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Mortgage Lenders and Brokers in Grand Junction, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Grand Junction, Colorado mortgage lenders include Coloramo Federal Credit UnionColoramo Federal Credit Union516 28 Rd, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 3.16%, Alpine BankAlpine Bank225 N 5th St, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 1.98%, ANB BankANB Bank2399 Patterson Rd, Grand Junction, CO 81505A+5.0 ★Texas Ratio: 3.70%, US Bank, N.A.US Bank, N.A.422 White Ave, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 2.85%, OakStar BankOakStar Bank461 Main Street, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 3.21%, Wells Fargo Bank NAWells Fargo Bank NA359 Main St, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 5.36%, Timberline BankTimberline Bank649 Market St, Grand Junction, CO 81505A+5.0 ★Texas Ratio: 0.54%, BMO Harris Bank NABMO Harris Bank NA1211 N 7th St, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 3.54%, Glacier BankGlacier Bank685 Horizon Dr, Grand Junction, CO 81506A+5.0 ★Texas Ratio: 1.87%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.499 28 1 4 Rd, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Grand Junction, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grand Junction are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Grand Junction, Colorado

Market share is the lender's share of all home loans closed in Grand Junction, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Coloramo Federal Credit Union 516 28 Rd, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	24 +23 HELOCs	1.4%	88.9%	$266,250	View
Alpine Bank 4 offices in Grand Junction 225 N 5th St, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 1.98%	Conventional, VA, Jumbo, HELOC	19 +48 HELOCs	1.1%	95.8%	$320,789	View
ANB Bank 3 offices in Grand Junction 2399 Patterson Rd, Grand Junction, CO 81505 A+5.0 ★Texas Ratio: 3.70%	Conventional	18	1%	75%	$166,666	View
US Bank, N.A. 3 offices in Grand Junction 422 White Ave, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	17 +21 HELOCs	1%	66.7%	$241,470	View
OakStar Bank ★ 5 stars, 1 review 1 office in Grand Junction 461 Main Street, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	11 +24 HELOCs	0.6%	84.6%	$434,090	View
Wells Fargo Bank NA 2 offices in Grand Junction 359 Main St, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	10	0.6%	76.9%	$306,000	View
Timberline Bank 649 Market St, Grand Junction, CO 81505 A+5.0 ★Texas Ratio: 0.54%	Conventional, Jumbo	9	0.5%	90%	$440,555	View
BMO Harris Bank NA 1 office in Grand Junction 1211 N 7th St, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	6 +15 HELOCs	0.3%	85.7%	$465,000	View
Glacier Bank 2 offices in Grand Junction 685 Horizon Dr, Grand Junction, CO 81506 A+5.0 ★Texas Ratio: 1.87%	Conventional, HELOC	4 +8 HELOCs	0.2%	80%	$182,500	View
Zions Bancorporation, N.A. 2 offices in Grand Junction 499 28 1 4 Rd, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	3 +18 HELOCs	0.2%	80%	$315,000	View
Grand Valley Bank 2 offices in Grand Junction 570 25 Rd, Grand Junction, CO 81505 A+5.0 ★Texas Ratio: 0.08%	Conventional	1	0.1%	100%	$65,000	View
Bank of Colorado 2452 Patterson Rd, Grand Junction, CO 81505 A+5.0 ★Texas Ratio: 3.16%	Conventional, Jumbo, HELOC	25 +15 HELOCs	1.4%	96.2%	$584,200	View
The Central Trust Bank 5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, HELOC	16 +2 HELOCs	0.9%	100%	$336,250	View
Credit Union of Colorado, A Federal Credit Union 202 Main St, Grand Junction, CO 81501 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	11 +53 HELOCs	0.6%	84.6%	$249,545	View
Canvas Credit Union 2302 North Ave, Grand Junction, CO 81501 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	10 +28 HELOCs	0.6%	100%	$365,000	View
JPMorgan Chase Bank, NA 9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68%	Conventional	9	0.5%	69.2%	$301,666	View
Huntington National Bank 7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.2%	100%	$820,000	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional	4	0.2%	100%	$302,500	View
Bank of America NA 5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.2%	100%	$588,333	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, Jumbo	2	0.1%	100%	$540,000	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	66.7%	$135,000	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$305,000	View
MidFirst Bank 840 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$95,000	View
Keybank National Association 15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$515,000	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional	1	0.1%	100%	$645,000	View
Adams Bank & Trust 1201 Lake Ave, Berthoud, CO 80513 A5.0 ★Texas Ratio: 10.02%	Conventional	1	0.1%	100%	$455,000	View
Mountain Valley Bank 4645 Ziegler Rd, Fort Collins, CO 80528 A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$245,000	View
Fms Bank 520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68%	Conventional	1	0.1%	100%	$525,000	View
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$395,000	View
Umb Bank NA 12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$315,000	View
Bellco Credit Union 2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +45 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +3 HELOCs	0%	0%		View
Red Rocks CU 9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	HELOC	0 +1 HELOCs	0%	n/a
First National Bank of Omaha 3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82%	HELOC	0 +1 HELOCs	0%	n/a		View
American Financing Corporation	Conventional, FHA, VA	5	0.3%	45%	$181,000
Loan Simple, Inc.	Conventional, FHA	5	0.3%	83.3%	$417,000
Mortgage Solutions of Colorado	Conventional, VA	3	0.2%	100%	$395,000
Megastar Finanacial Corp	Conventional	2	0.1%	100%	$280,000
The Mortgage Company	Conventional, FHA	2	0.1%	100%	$220,000
Climb Credit Union	Conventional, HELOC	1 +37 HELOCs	0.1%	100%	$405,000
Ent Credit Union (68671)	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$315,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$185,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	238	13.5%	99.2%	$290,798
Guild Mortgage Company	Conventional, FHA, VA	162	9.2%	94.5%	$298,024
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA, Jumbo	140	7.9%	79.9%	$223,214	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	135 +5 HELOCs	7.7%	89.6%	$376,777
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	110 +1 HELOCs	6.2%	93.2%	$293,545
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	71	4%	100%	$280,633
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	47	2.7%	100%	$343,297
Primary Residential Mortgage, INC.	Conventional, FHA, VA	46	2.6%	100%	$310,652
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	37	2.1%	94.9%	$269,594	View
Nationstar Mortgage	Conventional, FHA, VA	33	1.9%	89.2%	$135,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	32	1.8%	91.7%	$289,375
Mortgage Research Center	FHA, VA	26	1.5%	87.1%	$393,461
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	1.4%	96%	$432,083
Freedom Mortgage Corporation	FHA, VA	23	1.3%	89.7%	$412,826
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	22	1.2%	100%	$322,272	View
New American Funding, LLC.	Conventional, FHA, VA, HELOC	21 +1 HELOCs	1.2%	91.3%	$338,809
Mason-McDuffie Mortgage Corporation	Conventional, FHA, VA	17	1%	100%	$327,352
Spring Eq, LLC	Conventional, HELOC	13 +6 HELOCs	0.7%	48.1%	$79,615
Gershman Investment Corp.	Conventional, FHA	13	0.7%	100%	$320,384
Newrez LLC	Conventional, FHA	12	0.7%	59.1%	$215,833
loanDepot.com LLC	Conventional, FHA, VA, HELOC	11 +3 HELOCs	0.6%	65%	$228,636
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	11 +3 HELOCs	0.6%	68.8%	$246,818
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	11	0.6%	91.7%	$185,000	View
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	9	0.5%	100%	$350,555
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo	8	0.5%	81.8%	$351,250
Provident Funding Associates	Conventional	8	0.5%	100%	$407,500
Residential Wholesale Mortgage	Conventional, Jumbo	7	0.4%	100%	$470,714
Bay Equity LLC	Conventional, FHA	7	0.4%	100%	$342,142
Mutual of Omaha Mortgage	Conventional, FHA, VA	7	0.4%	100%	$413,571
Carrington Mortgage Services LLC	Conventional, FHA	7	0.4%	38.9%	$103,571
The Loan Store, Inc	Conventional, FHA, HELOC	6 +2 HELOCs	0.3%	100%	$435,000
Discover Bank	Conventional	6	0.3%	35.3%	$80,000
Better Mortgage Corporation	Conventional, HELOC	5 +2 HELOCs	0.3%	83.3%	$255,000
Primelending	Conventional, FHA, VA	5	0.3%	100%	$229,000
Everett Financial, Inc.	Conventional, FHA	5	0.3%	100%	$233,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	5	0.3%	61.5%	$71,000	View
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA	5	0.3%	100%	$255,000	View
Village Capital & Investment	FHA, VA	5	0.3%	100%	$345,000
JMAC Lending, Inc.	Conventional, VA	5	0.3%	100%	$355,000
Cmg Mortgage Inc	Conventional, HELOC	4 +5 HELOCs	0.2%	100%	$507,500
Geneva Financial LLC	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	100%	$447,500
Nbkc Bank	Conventional	4	0.2%	100%	$507,500
Kind Lending, LLC	Conventional, FHA	4	0.2%	80%	$250,000
Resicentral LLC	Conventional	4	0.2%	100%	$372,500
Amerisave Mortgage Company	Conventional, FHA	4	0.2%	28.6%	$157,500
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, VA	4	0.2%	100%	$445,000	View
AmWest Funding Corp	Conventional	4	0.2%	100%	$382,500
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	Conventional, FHA	4	0.2%	100%	$375,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.2%	57.1%	$385,000
Pentagon Federal Credit Union	Conventional, HELOC	3 +3 HELOCs	0.2%	75%	$371,666
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +3 HELOCs	0.2%	60%	$78,333	View
Zippy Loans, LLC	Conventional	3	0.2%	42.9%	$68,333
Liberty Federal Credit Union	Conventional, Jumbo	3	0.2%	100%	$1,261,666
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	34.6%	$245,000
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$388,333
Envoy Mortgage, Ltd	Conventional, FHA	3	0.2%	100%	$278,333
Synergy One Lending, Inc.	Conventional	3	0.2%	100%	$148,333
Nfm, Inc	Conventional	3	0.2%	100%	$365,000
Cardinal Financial Company, Li	Conventional, FHA	3	0.2%	75%	$111,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	60%	$281,666	View
Lendsure Mortgage Corp.	Conventional	3	0.2%	100%	$305,000
21St Mortgage	Conventional	3	0.2%	21.4%	$75,000
Alliant Credit Union	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.1%	100%	$725,000
Goodleap, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	100%	$115,000
Arc Home LLC	Conventional	2	0.1%	100%	$405,000
American Financial Resources LLC	Conventional	2	0.1%	100%	$375,000
Movement Mortgage, LLC	Conventional	2	0.1%	100%	$285,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA	2	0.1%	100%	$370,000	View
AdvantageFirst Lending Inc	FHA	2	0.1%	40%	$265,000
Group Mortgage, LLC	Conventional, VA	2	0.1%	100%	$630,000
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	Conventional, FHA	2	0.1%	100%	$310,000	View
Nextmortgage, LLC	Conventional	2	0.1%	100%	$490,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$455,000
New Day Financial, LLC.	VA	2	0.1%	66.7%	$245,000
Planet Home Lending, LLC	FHA	2	0.1%	100%	$255,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$315,000	View
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, VA	2	0.1%	100%	$510,000	View
Pike Creek Mortgage Services, Inc.	FHA	2	0.1%	100%	$375,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$585,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$455,000	View
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$445,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Cadence Bank	Conventional	1	0.1%	100%	$375,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,195,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0.1%	100%	$425,000	View
Pioneer Bank & Trust A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$105,000	View
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$315,000
Watermark Capital, Inc.	VA	1	0.1%	100%	$385,000
Equity Prime Mortgage LLC	FHA	1	0.1%	50%	$275,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$495,000
Golden Empire Mortgage, Inc.	VA, Jumbo	1	0.1%	100%	$885,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$325,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$305,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$295,000
Advancial Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,315,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$485,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$505,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$195,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$105,000	View
Obsidian Financial Services	Conventional	1	0.1%	100%	$645,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$375,000
Los Angeles Police FCU	Conventional	1	0.1%	100%	$105,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$195,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$535,000
Dignified Home Loans LLC	Conventional	1	0.1%	100%	$225,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$255,000
Real Genius LLC	Conventional	1	0.1%	100%	$645,000
Loanleaders of America, Inc	FHA	1	0.1%	100%	$245,000
Mid-Missouri Bank	Conventional, Jumbo	1	0.1%	100%	$905,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$485,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$425,000
Farmers National Bank A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.1%	100%	$375,000	View
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$335,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$625,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$395,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$105,000	View
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$215,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$155,000
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$155,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$375,000	View
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$395,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$515,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$685,000	View
Nations Direct Mortgage, LLC	VA	1	0.1%	100%	$315,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	50%	$325,000
Choice Financial Group A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$695,000	View
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$725,000	View
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$215,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$255,000	View
Farm Credit Mid-America, Aca	Conventional	1	0.1%	100%	$315,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$575,000	View
Centennial Bank A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$515,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
The Mortgage Link, Inc.	Conventional	1	0.1%	100%	$265,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$365,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +15 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Security Service A5.0 ★Texas Ratio: 6.91%	HELOC	0 +10 HELOCs	0%	0%
HomeBridge Financial Services, Inc	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Equity First Credit U	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Grand Junction Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Grand Junction, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Grand Junction? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grand Junction in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Grand Junction, CO

Use these to narrow the list above. Each category shows how many Grand Junction, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 109 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 56 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 19 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 25 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Grand Junction, CO

Independent mortgage companies closed 79.5 percent of home loans in Grand Junction, Colorado in 2025, banks 16.4 percent and credit unions 4 percent. FirstBank was the largest mortgage company, Alpine Bank the largest bank and Coloramo Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Coloramo Federal Credit Union led with 24 loans.

79.5%

Mortgage companies

16.4%

Banks

Credit unions

15%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders

Frequently Asked Questions About Mortgage Lenders in Grand Junction, CO

Who is the largest mortgage lender in Grand Junction, CO?

By home loans closed in 2025, Coloramo Federal Credit Union was the largest mortgage lender in Grand Junction, Colorado with 24 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Grand Junction, CO have the highest approval rates?

Among lenders with meaningful volume in Grand Junction, Colorado, Gold Star Mortgage Financial Group, Corporation approved the highest share of completed applications in 2025 at 100 percent, against a 87.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Grand Junction, CO mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Grand Junction, Colorado in 2025, led by Ark-La-Tex Financial Services LLC with 50. 38 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Grand Junction, CO lender list?

Yes. 59 banks and 23 credit unions closed home loans in Grand Junction, Colorado in 2025, alongside 109 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Grand Junction, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Grand Junction, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grand Junction, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grand Junction. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.