Mortgage Lenders and Brokers in Turlock, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Turlock, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2951 Countryside Dr, Turlock, CA 95380A+5.0 ★Texas Ratio: 3.68%, Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce121 S Center St, Turlock, CA 95380A+5.0 ★Texas Ratio: 0.87%, Wells Fargo Bank NAWells Fargo Bank NA440 E Olive Ave, Turlock, CA 95380A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1955 Geer Rd, Turlock, CA 95382A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.427 E Olive Ave, Turlock, CA 95380A+5.0 ★Texas Ratio: 2.85%, Tri Counties BankTri Counties Bank2001 Geer Rd, Turlock, CA 95382A+5.0 ★Texas Ratio: 5.34%, Bank of StocktonBank of Stockton134 S Golden State Blvd, Turlock, CA 95380A+5.0 ★Texas Ratio: 0.21%, Bank of America NABank of America NA501 E Main St, Turlock, CA 95380A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA2000 Geer Rd, Turlock, CA 95382A+5.0 ★Texas Ratio: 2.82%, and BMO Harris Bank NABMO Harris Bank NA2101 Fulkerth Rd, Turlock, CA 95380A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Turlock, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Turlock are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Turlock, California
Market share is the lender's share of all home loans closed in Turlock, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Turlock 2951 Countryside Dr, Turlock, CA 95380 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 13 +3 HELOCs |
1.6% | 81.2% | $401,153 | View |
|
2 offices in Turlock 121 S Center St, Turlock, CA 95380 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 6 | 0.7% | 66.7% | $158,333 | View |
|
2 offices in Turlock 440 E Olive Ave, Turlock, CA 95380 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.7% | 85.7% | $191,666 | View |
|
★ 1.7 stars, 3 reviews 1 office in Turlock 1955 Geer Rd, Turlock, CA 95382 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +4 HELOCs |
0.5% | 100% | $292,500 | View |
|
1 office in Turlock 427 E Olive Ave, Turlock, CA 95380 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 42.9% | $295,000 | View |
|
1 office in Turlock 2001 Geer Rd, Turlock, CA 95382 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +7 HELOCs |
0.2% | 66.7% | $160,000 | View |
|
1 office in Turlock 134 S Golden State Blvd, Turlock, CA 95380 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 2 | 0.2% | 50% | $210,000 | View |
|
1 office in Turlock 501 E Main St, Turlock, CA 95380 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +21 HELOCs |
0.1% | 50% | $505,000 | View |
|
1 office in Turlock 2000 Geer Rd, Turlock, CA 95382 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $455,000 | View |
|
1 office in Turlock 2101 Fulkerth Rd, Turlock, CA 95380 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $285,000 | View |
|
2450 Geer Rd, Turlock, CA 95382 1426 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 12 +30 HELOCs |
1.4% | 100% | $264,166 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, FHA | 6 | 0.7% | 85.7% | $273,333 | |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 3 | 0.4% | 100% | $151,666 | View |
|
3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.2% | 100% | $245,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.2% | 75% | $280,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 2 | 0.2% | 100% | $365,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 2 | 0.2% | 100% | $165,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $345,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.1% | 100% | $705,000 | View |
|
★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
|
8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.1% | 50% | $605,000 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.1% | 100% | $545,000 | View |
|
2350 Shattuck Ave, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.86% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.1% | 100% | $385,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
|
1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 39 | 4.7% | 92.9% | $406,282 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 36 +4 HELOCs |
4.3% | 90% | $314,444 | |
Generations Home Loans, LLC
|
Conventional, FHA | 23 | 2.8% | 100% | $390,217 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 21 | 2.5% | 80.8% | $364,047 | |
Paramount Residential Mortgage
|
Conventional, FHA | 20 | 2.4% | 95.5% | $291,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 18 | 2.2% | 100% | $304,444 | |
Flexpoint, Inc.
|
Conventional, FHA | 15 | 1.8% | 95% | $321,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 12 | 1.4% | 81.2% | $291,666 | |
Alameda Mortgage Corporation
|
Conventional, FHA | 10 | 1.2% | 100% | $307,000 | |
Franklin Loan Corporation
|
Conventional | 6 | 0.7% | 100% | $315,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0.6% | 71.4% | $361,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 5 | 0.6% | 100% | $423,000 | View |
Googain, Inc.
|
Conventional | 5 | 0.6% | 100% | $321,000 | |
American Internet Mortgage, Inc.
|
Conventional | 5 | 0.6% | 100% | $373,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.5% | 66.7% | $407,500 | |
Golden Empire Mortgage, Inc.
|
Conventional | 4 | 0.5% | 100% | $210,000 | |
Summit Funding.Inc
|
Conventional | 4 | 0.5% | 100% | $232,500 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, FHA | 4 | 0.5% | 66.7% | $437,500 | |
MortgageOne, Inc
|
Conventional | 3 | 0.4% | 100% | $548,333 | |
Geo-Corp, Inc.
|
FHA | 3 | 0.4% | 100% | $431,666 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.2% | 100% | $340,000 | |
Resicentral LLC
|
Conventional | 2 | 0.2% | 100% | $325,000 | |
Greenbox Loans
|
Conventional | 2 | 0.2% | 100% | $255,000 | |
Land Home Financial Services,
|
Conventional | 2 | 0.2% | 100% | $230,000 | |
Mission Loans, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $155,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 0.2% | 100% | $255,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $375,000 | |
JMAC Lending, Inc.
|
Conventional | 2 | 0.2% | 100% | $495,000 | |
AmWest Funding Corp
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $335,000 | |
ML Mortgage Corp.
|
FHA | 1 | 0.1% | 100% | $375,000 | |
Pacific Lending LLC
|
FHA | 1 | 0.1% | 100% | $425,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.1% | 100% | $505,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 100% | $415,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Hightechlending, Inc
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Intelliloan, Inc.
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 125 +8 HELOCs |
15.1% | 84.7% | $399,880 | |
Rocket Mortgage
|
Conventional, FHA, VA | 104 | 12.6% | 83.3% | $268,173 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo, HELOC | 46 +6 HELOCs |
5.6% | 100% | $396,739 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 27 +3 HELOCs |
3.3% | 100% | $405,370 | |
Nationstar Mortgage
|
Conventional, FHA | 22 | 2.7% | 66.7% | $217,727 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 20 +3 HELOCs |
2.4% | 95.2% | $433,500 | |
Primelending
|
Conventional, VA | 16 | 1.9% | 100% | $402,500 | |
Spring Eq, LLC
|
Conventional, HELOC | 11 +7 HELOCs |
1.3% | 60% | $90,454 | |
Freedom Mortgage Corporation
|
FHA, VA | 10 | 1.2% | 92.3% | $406,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 0.6% | 45.5% | $343,000 | |
Homeowners Financial Group, LLC
|
Conventional, FHA | 5 | 0.6% | 100% | $285,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 5 | 0.6% | 100% | $485,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 0.5% | 56.2% | $157,500 | |
Equity Prime Mortgage LLC
|
FHA | 4 | 0.5% | 100% | $462,500 | |
Discover Bank
|
Conventional | 4 | 0.5% | 44.4% | $55,000 | |
Mortgage Research Center
|
VA | 4 | 0.5% | 80% | $555,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.4% | 100% | $195,000 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 0.4% | 87.5% | $95,000 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.4% | 23.1% | $55,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $438,333 | |
Village Capital & Investment
|
FHA | 3 | 0.4% | 100% | $485,000 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $395,000 | |
Arc Home LLC
|
Conventional | 2 | 0.2% | 100% | $375,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.2% | 100% | $430,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.2% | 100% | $425,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 0.2% | 100% | $410,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0.2% | 100% | $545,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.2% | 50% | $60,000 | |
First Colony Mortgage Corporat
|
FHA | 2 | 0.2% | 100% | $445,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.2% | 100% | $435,000 | View |
Nations Direct Mortgage, LLC
|
FHA | 2 | 0.2% | 100% | $500,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.2% | 100% | $380,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 100% | $350,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 50% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.1% | 100% | $535,000 | |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $545,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $345,000 | |
Directions Equity, LLC
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.1% | 100% | $505,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 100% | $385,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $445,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.1% | 100% | $495,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
V.I.P. Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $515,000 | |
Mortgage Solutions of Colorado
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
21St Mortgage
|
Conventional | 1 | 0.1% | 33.3% | $45,000 | |
First Technology Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $625,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 50% | $445,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +3 HELOCs |
0% | 0% | ||
Better Mortgage Corporation
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Turlock Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Turlock, California
Looking for mortgage lenders near me or mortgage brokers near me in Turlock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Turlock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Turlock, CA
Use these to narrow the list above. Each category shows how many Turlock, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Turlock, CA
Independent mortgage companies closed 86.7 percent of home loans in Turlock, California in 2025, banks 9.3 percent and credit unions 4 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Farmers & Merchants Bank of Ce led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Turlock, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Turlock, California with 13 loans, about 1.6 percent of the market. The largest lender headquartered in California was Farmers & Merchants Bank of Ce with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Turlock, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.7 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Turlock, California in 2025, led by United Wholesale Mortgage with 31. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 18 credit unions closed home loans in Turlock, California in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Turlock, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Turlock, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Turlock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
