Mortgage Lenders and Brokers in Welby, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Welby, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, First Western Trust BankFirst Western Trust Bank201 N Mill St, Aspen, CO 81611A+5.0 ★Texas Ratio: 5.16%, Keybank National AssociationKeybank National Association15590 W 64th Ave, Arvada, CO 80007A+5.0 ★Texas Ratio: 4.81%, Metrum Community Credit UnionMetrum Community Credit Union6980 S Holly Cir, Centennial, CO 80112 1018A+5.0 ★Texas Ratio: 0.80%, and Commerce BankCommerce Bank15305 E Colfax Ave, Aurora, CO 80011A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Welby, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Welby are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Welby, Colorado
Market share is the lender's share of all home loans closed in Welby, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 2.8% | 100% | $283,571 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.2% | 75% | $175,000 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1.2% | 75% | $401,666 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 40% | $385,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, FHA | 2 | 0.8% | 100% | $375,000 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 0.8% | 100% | $200,000 | View |
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201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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6980 S Holly Cir, Centennial, CO 80112 1018 A+5.0 ★Texas Ratio: 0.80% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
FHA | 1 | 0.4% | 100% | $435,000 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional | 1 | 0.4% | 100% | $205,000 | |
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5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06% |
Conventional | 1 | 0.4% | 50% | $55,000 | View |
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6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financing Corporation
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Conventional, FHA, VA | 15 | 6.1% | 61.5% | $201,666 | |
Loan Simple, Inc.
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Conventional, FHA | 9 | 3.7% | 100% | $261,666 | |
Megastar Finanacial Corp
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Conventional, FHA | 6 | 2.4% | 100% | $251,666 | |
Mortgage Solutions of Colorado
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Conventional, FHA | 2 | 0.8% | 100% | $505,000 | |
Ent Credit Union (68671)
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Conventional | 1 | 0.4% | 50% | $405,000 | |
Pulte Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Climb Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 11.8% | 88.2% | $351,896 | |
Guild Mortgage Company
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Conventional, FHA | 19 | 7.7% | 100% | $200,263 | |
New American Funding, LLC.
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Conventional, FHA | 13 | 5.3% | 92.9% | $185,769 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 12 | 4.9% | 72.2% | $190,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 11 | 4.5% | 91.7% | $229,545 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2% | 87.5% | $369,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 5 | 2% | 100% | $263,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 5 | 2% | 100% | $167,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.6% | 100% | $155,000 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 1.6% | 80% | $355,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.6% | 100% | $232,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.2% | 100% | $248,333 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 1.2% | 42.9% | $321,666 | |
Equity Prime Mortgage LLC
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FHA | 3 | 1.2% | 75% | $361,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.2% | 100% | $261,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $238,333 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA | 3 | 1.2% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.8% | 100% | $310,000 | View |
Goodleap, LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $220,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.8% | 100% | $240,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 0.8% | 66.7% | $215,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $190,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $270,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $210,000 | |
V.I.P. Mortgage, Inc.
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FHA | 2 | 0.8% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.8% | 100% | $400,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.8% | 50% | $75,000 | |
Top Flite Financial, Inc.
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Conventional | 2 | 0.8% | 100% | $95,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.8% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $385,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 50% | $455,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
loanDepot.com LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $65,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 50% | $445,000 | View |
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A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Intercap Lending Inc
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VA | 1 | 0.4% | 100% | $455,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.43% |
FHA | 1 | 0.4% | 100% | $375,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.4% | 100% | $5,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.4% | 100% | $375,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Summit Funding.Inc
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FHA | 1 | 0.4% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $265,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Welby Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Welby, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Welby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Welby in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Welby, CO
Use these to narrow the list above. Each category shows how many Welby, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Welby, CO
Independent mortgage companies closed 85.4 percent of home loans in Welby, Colorado in 2025, banks 11.4 percent and credit unions 3.3 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Welby, CO
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Welby, Colorado with 7 loans, about 2.8 percent of the market. The largest lender headquartered in Colorado was FirstBank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Welby, Colorado in 2025, led by United Wholesale Mortgage with 12. 10 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 15 credit unions closed home loans in Welby, Colorado in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Welby, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Welby, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Welby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
