Mortgage Lenders and Brokers in Seal Beach, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seal Beach, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13900 Seal Beach Blvd, Seal Beach, CA 90740A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.12470 Seal Beach Blvd, Seal Beach, CA 90740A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA12310 Seal Beach Blvd, Seal Beach, CA 90740A+5.0 ★Texas Ratio: 5.36%, Farmers and Merchants Bank of Long BeachFarmers and Merchants Bank of Long Beach12535 Seal Beach Blvd, Seal Beach, CA 90740A+5.0 ★Texas Ratio: 0.06%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Bank of America NABank of America NA208 Main St, Seal Beach, CA 90740A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Lbs Financial Credit UnionLbs Financial Credit Union11239 183rd St, Cerritos, CA 90703 5417A+5.0 ★Texas Ratio: 2.34%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, and MidFirst BankMidFirst Bank16633 Ventura Blvd, Encino, CA 91436A+5.0 ★Texas Ratio: 4.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seal Beach, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seal Beach are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seal Beach, California
Market share is the lender's share of all home loans closed in Seal Beach, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Seal Beach 13900 Seal Beach Blvd, Seal Beach, CA 90740 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
4% | 100% | $1,060,000 | View |
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2 offices in Seal Beach 12470 Seal Beach Blvd, Seal Beach, CA 90740 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
3.3% | 100% | $1,139,000 | View |
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2 offices in Seal Beach 12310 Seal Beach Blvd, Seal Beach, CA 90740 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 3.3% | 100% | $1,195,000 | View |
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1 office in Seal Beach 12535 Seal Beach Blvd, Seal Beach, CA 90740 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.7% | 100% | $1,205,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.6% | 100% | $1,232,500 | View |
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208 Main St, Seal Beach, CA 90740 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +13 HELOCs |
2% | 100% | $1,555,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 3 +13 HELOCs |
2% | 100% | $705,000 | View |
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11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $455,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,715,000 | View |
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16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.7% | 100% | $955,000 | View |
Long Beach City Employees Federal Credit Union
2845 Temple Ave, Signal Hill, CA 90755 2212 |
Conventional | 1 | 0.7% | 100% | $85,000 | |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.7% | 100% | $1,085,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,575,000 | View |
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1419 NORTHWOOD RD, SEAL BEACH, CA 90740 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,385,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,305,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 66.7% | $155,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.3% | 100% | $1,105,000 | |
Ahl Funding
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Conventional | 2 | 1.3% | 100% | $400,000 | |
JMJ Financial Group Inc.
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Conventional, VA | 2 | 1.3% | 100% | $720,000 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 2 | 1.3% | 100% | $1,235,000 | |
Financial Partners Credit Unio
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 100% | $1,575,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.7% | 50% | $1,905,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.7% | 100% | $965,000 | |
Fidelity Lending Solutions Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,995,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.7% | 100% | $255,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.7% | 100% | $805,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.7% | 100% | $605,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Network Capital Funding Corporation
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VA | 1 | 0.7% | 50% | $675,000 | |
First Nations Home Finance Corporation
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Conventional | 1 | 0.7% | 100% | $635,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $615,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.7% | 100% | $1,045,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.7% | 100% | $505,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 100% | $705,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $1,045,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, Jumbo | 25 | 16.6% | 78.8% | $868,600 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 18 | 11.9% | 100% | $949,444 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 5 +2 HELOCs |
3.3% | 100% | $1,523,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 2.6% | 100% | $1,125,000 | View |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 3 | 2% | 100% | $1,028,333 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 3 | 2% | 100% | $2,535,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 3 | 2% | 100% | $831,666 | |
Arc Home LLC
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Conventional, Jumbo | 2 | 1.3% | 100% | $1,330,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.3% | 66.7% | $630,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $125,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $755,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $885,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.7% | 100% | $5,005,000 | View |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
Primelending
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,365,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $735,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,315,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.7% | 100% | $1,055,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 33.3% | $155,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.7% | 100% | $1,175,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 100% | $975,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $1,025,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $885,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,125,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $855,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 50% | $65,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Seal Beach Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seal Beach, California
Looking for mortgage lenders near me or mortgage brokers near me in Seal Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seal Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seal Beach, CA
Use these to narrow the list above. Each category shows how many Seal Beach, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Seal Beach, CA
Independent mortgage companies closed 68.2 percent of home loans in Seal Beach, California in 2025, banks 23.8 percent and credit unions 7.9 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Farmers and Merchants Bank of Long Beach led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seal Beach, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Seal Beach, California with 6 loans, about 4 percent of the market. The largest lender headquartered in California was Farmers and Merchants Bank of Long Beach with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 17 credit unions closed home loans in Seal Beach, California in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seal Beach, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seal Beach, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seal Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
