Mortgage Lenders and Brokers in Rossmoor, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Rossmoor, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Credit Union of Southern CaliforniaCredit Union of Southern California900 S Fremont Ave, Alhambra, CA 91803 1331A+5.0 ★Texas Ratio: 2.65%, and PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rossmoor, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rossmoor are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rossmoor, California
Market share is the lender's share of all home loans closed in Rossmoor, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 10 +16 HELOCs |
6% | 100% | $641,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
6% | 90.9% | $1,091,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 4.8% | 100% | $1,392,500 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 6 | 3.6% | 100% | $1,286,666 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 3% | 100% | $1,033,000 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 5 | 3% | 100% | $1,311,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +8 HELOCs |
1.8% | 100% | $1,401,666 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.2% | 100% | $1,730,000 | View |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $985,000 | View |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $1,155,000 | View |
|
10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,925,000 | View |
|
901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
|
521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
|
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 4 | 2.4% | 100% | $967,500 | |
JMJ Financial Group Inc.
|
Conventional, VA | 3 | 1.8% | 100% | $401,666 | |
New Wave Lending Group Inc
|
Conventional, Jumbo | 3 | 1.8% | 100% | $1,585,000 | |
Nexera Holding LLC
|
Conventional | 3 | 1.8% | 100% | $751,666 | |
Southland Credit Uniom
|
Conventional, HELOC | 2 +5 HELOCs |
1.2% | 100% | $960,000 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional, Jumbo | 2 | 1.2% | 100% | $1,850,000 | |
Franklin Loan Corporation
|
Conventional, Jumbo | 2 | 1.2% | 100% | $790,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, Jumbo | 2 | 1.2% | 66.7% | $1,380,000 | |
Vista Point Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $420,000 | |
Financial Partners Credit Unio
|
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.6% | 100% | $3,245,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.6% | 100% | $1,155,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.6% | 100% | $1,205,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.6% | 100% | $1,205,000 | |
Fidelity Lending Solutions Inc
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.6% | 100% | $1,165,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.6% | 100% | $705,000 | View |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.6% | 100% | $385,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $895,000 | |
Coast 2 Coast Funding Group, Inc
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
Campos Financial Corp
|
Conventional | 1 | 0.6% | 100% | $745,000 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,485,000 | |
Summit Funding.Inc
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,725,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $525,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.6% | 100% | $135,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
JMAC Lending, Inc.
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,695,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, VA, Jumbo, HELOC | 21 +4 HELOCs |
12.6% | 84% | $1,055,000 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 19 | 11.4% | 83.3% | $743,947 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $915,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,470,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 1.2% | 50% | $100,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.2% | 100% | $1,080,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.6% | 33.3% | $1,245,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $305,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,405,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.6% | 100% | $905,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.6% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 4.65% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,285,000 | View |
Fourleaf Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $755,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.6% | 100% | $675,000 | |
Newrez LLC
|
Conventional | 1 | 0.6% | 100% | $1,185,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $1,065,000 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,995,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 50% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.6% | 100% | $535,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $945,000 | View |
Credit Union Mortgage Associat
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,275,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $45,000 | |
Teachers Federal Credit Union
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,245,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $1,105,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,315,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $715,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,745,000 | View |
|
A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 0.6% | 100% | $615,000 | View |
Alliant Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Rossmoor Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rossmoor, California
Looking for mortgage lenders near me or mortgage brokers near me in Rossmoor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rossmoor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rossmoor, CA
Use these to narrow the list above. Each category shows how many Rossmoor, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Rossmoor, CA
Independent mortgage companies closed 55.7 percent of home loans in Rossmoor, California in 2025, banks 31.1 percent and credit unions 13.2 percent. Pennymac Loan Services LLC was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rossmoor, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Rossmoor, California with 10 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 24 credit unions closed home loans in Rossmoor, California in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rossmoor, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rossmoor, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rossmoor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
