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Mortgage Lenders and Brokers in Redding, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Redding, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA974 Dana Dr, Redding, CA 96003A+5.0 ★Texas Ratio: 3.68%, Members 1St Credit UnionMembers 1St Credit Union4710 Mountain Lakes Blvd, Redding, CA 96003, Tri Counties BankTri Counties Bank1250 Hilltop Dr, Redding, CA 96003A+5.0 ★Texas Ratio: 5.34%, US Bank, N.A.US Bank, N.A.1110 Dana Dr, Redding, CA 96003A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1515 Pine St, Redding, CA 96001A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1661 East St, Redding, CA 96001A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank1951 Churn Creek Rd, Redding, CA 96002A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank880 Cypress Ave, Redding, CA 96001A+5.0 ★Texas Ratio: 2.91%, Infinity Equity Group, Inc.Infinity Equity Group, Inc.Redding, CA, and Sierra Central Credit UnionSierra Central Credit Union2867 Bechelli Ln, Redding, CA 96002A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Redding, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Redding are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Redding, California

Market share is the lender's share of all home loans closed in Redding, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Redding 974 Dana Dr, Redding, CA 96003 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	23	1.6%	100%	$264,130	View
Members 1St Credit Union 4710 Mountain Lakes Blvd, Redding, CA 96003	Conventional	19	1.3%	65.5%	$126,052	View
Tri Counties Bank 4 offices in Redding 1250 Hilltop Dr, Redding, CA 96003 A+5.0 ★Texas Ratio: 5.34%	Conventional, HELOC	17 +80 HELOCs	1.2%	85%	$250,882	View
US Bank, N.A. 2 offices in Redding 1110 Dana Dr, Redding, CA 96003 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +27 HELOCs	0.7%	47.6%	$183,000	View
Wells Fargo Bank NA 2 offices in Redding 1515 Pine St, Redding, CA 96001 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	8	0.6%	100%	$227,500	View
Bank of America NA 2 offices in Redding 1661 East St, Redding, CA 96001 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	6 +26 HELOCs	0.4%	100%	$433,333	View
Columbia Bank 3 offices in Redding 1951 Churn Creek Rd, Redding, CA 96002 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	6 +8 HELOCs	0.4%	100%	$380,000	View
Banner Bank 1 office in Redding 880 Cypress Ave, Redding, CA 96001 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA	4	0.3%	80%	$185,000	View
Infinity Equity Group, Inc.	Conventional, FHA, VA	77	5.3%	97.5%	$369,675
Sierra Central Credit Union 2867 Bechelli Ln, Redding, CA 96002 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	14 +26 HELOCs	1%	77.8%	$111,428	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	12	0.8%	100%	$241,666	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	4	0.3%	100%	$295,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	100%	$77,500	View
The Golden 1 Credit Union 1040 E Cypress Ave Ste A, Redding, CA 96002 1156 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	3 +25 HELOCs	0.2%	60%	$165,000	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$275,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,145,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$165,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$415,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$55,000	View
Sesloc Credit Union 1399 E Grand Ave, Arroyo Grande, CA 93420 2421	Conventional	1	0.1%	100%	$145,000	View
Noble Federal Credit Union 175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29%	Conventional	1	0.1%	100%	$105,000	View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$585,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	100%	$245,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$35,000	View
Exchange Bank 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 4.05%	Conventional	1	0.1%	100%	$345,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional	1	0.1%	100%	$475,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional	1	0.1%	100%	$125,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	HELOC	0 +2 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +2 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	n/a		View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +1 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +1 HELOCs	0%	n/a		View
Summit Funding.Inc	Conventional, FHA, VA	105	7.3%	100%	$267,666
American Pacific Mortgage Corporation	Conventional, FHA, VA	82	5.7%	94.3%	$315,975
MortgageOne, Inc	Conventional, FHA, VA	57	3.9%	100%	$336,228
Guild Mortgage Company	Conventional, FHA, VA	33	2.3%	94.7%	$295,000
Pennymac Loan Services LLC	Conventional, FHA, VA	30	2.1%	90.9%	$239,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	16	1.1%	94.1%	$350,625
Paramount Residential Mortgage	Conventional, FHA	16	1.1%	100%	$178,125
Kind Lending, LLC	Conventional, FHA	13	0.9%	81.2%	$285,769
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	11	0.8%	100%	$322,272
New American Funding, LLC.	Conventional, FHA, VA	11	0.8%	73.3%	$278,636
loanDepot.com LLC	Conventional, FHA	10	0.7%	66.7%	$144,000
Resicentral LLC	Conventional, VA	10	0.7%	100%	$347,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	10	0.7%	66.7%	$229,000
Provident Funding Associates	Conventional	7	0.5%	100%	$320,714
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.5%	66.7%	$307,857
Mason-McDuffie Mortgage Corporation	Conventional	3	0.2%	100%	$298,333
Operating Engineers Federal Credit Union	Conventional	3	0.2%	100%	$181,666
Plaza Home Mortgage, Inc	Conventional, FHA, VA	3	0.2%	100%	$311,666
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.1%	100%	$245,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	FHA	2	0.1%	75%	$420,000	View
HomeXpress Mortgage Corp.	Conventional	2	0.1%	40%	$535,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$240,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$315,000
Monarch Funding Corp.	Conventional	1	0.1%	100%	$295,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$275,000
AdvantageFirst Lending Inc	FHA	1	0.1%	50%	$435,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$475,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$455,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$265,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$265,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$335,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$55,000	View
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	66.7%	$465,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$155,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$715,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$435,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$375,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$295,000
Figure Lending LLC	HELOC	0 +80 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	124	8.6%	81.8%	$237,822
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	105 +10 HELOCs	7.3%	87.1%	$346,523
DHI Mortgage Company, LTD.	Conventional, FHA, VA	75	5.2%	96.2%	$433,933
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	50 +8 HELOCs	3.5%	100%	$393,400
Nfm, Inc	Conventional, FHA	41	2.8%	100%	$309,390
Freedom Mortgage Corporation	FHA, VA	32	2.2%	89.2%	$385,625
Primelending	Conventional, FHA, VA	30	2.1%	83.3%	$238,000
Megastar Finanacial Corp	Conventional, FHA, VA	30	2.1%	96.8%	$278,666
The Loan Store, Inc	Conventional, FHA, VA, HELOC	21 +3 HELOCs	1.5%	96%	$420,238
Nationstar Mortgage	Conventional, FHA, VA	20	1.4%	72.4%	$123,000
Mortgage Research Center	Conventional, VA	20	1.4%	64.5%	$362,000
Newrez LLC	Conventional, FHA, VA	17	1.2%	75%	$219,117
Spring Eq, LLC	Conventional, HELOC	16 +12 HELOCs	1.1%	42.1%	$66,250
Fairway Independent Mort Corp	Conventional, FHA	13	0.9%	100%	$226,538
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	12	0.8%	50%	$293,333
Movement Mortgage, LLC	Conventional, FHA, VA	11	0.8%	100%	$219,545
Triad Financial Services, Inc.	Conventional	9	0.6%	66.7%	$83,888
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	9	0.6%	69.2%	$379,444	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +6 HELOCs	0.5%	77.8%	$326,428
21St Mortgage	Conventional	7	0.5%	50%	$67,857
Everett Financial, Inc.	Conventional	5	0.3%	100%	$393,000
Sage Home Loans Corporation	Conventional	5	0.3%	100%	$465,000
Equity Prime Mortgage LLC	FHA	5	0.3%	71.4%	$387,000
Credit Human Federal Credit Un	Conventional	5	0.3%	75%	$73,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	5	0.3%	100%	$353,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	4	0.3%	80%	$265,000	View
Discover Bank	Conventional	4	0.3%	28.6%	$55,000
Planet Home Lending, LLC	VA	4	0.3%	71.4%	$297,500
Nations Direct Mortgage, LLC	Conventional, FHA, VA	4	0.3%	100%	$365,000
Rogue Credit Union	Conventional, HELOC	3 +4 HELOCs	0.2%	75%	$55,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +4 HELOCs	0.2%	80%	$88,333	View
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$281,666
Guaranteed Rate, Inc.	Conventional, VA	3	0.2%	100%	$405,000
Loanunited.Com, LLC	VA	3	0.2%	100%	$358,333
Mutual of Omaha Mortgage	Conventional, VA	3	0.2%	75%	$505,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.2%	75%	$288,333	View
Premier Mortgage Resources, LLC	Conventional	2	0.1%	100%	$315,000
Assemblies of God Credit Union	Conventional	2	0.1%	100%	$125,000
Nbkc Bank	Conventional, VA	2	0.1%	66.7%	$455,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.1%	75%	$270,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.1%	100%	$350,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	100%	$445,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$190,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.1%	100%	$385,000
Quorum Federal Credit Union	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	100%	$425,000
Alliant Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$315,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$385,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$495,000
EMM Loans LLC	FHA	1	0.1%	100%	$365,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$275,000	View
Cazle Mortgage, Inc.	VA	1	0.1%	100%	$615,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$195,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$155,000
RANLife, Inc.	VA	1	0.1%	100%	$315,000
Success Lending, LLC	Conventional	1	0.1%	100%	$405,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$495,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$295,000	View
Signature Federal Credit Union	Conventional	1	0.1%	100%	$125,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$225,000
Amerisave Mortgage Company	Conventional	1	0.1%	6.2%	$85,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$335,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$405,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$325,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$295,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$205,000
New Day Financial, LLC.	VA	1	0.1%	11.1%	$155,000
Deseret First Credit Union	Conventional	1	0.1%	100%	$35,000
Evergreen Moneysource Mortgage Company	Conventional	1	0.1%	100%	$305,000
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$325,000
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$765,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$185,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$275,000	View
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$385,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$405,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$345,000
Lower, LLC	VA	1	0.1%	100%	$375,000
Florida Capital Bank, N.A	Conventional	1	0.1%	100%	$485,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$105,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$375,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$275,000
Bank of Utah A+5.0 ★Texas Ratio: 0.71%	Conventional	1	0.1%	100%	$245,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$385,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$295,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$285,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$215,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$355,000	View
Village Capital & Investment	VA	1	0.1%	100%	$375,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +13 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Redding Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Redding, California

Looking for mortgage lenders near me or mortgage brokers near me in Redding? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Redding in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Redding, CA

Use these to narrow the list above. Each category shows how many Redding, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 107 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 32 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 51 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 65 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Redding, CA

Independent mortgage companies closed 84.5 percent of home loans in Redding, California in 2025, banks 10.4 percent and credit unions 5 percent. Infinity Equity Group, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Members 1St Credit Union the largest credit union. Among lenders headquartered in California, Members 1St Credit Union led with 19 loans.

84.5%

Mortgage companies

10.4%

Banks

Credit unions

22%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Redding, CA

Who is the largest mortgage lender in Redding, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Redding, California with 23 loans, about 1.6 percent of the market. The largest lender headquartered in California was Members 1St Credit Union with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Redding, CA have the highest approval rates?

Among lenders with meaningful volume in Redding, California, Summit Funding.Inc approved the highest share of completed applications in 2025 at 100 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Redding, CA mortgage lenders offer FHA, VA and USDA loans?

51 lenders closed FHA loans in Redding, California in 2025, led by Summit Funding.Inc with 40. 41 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Redding, CA lender list?

Yes. 32 banks and 30 credit unions closed home loans in Redding, California in 2025, alongside 107 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Redding, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Redding, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Redding, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Redding. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.