Mortgage Lenders and Brokers in Sheridan, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sheridan, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, and Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sheridan, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheridan are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sheridan, California
Market share is the lender's share of all home loans closed in Sheridan, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 2.5% | 71.4% | $471,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.5% | 100% | $415,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +16 HELOCs |
1% | 100% | $205,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $85,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1% | 100% | $575,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 1% | 100% | $175,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo | 1 | 0.5% | 100% | $985,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, Jumbo | 1 | 0.5% | 100% | $825,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 1 | 0.5% | 100% | $915,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.5% | 100% | $605,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 10 +1 HELOCs |
4.9% | 90.9% | $648,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 3% | 85.7% | $391,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 5 | 2.5% | 83.3% | $477,000 | |
Summit Funding.Inc
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Conventional | 2 | 1% | 100% | $555,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $555,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $945,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.5% | 100% | $635,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $445,000 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.5% | 100% | $815,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Kind Lending, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 37 +1 HELOCs |
18.2% | 94.9% | $506,351 | |
Taylor Morrison Home Funding, Inc.
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Conventional, VA | 34 | 16.7% | 81% | $380,882 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 12 | 5.9% | 63.6% | $476,666 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 8 +2 HELOCs |
3.9% | 100% | $496,250 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 8 | 3.9% | 100% | $510,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 5 | 2.5% | 100% | $321,000 | View |
Newrez LLC
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Conventional | 4 | 2% | 66.7% | $425,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 2% | 100% | $437,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 3 | 1.5% | 100% | $681,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.5% | 100% | $458,333 | |
Premier Mortgage Resources, LLC
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Conventional, VA | 2 | 1% | 100% | $500,000 | |
NOVA Financial & Investment Corporation
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Conventional | 2 | 1% | 66.7% | $310,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 1% | 100% | $430,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 33.3% | $55,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $125,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
Success Lending, LLC
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FHA | 1 | 0.5% | 50% | $575,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 33.3% | $175,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 100% | $75,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 25% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.26% |
VA, Jumbo | 1 | 0.5% | 100% | $1,295,000 | View |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,045,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $545,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.5% | 100% | $565,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.5% | 100% | $125,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.5% | 100% | $225,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sheridan Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sheridan, California
Looking for mortgage lenders near me or mortgage brokers near me in Sheridan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheridan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sheridan, CA
Use these to narrow the list above. Each category shows how many Sheridan, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Sheridan, CA
Independent mortgage companies closed 86.7 percent of home loans in Sheridan, California in 2025, banks 7.4 percent and credit unions 5.9 percent. ClearPath Lending was the largest mortgage company, US Bank, N.A. the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, The Golden 1 Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sheridan, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Sheridan, California with 5 loans, about 2.5 percent of the market. The largest lender headquartered in California was The Golden 1 Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Sheridan, California in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 13 credit unions closed home loans in Sheridan, California in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sheridan, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheridan, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheridan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
