Frederick, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5980 Silverstone Dr, Frederick, CO 80504A+5.0 ★Texas Ratio: 3.68%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Premier Members Credit UnionPremier Members Credit Union12379 W 64th Ave, Arvada, CO 80004, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, First Western Trust BankFirst Western Trust Bank201 N Mill St, Aspen, CO 81611A+5.0 ★Texas Ratio: 5.16%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, and Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Frederick, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Frederick are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Frederick, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Frederick 5980 Silverstone Dr, Frederick, CO 80504 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $425,000 | View |
|
2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, FHA, VA, Jumbo, HELOC | 11 +9 HELOCs |
2.5% | 78.6% | $509,545 | View |
|
2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA | 6 | 1.3% | 66.7% | $263,333 | View |
|
1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 3 +5 HELOCs |
0.7% | 60% | $275,000 | View |
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.7% | 75% | $368,333 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional, HELOC | 2 +23 HELOCs |
0.4% | 100% | $525,000 | |
|
7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $505,000 | View |
|
201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional, Jumbo | 2 | 0.4% | 100% | $785,000 | View |
|
15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 2 | 0.4% | 100% | $300,000 | View |
|
5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $365,000 | View |
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
1201 Lake Ave, Berthoud, CO 80513 A5.0 ★Texas Ratio: 10.02% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 33.3% | $625,000 | View |
|
2001 Main St, Longmont, CO 80501 A-4.3 ★Texas Ratio: 0.77% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.2% | 100% | $405,000 | View |
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
|
8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +4 HELOCs |
0% | 100% | View | |
|
15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1 stars, 1 review 2775 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financing Corporation
|
Conventional, FHA | 6 | 1.3% | 36% | $205,000 | |
American Liberty Mortgage Inco
|
Conventional, FHA | 2 | 0.4% | 100% | $285,000 | |
Megastar Finanacial Corp
|
Conventional | 2 | 0.4% | 100% | $290,000 | |
Ent Credit Union (68671)
|
Conventional, HELOC | 1 +20 HELOCs |
0.2% | 50% | $525,000 | |
The Mortgage Company
|
VA | 1 | 0.2% | 100% | $605,000 | |
Climb Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 67 +4 HELOCs |
15% | 94.5% | $466,791 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA, Jumbo | 49 | 11% | 75% | $346,632 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 31 | 7% | 93.9% | $477,258 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, Jumbo | 20 | 4.5% | 100% | $385,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, Jumbo | 14 | 3.1% | 100% | $440,000 | |
Guild Mortgage Company
|
Conventional, FHA, Jumbo | 12 | 2.7% | 100% | $507,500 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 11 | 2.5% | 68.8% | $306,818 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 10 +1 HELOCs |
2.2% | 90.9% | $223,000 | |
|
A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA | 9 | 2% | 100% | $227,222 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 8 | 1.8% | 88.9% | $323,750 | |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 7 | 1.6% | 53.3% | $363,571 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo | 6 | 1.3% | 85.7% | $475,000 | |
Nationstar Mortgage
|
Conventional | 6 | 1.3% | 66.7% | $51,666 | |
Summit Funding.Inc
|
Conventional, FHA, VA | 6 | 1.3% | 100% | $303,333 | |
Union Home Mortgage Corp.
|
Conventional, VA | 5 | 1.1% | 100% | $441,000 | |
Homeowners Financial Group, LLC
|
Conventional, FHA, VA | 5 | 1.1% | 100% | $473,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 5 | 1.1% | 83.3% | $303,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +4 HELOCs |
0.9% | 35.7% | $72,500 | |
Blue Federal Credit Union
|
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 100% | $200,000 | |
Freedom Mortgage Corporation
|
Conventional, VA, Jumbo | 4 | 0.9% | 100% | $742,500 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA, VA | 4 | 0.9% | 100% | $312,500 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 4 | 0.9% | 100% | $177,500 | View |
Synergy One Lending, Inc.
|
Conventional, FHA | 4 | 0.9% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 4 | 0.9% | 80% | $637,500 | View |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.7% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 75% | $658,333 | View |
Better Mortgage Corporation
|
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $281,666 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $445,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.7% | 100% | $525,000 | |
Everett Financial, Inc.
|
Conventional | 3 | 0.7% | 100% | $165,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 3 | 0.7% | 75% | $561,666 | |
NOVA Financial & Investment Corporation
|
Conventional, FHA | 3 | 0.7% | 100% | $461,666 | |
Movement Mortgage, LLC
|
Conventional, VA | 3 | 0.7% | 100% | $371,666 | |
Mortgage Research Center
|
VA | 3 | 0.7% | 42.9% | $555,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.7% | 75% | $208,333 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $415,000 | View |
Envoy Mortgage, Ltd
|
FHA | 2 | 0.4% | 100% | $375,000 | |
PHH Mortgage Corporation
|
Conventional, VA | 2 | 0.4% | 100% | $405,000 | |
Amerisave Mortgage Company
|
Conventional, VA | 2 | 0.4% | 40% | $300,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 2 | 0.4% | 100% | $430,000 | |
Nmsi, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $535,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $535,000 | View |
21St Mortgage
|
Conventional | 2 | 0.4% | 16.7% | $55,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $65,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $85,000 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $555,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $785,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.2% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 40% | $85,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Connexus Credit Union
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
Home Mortgage Advisors, LLC
|
VA | 1 | 0.2% | 100% | $765,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Real Genius LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.2% | 100% | $425,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $305,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Direct Mortgage Loans, LLC
|
FHA | 1 | 0.2% | 100% | $525,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $325,000 | |
Empeople Credit Union
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $655,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
VA, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $515,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 33.3% | $35,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mountain America Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Frederick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Frederick in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Frederick, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 83 percent of home loans in Frederick, Colorado in 2025, banks 11.2 percent and credit unions 5.8 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Elevations Credit Union led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Frederick, Colorado with 2 loans, about 0.4 percent of the market. The largest lender headquartered in Colorado was Elevations Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Frederick, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94.5 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Frederick, Colorado in 2025, led by DHI Mortgage Company, LTD. with 13. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 22 credit unions closed home loans in Frederick, Colorado in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Frederick, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Frederick, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Frederick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.