $451,666 | View |
Newrez LLC
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Conventional, FHA, VA | 3 | 2.2% | 60% | $205,000 | |
Horizon Farm Credit, ACA
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Conventional | 3 | 2.2% | 100% | $348,333 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 2.2% | 75% | $451,666 | View |
Tidewater Mortgage Services, Inc
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FHA, VA | 2 | 1.5% | 100% | $270,000 | |
Movement Mortgage, LLC
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FHA, VA | 2 | 1.5% | 100% | $290,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.5% | 100% | $440,000 | |
American Heritage Lending, LLC
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Conventional | 2 | 1.5% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 8.00% |
FHA, VA | 2 | 1.5% | 50% | $315,000 | View |
DHI Mortgage Company, LTD.
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VA | 2 | 1.5% | 66.7% | $395,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1.5% | 100% | $495,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1.5% | 100% | $400,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1.5% | 100% | $295,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.7% | 100% | $355,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $215,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.7% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $355,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.7% | 100% | $375,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.7% | 100% | $225,000 | |
Valon Mortgage
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Conventional | 1 | 0.7% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.7% | 100% | $325,000 | View |
Nation One Mortgage Corporatio
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FHA | 1 | 0.7% | 100% | $275,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $225,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.7% | 100% | $455,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 50% | $465,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.7% | 100% | $475,000 | |
New American Funding, LLC.
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VA | 1 | 0.7% | 33.3% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.7% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $395,000 | View |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.7% | 100% | $815,000 | |
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A5.0 ★Texas Ratio: 8.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Houston Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Houston, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Houston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Houston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Houston, DE
Use these to narrow the list above. Each category shows how many Houston, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Houston, DE
Independent mortgage companies closed 67.9 percent of home loans in Houston, Delaware in 2025, banks 24.6 percent and credit unions 7.5 percent. Keystone Funding, Inc was the largest mortgage company, Shore United Bank, N.A. the largest bank and Dover Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Houston, DE
By home loans closed in 2025, Shore United Bank, N.A. was the largest mortgage lender in Houston, Delaware with 4 loans, about 3 percent of the market. The largest lender headquartered in Delaware was WSFS bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Houston, Delaware in 2025, led by Keystone Funding, Inc with 5. 21 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 7 credit unions closed home loans in Houston, Delaware in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Houston, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Houston, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Houston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
