Mortgage Lenders and Brokers in San Bruno, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Bruno, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1200 El Camino Real, San Bruno, CA 94066A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1150 El Camino Real, San Bruno, CA 94066A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.1300 El Camino Real, San Bruno, CA 94066A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA465 San Mateo Ave, San Bruno, CA 94066A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA475 San Mateo Ave, San Bruno, CA 94066A+5.0 ★Texas Ratio: 2.82%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, Monterra Credit UnionMonterra Credit Union415 Westlake Ctr, Daly City, CA 94015 1432A+5.0 ★Texas Ratio: 2.93%, and BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Bruno, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Bruno are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Bruno, California
Market share is the lender's share of all home loans closed in San Bruno, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in San Bruno 1200 El Camino Real, San Bruno, CA 94066 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 23 +1 HELOCs |
5.6% | 82.1% | $925,000 | View |
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1 office in San Bruno 1150 El Camino Real, San Bruno, CA 94066 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 23 | 5.6% | 100% | $913,260 | View |
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1 office in San Bruno 1300 El Camino Real, San Bruno, CA 94066 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 17 +9 HELOCs |
4.1% | 86.4% | $751,470 | View |
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1 office in San Bruno 465 San Mateo Ave, San Bruno, CA 94066 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 15 +16 HELOCs |
3.7% | 100% | $988,333 | View |
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1 office in San Bruno 475 San Mateo Ave, San Bruno, CA 94066 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
2.4% | 90.9% | $1,009,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +2 HELOCs |
1.7% | 100% | $827,857 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
1.5% | 85.7% | $841,666 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 6 | 1.5% | 100% | $1,068,333 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
1.2% | 62.5% | $617,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 66.7% | $735,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1% | 100% | $845,000 | View |
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1050 Admiral Ct Ste F, San Bruno, CA 94066 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 3 +6 HELOCs |
0.7% | 100% | $155,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 3 | 0.7% | 100% | $208,333 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 3 | 0.7% | 75% | $821,666 | View |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
Conventional | 3 | 0.7% | 100% | $335,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo, HELOC | 2 +9 HELOCs |
0.5% | 100% | $1,230,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $930,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $1,010,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 2 | 0.5% | 100% | $1,010,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $85,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $95,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $855,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $855,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $435,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $1,055,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $875,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.2% | 100% | $1,075,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
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Conventional, HELOC | 11 +1 HELOCs |
2.7% | 84.6% | $745,000 | |
General Mortgage Capital Corporation
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Conventional | 9 | 2.2% | 100% | $659,444 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 8 +1 HELOCs |
2% | 100% | $990,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 8 | 2% | 66.7% | $1,002,500 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 1.7% | 70% | $519,285 | |
American Pacific Mortgage Corporation
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Conventional | 6 | 1.5% | 75% | $663,333 | |
Kind Lending, LLC
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Conventional | 4 | 1% | 80% | $602,500 | |
AAA Capital Investment, Inc
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Conventional, VA | 2 | 0.5% | 100% | $665,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 2 | 0.5% | 100% | $1,175,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 100% | $405,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.5% | 100% | $775,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.5% | 100% | $805,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $680,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.5% | 100% | $670,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.5% | 100% | $685,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Golden Empire Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,315,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.2% | 100% | $805,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,755,000 | |
Googain, Inc.
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Conventional | 1 | 0.2% | 100% | $965,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $1,175,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.2% | 100% | $1,185,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Ardri LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $1,205,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $1,055,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $745,000 | |
Financial Partners Credit Unio
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 55 | 13.4% | 90.6% | $647,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 39 +6 HELOCs |
9.5% | 89.1% | $730,128 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.2% | 100% | $953,888 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 9 | 2.2% | 100% | $919,444 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, Jumbo | 7 | 1.7% | 87.5% | $917,857 | |
Newrez LLC
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Conventional, FHA | 5 | 1.2% | 62.5% | $621,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.2% | 100% | $331,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,081,666 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,075,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $470,000 | |
Success Lending, LLC
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Conventional | 2 | 0.5% | 66.7% | $370,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $335,000 | |
Premier Lending Inc.
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Conventional, VA, Jumbo | 2 | 0.5% | 100% | $1,190,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 2 | 0.5% | 100% | $935,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.5% | 100% | $755,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 10% | $455,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $1,145,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 25% | $765,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $885,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $1,125,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 25% | $305,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.2% | 100% | $1,195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $1,005,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $975,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $745,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 66.7% | $665,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $1,025,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $1,105,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $705,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
San Bruno Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Bruno, California
Looking for mortgage lenders near me or mortgage brokers near me in San Bruno? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Bruno in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Bruno, CA
Use these to narrow the list above. Each category shows how many San Bruno, CA lenders fit and what that kind of lender is usually best for.
Who Lends in San Bruno, CA
Independent mortgage companies closed 60.7 percent of home loans in San Bruno, California in 2025, banks 31.7 percent and credit unions 7.6 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Bruno, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in San Bruno, California with 23 loans, about 5.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in San Bruno, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.6 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in San Bruno, California in 2025, led by United Wholesale Mortgage with 5. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 21 credit unions closed home loans in San Bruno, California in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Bruno, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Bruno, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Bruno. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
