South Whittier, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Credit Union of Southern CaliforniaCredit Union of Southern California900 S Fremont Ave, Alhambra, CA 91803 1331A+5.0 ★Texas Ratio: 2.65%, F&A Federal Credit UnionF&A Federal Credit Union2625 CORPORATE Pl, MONTEREY PARK, CA 91754A+5.0 ★Texas Ratio: 1.14%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, and California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Whittier, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Whittier are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in South Whittier, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 28 +31 HELOCs |
6% | 82.4% | $250,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 14 | 3% | 87.5% | $685,714 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 10 +2 HELOCs |
2.1% | 83.3% | $535,000 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 7 +10 HELOCs |
1.5% | 87.5% | $166,428 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 7 | 1.5% | 100% | $246,428 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +8 HELOCs |
1.3% | 37.5% | $125,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 4 | 0.9% | 100% | $757,500 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 0.9% | 100% | $837,500 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $731,666 | View |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 60% | $201,666 | View |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 80% | $131,666 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 75% | $108,333 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +21 HELOCs |
0.4% | 100% | $240,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.4% | 100% | $640,000 | View |
|
3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
FHA | 2 | 0.4% | 66.7% | $785,000 | View |
|
16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $465,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.4% | 66.7% | $675,000 | View |
|
6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $15,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $475,000 | View |
|
16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
|
★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 50% | $25,000 | View |
|
12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 50% | $635,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 2.6% | 75% | $485,833 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 11 +2 HELOCs |
2.4% | 91.7% | $531,363 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 10 +4 HELOCs |
2.1% | 62.5% | $251,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
2.1% | 89.5% | $727,000 | View |
Kind Lending, LLC
|
Conventional, FHA | 9 | 1.9% | 90% | $506,111 | |
AmWest Funding Corp
|
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.5% | 87.5% | $632,142 | |
Royal Pacific Funding
|
Conventional, FHA, VA | 7 | 1.5% | 100% | $483,571 | |
Nmsi, Inc.
|
Conventional | 6 | 1.3% | 100% | $486,666 | |
Guild Mortgage Company
|
Conventional | 5 | 1.1% | 100% | $467,000 | |
New Wave Lending Group Inc
|
Conventional, FHA | 5 | 1.1% | 100% | $553,000 | |
Flexpoint, Inc.
|
Conventional, FHA | 5 | 1.1% | 100% | $589,000 | |
Paramount Residential Mortgage
|
FHA, VA | 5 | 1.1% | 100% | $747,000 | |
Ez Fundings Inc
|
Conventional, FHA | 4 | 0.9% | 100% | $642,500 | |
Bay-Valley Mortgage Group
|
Conventional | 3 | 0.6% | 100% | $298,333 | |
Vista Point Mortgage, LLC
|
Conventional | 3 | 0.6% | 100% | $375,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.6% | 100% | $555,000 | |
Resicentral LLC
|
Conventional | 2 | 0.4% | 100% | $595,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 2 | 0.4% | 100% | $735,000 | |
Franklin Loan Corporation
|
Conventional | 2 | 0.4% | 100% | $515,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 2 | 0.4% | 40% | $495,000 | |
Geo-Corp, Inc.
|
FHA | 2 | 0.4% | 100% | $720,000 | |
Popa FCU - Cerritos
|
Conventional | 2 | 0.4% | 100% | $215,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $535,000 | |
ML Mortgage Corp.
|
FHA | 1 | 0.2% | 100% | $705,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.2% | 100% | $765,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.2% | 100% | $925,000 | |
Golden Empire Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $525,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Habitfactory USA Inc dba Loaning AI
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Winprime Lending
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Ahl Funding
|
Conventional | 1 | 0.2% | 100% | $765,000 | |
JMJ Financial Group Inc.
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Dignified Home Loans LLC
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.2% | 50% | $865,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
Arcstone Financial Inc
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Financial Partners Credit Unio
|
HELOC | 0 +8 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Southland Credit Uniom
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 64 +11 HELOCs |
13.7% | 84.8% | $658,593 | |
Rocket Mortgage
|
Conventional, FHA, VA | 59 | 12.6% | 78.2% | $413,813 | |
Nationstar Mortgage
|
Conventional | 13 | 2.8% | 72.2% | $281,153 | |
Newrez LLC
|
Conventional, FHA | 10 | 2.1% | 57.9% | $397,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 7 +6 HELOCs |
1.5% | 38.1% | $127,857 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 6 +4 HELOCs |
1.3% | 100% | $676,666 | |
Freedom Mortgage Corporation
|
FHA | 6 | 1.3% | 100% | $775,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $627,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.6% | 75% | $595,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 37.5% | $115,000 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.6% | 27.3% | $141,666 | |
Nqm Funding, LLC
|
Conventional | 3 | 0.6% | 100% | $508,333 | |
Union Home Mortgage Corp.
|
Conventional | 3 | 0.6% | 100% | $581,666 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 3 | 0.6% | 100% | $555,000 | |
|
A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $530,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $390,000 | View |
Sage Home Loans Corporation
|
Conventional | 2 | 0.4% | 100% | $720,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $540,000 | |
Strong Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $365,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 0.4% | 100% | $670,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 2 | 0.4% | 100% | $760,000 | |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 1 +3 HELOCs |
0.2% | 50% | $745,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 22.2% | $45,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Dart Bank
|
Conventional | 1 | 0.2% | 100% | $775,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 50% | $515,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.2% | 100% | $725,000 | View |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Bay Equity LLC
|
VA | 1 | 0.2% | 100% | $645,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 50% | $715,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 50% | $755,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 25% | $55,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 50% | $635,000 | |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Empeople Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in South Whittier? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Whittier in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many South Whittier, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.9 percent of home loans in South Whittier, California in 2025, banks 10.9 percent and credit unions 14.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, City National Bank the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 28 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in South Whittier, California with 28 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in South Whittier, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.8 percent, against a 78.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in South Whittier, California in 2025, led by United Wholesale Mortgage with 23. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 31 credit unions closed home loans in South Whittier, California in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Whittier, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Whittier, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Whittier. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.