Mortgage Lenders and Brokers in Fountain, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fountain, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.6925 Mesa Ridge Pkwy, Fountain, CO 80817A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7780 Fountain Mesa Rd, Fountain, CO 80817A+5.0 ★Texas Ratio: 3.68%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, Umb Bank NAUmb Bank NA12501 W 52nd Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 1.78%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, Farmers State Bank of CalhanFarmers State Bank of Calhan445 N Ellicott Hwy, Calhan, CO 80808A-4.3 ★Texas Ratio: 3.71%, and Air Academy Federal Credit UnionAir Academy Federal Credit Union4989 Factory Shops Blvd, Castle Rock, CO 80108A+5.0 ★Texas Ratio: 3.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fountain, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fountain are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fountain, Colorado
Market share is the lender's share of all home loans closed in Fountain, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fountain 6925 Mesa Ridge Pkwy, Fountain, CO 80817 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 6 +2 HELOCs |
0.5% | 66.7% | $138,333 | View |
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1 office in Fountain 7780 Fountain Mesa Rd, Fountain, CO 80817 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
0.4% | 80% | $325,000 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA | 9 | 0.8% | 100% | $328,333 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $238,333 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA | 3 | 0.3% | 100% | $261,666 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA | 3 | 0.3% | 100% | $238,333 | View |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 3 | 0.3% | 100% | $21,666 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
VA | 2 | 0.2% | 100% | $430,000 | View |
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445 N Ellicott Hwy, Calhan, CO 80808 A-4.3 ★Texas Ratio: 3.71% |
Conventional | 2 | 0.2% | 100% | $75,000 | View |
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4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $325,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $35,000 | View |
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325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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702 S Nevada Ave, Colorado Spgs, CO 80903 A5.0 ★Texas Ratio: 7.47% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
VA | 1 | 0.1% | 100% | $475,000 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 50% | $425,000 | View |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6980 S Holly Cir, Centennial, CO 80112 1018 A+5.0 ★Texas Ratio: 0.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2775 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ent Credit Union (68671)
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Conventional, FHA, VA, HELOC | 40 +104 HELOCs |
3.7% | 81.2% | $321,250 | |
Mortgage Solutions of Colorado
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FHA, VA | 23 | 2.1% | 100% | $411,956 | |
Loan Simple, Inc.
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FHA | 2 | 0.2% | 100% | $340,000 | |
American Liberty Mortgage Inco
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Integrity Mortgage & Financial Inc.
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VA | 1 | 0.1% | 100% | $465,000 | |
Climb Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 218 +1 HELOCs |
19.9% | 93% | $420,733 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 73 | 6.7% | 88.2% | $326,506 | View |
Mortgage Research Center
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Conventional, VA | 71 | 6.5% | 67.9% | $396,549 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 57 | 5.2% | 93.3% | $399,035 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 57 | 5.2% | 100% | $409,561 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 34 | 3.1% | 85.4% | $406,470 | |
Nfm, Inc
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Conventional, FHA, VA | 26 | 2.4% | 100% | $391,923 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 25 | 2.3% | 100% | $407,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 23 | 2.1% | 88.5% | $299,347 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 21 +10 HELOCs |
1.9% | 81.5% | $272,142 | |
Newrez LLC
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Conventional, FHA, VA | 21 | 1.9% | 77.8% | $401,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 21 | 1.9% | 89.3% | $322,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 20 | 1.8% | 90.9% | $359,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 19 | 1.7% | 61.1% | $411,315 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA, VA | 14 | 1.3% | 93.3% | $280,714 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 13 | 1.2% | 100% | $303,461 | |
Village Capital & Investment
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VA | 12 | 1.1% | 72.7% | $419,166 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 11 +5 HELOCs |
1% | 75% | $158,636 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 11 +2 HELOCs |
1% | 84.6% | $302,272 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 1% | 100% | $387,727 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 10 | 0.9% | 100% | $415,000 | |
Planet Home Lending, LLC
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VA | 10 | 0.9% | 100% | $422,000 | |
BoxCar Mortgage, LLC
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FHA, VA | 10 | 0.9% | 100% | $372,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 9 | 0.8% | 68.4% | $362,777 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
0.7% | 92.3% | $395,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 8 | 0.7% | 80% | $320,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 8 | 0.7% | 72.7% | $242,500 | |
Nationstar Mortgage
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Conventional, VA | 8 | 0.7% | 72.7% | $297,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 7 | 0.6% | 100% | $465,000 | |
The Loan Store, Inc
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Conventional, FHA, VA | 7 | 0.6% | 100% | $382,142 | |
PHH Mortgage Corporation
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Conventional, VA | 6 | 0.5% | 100% | $330,000 | |
New Day Financial, LLC.
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VA | 5 | 0.5% | 83.3% | $367,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 5 | 0.5% | 100% | $361,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +3 HELOCs |
0.4% | 40% | $60,000 | |
Goodleap, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.4% | 100% | $300,000 | |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 4 +1 HELOCs |
0.4% | 100% | $442,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 0.4% | 80% | $317,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 0.4% | 100% | $157,500 | |
Loanunited.Com, LLC
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FHA, VA | 4 | 0.4% | 80% | $420,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 4 | 0.4% | 100% | $382,500 | View |
Amerisave Mortgage Company
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Conventional, VA | 4 | 0.4% | 40% | $327,500 | |
Securitynational Mortgage Company
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FHA, VA | 4 | 0.4% | 100% | $437,500 | |
Stg Mortgage Inc
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VA | 4 | 0.4% | 100% | $442,500 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 4 | 0.4% | 100% | $260,000 | |
Residential Wholesale Mortgage
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Conventional, VA | 3 | 0.3% | 100% | $451,666 | |
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A5.0 ★Texas Ratio: 6.66% |
FHA, VA | 3 | 0.3% | 100% | $371,666 | View |
Union Home Mortgage Corp.
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VA | 3 | 0.3% | 100% | $441,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.3% | 60% | $338,333 | View |
Hunt Mortgage Corporation
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Conventional, VA | 3 | 0.3% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.3% | 75% | $558,333 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 3 | 0.3% | 100% | $455,000 | View |
Mason-McDuffie Mortgage Corporation
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FHA, VA | 3 | 0.3% | 100% | $445,000 | |
Originpoint, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $205,000 | |
American Financial Resources LLC
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FHA | 2 | 0.2% | 100% | $420,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 66.7% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 2 | 0.2% | 100% | $440,000 | |
Everett Financial, Inc.
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VA | 2 | 0.2% | 100% | $400,000 | |
NOVA Financial & Investment Corporation
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VA | 2 | 0.2% | 100% | $450,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 66.7% | $390,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.2% | 66.7% | $110,000 | View |
American Financial Network, Inc.
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VA | 2 | 0.2% | 100% | $440,000 | |
T2 Financial LLC
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FHA, VA | 2 | 0.2% | 100% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.45% |
Conventional | 2 | 0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.2% | 100% | $290,000 | View |
Plaza Home Mortgage, Inc
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VA | 2 | 0.2% | 50% | $335,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $415,000 | View |
Envoy Mortgage, Ltd
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FHA | 1 | 0.1% | 100% | $325,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.1% | 100% | $355,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 1 | 0.1% | 100% | $345,000 | View |
Resicentral LLC
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VA | 1 | 0.1% | 100% | $435,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.1% | 100% | $345,000 | View |
Group Mortgage, LLC
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VA | 1 | 0.1% | 100% | $285,000 | |
AmWest Funding Corp
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VA | 1 | 0.1% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 6.69% |
VA | 1 | 0.1% | 100% | $385,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.1% | 100% | $495,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 16.7% | $55,000 | |
MLB Residential Lending, LLC
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VA | 1 | 0.1% | 100% | $485,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $395,000 | |
Network Capital Funding Corporation
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VA | 1 | 0.1% | 50% | $285,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $495,000 | |
Bay Equity LLC
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FHA | 1 | 0.1% | 100% | $385,000 | |
Home Mortgage Advisors, LLC
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FHA | 1 | 0.1% | 100% | $435,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.43% |
VA | 1 | 0.1% | 100% | $345,000 | View |
Franklin Loan Corporation
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VA | 1 | 0.1% | 100% | $335,000 | |
United Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 25% | $125,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $405,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.1% | 100% | $495,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.1% | 100% | $475,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Blue Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fountain Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fountain, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Fountain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fountain in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fountain, CO
Use these to narrow the list above. Each category shows how many Fountain, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Fountain, CO
Independent mortgage companies closed 87.4 percent of home loans in Fountain, Colorado in 2025, banks 5.8 percent and credit unions 6.8 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Air Academy Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, NBH Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fountain, CO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Fountain, Colorado with 6 loans, about 0.5 percent of the market. The largest lender headquartered in Colorado was NBH Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fountain, Colorado, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Fountain, Colorado in 2025, led by United Wholesale Mortgage with 25. 81 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 14 credit unions closed home loans in Fountain, Colorado in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fountain, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fountain, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fountain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
