☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Colorado / Loveland

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Loveland, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Loveland, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA160 W 65th St, Loveland, CO 80538A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.2845 Linden Ct, Loveland, CO 80538A+5.0 ★Texas Ratio: 2.85%, ANB BankANB Bank808 W Eisenhower Blvd, Loveland, CO 80537A+5.0 ★Texas Ratio: 3.70%, First National Bank of OmahaFirst National Bank of Omaha1450 Boyd Lake Ave, Loveland, CO 80538A+5.0 ★Texas Ratio: 4.82%, Wells Fargo Bank NAWells Fargo Bank NA3710 Grant Ave, Loveland, CO 80538A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association1401 S Taft Ave, Loveland, CO 80537A+5.0 ★Texas Ratio: 2.27%, BMO Harris Bank NABMO Harris Bank NA303 E 6th St, Loveland, CO 80537A+5.0 ★Texas Ratio: 3.54%, Keybank National AssociationKeybank National Association125 E 7th St, Loveland, CO 80537A+5.0 ★Texas Ratio: 4.81%, and First National BankFirst National Bank1475 Denver Ave, Loveland, CO 80538A+5.0 ★Texas Ratio: 2.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Loveland, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Loveland are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Loveland, Colorado

Market share is the lender's share of all home loans closed in Loveland, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Loveland 160 W 65th St, Loveland, CO 80538 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	40 +5 HELOCs	2.4%	93%	$327,250	View
US Bank, N.A. 1 office in Loveland 2845 Linden Ct, Loveland, CO 80538 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	19 +12 HELOCs	1.1%	87%	$336,052	View
ANB Bank 1 office in Loveland 808 W Eisenhower Blvd, Loveland, CO 80537 A+5.0 ★Texas Ratio: 3.70%	Conventional	10	0.6%	83.3%	$88,000	View
First National Bank of Omaha 3 offices in Loveland 1450 Boyd Lake Ave, Loveland, CO 80538 A+5.0 ★Texas Ratio: 4.82%	Conventional, VA, HELOC	9 +29 HELOCs	0.5%	81.8%	$367,222	View
Wells Fargo Bank NA 2 offices in Loveland 3710 Grant Ave, Loveland, CO 80538 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	0.4%	77.8%	$326,428	View
Bank of America NA 1 office in Loveland 5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +9 HELOCs	0.1%	66.7%	$535,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 4 offices in Loveland 1401 S Taft Ave, Loveland, CO 80537 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	1 +15 HELOCs	0.1%	33.3%	$95,000	View
BMO Harris Bank NA 1 office in Loveland 303 E 6th St, Loveland, CO 80537 A+5.0 ★Texas Ratio: 3.54%	FHA, HELOC	1 +5 HELOCs	0.1%	100%	$385,000	View
Keybank National Association 1 office in Loveland 125 E 7th St, Loveland, CO 80537 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	33.3%	$325,000	View
First National Bank 1 office in Loveland 1475 Denver Ave, Loveland, CO 80538 A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$265,000	View
Academy Bank, N.A. 1 office in Loveland 1325 Denver Ave, Loveland, CO 80537 A+5.0 ★Texas Ratio: 5.08%	Conventional	1	0.1%	100%	$595,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Loveland 5275 Mcwhinney Blvd, Loveland, CO 80538 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
First Interstate Bank ★ 1 stars, 1 review 1 office in Loveland 3800 E 15th St, Loveland, CO 80538 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, FHA, VA, Jumbo	70	4.1%	98.6%	$447,428	View
Elevations Credit Union 970 E Eisenhower Blvd, Loveland, CO 80537 3922 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, VA, HELOC	64 +35 HELOCs	3.8%	90.4%	$309,062	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	26 +20 HELOCs	1.5%	92.9%	$298,461	View
Bank of Colorado 206 E 4th St, Loveland, CO 80537 A+5.0 ★Texas Ratio: 3.16%	Conventional, FHA, HELOC	14 +12 HELOCs	0.8%	93.3%	$412,857	View
Canvas Credit Union 2529 N Lincoln Ave, Loveland, CO 80538 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	13 +82 HELOCs	0.8%	100%	$369,615	View
Adams Bank & Trust 1201 Lake Ave, Berthoud, CO 80513 A5.0 ★Texas Ratio: 10.02%	Conventional, Jumbo	8	0.5%	100%	$641,250	View
Alpine Bank 119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98%	Conventional, HELOC	7 +1 HELOCs	0.4%	77.8%	$197,857	View
Foothills Credit Union 3725 Mountain Lion Dr, Loveland, CO 80537 A-4.9 ★Texas Ratio: 15.96%	Conventional	4	0.2%	100%	$97,500	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	3 +3 HELOCs	0.2%	75%	$285,000	View
Huntington National Bank 7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, Jumbo	3	0.2%	75%	$431,666	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	Conventional	3	0.2%	50%	$391,666	View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	Conventional, HELOC	2 +14 HELOCs	0.1%	100%	$520,000
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.1%	100%	$125,000	View
Credit Union of Colorado, A Federal Credit Union 8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +17 HELOCs	0.1%	100%	$385,000	View
Colorado Credit Union 206 E 4th St, Loveland, CO 80537 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$55,000	View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$635,000	View
Umb Bank NA 12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$345,000	View
Minnequa Works CU 1549 E Abriendo Ave, Pueblo, CO 81004 3403 A+5.0 ★Texas Ratio: 2.53%	Conventional	1	0.1%	100%	$605,000	View
First Fidelity Bank 5362 Greenwood Plaza Blvd, Greenwood Village, CO 80111 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$345,000	View
Weld Community Credit Union 2555 47th Ave, Greeley, CO 80634 3722 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$105,000	View
Metrum Community Credit Union 6980 S Holly Cir, Centennial, CO 80112 1018 A+5.0 ★Texas Ratio: 0.80%	Conventional	1	0.1%	100%	$295,000	View
FirsTier Bank 8771 Destination Way, Broomfield, CO 80021 F2.0 ★Texas Ratio: 51.03%	Conventional	1	0.1%	100%	$385,000	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional	1	0.1%	100%	$255,000	View
North Valley Bank 1210 E 1st Ave, Broomfield, CO 80020 A5.0 ★Texas Ratio: 13.05%	Conventional	1	0.1%	50%	$515,000	View
Equitable Savings & Loan Assoc 201 Main Ave, Akron, CO 80720 A+5.0 ★Texas Ratio: 2.08%	Conventional	1	0.1%	100%	$165,000	View
Glacier Bank 105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$545,000	View
Bellco Credit Union 13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +20 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +4 HELOCs	0%	100%		View
MidFirst Bank 840 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Air Academy Federal Credit Union 4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50%	HELOC	0 +1 HELOCs	0%	n/a		View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	HELOC	0 +1 HELOCs	0%	n/a		View
Northern Colorado Credit Union 909 Mountain Ave, Berthoud, CO 80513 A+5.0 ★Texas Ratio: 5.45%	HELOC	0 +1 HELOCs	0%	n/a		View
Ent Credit Union (68671)	Conventional, FHA, VA, Jumbo, HELOC	26 +69 HELOCs	1.5%	84.8%	$443,461
American Financing Corporation	Conventional, FHA	20	1.2%	49%	$298,500
Megastar Finanacial Corp	Conventional, FHA	12	0.7%	92.3%	$407,500
American Liberty Mortgage Inco	Conventional	4	0.2%	100%	$372,500
Homeamerican Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$475,000
Loan Simple, Inc.	FHA	4	0.2%	100%	$410,000
Pivot Financial Partners, Inc	Conventional, FHA	3	0.2%	100%	$145,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$845,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	75%	$415,000
Climb Credit Union	HELOC	0 +4 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	229 +11 HELOCs	13.5%	90.9%	$437,096
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA, Jumbo	121	7.1%	81.9%	$308,223	View
Guild Mortgage Company	Conventional, FHA, VA	92	5.4%	97.9%	$325,978
Group Mortgage, LLC	Conventional, FHA, VA	49	2.9%	100%	$393,571
Fairway Independent Mort Corp	Conventional, FHA, VA	43	2.5%	97.8%	$369,651
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	39 +1 HELOCs	2.3%	95.1%	$393,461
loanDepot.com LLC	Conventional, FHA, VA, HELOC	38 +3 HELOCs	2.2%	90.7%	$301,315
Newrez LLC	Conventional, FHA, VA, Jumbo	29	1.7%	81.6%	$291,551
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	28 +1 HELOCs	1.6%	87.5%	$375,000
Nationstar Mortgage	Conventional, FHA	27	1.6%	88.6%	$213,888
Home Mortgage Advisors, LLC	Conventional, FHA, VA, USDA, HELOC	26 +4 HELOCs	1.5%	100%	$342,307
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	25 +7 HELOCs	1.5%	96.6%	$346,600
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	24	1.4%	83.3%	$394,166
The Loan Store, Inc	Conventional, FHA	24	1.4%	100%	$385,416
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	21 +6 HELOCs	1.2%	88%	$305,476
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	21 +1 HELOCs	1.2%	75.9%	$331,190
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA, VA	20	1.2%	87%	$285,500	View
Freedom Mortgage Corporation	Conventional, FHA, VA	16	0.9%	85.7%	$416,875
Mortgage Research Center	Conventional, VA	16	0.9%	94.1%	$475,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	14	0.8%	100%	$467,142	View
Lennar Mortgage, LLC	Conventional, FHA, VA	14	0.8%	87.5%	$545,000
Guaranteed Rate Affinity, LLC	Conventional, VA	13	0.8%	100%	$432,692
Kind Lending, LLC	Conventional, FHA, VA	13	0.8%	81.2%	$432,692
New American Funding, LLC.	Conventional, FHA, VA	13	0.8%	92.9%	$304,230
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	12	0.7%	100%	$360,000	View
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo	12	0.7%	100%	$445,833
Provident Funding Associates	Conventional	11	0.6%	92.3%	$395,000
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	10 +13 HELOCs	0.6%	91.7%	$136,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	10	0.6%	43.8%	$289,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	9	0.5%	75%	$139,444	View
Amerisave Mortgage Company	Conventional, FHA, VA	8	0.5%	30.8%	$188,750
First Technology Federal Credit Union	Conventional, HELOC	7 +5 HELOCs	0.4%	88.9%	$207,857
Spring Eq, LLC	Conventional, Jumbo, HELOC	7 +4 HELOCs	0.4%	33.3%	$137,857
Primary Residential Mortgage, INC.	Conventional, FHA, VA	7	0.4%	100%	$327,857
Discover Bank	Conventional	7	0.4%	38.9%	$95,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	6	0.4%	100%	$473,333	View
Resicentral LLC	Conventional, VA	6	0.4%	87.5%	$501,666
V.I.P. Mortgage, Inc.	Conventional	6	0.4%	100%	$301,666
Mutual of Omaha Mortgage	Conventional, VA	6	0.4%	66.7%	$391,666
Summit Funding.Inc	Conventional, VA	5	0.3%	83.3%	$395,000
Nmsi, Inc.	Conventional, FHA	5	0.3%	100%	$485,000
21St Mortgage	Conventional	5	0.3%	22.7%	$101,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	5	0.3%	100%	$471,000	View
NOVA Financial & Investment Corporation	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	100%	$537,500
American Financial Resources LLC	Conventional, FHA	4	0.2%	100%	$395,000
Synergy One Lending, Inc.	Conventional, FHA	4	0.2%	100%	$377,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	4	0.2%	57.1%	$575,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	4	0.2%	100%	$480,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.2%	100%	$637,500	View
Paramount Residential Mortgage	Conventional, FHA	4	0.2%	100%	$510,000
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	66.7%	$142,500
Mission Loans, LLC	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.2%	100%	$248,333
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$391,666
Envoy Mortgage, Ltd	Conventional, FHA	3	0.2%	100%	$385,000
Nbkc Bank	Conventional, VA	3	0.2%	100%	$521,666
Golden Empire Mortgage, Inc.	Conventional, FHA	3	0.2%	75%	$211,666
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	3	0.2%	53.3%	$51,666	View
AdvantageFirst Lending Inc	Conventional, FHA	3	0.2%	100%	$388,333
Stg Mortgage Inc	Conventional	3	0.2%	100%	$471,666
Planet Home Lending, LLC	Conventional, VA	3	0.2%	100%	$298,333
American Pacific Mortgage Corporation	Conventional	3	0.2%	100%	$361,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	100%	$501,666	View
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, VA	3	0.2%	100%	$475,000	View
Keystone Funding, Inc	Conventional	3	0.2%	100%	$405,000
Vanderbilt Mortgage and Finance, Inc	Conventional	3	0.2%	23.1%	$78,333
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.2%	100%	$441,666
Top Flite Financial, Inc.	Conventional, FHA	3	0.2%	100%	$221,666
Tomo Mortgage LLC	Conventional	3	0.2%	100%	$428,333
Blue Federal Credit Union	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$260,000
Alliant Credit Union	Conventional, VA, HELOC	2 +3 HELOCs	0.1%	66.7%	$330,000
Everett Financial, Inc.	FHA, HELOC	2 +2 HELOCs	0.1%	100%	$410,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$310,000	View
Originpoint, LLC	Conventional, FHA	2	0.1%	100%	$420,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional, FHA	2	0.1%	100%	$365,000	View
SWBC Mortgage Corporation	Conventional	2	0.1%	100%	$415,000
Equity Prime Mortgage LLC	FHA	2	0.1%	66.7%	$305,000
Movement Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$400,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$275,000
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	FHA, VA	2	0.1%	66.7%	$520,000	View
Royal Pacific Funding	Conventional, FHA	2	0.1%	100%	$425,000
Network Funding, L.P.	Conventional	2	0.1%	100%	$315,000
Click n' Close, Inc.	FHA	2	0.1%	100%	$385,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$305,000
Chevron Federal Credit Union	Conventional	2	0.1%	100%	$625,000
Ameritrust Mortgage Corporation A+5.0 ★Texas Ratio: 4.29%	Conventional	2	0.1%	100%	$285,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$390,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$510,000	View
Zillow Home Loans, LLC	Conventional, VA	2	0.1%	100%	$470,000
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	2	0.1%	66.7%	$710,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0.1%	66.7%	$385,000	View
Texana Bank	Conventional, FHA	2	0.1%	100%	$405,000
Geneva Financial LLC	Conventional	2	0.1%	100%	$420,000
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.1%	100%	$415,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$485,000	View
Digital Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$495,000	View
Primelending	FHA	1	0.1%	100%	$335,000
Goodleap, LLC	VA	1	0.1%	100%	$495,000
Servion	FHA	1	0.1%	100%	$255,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$345,000
Go Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,055,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	100%	$465,000	View
MortgageOne, Inc	VA	1	0.1%	100%	$555,000
Allied Mortgage Group, Inc	VA	1	0.1%	100%	$465,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$375,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$505,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$595,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$365,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$335,000
Harmony Home Lending, LLC	Conventional	1	0.1%	100%	$235,000
Nest Home Lending, LLC	Conventional	1	0.1%	100%	$335,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$295,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	50%	$425,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$345,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$705,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$385,000
Acipco Federal Credit Union	Conventional	1	0.1%	100%	$135,000
Builders Choice Mortgage LLC	Conventional	1	0.1%	100%	$95,000
Select Lending Services, LLC	Conventional	1	0.1%	100%	$385,000
Credit Human Federal Credit Un	Conventional	1	0.1%	25%	$65,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$425,000
ClearPath Lending	VA	1	0.1%	100%	$225,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$505,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$365,000
Bay Equity LLC	FHA	1	0.1%	100%	$545,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$235,000	View
Bluebird Home Loans LLC	Conventional, Jumbo	1	0.1%	100%	$1,005,000
First Nations Home Finance Corporation	Conventional	1	0.1%	100%	$465,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$385,000
Nfm, Inc	Conventional	1	0.1%	100%	$375,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$265,000
New Day Financial, LLC.	VA	1	0.1%	50%	$425,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$425,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$515,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$455,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$205,000	View
Intelliloan, Inc.	Conventional	1	0.1%	100%	$715,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$365,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$725,000	View
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$555,000
United Mortgage Corp.	FHA	1	0.1%	100%	$435,000
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$375,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$805,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$345,000
Nations Direct Mortgage, LLC	VA	1	0.1%	100%	$515,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$345,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$385,000	View
Bankplus A+5.0 ★Texas Ratio: 4.80%	Conventional, Jumbo	1	0.1%	100%	$1,645,000	View
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0.1%	100%	$425,000	View
Farm Credit Mid-America, Aca	Conventional, Jumbo	1	0.1%	50%	$965,000
Pinnacle Bank A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0.1%	100%	$485,000	View
Compass Mortgage, Inc.	Conventional	1	0.1%	100%	$585,000
DHI Mortgage Company, LTD.	Conventional	1	0.1%	100%	$405,000
Mortgage Investors Group	Conventional	1	0.1%	100%	$435,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$445,000	View
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	100%	$1,015,000
Enterprise Bank & Trust A5.0 ★Texas Ratio: 7.31%	Conventional	1	0.1%	100%	$375,000	View
Operating Engineers Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,995,000
Village Capital & Investment	VA	1	0.1%	100%	$465,000
JMAC Lending, Inc.	VA	1	0.1%	100%	$205,000
Figure Lending LLC	HELOC	0 +18 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +5 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	0%		View
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mountain America Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Meridian Trust Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Loveland Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Loveland, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Loveland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Loveland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Loveland, CO

Use these to narrow the list above. Each category shows how many Loveland, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 134 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 64 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 34 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 26 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 34 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Loveland, CO

Independent mortgage companies closed 72.7 percent of home loans in Loveland, Colorado in 2025, banks 17.6 percent and credit unions 9.7 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, ANB Bank led with 10 loans.

72.7%

Mortgage companies

17.6%

Banks

9.7%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders

Frequently Asked Questions About Mortgage Lenders in Loveland, CO

Who is the largest mortgage lender in Loveland, CO?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Loveland, Colorado with 40 loans, about 2.4 percent of the market. The largest lender headquartered in Colorado was ANB Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Loveland, CO have the highest approval rates?

Among lenders with meaningful volume in Loveland, Colorado, First Western Trust Bank approved the highest share of completed applications in 2025 at 98.6 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Loveland, CO mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Loveland, Colorado in 2025, led by United Wholesale Mortgage with 36. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Loveland, CO lender list?

Yes. 64 banks and 34 credit unions closed home loans in Loveland, Colorado in 2025, alongside 134 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Loveland, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Loveland, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Loveland, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Loveland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.