Mortgage Lenders and Brokers in Rosemont, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rosemont, California mortgage lenders include The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, and Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rosemont, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rosemont are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rosemont, California
Market share is the lender's share of all home loans closed in Rosemont, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 10 +14 HELOCs |
2.8% | 90.9% | $308,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 8 | 2.3% | 71.4% | $163,750 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 6 +5 HELOCs |
1.7% | 85.7% | $98,333 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $118,333 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 100% | $200,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.6% | 100% | $165,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $235,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
FHA, HELOC | 1 +2 HELOCs |
0.3% | 20% | $415,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $385,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.3% | 100% | $195,000 | |
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5650 Sunrise Blvd, Citrus Heights, CA 95610 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 1 | 0.3% | 50% | $25,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA | 18 | 5.1% | 100% | $316,111 | |
Kind Lending, LLC
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Conventional, FHA, VA | 12 | 3.4% | 92.3% | $320,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 12 | 3.4% | 100% | $365,833 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.3% | 66.7% | $342,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.3% | 80% | $270,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 8 | 2.3% | 100% | $368,750 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 6 | 1.7% | 100% | $343,333 | |
New American Funding, LLC.
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Conventional | 4 | 1.1% | 80% | $350,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 3 | 0.8% | 100% | $135,000 | View |
Summit Funding.Inc
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Conventional, FHA | 3 | 0.8% | 100% | $288,333 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.6% | 100% | $325,000 | |
Catalyst Mortgage
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FHA | 2 | 0.6% | 100% | $565,000 | |
Constant Investments, Inc
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Conventional | 2 | 0.6% | 100% | $495,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | |
AmWest Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $435,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.3% | 100% | $325,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
Googain, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
The Police Credit Union of California
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 70 +5 HELOCs |
19.7% | 93.6% | $401,000 | |
Rocket Mortgage
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Conventional, FHA | 41 | 11.5% | 87.5% | $285,975 | |
The Loan Store, Inc
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Conventional, VA | 16 | 4.5% | 100% | $408,125 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 2.8% | 83.3% | $401,000 | |
Nationstar Mortgage
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Conventional, VA | 7 | 2% | 70% | $153,571 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.4% | 100% | $363,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.1% | 66.7% | $335,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 4 | 1.1% | 100% | $580,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.8% | 37.5% | $95,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 0.8% | 60% | $415,000 | |
Better Mortgage Corporation
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Conventional | 3 | 0.8% | 100% | $178,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.8% | 100% | $331,666 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $215,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.6% | 100% | $310,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.6% | 100% | $405,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.6% | 100% | $285,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $265,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.6% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 10.53% |
Conventional | 2 | 0.6% | 100% | $445,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $325,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.3% | 100% | $505,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $445,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $585,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $465,000 | |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 16.7% | $55,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $325,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
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A-5.0 ★Texas Ratio: 15.57% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $165,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.3% | 100% | $445,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 66.7% | $465,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rosemont Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rosemont, California
Looking for mortgage lenders near me or mortgage brokers near me in Rosemont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rosemont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rosemont, CA
Use these to narrow the list above. Each category shows how many Rosemont, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Rosemont, CA
Independent mortgage companies closed 84.8 percent of home loans in Rosemont, California in 2025, banks 5.4 percent and credit unions 9.9 percent. Synergy One Lending, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, The Golden 1 Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rosemont, CA
By home loans closed in 2025, The Golden 1 Credit Union was the largest mortgage lender in Rosemont, California with 10 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rosemont, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.6 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Rosemont, California in 2025, led by United Wholesale Mortgage with 16. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Rosemont, California in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rosemont, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rosemont, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rosemont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
