Mortgage Lenders and Brokers in Yucca Valley, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Yucca Valley, California mortgage lenders include US Bank, N.A.US Bank, N.A.57550 Twentynine Palms Highway, Yucca Valley, CA 92284A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA57125 29 Palms Highway, Yucca Valley, CA 92284A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA57297 29 Palms Hwy, Yucca Valley, CA 92284A+5.0 ★Texas Ratio: 3.68%, Mechanics BankMechanics Bank57500 29 Palms Hwy, Yucca Valley, CA 92284A+5.0 ★Texas Ratio: 1.81%, Frontwave Credit UnionFrontwave Credit Union57402 29 Palms Hwy Ste 6, Yucca Valley, CA 92284A+5.0 ★Texas Ratio: 5.74%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Yucca Valley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yucca Valley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Yucca Valley, California
Market share is the lender's share of all home loans closed in Yucca Valley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Yucca Valley 57550 Twentynine Palms Highway, Yucca Valley, CA 92284 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, USDA, HELOC | 6 +2 HELOCs |
1.2% | 50% | $285,000 | View |
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1 office in Yucca Valley 57125 29 Palms Highway, Yucca Valley, CA 92284 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.8% | 44.4% | $317,500 | View |
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1 office in Yucca Valley 57297 29 Palms Hwy, Yucca Valley, CA 92284 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 42.9% | $315,000 | View |
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1 office in Yucca Valley 57500 29 Palms Hwy, Yucca Valley, CA 92284 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 0.4% | 100% | $225,000 | View |
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57402 29 Palms Hwy Ste 6, Yucca Valley, CA 92284 A+5.0 ★Texas Ratio: 5.74% |
Conventional, HELOC | 11 +8 HELOCs |
2.2% | 72.2% | $89,545 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 10 +5 HELOCs |
2% | 76.9% | $194,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.6% | 100% | $331,666 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $261,666 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.4% | 66.7% | $310,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, VA | 2 | 0.4% | 66.7% | $555,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 2 | 0.4% | 100% | $445,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $765,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $725,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
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1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Nations Home Finance Corporation
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Conventional, FHA, VA, USDA | 57 | 11.5% | 95.4% | $329,210 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 25 | 5.1% | 80.6% | $317,000 | |
Franklin Loan Corporation
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Conventional, FHA | 9 | 1.8% | 100% | $215,000 | |
ML Mortgage Corp.
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Conventional, FHA | 8 | 1.6% | 100% | $240,000 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 1.6% | 72.7% | $150,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 8 | 1.6% | 88.9% | $305,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 7 | 1.4% | 100% | $336,428 | View |
Paramount Residential Mortgage
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Conventional, FHA | 7 | 1.4% | 100% | $283,571 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.2% | 100% | $361,666 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 5 | 1% | 83.3% | $303,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 0.8% | 83.3% | $252,500 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $230,000 | |
Zillow Home Loans, LLC
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Conventional | 4 | 0.8% | 100% | $315,000 | |
Residential Wholesale Mortgage
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Conventional, FHA | 3 | 0.6% | 100% | $255,000 | |
Royal Pacific Funding
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Conventional, FHA, VA | 3 | 0.6% | 100% | $248,333 | |
JMJ Financial Group Inc.
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Conventional, VA | 3 | 0.6% | 100% | $408,333 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.4% | 40% | $315,000 | |
Ez Fundings Inc
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Conventional | 2 | 0.4% | 100% | $205,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.4% | 100% | $460,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 33.3% | $465,000 | |
Catalyst Mortgage
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Conventional | 1 | 0.2% | 100% | $465,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $125,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Network Capital Funding Corporation
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FHA | 1 | 0.2% | 100% | $365,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Mortgage Management Consultants, Inc.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 33.3% | $275,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 33.3% | $305,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 33.3% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 53 +3 HELOCs |
10.7% | 83.1% | $344,811 | |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 10.5% | 68.4% | $275,576 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, USDA, Jumbo | 16 | 3.2% | 94.1% | $425,625 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +2 HELOCs |
2% | 83.3% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 1.8% | 90.9% | $281,666 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.6% | 83.3% | $326,250 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +1 HELOCs |
1.4% | 50% | $69,285 | |
Newrez LLC
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Conventional, VA | 7 | 1.4% | 87.5% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, VA, USDA | 7 | 1.4% | 100% | $355,000 | View |
Geneva Financial LLC
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Conventional, FHA | 6 | 1.2% | 100% | $281,666 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 5 | 1% | 100% | $463,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 5 | 1% | 100% | $309,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1% | 62.5% | $267,000 | |
Mortgage Research Center
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VA | 5 | 1% | 60% | $365,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.8% | 40% | $90,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $418,333 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.6% | 75% | $311,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $275,000 | View |
American Financial Resources LLC
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Conventional | 2 | 0.4% | 100% | $445,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.4% | 85.7% | $95,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.4% | 100% | $310,000 | |
American Financing Corporation
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FHA, VA | 2 | 0.4% | 75% | $270,000 | |
Megastar Finanacial Corp
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Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
Logan Finance Corporation
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Conventional | 2 | 0.4% | 100% | $345,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 14.3% | $375,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $325,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 50% | $285,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $385,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $255,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.2% | 100% | $465,000 | |
Proponent FCU
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.2% | 33.3% | $355,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $285,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $385,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 50% | $515,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $615,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $105,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $795,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 60% | $375,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Yucca Valley Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Yucca Valley, California
Looking for mortgage lenders near me or mortgage brokers near me in Yucca Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yucca Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Yucca Valley, CA
Use these to narrow the list above. Each category shows how many Yucca Valley, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Yucca Valley, CA
Independent mortgage companies closed 83.6 percent of home loans in Yucca Valley, California in 2025, banks 7.3 percent and credit unions 9.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Frontwave Credit Union the largest credit union. Among lenders headquartered in California, Mechanics Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Yucca Valley, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Yucca Valley, California with 6 loans, about 1.2 percent of the market. The largest lender headquartered in California was Mechanics Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Yucca Valley, California, First Nations Home Finance Corporation approved the highest share of completed applications in 2025 at 95.4 percent, against a 79.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Yucca Valley, California in 2025, led by United Wholesale Mortgage with 10. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 21 credit unions closed home loans in Yucca Valley, California in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Yucca Valley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yucca Valley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yucca Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
