Mortgage Lenders and Brokers in Poway, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Poway, California mortgage lenders include US Bank, N.A.US Bank, N.A.13395 Poway Rd, Poway, CA 92064A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12380 Poway Rd, Poway, CA 92064A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA12724 Poway Rd, Poway, CA 92064A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA13455 Poway Rd, Poway, CA 92064A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA14815 Pomerado Rd, Poway, CA 92064A+5.0 ★Texas Ratio: 5.36%, Mission Federal Credit UnionMission Federal Credit Union13465 Poway Rd, Poway, CA 92064A+5.0 ★Texas Ratio: 0.79%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, San Diego County Credit UnionSan Diego County Credit Union14099 Stowe Dr, Poway, CA 92064A+5.0 ★Texas Ratio: 0.52%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Poway, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poway are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Poway, California
Market share is the lender's share of all home loans closed in Poway, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2 offices in Poway 13395 Poway Rd, Poway, CA 92064 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 31 +17 HELOCs |
4.6% | 80% | $1,034,032 | View |
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1 office in Poway 12380 Poway Rd, Poway, CA 92064 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 22 +1 HELOCs |
3.2% | 95.7% | $881,818 | View |
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1 office in Poway 12724 Poway Rd, Poway, CA 92064 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 12 +31 HELOCs |
1.8% | 92.3% | $990,000 | View |
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1 office in Poway 13455 Poway Rd, Poway, CA 92064 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 71.4% | $735,000 | View |
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2 offices in Poway 14815 Pomerado Rd, Poway, CA 92064 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 0.6% | 80% | $872,500 | View |
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13465 Poway Rd, Poway, CA 92064 A+5.0 ★Texas Ratio: 0.79% |
Conventional, Jumbo, HELOC | 14 +40 HELOCs |
2.1% | 87.5% | $1,057,142 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo, HELOC | 12 +3 HELOCs |
1.8% | 81.2% | $1,018,333 | View |
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14099 Stowe Dr, Poway, CA 92064 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 7 +3 HELOCs |
1% | 87.5% | $145,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.6% | 100% | $207,500 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
0.4% | 100% | $1,335,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 100% | $825,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 3 | 0.4% | 100% | $2,105,000 | View |
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13616 Poway Rd Ste 200, Poway, CA 92064 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 2 +22 HELOCs |
0.3% | 75% | $230,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 2 +11 HELOCs |
0.3% | 50% | $580,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, VA | 2 | 0.3% | 66.7% | $770,000 | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, Jumbo | 2 | 0.3% | 100% | $2,165,000 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 2 | 0.3% | 100% | $4,295,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $75,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $565,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $585,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.1% | 100% | $855,000 | View |
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200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.1% | 100% | $895,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,105,000 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.1% | 100% | $765,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,175,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,155,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,485,000 | View |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 26 | 3.8% | 86.7% | $913,461 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 17 +4 HELOCs |
2.5% | 75% | $792,647 | |
Nexera Holding LLC
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Conventional, Jumbo | 7 | 1% | 87.5% | $1,230,714 | |
Residential Wholesale Mortgage
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Conventional, VA, Jumbo | 6 | 0.9% | 100% | $743,333 | |
New American Funding, LLC.
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Conventional, HELOC | 5 +2 HELOCs |
0.7% | 83.3% | $627,000 | |
Kind Lending, LLC
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Conventional, VA, Jumbo | 5 | 0.7% | 83.3% | $657,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, Jumbo | 4 | 0.6% | 100% | $887,500 | |
MortgageOne, Inc
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Conventional, VA, Jumbo | 4 | 0.6% | 100% | $1,082,500 | |
Resicentral LLC
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Conventional, VA, Jumbo | 4 | 0.6% | 83.3% | $722,500 | |
AmWest Funding Corp
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Conventional | 4 | 0.6% | 100% | $777,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, VA, Jumbo | 4 | 0.6% | 83.3% | $802,500 | View |
Provident Funding Associates
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Conventional | 4 | 0.6% | 66.7% | $610,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 4 | 0.6% | 100% | $1,027,500 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 4 | 0.6% | 100% | $785,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA, VA | 3 | 0.4% | 100% | $718,333 | |
Guild Mortgage Company
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Conventional | 3 | 0.4% | 100% | $301,666 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 3 | 0.4% | 50% | $2,031,666 | |
Calcon Mutual Mortgage LLC
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Conventional | 3 | 0.4% | 100% | $775,000 | |
T. J. Financial, Inc.
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Conventional | 3 | 0.4% | 100% | $481,666 | |
Zillow Home Loans, LLC
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Conventional, VA, Jumbo | 3 | 0.4% | 100% | $1,068,333 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.4% | 100% | $475,000 | |
Cake Mortgage Corp.
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Conventional | 3 | 0.4% | 75% | $608,333 | |
Alameda Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $465,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 2 | 0.3% | 50% | $865,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.3% | 100% | $635,000 | |
Googain, Inc.
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Conventional | 2 | 0.3% | 100% | $710,000 | |
Residential First Capital
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Conventional | 2 | 0.3% | 100% | $505,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.3% | 100% | $670,000 | |
Ony Glo, Inc.
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Conventional | 2 | 0.3% | 100% | $640,000 | |
Iserve Residential Lending
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Conventional | 2 | 0.3% | 66.7% | $280,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.3% | 100% | $650,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,390,000 | |
Goodleap, LLC
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VA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $525,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.1% | 100% | $1,025,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 100% | $625,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.1% | 100% | $255,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Hightechlending, Inc
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,555,000 | |
Crestline Funding Corporation
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Conventional | 1 | 0.1% | 100% | $465,000 | |
First Nations Home Finance Corporation
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Conventional | 1 | 0.1% | 100% | $785,000 | |
Greenbox Loans
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Conventional | 1 | 0.1% | 100% | $985,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,955,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $635,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Geo-Corp, Inc.
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FHA, Jumbo | 1 | 0.1% | 100% | $1,085,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.1% | 14.3% | $805,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 91 +12 HELOCs |
13.4% | 93.9% | $925,109 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 76 +1 HELOCs |
11.2% | 86.8% | $681,447 | |
Spring Eq, LLC
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Conventional, HELOC | 17 +2 HELOCs |
2.5% | 60% | $153,235 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 12 +23 HELOCs |
1.8% | 70.6% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 12 +2 HELOCs |
1.8% | 92.3% | $925,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 12 | 1.8% | 100% | $889,166 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 11 +1 HELOCs |
1.6% | 100% | $1,002,272 | |
Newrez LLC
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Conventional, VA, Jumbo | 10 | 1.5% | 76.9% | $758,000 | |
21St Mortgage
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Conventional | 8 | 1.2% | 61.5% | $171,250 | |
The Loan Store, Inc
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Conventional, VA, Jumbo, HELOC | 7 +6 HELOCs |
1% | 100% | $766,428 | |
Nationstar Mortgage
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Conventional | 7 | 1% | 88.9% | $313,571 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, Jumbo, HELOC | 6 +1 HELOCs |
0.9% | 100% | $1,045,000 | View |
Triad Financial Services, Inc.
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Conventional | 6 | 0.9% | 55.6% | $258,333 | |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 5 | 0.7% | 83.3% | $817,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 5 | 0.7% | 100% | $969,000 | |
Intercap Lending Inc
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Conventional | 5 | 0.7% | 100% | $841,000 | |
Bay Equity LLC
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Conventional, Jumbo | 5 | 0.7% | 100% | $855,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +8 HELOCs |
0.6% | 66.7% | $160,000 | View |
Mortgage Research Center
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VA, Jumbo | 4 | 0.6% | 80% | $817,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 0.6% | 100% | $1,492,500 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 4 | 0.6% | 100% | $1,295,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.4% | 75% | $468,333 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 3 | 0.4% | 100% | $1,718,333 | |
Discover Bank
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Conventional | 3 | 0.4% | 50% | $95,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 3 | 0.4% | 75% | $881,666 | View |
Logan Finance Corporation
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Conventional, Jumbo | 3 | 0.4% | 100% | $1,435,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 100% | $2,130,000 | |
Originpoint, LLC
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Conventional | 2 | 0.3% | 100% | $670,000 | |
Primelending
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Conventional | 2 | 0.3% | 100% | $845,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,090,000 | View |
Lakeview Loan Servicing, LLC
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VA | 2 | 0.3% | 50% | $700,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.3% | 100% | $795,000 | |
Loansteady LLC
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Conventional | 2 | 0.3% | 100% | $545,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $3,015,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.3% | 66.7% | $1,045,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $350,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +7 HELOCs |
0.1% | 100% | $365,000 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.1% | 100% | $1,105,000 | |
NOVA Financial & Investment Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $745,000 | |
Usalliance Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $675,000 | View |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $965,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,725,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.1% | 100% | $3,005,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $805,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $795,000 | |
Dart Bank
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VA | 1 | 0.1% | 50% | $765,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $955,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 16.7% | $55,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $555,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.1% | 100% | $805,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $675,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $355,000 | |
New West Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $965,000 | |
Weichert Financial Services
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,645,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.1% | 100% | $765,000 | |
Nfm, Inc
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,375,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | View |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $705,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.1% | 100% | $895,000 | |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $815,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,265,000 | View |
Ark-La-Tex Financial Services LLC
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VA, Jumbo | 1 | 0.1% | 100% | $1,175,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 50% | $145,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.1% | 100% | $675,000 | View |
Pentagon Federal Credit Union
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Poway Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Poway, California
Looking for mortgage lenders near me or mortgage brokers near me in Poway? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poway in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Poway, CA
Use these to narrow the list above. Each category shows how many Poway, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Poway, CA
Independent mortgage companies closed 73.4 percent of home loans in Poway, California in 2025, banks 17.6 percent and credit unions 9 percent. Synergy One Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Mission Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Poway, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Poway, California with 31 loans, about 4.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Poway, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.9 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Poway, California in 2025, led by Pennymac Loan Services LLC with 2. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 30 credit unions closed home loans in Poway, California in 2025, alongside 106 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Poway, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poway, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poway. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
