Severance, Colorado mortgage lenders include Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, First Western Trust BankFirst Western Trust Bank201 N Mill St, Aspen, CO 81611A+5.0 ★Texas Ratio: 5.16%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Fms BankFms Bank520 Sherman St, Fort Morgan, CO 80701A-5.0 ★Texas Ratio: 14.68%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Weld Community Credit UnionWeld Community Credit Union2555 47th Ave, Greeley, CO 80634 3722A+5.0 ★Texas Ratio: 0.70%, and Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Severance, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Severance are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Severance, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, VA, Jumbo, HELOC | 11 +2 HELOCs |
2.5% | 91.7% | $449,545 | View |
|
201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional, FHA, VA, Jumbo | 10 | 2.3% | 100% | $548,000 | View |
|
1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
1.6% | 63.6% | $417,857 | View |
|
2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, HELOC | 6 +7 HELOCs |
1.4% | 100% | $435,000 | View |
|
7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 4 +26 HELOCs |
0.9% | 100% | $452,500 | View |
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +7 HELOCs |
0.9% | 50% | $310,000 | View |
|
520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68% |
Conventional | 3 | 0.7% | 100% | $608,333 | View |
|
9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $435,000 | View |
|
2555 47th Ave, Greeley, CO 80634 3722 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.5% | 66.7% | $50,000 | View |
|
1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional, VA | 2 | 0.5% | 100% | $630,000 | View |
|
3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 100% | $485,000 | View |
|
119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,085,000 | |
|
12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | View |
|
7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
|
1201 Lake Ave, Berthoud, CO 80513 A5.0 ★Texas Ratio: 10.02% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,855,000 | View |
|
105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6359 S SOUTHLANDS PKWY, AURORA, CO 80016 5319 A5.0 ★Texas Ratio: 9.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Megastar Finanacial Corp
|
Conventional | 5 | 1.1% | 100% | $509,000 | |
Ent Credit Union (68671)
|
Conventional, Jumbo, HELOC | 4 +30 HELOCs |
0.9% | 100% | $575,000 | |
American Financing Corporation
|
Conventional, FHA | 4 | 0.9% | 53.8% | $245,000 | |
American Liberty Mortgage Inco
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Climb Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 69 +5 HELOCs |
15.6% | 93.4% | $497,028 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 33 | 7.5% | 80.5% | $390,151 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
6.1% | 96.6% | $419,074 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA, Jumbo | 21 | 4.8% | 87.5% | $347,857 | View |
Guild Mortgage Company
|
Conventional, FHA, VA | 15 | 3.4% | 81.8% | $380,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 14 | 3.2% | 100% | $447,857 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 8 | 1.8% | 100% | $395,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 1.6% | 88.9% | $487,857 | |
Group Mortgage, LLC
|
Conventional | 7 | 1.6% | 100% | $377,857 | |
The Loan Store, Inc
|
Conventional | 7 | 1.6% | 100% | $422,142 | |
Cmg Mortgage Inc
|
Conventional, FHA, HELOC | 6 +3 HELOCs |
1.4% | 100% | $556,666 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 6 | 1.4% | 100% | $356,666 | |
Newrez LLC
|
Conventional, VA | 6 | 1.4% | 85.7% | $520,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 1.4% | 85.7% | $371,666 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.4% | 100% | $246,666 | |
|
A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA, VA | 6 | 1.4% | 100% | $486,666 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 5 | 1.1% | 100% | $441,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 5 | 1.1% | 100% | $201,000 | View |
Everett Financial, Inc.
|
Conventional | 4 | 0.9% | 100% | $405,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 4 | 0.9% | 80% | $400,000 | View |
Amerisave Mortgage Company
|
Conventional | 4 | 0.9% | 66.7% | $62,500 | |
|
A5.0 ★Texas Ratio: 6.66% |
FHA, VA | 4 | 0.9% | 100% | $482,500 | View |
T2 Financial LLC
|
Conventional, FHA | 4 | 0.9% | 100% | $502,500 | |
Mortgage Research Center
|
VA | 4 | 0.9% | 50% | $545,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.9% | 57.1% | $252,500 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $338,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 40% | $68,333 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.7% | 100% | $415,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 3 | 0.7% | 75% | $491,666 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.5% | 60% | $355,000 | |
Canopy Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $470,000 | |
Kind Lending, LLC
|
Conventional | 2 | 0.5% | 100% | $630,000 | |
Resicentral LLC
|
FHA, VA | 2 | 0.5% | 100% | $520,000 | |
Discover Bank
|
Conventional | 2 | 0.5% | 50% | $85,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.5% | 100% | $325,000 | |
Home Mortgage Advisors, LLC
|
Conventional, VA | 2 | 0.5% | 100% | $415,000 | |
Nfm, Inc
|
Conventional, VA | 2 | 0.5% | 100% | $505,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.5% | 100% | $280,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $480,000 | |
New American Funding, LLC.
|
Conventional, VA, Jumbo | 2 | 0.5% | 100% | $645,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.5% | 66.7% | $310,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $70,000 | View |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
0.2% | 50% | $445,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $455,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $45,000 | View |
Alliant Credit Union
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.2% | 100% | $435,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Primelending
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $565,000 | View |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Goodleap, LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.2% | 100% | $375,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Envoy Mortgage, Ltd
|
VA | 1 | 0.2% | 100% | $535,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $605,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 33.3% | $525,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 50% | $485,000 | |
|
A+5.0 ★Texas Ratio: 5.32% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.2% | 100% | $575,000 | |
Intercap Lending Inc
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Builders Choice Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
Castle & Cooke Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $435,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Empeople Credit Union
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Uniwyo Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
|
A-4.9 ★Texas Ratio: 16.23% |
VA | 1 | 0.2% | 100% | $365,000 | View |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Hunt Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $455,000 | |
Florida Capital Bank, N.A
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,595,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 0.2% | 25% | $445,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Texana Bank
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $425,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $495,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Meridian Trust Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Blue Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Everence Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Severance? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Severance in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Severance, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.6 percent of home loans in Severance, Colorado in 2025, banks 15.6 percent and credit unions 6.8 percent. FirstBank was the largest mortgage company, Bank of Colorado the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Bank of Colorado led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, Bank of Colorado was the largest mortgage lender in Severance, Colorado with 11 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Severance, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.4 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Severance, Colorado in 2025, led by United Wholesale Mortgage with 17. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 22 credit unions closed home loans in Severance, Colorado in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Severance, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Severance, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Severance. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.