Mortgage Lenders and Brokers in San Juan Capistrano, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Juan Capistrano, California mortgage lenders include US Bank, N.A.US Bank, N.A.31971 Camino Capistrano, San Juan Capistrano, CA 92675A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA31972 Camino Capistrano, San Juan Capistrano, CA 92675A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA31902 Del Obispo St, San Juan Capistrano, CA 92675A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA32222 Camino Capistrano, San Juan Capistrano, CA 92675A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA32291 Camino Capistrano, San Juan Capistrano, CA 92675A+5.0 ★Texas Ratio: 2.82%, Farmers and Merchants Bank of Long BeachFarmers and Merchants Bank of Long Beach31873 Del Obispo St, San Juan Capistrano, CA 92675A+5.0 ★Texas Ratio: 0.06%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Schoolsfirst FCUSchoolsfirst FCU33122 Valle Rd STE C, San Juan Capistrano, CA 92675A+5.0 ★Texas Ratio: 5.56%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, and CTBC Bank USACTBC Bank USA56 E Duarte Rd, Arcadia, CA 91006A5.0 ★Texas Ratio: 8.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Juan Capistrano, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Juan Capistrano are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Juan Capistrano, California
Market share is the lender's share of all home loans closed in San Juan Capistrano, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in San Juan Capistrano 31971 Camino Capistrano, San Juan Capistrano, CA 92675 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 24 +9 HELOCs |
6.9% | 89.7% | $1,269,583 | View |
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1 office in San Juan Capistrano 31972 Camino Capistrano, San Juan Capistrano, CA 92675 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.6% | 100% | $1,343,888 | View |
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1 office in San Juan Capistrano 31902 Del Obispo St, San Juan Capistrano, CA 92675 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 8 +20 HELOCs |
2.3% | 100% | $976,250 | View |
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1 office in San Juan Capistrano 32222 Camino Capistrano, San Juan Capistrano, CA 92675 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 7 | 2% | 87.5% | $1,476,428 | View |
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1 office in San Juan Capistrano 32291 Camino Capistrano, San Juan Capistrano, CA 92675 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
1.1% | 80% | $1,232,500 | View |
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1 office in San Juan Capistrano 31873 Del Obispo St, San Juan Capistrano, CA 92675 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 3 | 0.9% | 100% | $281,666 | View |
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1 office in San Juan Capistrano 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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33122 Valle Rd STE C, San Juan Capistrano, CA 92675 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 9 +46 HELOCs |
2.6% | 90% | $525,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional, HELOC | 9 +2 HELOCs |
2.6% | 100% | $228,333 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 4 | 1.1% | 80% | $1,417,500 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
0.9% | 100% | $1,575,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 66.7% | $160,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.6% | 100% | $2,325,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $205,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,505,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.3% | 100% | $1,135,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | View |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,225,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 66.7% | $595,000 | View |
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350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional, Jumbo | 1 | 0.3% | 50% | $1,305,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,845,000 | View |
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175 S Beverly Dr, Beverly Hills, CA 90212 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.3% | 100% | $1,235,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo | 1 | 0.3% | 50% | $2,005,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.3% | 50% | $2,005,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 10 | 2.9% | 71.4% | $1,158,000 | |
Franklin Loan Corporation
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Conventional | 6 | 1.7% | 100% | $695,000 | |
AmWest Funding Corp
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Conventional, HELOC | 5 +3 HELOCs |
1.4% | 100% | $741,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 5 | 1.4% | 83.3% | $1,207,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 4 | 1.1% | 100% | $1,627,500 | |
New American Funding, LLC.
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Conventional, VA, Jumbo | 4 | 1.1% | 100% | $2,475,000 | |
Nmsi, Inc.
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Conventional, Jumbo | 4 | 1.1% | 100% | $937,500 | |
JMAC Lending, Inc.
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Conventional | 3 | 0.9% | 100% | $578,333 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.6% | 100% | $755,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, Jumbo | 2 | 0.6% | 100% | $1,025,000 | View |
New Wave Lending Group Inc
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,075,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 2 | 0.6% | 100% | $2,080,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $480,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $775,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.6% | 100% | $590,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,350,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.3% | 50% | $695,000 | |
MortgageOne, Inc
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 50% | $405,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $1,175,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.3% | 100% | $505,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $1,105,000 | |
Residential First Capital
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $1,145,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Emet Lending Group, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,705,000 | |
Ardri LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $855,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,985,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $215,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,365,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Arcstone Financial Inc
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 50 +10 HELOCs |
14.3% | 88.3% | $973,400 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 31 | 8.9% | 73.8% | $639,193 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 10 +2 HELOCs |
2.9% | 100% | $1,047,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
2% | 100% | $893,571 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 6 | 1.7% | 100% | $1,513,333 | |
Logan Finance Corporation
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Conventional, Jumbo | 6 | 1.7% | 100% | $1,128,333 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +3 HELOCs |
1.4% | 62.5% | $155,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 1.4% | 62.5% | $2,469,000 | View |
Originpoint, LLC
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Conventional, Jumbo | 3 | 0.9% | 75% | $1,568,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.9% | 100% | $741,666 | |
Newrez LLC
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Conventional, Jumbo | 3 | 0.9% | 33.3% | $1,168,333 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $250,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 66.7% | $275,000 | |
Better Mortgage Corporation
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $1,275,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $580,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,780,000 | View |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $710,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 0.6% | 100% | $2,455,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 50% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,340,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.6% | 100% | $700,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 66.7% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $1,105,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 14.3% | $65,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional, Jumbo | 1 | 0.3% | 100% | $755,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
First Colony Mortgage Corporat
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Conventional, Jumbo | 1 | 0.3% | 100% | $3,105,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $855,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.3% | 100% | $905,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $1,205,000 | |
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A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.3% | 100% | $1,165,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $345,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $1,005,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Flyhomes Mortgage LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $615,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | 100% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 50% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
San Juan Capistrano Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Juan Capistrano, California
Looking for mortgage lenders near me or mortgage brokers near me in San Juan Capistrano? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Juan Capistrano in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Juan Capistrano, CA
Use these to narrow the list above. Each category shows how many San Juan Capistrano, CA lenders fit and what that kind of lender is usually best for.
Who Lends in San Juan Capistrano, CA
Independent mortgage companies closed 64.3 percent of home loans in San Juan Capistrano, California in 2025, banks 27.7 percent and credit unions 8 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Juan Capistrano, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in San Juan Capistrano, California with 24 loans, about 6.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in San Juan Capistrano, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.3 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in San Juan Capistrano, California in 2025, led by Ocmbc, Inc. with 1. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 22 credit unions closed home loans in San Juan Capistrano, California in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Juan Capistrano, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Juan Capistrano, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Juan Capistrano. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
