Mortgage Lenders and Brokers in Wildomar, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wildomar, California mortgage lenders include US Bank, N.A.US Bank, N.A.23893 Clinton Keith Rd, Wildomar, CA 92595A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA36132 Hidden Springs Rd, Wildomar, CA 92595A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Frontwave Credit UnionFrontwave Credit Union36290 Hidden Springs Rd, Wildomar, CA 92595A+5.0 ★Texas Ratio: 5.74%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, and Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wildomar, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wildomar are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wildomar, California
Market share is the lender's share of all home loans closed in Wildomar, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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1 office in Wildomar 23893 Clinton Keith Rd, Wildomar, CA 92595 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +11 HELOCs |
1.5% | 55% | $467,727 | View |
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1 office in Wildomar 36132 Hidden Springs Rd, Wildomar, CA 92595 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 0.9% | 100% | $1,109,285 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 29 +15 HELOCs |
3.9% | 90.9% | $170,517 | View |
|
386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, Jumbo, HELOC | 8 +5 HELOCs |
1.1% | 72.7% | $242,500 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 0.8% | 75% | $760,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.7% | 83.3% | $131,000 | View |
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36290 Hidden Springs Rd, Wildomar, CA 92595 A+5.0 ★Texas Ratio: 5.74% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 66.7% | $95,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 3 | 0.4% | 100% | $371,666 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 3 | 0.4% | 75% | $1,071,666 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 2 | 0.3% | 66.7% | $665,000 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional | 2 | 0.3% | 40% | $60,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.3% | 100% | $890,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.1% | 50% | $2,005,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $575,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | View |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $85,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
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11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.1% | 100% | $675,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo | 1 | 0.1% | 50% | $1,855,000 | View |
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2951 W Ball Rd Unit 100, Anaheim, CA 92804 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,155,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.1% | 50% | $65,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 17 | 2.3% | 90.5% | $359,705 | |
Franklin Loan Corporation
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Conventional, FHA, VA, Jumbo | 15 | 2% | 100% | $705,666 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 10 +4 HELOCs |
1.3% | 83.3% | $487,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
1.3% | 66.7% | $272,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, Jumbo | 10 | 1.3% | 100% | $512,000 | View |
AmWest Funding Corp
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Conventional, FHA, Jumbo, HELOC | 8 +1 HELOCs |
1.1% | 100% | $582,500 | |
Residential Wholesale Mortgage
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Conventional, Jumbo | 7 | 0.9% | 100% | $580,714 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 0.9% | 100% | $255,000 | |
Paramount Residential Mortgage
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Conventional, VA | 7 | 0.9% | 100% | $372,142 | |
ML Mortgage Corp.
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Conventional, FHA | 5 | 0.7% | 100% | $241,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 0.7% | 55.6% | $479,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 5 | 0.7% | 100% | $695,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.7% | 100% | $513,000 | |
American Financial Network, Inc.
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FHA, VA | 4 | 0.5% | 100% | $497,500 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $467,500 | |
Carrington Mortgage Services LLC
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Conventional, VA | 4 | 0.5% | 45.5% | $382,500 | |
Ahl Funding
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Conventional, FHA, Jumbo | 3 | 0.4% | 100% | $978,333 | |
Hometown Equity Mortgage, LLC
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Conventional | 3 | 0.4% | 60% | $318,333 | |
Nmsi, Inc.
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Conventional | 3 | 0.4% | 100% | $338,333 | |
Financial Partners Credit Unio
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $315,000 | |
Fundloans Capital
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $635,000 | |
MortgageOne, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $415,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.3% | 66.7% | $440,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 2 | 0.3% | 50% | $1,185,000 | |
JMJ Financial Group Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $530,000 | |
New Wave Lending Group Inc
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Conventional, FHA | 2 | 0.3% | 100% | $420,000 | |
Stg Mortgage Inc
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FHA | 2 | 0.3% | 66.7% | $620,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.3% | 100% | $105,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.3% | 66.7% | $590,000 | |
Geo-Corp, Inc.
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FHA | 2 | 0.3% | 100% | $500,000 | |
Vista Point Mortgage, LLC
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Conventional | 2 | 0.3% | 40% | $590,000 | |
JMAC Lending, Inc.
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FHA | 2 | 0.3% | 100% | $665,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Resicentral LLC
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FHA | 1 | 0.1% | 100% | $605,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 1 | 0.1% | 100% | $515,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Ez Fundings Inc
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Land Home Financial Services,
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FHA | 1 | 0.1% | 100% | $295,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.1% | 100% | $525,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $785,000 | |
Loanleaders of America, Inc
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FHA | 1 | 0.1% | 100% | $635,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,175,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 25% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 133 +12 HELOCs |
17.9% | 85.5% | $555,075 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 64 | 8.6% | 71.1% | $441,250 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 37 +12 HELOCs |
5% | 76% | $271,216 | |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 22 | 3% | 83.9% | $600,000 | |
The Loan Store, Inc
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Conventional, FHA, VA, Jumbo, HELOC | 21 +5 HELOCs |
2.8% | 100% | $586,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 20 +3 HELOCs |
2.7% | 100% | $572,500 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 1.8% | 50% | $336,538 | |
Mortgage Research Center
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VA, Jumbo | 12 | 1.6% | 75% | $708,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 9 | 1.2% | 90% | $487,222 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 1.2% | 83.3% | $175,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 8 | 1.1% | 100% | $580,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 0.9% | 88.9% | $315,000 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +6 HELOCs |
0.8% | 46.2% | $130,000 | |
Amerisave Mortgage Company
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Conventional, HELOC | 6 +1 HELOCs |
0.8% | 35.3% | $118,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, Jumbo | 6 | 0.8% | 100% | $703,333 | View |
Fairway Independent Mort Corp
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FHA, VA, Jumbo | 6 | 0.8% | 100% | $646,666 | |
Primelending
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Conventional, FHA, VA, Jumbo | 5 | 0.7% | 71.4% | $361,000 | |
Loanunited.Com, LLC
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Conventional, FHA, VA | 5 | 0.7% | 71.4% | $461,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 5 | 0.7% | 83.3% | $647,000 | |
PHH Mortgage Corporation
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Conventional, VA | 4 | 0.5% | 100% | $452,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 0.5% | 80% | $415,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.5% | 44.4% | $522,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.4% | 100% | $445,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.4% | 15.8% | $235,000 | |
Intercap Lending Inc
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Conventional | 3 | 0.4% | 100% | $298,333 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.4% | 100% | $505,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $495,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $770,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $295,000 | View |
Triad Financial Services, Inc.
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Conventional | 2 | 0.3% | 33.3% | $125,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $1,050,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 0.3% | 100% | $285,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA, Jumbo | 2 | 0.3% | 100% | $1,335,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.3% | 100% | $635,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.3% | 100% | $610,000 | |
Genway Home Mortgage, Inc.
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VA | 2 | 0.3% | 100% | $460,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.3% | 100% | $525,000 | View |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $585,000 | View |
Oaktree Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $585,000 | |
Better Mortgage Corporation
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VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $625,000 | |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Genisys Credit Union
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Kbhs Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,965,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.1% | 50% | $755,000 | |
Advancial Federal Credit Union
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,955,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.1% | 100% | $675,000 | View |
Data Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $315,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $575,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
Ivy Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 33.3% | $305,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 33.3% | $665,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $715,000 | View |
Megastar Finanacial Corp
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Logan Finance Corporation
|
Conventional, Jumbo | 1 | 0.1% | 100% | $895,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Ussfcu
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $285,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 25% | $165,000 | |
First Technology Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Flyhomes Mortgage LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $895,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consolidated Community Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lower, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Wildomar Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wildomar, California
Looking for mortgage lenders near me or mortgage brokers near me in Wildomar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wildomar in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wildomar, CA
Use these to narrow the list above. Each category shows how many Wildomar, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Wildomar, CA
Independent mortgage companies closed 79.9 percent of home loans in Wildomar, California in 2025, banks 7.3 percent and credit unions 12.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
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Frequently Asked Questions About Mortgage Lenders in Wildomar, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Wildomar, California with 11 loans, about 1.5 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wildomar, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.5 percent, against a 78.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Wildomar, California in 2025, led by United Wholesale Mortgage with 40. 35 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 33 credit unions closed home loans in Wildomar, California in 2025, alongside 107 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wildomar, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wildomar, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wildomar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
