Mortgage Lenders and Brokers in Wheat Ridge, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wheat Ridge, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7405 W 38th Ave, Wheat Ridge, CO 80033A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.7391 W 38th Ave, Wheat Ridge, CO 80033A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA3490 Youngfield St, Wheat Ridge, CO 80033A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.10040 W 38th Ave, Wheat Ridge, CO 80033A+5.0 ★Texas Ratio: 4.24%, Southstate Bank, National AssociationSouthstate Bank, National Association5025 Kipling St, Wheat Ridge, CO 80033A+5.0 ★Texas Ratio: 2.27%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, and Colorado Federal Savings BankColorado Federal Savings Bank8400 E Prentice Ave, Greenwood Village, CO 80111A+5.0 ★Texas Ratio: 3.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wheat Ridge, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wheat Ridge are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wheat Ridge, Colorado
Market share is the lender's share of all home loans closed in Wheat Ridge, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wheat Ridge 7405 W 38th Ave, Wheat Ridge, CO 80033 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +1 HELOCs |
1.1% | 75% | $455,000 | View |
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1 office in Wheat Ridge 7391 W 38th Ave, Wheat Ridge, CO 80033 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
0.6% | 80% | $668,333 | View |
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2 offices in Wheat Ridge 3490 Youngfield St, Wheat Ridge, CO 80033 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 60% | $385,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Wheat Ridge 10040 W 38th Ave, Wheat Ridge, CO 80033 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $505,000 | View |
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★ 5 stars, 1 review 1 office in Wheat Ridge 5025 Kipling St, Wheat Ridge, CO 80033 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo, HELOC | 13 +4 HELOCs |
2.5% | 92.9% | $615,769 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, Jumbo, HELOC | 8 +15 HELOCs |
1.5% | 100% | $567,500 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional, Jumbo | 8 | 1.5% | 100% | $642,500 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 7 +8 HELOCs |
1.3% | 77.8% | $112,142 | View |
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8400 E Prentice Ave, Greenwood Village, CO 80111 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 6 | 1.1% | 87.5% | $621,666 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1% | 100% | $1,061,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 80% | $337,500 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 80% | $447,500 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $405,000 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $347,500 | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional, Jumbo, HELOC | 3 +14 HELOCs |
0.6% | 75% | $608,333 | View |
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201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 3 | 0.6% | 100% | $358,333 | View |
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5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06% |
Conventional | 3 | 0.6% | 100% | $75,000 | View |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 2 +9 HELOCs |
0.4% | 100% | $450,000 | View |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $85,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $45,000 | View |
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100 Saint Paul St, Denver, CO 80206 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.2% | 100% | $815,000 | View |
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516 Us Highway 24 N, Buena Vista, CO 81211 A5.0 ★Texas Ratio: 12.21% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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8771 Destination Way, Broomfield, CO 80021 F2.0 ★Texas Ratio: 51.03% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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3550 Clear Creek Dr, Wheat Ridge, CO 80401 A-4.9 ★Texas Ratio: 15.96% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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3301 Tower Rd, Aurora, CO 80011 A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
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1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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1210 E 1st Ave, Broomfield, CO 80020 A5.0 ★Texas Ratio: 13.05% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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5091 Kipling St Ste 110, Wheat Ridge, CO 80033 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +23 HELOCs |
0% | n/a | View | |
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6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2775 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Financing Corporation
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Conventional, FHA | 10 | 1.9% | 64.7% | $192,000 | |
Ent Credit Union (68671)
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Conventional, FHA, HELOC | 5 +11 HELOCs |
1% | 85.7% | $457,000 | |
American Liberty Mortgage Inco
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Conventional | 4 | 0.8% | 100% | $525,000 | |
Megastar Finanacial Corp
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Conventional | 4 | 0.8% | 100% | $512,500 | |
Peak Financial LLC
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Conventional, FHA | 2 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,025,000 | View |
M2 Lending Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
The Mortgage Company
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FHA | 1 | 0.2% | 100% | $295,000 | |
Climb Credit Union
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 70 +3 HELOCs |
13.4% | 92.3% | $487,285 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 38 | 7.3% | 88.6% | $335,789 | View |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 27 | 5.2% | 100% | $477,592 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 19 | 3.6% | 95% | $452,894 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 17 | 3.2% | 100% | $714,411 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 14 | 2.7% | 100% | $544,285 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 14 | 2.7% | 100% | $516,428 | |
The Loan Store, Inc
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Conventional | 13 | 2.5% | 100% | $503,461 | |
Movement Mortgage, LLC
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Conventional | 10 | 1.9% | 100% | $418,000 | |
Provident Funding Associates
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Conventional | 10 | 1.9% | 83.3% | $524,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 9 | 1.7% | 100% | $678,333 | |
Keystone Funding, Inc
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Conventional | 8 | 1.5% | 100% | $561,250 | |
Newrez LLC
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Conventional, FHA | 6 | 1.1% | 75% | $430,000 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA | 6 | 1.1% | 100% | $555,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.1% | 100% | $553,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
1% | 83.3% | $619,000 | |
Synergy One Lending, Inc.
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Conventional | 5 | 1% | 100% | $573,000 | |
Union Home Mortgage Corp.
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Conventional | 5 | 1% | 83.3% | $423,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 5 | 1% | 100% | $407,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $420,000 | |
Originpoint, LLC
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Conventional, FHA, Jumbo | 4 | 0.8% | 100% | $650,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, Jumbo | 4 | 0.8% | 100% | $740,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 4 | 0.8% | 66.7% | $592,500 | View |
Texana Bank
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Conventional | 4 | 0.8% | 100% | $545,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $301,666 | |
Better Mortgage Corporation
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 50% | $381,666 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 3 | 0.6% | 75% | $645,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.6% | 100% | $801,666 | View |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 0.6% | 100% | $538,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $500,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 40% | $70,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $480,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 27.3% | $580,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.4% | 100% | $710,000 | |
NOVA Financial & Investment Corporation
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Conventional | 2 | 0.4% | 100% | $595,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $530,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $335,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.4% | 100% | $355,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $65,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 50% | $50,000 | |
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A5.0 ★Texas Ratio: 6.66% |
Conventional, VA | 2 | 0.4% | 100% | $530,000 | View |
Bay Equity LLC
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Conventional, FHA | 2 | 0.4% | 100% | $620,000 | |
Home Mortgage Advisors, LLC
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Conventional | 2 | 0.4% | 100% | $295,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 100% | $400,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 0.4% | 66.7% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.4% | 100% | $960,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.4% | 66.7% | $475,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Select Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 50% | $485,000 | |
Premier Lending Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Nationstar Mortgage
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VA | 1 | 0.2% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
Mortgage Research Center
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VA | 1 | 0.2% | 33.3% | $355,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Summit Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $635,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $445,000 | |
Star One Credit Union
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Blue Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wheat Ridge Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wheat Ridge, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Wheat Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wheat Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wheat Ridge, CO
Use these to narrow the list above. Each category shows how many Wheat Ridge, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Wheat Ridge, CO
Independent mortgage companies closed 75.8 percent of home loans in Wheat Ridge, Colorado in 2025, banks 15.5 percent and credit unions 8.8 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Zions Bancorporation, N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wheat Ridge, CO
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Wheat Ridge, Colorado with 6 loans, about 1.1 percent of the market. The largest lender headquartered in Colorado was Zions Bancorporation, N.A. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wheat Ridge, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.3 percent, against a 89.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Wheat Ridge, Colorado in 2025, led by United Wholesale Mortgage with 5. 10 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 27 credit unions closed home loans in Wheat Ridge, Colorado in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wheat Ridge, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wheat Ridge, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wheat Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
