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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Tustin, California

Tustin, California mortgage lenders include US Bank, N.A.US Bank, N.A.13300 Newport Ave, Tustin, CA 92780A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU15442 Newport Ave, Tustin, CA 92780A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA615 E 1st St, Tustin, CA 92780A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2677 Park Ave, Tustin, CA 92782A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA15060 Kensington Park Dr, Tustin, CA 92782A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA17632 17th St, Tustin, CA 92780A+5.0 ★Texas Ratio: 2.82%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3025 El Camino Real, Tustin, CA 92782A+5.0 ★Texas Ratio: 3.22%, BMO Harris Bank NABMO Harris Bank NA701 E 1st St, Tustin, CA 92780A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.17752 17th St, Tustin, CA 92780A+5.0 ★Texas Ratio: 3.72%, and New American Funding, LLC.New American Funding, LLC.Tustin, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tustin, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tustin are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tustin, California

Market share is the lender's share of all home loans closed in Tustin, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2 offices in Tustin
13300 Newport Ave, Tustin, CA 92780
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 69
+10 HELOCs
9.4% 89.2% $983,405 View
15442 Newport Ave, Tustin, CA 92780
A+5.0 ★Texas Ratio: 5.56%
Conventional, Jumbo, HELOC 43
+88 HELOCs
5.9% 89.6% $410,348 View
1 office in Tustin
615 E 1st St, Tustin, CA 92780
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 17
+3 HELOCs
2.3% 89.5% $689,117 View
2 offices in Tustin
2677 Park Ave, Tustin, CA 92782
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 14 1.9% 77.8% $942,142 View
2 offices in Tustin
15060 Kensington Park Dr, Tustin, CA 92782
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 12
+24 HELOCs
1.6% 92.3% $932,500 View
3 offices in Tustin
17632 17th St, Tustin, CA 92780
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 8
+1 HELOCs
1.1% 90% $825,000 View
1 office in Tustin
3025 El Camino Real, Tustin, CA 92782
A+5.0 ★Texas Ratio: 3.22%
Conventional, Jumbo 3 0.4% 100% $1,328,333 View
1 office in Tustin
701 E 1st St, Tustin, CA 92780
A+5.0 ★Texas Ratio: 3.54%
Conventional, Jumbo, HELOC 1
+4 HELOCs
0.1% 33.3% $1,815,000 View
1 office in Tustin
17752 17th St, Tustin, CA 92780
A+5.0 ★Texas Ratio: 3.72%
Conventional 1 0.1% 100% $955,000 View
New American Funding, LLC.
Conventional, FHA, Jumbo 11 1.5% 100% $699,545
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 4.43%
Conventional, Jumbo, HELOC 12
+11 HELOCs
1.6% 70.6% $503,333 View
403 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 2.84%
Conventional, Jumbo, HELOC 10
+4 HELOCs
1.4% 100% $689,000 View
2310A E Lincoln Ave, Anaheim, CA 92806 4109
A+5.0 ★Texas Ratio: 3.63%
Conventional, HELOC 8
+1 HELOCs
1.1% 100% $176,250 View
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973
A+5.0 ★Texas Ratio: 2.90%
Conventional 6 0.8% 100% $828,333 View
56 E Duarte Rd, Arcadia, CA 91006
A5.0 ★Texas Ratio: 8.76%
Conventional, Jumbo 6 0.8% 85.7% $920,000 View
18302 Irvine Blvd, Tustin, CA 92780
A+5.0 ★Texas Ratio: 5.17%
Conventional, FHA 5 0.7% 100% $481,000 View
116 S Cloverdale Blvd, Cloverdale, CA 95425
A+5.0 ★Texas Ratio: 3.68%
Conventional 5 0.7% 83.3% $697,000 View
2401 E Katella Ave, Anaheim, CA 92806
A+5.0 ★Texas Ratio: 5.55%
Conventional, Jumbo 3 0.4% 60% $785,000 View
★ 5 stars, 1 review
2979 El Camino Real, Tustin, CA 92782
A+5.0 ★Texas Ratio: 2.66%
Conventional, HELOC 2
+16 HELOCs
0.3% 50% $910,000 View
900 S Fremont Ave, Alhambra, CA 91803 1331
A+5.0 ★Texas Ratio: 2.65%
Conventional 2 0.3% 100% $155,000 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.3% 66.7% $205,000 View
2324 Park Ave, Tustin, CA 92782
A+5.0 ★Texas Ratio: 3.82%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $615,000 View
10991 N De Anza Blvd, Cupertino, CA 95014 6303
A+5.0 ★Texas Ratio: 0.64%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $195,000 View
16633 Ventura Blvd, Encino, CA 91436
A+5.0 ★Texas Ratio: 4.93%
Conventional, Jumbo 1 0.1% 100% $1,775,000 View
6840 Eastern Ave Ste B, Bell Gardens, CA 90201
A+5.0 ★Texas Ratio: 1.47%
Conventional 1 0.1% 100% $255,000 View
10474 Rancho Rd, Adelanto, CA 92301
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.1% 100% $885,000 View
500 W Woodbury Rd, Altadena, CA 91001 5410
A+5.0 ★Texas Ratio: 2.03%
Conventional 1 0.1% 100% $155,000 View
350 E Hobsonway, Blythe, CA 92225
A+5.0 ★Texas Ratio: 0.42%
Conventional 1 0.1% 100% $915,000 View
11306 South St, Cerritos, CA 90703
A+5.0 ★Texas Ratio: 3.95%
Conventional, Jumbo 1 0.1% 100% $1,245,000 View
2520 W Olive Ave, Burbank, CA 91505 4527
A+5.0 ★Texas Ratio: 4.47%
Conventional 1 0.1% 100% $545,000 View
1107 S Baldwin Ave, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.1% 100% $995,000 View
17709 Pioneer Blvd, Artesia, CA 90701
A+5.0 ★Texas Ratio: 2.25%
Conventional 1 0.1% 100% $605,000 View
200 Sand Creek Rd, Brentwood, CA 94513
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 50% $205,000 View
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014
A5.0 ★Texas Ratio: 6.20%
Conventional 1 0.1% 100% $745,000 View
★ 1.7 stars, 3 reviews
1329 Broadway Ave, Atwater, CA 95301
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+6 HELOCs
0% 0% View
100 N First St Ste 100, Burbank, CA 91502 1845
A+5.0 ★Texas Ratio: 5.23%
HELOC 0
+2 HELOCs
0% n/a View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
HELOC 0
+2 HELOCs
0% n/a View
2625 CORPORATE Pl, MONTEREY PARK, CA 91754
A+5.0 ★Texas Ratio: 1.14%
HELOC 0
+2 HELOCs
0% n/a View
3700 Lone Tree Way, Antioch, CA 94509
A+5.0 ★Texas Ratio: 2.28%
HELOC 0
+1 HELOCs
0% n/a View
7900 Downing Ave, Bakersfield, CA 93308
A+5.0 ★Texas Ratio: 1.69%
HELOC 0
+1 HELOCs
0% n/a View
1100 W Hollyvale St, Azusa, CA 91702 3305
A5.0 ★Texas Ratio: 8.22%
HELOC 0
+1 HELOCs
0% 50% View
1860 Embarcadero Rd, Palo Alto, CA 94303 3335
A+5.0 ★Texas Ratio: 1.30%
HELOC 0
+1 HELOCs
0% n/a View
loanDepot.com LLC
Conventional, VA, HELOC 29
+1 HELOCs
4% 93.5% $730,172
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 13 1.8% 65% $755,769
AmWest Funding Corp
Conventional, HELOC 11
+1 HELOCs
1.5% 84.6% $562,272
General Mortgage Capital Corporation
Conventional, Jumbo 8 1.1% 100% $712,500
Nmsi, Inc.
Conventional 7 1% 100% $687,857
Golden Empire Mortgage, Inc.
Conventional 6 0.8% 75% $415,000
A5.0 ★Texas Ratio: 8.76%
Conventional, VA 6 0.8% 87.5% $733,333 View
Royal Pacific Funding
Conventional, VA 5 0.7% 100% $521,000
Flexpoint, Inc.
Conventional, Jumbo 5 0.7% 100% $783,000
Bay-Valley Mortgage Group
Conventional 4 0.5% 100% $650,000
HomeXpress Mortgage Corp.
Conventional, Jumbo 4 0.5% 100% $1,265,000
Sierra Pacific Mortgage Co. Inc
Conventional, HELOC 3
+1 HELOCs
0.4% 100% $298,333
AAA Capital Investment, Inc
Conventional 3 0.4% 100% $391,666
Kind Lending, LLC
Conventional 3 0.4% 60% $361,666
New Wave Lending Group Inc
Conventional 3 0.4% 75% $1,185,000
Ony Glo, Inc.
Conventional, Jumbo 3 0.4% 100% $755,000
JSB Mortgage Corporation
Conventional 3 0.4% 100% $548,333
Carrington Mortgage Services LLC
Conventional, FHA 3 0.4% 100% $685,000
Goodleap, LLC
Conventional, FHA 2 0.3% 100% $290,000
Guild Mortgage Company
Conventional 2 0.3% 100% $430,000
American Financial Network, Inc.
Conventional, VA 2 0.3% 100% $735,000
Fidelity Lending Solutions Inc
Conventional, Jumbo 2 0.3% 100% $1,160,000
First Stardand Financial dba Nexcap Home Loans
Conventional 2 0.3% 100% $860,000
Provident Funding Associates
Conventional 2 0.3% 100% $580,000
Mission Loans, LLC
Conventional 2 0.3% 100% $130,000
Zillow Home Loans, LLC
Conventional 2 0.3% 100% $450,000
ClearEdge Lending LLC
Conventional 2 0.3% 100% $610,000
Paramount Residential Mortgage
Conventional 2 0.3% 100% $625,000
Nexera Holding LLC
Conventional 2 0.3% 100% $635,000
Vista Point Mortgage, LLC
Conventional, Jumbo 2 0.3% 66.7% $1,265,000
Financial Partners Credit Unio
Conventional, HELOC 1
+4 HELOCs
0.1% 100% $705,000
ML Mortgage Corp.
Conventional 1 0.1% 100% $125,000
Alameda Mortgage Corporation
Conventional 1 0.1% 100% $625,000
Fundloans Capital
Conventional 1 0.1% 100% $305,000
MortgageOne, Inc
Conventional 1 0.1% 100% $425,000
Mortgage Capital Partners, INC
Conventional 1 0.1% 100% $755,000
ResMac Inc
Conventional 1 0.1% 100% $405,000
Constant Investments, Inc
Conventional 1 0.1% 100% $805,000
Coast 2 Coast Funding Group, Inc
Conventional 1 0.1% 100% $135,000
JMJ Financial Group Inc.
Conventional 1 0.1% 100% $755,000
Crestline Funding Corporation
Conventional 1 0.1% 100% $145,000
American Finance House Lariba
Conventional 1 0.1% 100% $1,205,000
Stg Mortgage Inc
Conventional 1 0.1% 100% $1,175,000
Intelliloan, Inc.
Conventional 1 0.1% 100% $405,000
Val-Chris Investments Inc.
Conventional, Jumbo 1 0.1% 100% $905,000
T. J. Financial, Inc.
Conventional 1 0.1% 100% $665,000
Emet Lending Group, Inc.
Conventional 1 0.1% 100% $755,000
Geo-Corp, Inc.
FHA 1 0.1% 100% $655,000
Banc One Mortage Corporation
Conventional 1 0.1% 100% $605,000
Operating Engineers Federal Credit Union
Conventional 1 0.1% 100% $145,000
Cake Mortgage Corp.
Conventional 1 0.1% 100% $325,000
Arcstone Financial Inc
Conventional, Jumbo 1 0.1% 100% $855,000
Figure Lending LLC
HELOC 0
+12 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA, Jumbo 100 13.7% 86.3% $620,200
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 83
+9 HELOCs
11.3% 86.5% $836,686
The Loan Store, Inc
Conventional, HELOC 9
+3 HELOCs
1.2% 100% $658,333
Guaranteed Rate Affinity, LLC
Conventional, VA, Jumbo 9 1.2% 100% $957,222
Spring Eq, LLC
Conventional, HELOC 7
+4 HELOCs
1% 46.7% $167,857
CrossCountry Mortgage, LLC
Conventional, FHA 7 1% 100% $576,428
Toll Brothers Mortgage Company
Conventional 6 0.8% 100% $625,000
A-5.0 ★Texas Ratio: 14.93%
Conventional, Jumbo 6 0.8% 87.5% $1,036,666 View
Nationstar Mortgage
Conventional, FHA 5 0.7% 71.4% $407,000
Newrez LLC
Conventional, VA 4 0.5% 83.3% $822,500
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 3
+2 HELOCs
0.4% 60% $491,666
A+5.0 ★Texas Ratio: 2.02%
Conventional, FHA, VA, HELOC 3
+1 HELOCs
0.4% 100% $638,333 View
Kbhs Home Loans, LLC
Conventional, VA 3 0.4% 100% $771,666
A+5.0 ★Texas Ratio: 4.65%
Conventional 3 0.4% 100% $975,000 View
Freedom Mortgage Corporation
Conventional, VA 3 0.4% 100% $818,333
Triad Financial Services, Inc.
Conventional 3 0.4% 57.1% $188,333
A+5.0 ★Texas Ratio: 2.20%
Conventional, FHA 3 0.4% 100% $568,333 View
A5.0 ★Texas Ratio: 6.31%
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $820,000 View
Better Mortgage Corporation
Conventional, HELOC 2
+1 HELOCs
0.3% 66.7% $950,000
Guaranteed Rate, Inc.
Conventional 2 0.3% 100% $905,000
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 2 0.3% 100% $985,000 View
Lakeview Loan Servicing, LLC
Conventional, VA, Jumbo 2 0.3% 25% $835,000
Deephaven Mortgage LLC
Conventional 2 0.3% 66.7% $185,000
Bay Equity LLC
Conventional 2 0.3% 100% $530,000
Mortgage Research Center
VA, Jumbo 2 0.3% 50% $1,055,000
RoundPoint Mortgage Servicing LLC
Conventional 2 0.3% 100% $340,000
Fairway Independent Mort Corp
Conventional 2 0.3% 100% $715,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+6 HELOCs
0.1% 100% $25,000 View
Alliant Credit Union
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $945,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $1,005,000 View
Originpoint, LLC
Conventional, Jumbo 1 0.1% 100% $1,525,000
Primelending
Conventional 1 0.1% 50% $975,000
Sage Home Loans Corporation
Conventional 1 0.1% 100% $685,000
Movement Mortgage, LLC
Conventional 1 0.1% 100% $675,000
Dart Bank
Conventional 1 0.1% 100% $745,000
Amerisave Mortgage Company
Conventional 1 0.1% 20% $55,000
A+5.0 ★Texas Ratio: 0.65%
Conventional 1 0.1% 100% $845,000 View
Emporium Tpo LLC
Conventional 1 0.1% 100% $325,000
Priority Home Lending, LLC
Conventional 1 0.1% 100% $1,185,000
Obsidian Financial Services
Conventional 1 0.1% 100% $325,000
Discover Bank
Conventional 1 0.1% 12.5% $85,000
Summit Mortgage Bankers, Inc.
Conventional 1 0.1% 100% $395,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
Conventional, Jumbo 1 0.1% 100% $1,305,000
Credit Human Federal Credit Un
Conventional 1 0.1% 100% $85,000
American Financing Corporation
Conventional 1 0.1% 100% $195,000
Strong Home Mortgage, LLC
FHA 1 0.1% 100% $395,000
First Colony Mortgage Corporat
Conventional 1 0.1% 100% $255,000
Encompass Lending Group, L.P.
Conventional 1 0.1% 100% $215,000
Planet Home Lending, LLC
VA 1 0.1% 100% $455,000
Teachers Federal Credit Union
Conventional 1 0.1% 100% $655,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.1% 100% $255,000 View
A+5.0 ★Texas Ratio: 2.48%
Conventional 1 0.1% 100% $905,000 View
A+5.0 ★Texas Ratio: 2.75%
Conventional, Jumbo 1 0.1% 100% $1,805,000 View
A+5.0 ★Texas Ratio: 5.27%
Conventional, Jumbo 1 0.1% 100% $1,555,000 View
Megastar Finanacial Corp
Conventional 1 0.1% 100% $565,000
V.I.P. Mortgage, Inc.
Conventional 1 0.1% 100% $435,000
Logan Finance Corporation
Conventional 1 0.1% 100% $655,000
Prosperity Home Mortgage, LLC
Conventional, Jumbo 1 0.1% 100% $1,335,000
Mutual of Omaha Mortgage
Conventional 1 0.1% 100% $1,135,000
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0.1% 100% $655,000
21St Mortgage
Conventional 1 0.1% 33.3% $295,000
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.1% 100% $565,000 View
Leaderone Financial Corp.
Conventional 1 0.1% 100% $655,000
Tomo Mortgage LLC
Conventional 1 0.1% 100% $815,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
HomeBridge Financial Services, Inc
HELOC 0
+3 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+3 HELOCs
0% 0%
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+2 HELOCs
0% n/a View
Quorum Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+2 HELOCs
0% n/a View
Gte Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+2 HELOCs
0% n/a View
Angel Oak Mortgage Solutions LLC
HELOC 0
+2 HELOCs
0% n/a
Everett Financial, Inc.
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 8.47%
HELOC 0
+1 HELOCs
0% n/a View
Union Home Mortgage Corp.
HELOC 0
+1 HELOCs
0% n/a
Digital Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.10%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Tustin, California

Looking for mortgage lenders near me or mortgage brokers near me in Tustin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tustin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tustin, CA

Use these to narrow the list above. Each category shows how many Tustin, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Tustin, CA

Independent mortgage companies closed 63.7 percent of home loans in Tustin, California in 2025, banks 23.6 percent and credit unions 12.7 percent. New American Funding, LLC. was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 43 loans.

63.7%
Mortgage companies
23.6%
Banks
12.7%
Credit unions
3%
FHA loans
3%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Tustin, CA

Who is the largest mortgage lender in Tustin, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Tustin, California with 69 loans, about 9.4 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 43 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Tustin, CA have the highest approval rates?

Among lenders with meaningful volume in Tustin, California, US Bank, N.A. approved the highest share of completed applications in 2025 at 89.2 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tustin, CA mortgage lenders offer FHA, VA and USDA loans?

13 lenders closed FHA loans in Tustin, California in 2025, led by United Wholesale Mortgage with 6. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tustin, CA lender list?

Yes. 39 banks and 31 credit unions closed home loans in Tustin, California in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tustin, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tustin, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tustin, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tustin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.