Mortgage Lenders and Brokers in Seaside, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Seaside, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA800 Broadway Ave, Seaside, CA 93955A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1451 Fremont Blvd, Seaside, CA 93955A+5.0 ★Texas Ratio: 4.14%, Mechanics BankMechanics Bank1658 Fremont Blvd, Seaside, CA 93955A+5.0 ★Texas Ratio: 1.81%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seaside, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seaside are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seaside, California
Market share is the lender's share of all home loans closed in Seaside, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Seaside 800 Broadway Ave, Seaside, CA 93955 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 11 | 4.5% | 91.7% | $593,181 | View |
|
1 office in Seaside 1451 Fremont Blvd, Seaside, CA 93955 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.2% | 75% | $458,333 | View |
|
1 office in Seaside 1658 Fremont Blvd, Seaside, CA 93955 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
1.7% | 66.7% | $1,107,500 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 4 | 1.7% | 100% | $692,500 | |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 1.7% | 50% | $550,000 | View |
|
48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 66.7% | $615,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $605,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $85,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
|
10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.4% | 50% | $385,000 | View |
|
5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,145,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional, VA | 7 | 2.9% | 77.8% | $620,714 | |
Summit Funding.Inc
|
Conventional | 6 | 2.5% | 100% | $563,333 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 5 | 2.1% | 100% | $761,000 | View |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 4 | 1.7% | 80% | $562,500 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 1.2% | 100% | $425,000 | |
Bay-Valley Mortgage Group
|
Conventional, FHA | 3 | 1.2% | 100% | $611,666 | |
New American Funding, LLC.
|
Conventional | 3 | 1.2% | 60% | $421,666 | |
Nexera Holding LLC
|
Conventional | 3 | 1.2% | 100% | $601,666 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.8% | 28.6% | $450,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, VA, Jumbo | 2 | 0.8% | 66.7% | $625,000 | |
AmWest Funding Corp
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $935,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $605,000 | |
Augusta Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $565,000 | |
Resicentral LLC
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.4% | 100% | $545,000 | |
Catalyst Mortgage
|
FHA | 1 | 0.4% | 100% | $825,000 | |
Googain, Inc.
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.4% | 50% | $655,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 50% | $235,000 | |
Franklin Loan Corporation
|
Conventional | 1 | 0.4% | 100% | $545,000 | |
American Pacific Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,135,000 | |
Nmsi, Inc.
|
FHA | 1 | 0.4% | 100% | $775,000 | |
Coastal Funding SLC, Inc.
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.4% | 100% | $615,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.4% | 100% | $775,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 38 +3 HELOCs |
15.7% | 90.5% | $618,421 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 29 | 12% | 80.6% | $371,551 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 18 | 7.4% | 100% | $568,888 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +3 HELOCs |
3.7% | 90% | $429,444 | |
Premier Mortgage Resources, LLC
|
Conventional | 4 | 1.7% | 100% | $685,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +3 HELOCs |
1.2% | 100% | $661,666 | |
Newrez LLC
|
Conventional, VA | 3 | 1.2% | 60% | $798,333 | |
Nationstar Mortgage
|
Conventional | 3 | 1.2% | 60% | $158,333 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 66.7% | $55,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 25% | $220,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA, Jumbo | 2 | 0.8% | 100% | $780,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.8% | 100% | $500,000 | |
Primelending
|
Conventional | 2 | 0.8% | 100% | $715,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,020,000 | View |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.8% | 100% | $215,000 | |
First Colony Mortgage Corporat
|
Conventional | 2 | 0.8% | 100% | $455,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 2 | 0.8% | 100% | $480,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 0.8% | 100% | $555,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,255,000 | View |
Everett Financial, Inc.
|
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $845,000 | |
Arc Home LLC
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.4% | 25% | $585,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 100% | $525,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.4% | 100% | $905,000 | |
Nbkc Bank
|
Conventional | 1 | 0.4% | 100% | $735,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $715,000 | |
United Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.4% | 100% | $735,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 12.5% | $145,000 | |
Shea Mortgage Inc.
|
Conventional | 1 | 0.4% | 100% | $705,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $435,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $55,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $865,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $745,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
21St Mortgage
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.4% | 100% | $515,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $765,000 | |
Village Capital & Investment
|
VA | 1 | 0.4% | 66.7% | $605,000 | |
Alliant Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Seaside Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seaside, California
Looking for mortgage lenders near me or mortgage brokers near me in Seaside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seaside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seaside, CA
Use these to narrow the list above. Each category shows how many Seaside, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Seaside, CA
Independent mortgage companies closed 77.7 percent of home loans in Seaside, California in 2025, banks 16.1 percent and credit unions 6.2 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seaside, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Seaside, California with 11 loans, about 4.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Seaside, California in 2025, led by United Wholesale Mortgage with 6. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 13 credit unions closed home loans in Seaside, California in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seaside, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seaside, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seaside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
