Mortgage Lenders and Brokers in Prunedale, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Prunedale, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA17539 Vierra Canyon Rd, Prunedale, CA 93907A+5.0 ★Texas Ratio: 5.36%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Murphy BankMurphy Bank5180 N Palm Ave, Fresno, CA 93704A+5.0 ★Texas Ratio: 2.25%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Lbs Financial Credit UnionLbs Financial Credit Union11239 183rd St, Cerritos, CA 90703 5417A+5.0 ★Texas Ratio: 2.34%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, and Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prunedale, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prunedale are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Prunedale, California
Market share is the lender's share of all home loans closed in Prunedale, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Prunedale 17539 Vierra Canyon Rd, Prunedale, CA 93907 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 1.6% | 100% | $715,000 | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional, HELOC | 10 +6 HELOCs |
4.1% | 100% | $195,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +5 HELOCs |
2.5% | 75% | $550,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 3 | 1.2% | 100% | $235,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $370,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,070,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $475,000 | View |
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11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.4% | 100% | $615,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1399 E Grand Ave, Arroyo Grande, CA 93420 2421 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Flexpoint, Inc.
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Conventional, FHA | 10 | 4.1% | 100% | $744,000 | |
loanDepot.com LLC
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Conventional | 9 | 3.7% | 81.8% | $291,666 | |
ML Mortgage Corp.
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Conventional, FHA | 7 | 2.9% | 100% | $637,857 | |
Franklin Loan Corporation
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Conventional, FHA, Jumbo | 6 | 2.5% | 85.7% | $700,000 | |
Summit Funding.Inc
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Conventional | 5 | 2.1% | 100% | $813,000 | |
Dignified Home Loans LLC
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Conventional | 4 | 1.6% | 100% | $685,000 | |
Provident Funding Associates
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Conventional | 4 | 1.6% | 100% | $687,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 1.6% | 100% | $762,500 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.2% | 60% | $601,666 | |
Guild Mortgage Company
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Conventional, VA | 3 | 1.2% | 100% | $705,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.2% | 100% | $755,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 3 | 1.2% | 100% | $525,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.8% | 40% | $805,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 2 | 0.8% | 100% | $750,000 | View |
Bay-Valley Mortgage Group
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FHA | 2 | 0.8% | 100% | $760,000 | |
Googain, Inc.
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Conventional | 2 | 0.8% | 100% | $825,000 | |
Greenbox Loans
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Conventional | 2 | 0.8% | 100% | $475,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 2 | 0.8% | 100% | $980,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.8% | 100% | $855,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 50% | $865,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $695,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 33.3% | $975,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $355,000 | |
Nmsi, Inc.
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Conventional, Jumbo | 1 | 0.4% | 100% | $995,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 31 | 12.8% | 91.4% | $399,193 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 30 +7 HELOCs |
12.3% | 74.4% | $752,666 | |
Triad Financial Services, Inc.
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Conventional | 8 | 3.3% | 65.5% | $167,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 2.9% | 100% | $815,000 | |
Newrez LLC
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Conventional, FHA | 6 | 2.5% | 87.5% | $336,666 | |
Nationstar Mortgage
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Conventional | 5 | 2.1% | 100% | $159,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +4 HELOCs |
1.6% | 44.4% | $145,000 | |
21St Mortgage
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Conventional | 4 | 1.6% | 22.2% | $192,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $621,666 | |
Premier Mortgage Resources, LLC
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Conventional | 3 | 1.2% | 100% | $658,333 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 40% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 0.8% | 100% | $810,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 0.8% | 100% | $590,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,015,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Primelending
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FHA | 1 | 0.4% | 75% | $835,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $755,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $515,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.4% | 100% | $725,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 14.3% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,055,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Foundation Mortgage Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,165,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $685,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
VA | 1 | 0.4% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,845,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $785,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $715,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $875,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $835,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $855,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 100% | View |
Prunedale Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Prunedale, California
Looking for mortgage lenders near me or mortgage brokers near me in Prunedale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prunedale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Prunedale, CA
Use these to narrow the list above. Each category shows how many Prunedale, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Prunedale, CA
Independent mortgage companies closed 83.1 percent of home loans in Prunedale, California in 2025, banks 10.7 percent and credit unions 6.2 percent. Change Lending was the largest mortgage company, Wells Fargo Bank NA the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bay Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Prunedale, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Prunedale, California with 4 loans, about 1.6 percent of the market. The largest lender headquartered in California was Bay Federal Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Prunedale, California in 2025, led by United Wholesale Mortgage with 8. 4 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 16 credit unions closed home loans in Prunedale, California in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prunedale, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prunedale, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prunedale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
