Mortgage Lenders and Brokers in San Rafael, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
San Rafael, California mortgage lenders include US Bank, N.A.US Bank, N.A.369 3rd St, San Rafael, CA 94901A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1203 4th St, San Rafael, CA 94901A+5.0 ★Texas Ratio: 5.36%, Bank of MarinBank of Marin999 Andersen Dr, San Rafael, CA 94901A+5.0 ★Texas Ratio: 2.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1099 4th St, San Rafael, CA 94901A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1000 4th St, San Rafael, CA 94901A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA666 3rd St, San Rafael, CA 94901A+5.0 ★Texas Ratio: 2.82%, Columbia BankColumbia Bank1200 5th Ave, San Rafael, CA 94901A+5.0 ★Texas Ratio: 2.28%, Mechanics BankMechanics Bank904 4th St, San Rafael, CA 94901A+5.0 ★Texas Ratio: 1.81%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, and Redwood Credit UnionRedwood Credit Union209 3rd St, San Rafael, CA 94901 3546A+5.0 ★Texas Ratio: 4.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Rafael, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Rafael are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Rafael, California
Market share is the lender's share of all home loans closed in San Rafael, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in San Rafael 369 3rd St, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 36 +3 HELOCs |
6.8% | 97.4% | $1,028,888 | View |
|
2 offices in San Rafael 1203 4th St, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 24 | 4.5% | 86.2% | $1,060,000 | View |
|
★ 2 stars, 1 review 3 offices in San Rafael 999 Andersen Dr, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 24 | 4.5% | 83.3% | $222,916 | View |
|
2 offices in San Rafael 1099 4th St, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 18 +1 HELOCs |
3.4% | 90.5% | $1,465,555 | View |
|
2 offices in San Rafael 1000 4th St, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 11 +27 HELOCs |
2.1% | 84.6% | $1,178,636 | View |
|
1 office in San Rafael 666 3rd St, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 7 | 1.3% | 87.5% | $1,475,000 | View |
|
1 office in San Rafael 1200 5th Ave, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 0.4% | 100% | $320,000 | View |
|
1 office in San Rafael 904 4th St, San Rafael, CA 94901 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $1,035,000 | View |
|
1 office in San Rafael 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $1,115,000 | View |
|
209 3rd St, San Rafael, CA 94901 3546 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 34 +52 HELOCs |
6.4% | 91.9% | $568,235 | View |
|
3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 6 | 1.1% | 100% | $140,000 | View |
|
3950 Civic Center Dr, San Rafael, CA 94903 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 0.9% | 100% | $937,000 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 75% | $800,000 | View |
|
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $2,005,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.4% | 100% | $745,000 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo | 2 | 0.4% | 100% | $960,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,100,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $1,145,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $555,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.2% | 100% | $1,525,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $65,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 100% | $835,000 | |
|
1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $125,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo | 1 | 0.2% | 66.7% | $1,445,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 18 | 3.4% | 85.7% | $775,555 | |
American Pacific Mortgage Corporation
|
Conventional | 14 | 2.7% | 87.5% | $703,571 | |
New American Funding, LLC.
|
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
1.7% | 100% | $1,072,777 | |
loanDepot.com LLC
|
Conventional, Jumbo | 6 | 1.1% | 66.7% | $793,333 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $492,500 | |
American Financial Network, Inc.
|
Conventional, Jumbo | 3 | 0.6% | 100% | $1,691,666 | |
Nexera Holding LLC
|
Conventional | 3 | 0.6% | 100% | $528,333 | |
Residential Wholesale Mortgage
|
Conventional | 2 | 0.4% | 100% | $500,000 | |
MortgageOne, Inc
|
Conventional | 2 | 0.4% | 100% | $405,000 | |
Guild Mortgage Company
|
Conventional, Jumbo | 2 | 0.4% | 100% | $1,175,000 | |
AmWest Funding Corp
|
Conventional | 2 | 0.4% | 100% | $655,000 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 2 | 0.4% | 100% | $1,110,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 0.4% | 100% | $1,015,000 | |
Ony Glo, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $115,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
Goodleap, LLC
|
FHA | 1 | 0.2% | 100% | $565,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.2% | 50% | $865,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 100% | $885,000 | |
Resicentral LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,685,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.2% | 100% | $375,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 50% | $135,000 | View |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $925,000 | |
Network Capital Funding Corporation
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Land Home Financial Services,
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
JSB Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $1,105,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $945,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $755,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, Jumbo | 40 | 7.6% | 78.4% | $732,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 33 +6 HELOCs |
6.2% | 78.6% | $837,727 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo, HELOC | 23 +1 HELOCs |
4.4% | 100% | $1,060,217 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 13 +4 HELOCs |
2.5% | 100% | $1,265,000 | View |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo | 13 | 2.5% | 100% | $858,846 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
2.1% | 100% | $1,272,272 | View |
Everett Financial, Inc.
|
Conventional, VA | 11 | 2.1% | 100% | $731,363 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 10 | 1.9% | 100% | $983,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 8 | 1.5% | 100% | $781,250 | |
Originpoint, LLC
|
Conventional, HELOC | 7 +1 HELOCs |
1.3% | 88.9% | $757,857 | |
The Loan Store, Inc
|
Conventional, HELOC | 6 +1 HELOCs |
1.1% | 100% | $756,666 | |
Primary Residential Mortgage, INC.
|
Conventional | 3 | 0.6% | 100% | $758,333 | |
Freedom Mortgage Corporation
|
Conventional | 3 | 0.6% | 100% | $568,333 | |
Newrez LLC
|
Conventional | 3 | 0.6% | 60% | $591,666 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.6% | 37.5% | $198,333 | |
Ameritrust Mortgage Corporation
|
Conventional, Jumbo | 3 | 0.6% | 100% | $1,205,000 | |
Mortgage Research Center
|
Conventional, VA | 3 | 0.6% | 100% | $671,666 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.6% | 100% | $608,333 | View |
|
A5.0 ★Texas Ratio: 6.04% |
Conventional | 3 | 0.6% | 100% | $371,666 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 3 | 0.6% | 100% | $1,018,333 | View |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $1,400,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $1,185,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 22.2% | $175,000 | |
Genisys Credit Union
|
Conventional, Jumbo | 2 | 0.4% | 100% | $1,285,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $1,165,000 | |
Dart Bank
|
Conventional, Jumbo | 2 | 0.4% | 100% | $1,005,000 | |
Emporium Tpo LLC
|
Conventional | 2 | 0.4% | 100% | $460,000 | |
Homeowners Financial Group, LLC
|
Conventional | 2 | 0.4% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.4% | 100% | $920,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 0.4% | 100% | $865,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 0.4% | 100% | $260,000 | |
Luxury Mortgage Corp.
|
Conventional | 2 | 0.4% | 66.7% | $980,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $305,000 | View |
Fourleaf Federal Credit Union
|
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $905,000 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $695,000 | |
Arc Home LLC
|
Conventional | 1 | 0.2% | 100% | $1,125,000 | |
|
A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 100% | $1,055,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,985,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 50% | $805,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 37.5% | $225,000 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.2% | 50% | $1,445,000 | |
HomeStreet Bank
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 50% | $45,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
|
Conventional | 1 | 0.2% | 100% | $1,025,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 50% | $145,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $855,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $575,000 | View |
Premier Lending Inc.
|
Conventional | 1 | 0.2% | 100% | $1,015,000 | |
Teachers Federal Credit Union
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,215,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
Vellum Mortgage, Inc.
|
VA, Jumbo | 1 | 0.2% | 50% | $1,375,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $755,000 | |
Genway Home Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $1,035,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 100% | $775,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.2% | 100% | $1,165,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
San Rafael Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Rafael, California
Looking for mortgage lenders near me or mortgage brokers near me in San Rafael? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Rafael in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Rafael, CA
Use these to narrow the list above. Each category shows how many San Rafael, CA lenders fit and what that kind of lender is usually best for.
Who Lends in San Rafael, CA
Independent mortgage companies closed 55.3 percent of home loans in San Rafael, California in 2025, banks 34.1 percent and credit unions 10.6 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Bank of Marin led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Rafael, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in San Rafael, California with 36 loans, about 6.8 percent of the market. The largest lender headquartered in California was Bank of Marin with 24 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in San Rafael, California in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 27 credit unions closed home loans in San Rafael, California in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Rafael, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Rafael, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Rafael. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
