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Mortgage Lenders and Brokers in Petaluma, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Petaluma, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA101 Western Ave, Petaluma, CA 94952A+5.0 ★Texas Ratio: 3.68%, Bank of MarinBank of Marin1371 N Mcdowell Blvd, Petaluma, CA 94954A+5.0 ★Texas Ratio: 2.03%, Wells Fargo Bank NAWells Fargo Bank NA333 S Mcdowell Blvd, Petaluma, CA 94954A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA401 Kenilworth Dr, Petaluma, CA 94952A+5.0 ★Texas Ratio: 3.54%, Columbia BankColumbia Bank201 Western Ave, Petaluma, CA 94952A+5.0 ★Texas Ratio: 2.28%, Bank of America NABank of America NA200 Kentucky St, Petaluma, CA 94952A+5.0 ★Texas Ratio: 4.14%, Redwood Credit UnionRedwood Credit Union301 N McDowell Blvd, Petaluma, CA 94954 2308A+5.0 ★Texas Ratio: 4.20%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, and San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA 94118 1903A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Petaluma, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Petaluma are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Petaluma, California

Market share is the lender's share of all home loans closed in Petaluma, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Petaluma 101 Western Ave, Petaluma, CA 94952 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	15 +1 HELOCs	1.9%	88.2%	$577,666	View
Bank of Marin ★ 2 stars, 1 review 2 offices in Petaluma 1371 N Mcdowell Blvd, Petaluma, CA 94954 A+5.0 ★Texas Ratio: 2.03%	Conventional	14	1.8%	87.5%	$139,285	View
Wells Fargo Bank NA 2 offices in Petaluma 333 S Mcdowell Blvd, Petaluma, CA 94954 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	9	1.2%	75%	$642,777	View
BMO Harris Bank NA 1 office in Petaluma 401 Kenilworth Dr, Petaluma, CA 94952 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +14 HELOCs	0.5%	50%	$902,500	View
Columbia Bank 1 office in Petaluma 201 Western Ave, Petaluma, CA 94952 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.5%	100%	$1,067,500	View
Bank of America NA 1 office in Petaluma 200 Kentucky St, Petaluma, CA 94952 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +18 HELOCs	0.4%	100%	$778,333	View
Redwood Credit Union 301 N McDowell Blvd, Petaluma, CA 94954 2308 A+5.0 ★Texas Ratio: 4.20%	Conventional, Jumbo, HELOC	74 +124 HELOCs	9.6%	86.2%	$417,297	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional, VA, Jumbo	22	2.8%	100%	$714,545
US Bank, N.A. 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	12 +4 HELOCs	1.6%	80%	$680,833	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	7	0.9%	88.9%	$577,857	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.6%	83.3%	$131,000	View
Community First Credit Union 14866 Olympic Dr, Clearlake, CA 95422 A5.0 ★Texas Ratio: 8.05%	Conventional, HELOC	4 +2 HELOCs	0.5%	66.7%	$132,500	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	Conventional	3	0.4%	100%	$291,666	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	2 +3 HELOCs	0.3%	100%	$765,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	FHA	2	0.3%	66.7%	$750,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	2	0.3%	66.7%	$1,420,000	View
North Bay Credit Union 1357 Healdsburg Ave, Healdsburg, CA 95448 3246	Conventional	2	0.3%	100%	$275,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$225,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo	1	0.1%	100%	$945,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0.1%	100%	$2,135,000	View
Tri Counties Bank 2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34%	Conventional	1	0.1%	100%	$765,000	View
Change Lending 200 Kentucky St, Petaluma, CA 94952 A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$365,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$465,000	View
San Francisco Federal Credit Union 1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0.1%	100%	$765,000	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	50%	$345,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$2,065,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional	1	0.1%	33.3%	$75,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +4 HELOCs	0%	n/a		View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	HELOC	0 +1 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +1 HELOCs	0%	n/a		View
1st UNITED CREDIT UNION 2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Monterra Credit Union 415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, VA	16	2.1%	84.2%	$634,375
Kind Lending, LLC	Conventional, FHA, VA, Jumbo, HELOC	14 +1 HELOCs	1.8%	100%	$673,571
American Pacific Mortgage Corporation	Conventional, Jumbo	13	1.7%	92.9%	$775,000
loanDepot.com LLC	Conventional, FHA, HELOC	12 +1 HELOCs	1.6%	85.7%	$415,833
Ahl Funding	Conventional, VA, Jumbo	12	1.6%	92.3%	$708,333
MortgageOne, Inc	Conventional, FHA, Jumbo	10	1.3%	100%	$700,000
Guild Mortgage Company	Conventional, FHA	9	1.2%	81.8%	$583,888
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	9	1.2%	81.8%	$746,111
Paramount Residential Mortgage	Conventional, FHA	9	1.2%	100%	$507,222
AmWest Funding Corp	Conventional, Jumbo	5	0.6%	100%	$807,000
Sierra Pacific Mortgage Co. Inc	Conventional	5	0.6%	83.3%	$519,000
Mason-McDuffie Mortgage Corporation	Conventional, FHA, Jumbo	5	0.6%	100%	$835,000
JMAC Lending, Inc.	Conventional, Jumbo	5	0.6%	100%	$879,000
Alameda Mortgage Corporation	Conventional, Jumbo	4	0.5%	100%	$675,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	4	0.5%	80%	$770,000
Stg Mortgage Inc	Conventional, FHA, VA, Jumbo	4	0.5%	100%	$745,000
Citadel Servicing Corporation	Conventional	4	0.5%	100%	$587,500
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	3	0.4%	100%	$698,333	View
AAA Capital Investment, Inc	Conventional	2	0.3%	100%	$490,000
Provident Funding Associates	Conventional	2	0.3%	100%	$580,000
Nexera Holding LLC	Conventional	2	0.3%	100%	$290,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$655,000
Fundloans Capital	Conventional, Jumbo	1	0.1%	100%	$505,000
Resicentral LLC	Conventional	1	0.1%	100%	$215,000
Googain, Inc.	Conventional	1	0.1%	100%	$425,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$105,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$605,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$575,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$405,000
Franklin Loan Corporation	Conventional	1	0.1%	100%	$455,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$565,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$205,000
Nmsi, Inc.	FHA	1	0.1%	100%	$705,000
Carrington Mortgage Services LLC	VA	1	0.1%	50%	$595,000
Operating Engineers Federal Credit Union	Conventional	1	0.1%	50%	$55,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$725,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, Jumbo, HELOC	89 +1 HELOCs	11.5%	88.2%	$416,348
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	78 +14 HELOCs	10.1%	95.1%	$685,897
Newrez LLC	Conventional, FHA, Jumbo	38	4.9%	95%	$516,578
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	30	3.9%	100%	$655,666
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	18 +1 HELOCs	2.3%	90%	$582,222
The Loan Store, Inc	Conventional, HELOC	15 +1 HELOCs	1.9%	93.8%	$574,333
Everett Financial, Inc.	Conventional, Jumbo, HELOC	12 +1 HELOCs	1.6%	100%	$920,833
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	9	1.2%	100%	$678,333	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	8 +1 HELOCs	1%	88.9%	$827,500	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	8	1%	90%	$813,750	View
Guaranteed Rate Affinity, LLC	Conventional, VA, HELOC	7 +1 HELOCs	0.9%	87.5%	$656,428
Spring Eq, LLC	Conventional, HELOC	6 +5 HELOCs	0.8%	53.8%	$263,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, HELOC	6 +2 HELOCs	0.8%	100%	$585,000	View
Tri Pointe Connect, LLC	Conventional	6	0.8%	100%	$585,000
Nationstar Mortgage	Conventional	6	0.8%	66.7%	$225,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	0.8%	100%	$1,255,000	View
First Colony Mortgage Corporat	Conventional, FHA	5	0.6%	100%	$691,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	5	0.6%	100%	$771,000	View
Better Mortgage Corporation	Conventional, HELOC	4 +1 HELOCs	0.5%	80%	$535,000
Originpoint, LLC	Conventional, Jumbo	4	0.5%	80%	$775,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +3 HELOCs	0.4%	75%	$191,666	View
Amerisave Mortgage Company	Conventional	3	0.4%	33.3%	$108,333
Alliant Credit Union	Conventional, HELOC	2 +10 HELOCs	0.3%	100%	$885,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.3%	100%	$720,000	View
Freedom Mortgage Corporation	Conventional	2	0.3%	100%	$640,000
Sage Home Loans Corporation	Conventional	2	0.3%	100%	$410,000
Triad Financial Services, Inc.	Conventional	2	0.3%	85.7%	$155,000
Discover Bank	Conventional	2	0.3%	33.3%	$85,000
Credit Human Federal Credit Un	Conventional	2	0.3%	66.7%	$125,000
Securitynational Mortgage Company	Conventional, FHA	2	0.3%	66.7%	$710,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.3%	100%	$610,000
Bay Equity LLC	Conventional	2	0.3%	100%	$540,000
BoxCar Mortgage, LLC	Conventional	2	0.3%	100%	$690,000
Mortgage Research Center	VA	2	0.3%	100%	$820,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.3%	100%	$585,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$155,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	VA, HELOC	1 +2 HELOCs	0.1%	100%	$675,000
Arc Home LLC	Conventional	1	0.1%	100%	$605,000
EMM Loans LLC	FHA	1	0.1%	100%	$665,000
Kbhs Home Loans, LLC	Conventional	1	0.1%	100%	$275,000
Lakeview Loan Servicing, LLC	FHA	1	0.1%	60%	$735,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$455,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$375,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$645,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$795,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$205,000
Nqm Funding, LLC	Conventional	1	0.1%	50%	$505,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$595,000
Quad City Bank and Trust A+5.0 ★Texas Ratio: 3.05%	Conventional, Jumbo	1	0.1%	100%	$965,000	View
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$665,000
Mortgage Express	Conventional	1	0.1%	100%	$455,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$435,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	1	0.1%	100%	$1,055,000	View
Affinity Federal Credit Union A+5.0 ★Texas Ratio: 5.65%	Conventional	1	0.1%	100%	$745,000	View
Mutual of Omaha Mortgage	VA, Jumbo	1	0.1%	50%	$975,000
Lower, LLC	Conventional	1	0.1%	100%	$815,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$155,000
Champions Funding, LLC	Conventional	1	0.1%	50%	$625,000
Village Capital & Investment	FHA	1	0.1%	100%	$745,000
Gte Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Petaluma Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Petaluma, California

Looking for mortgage lenders near me or mortgage brokers near me in Petaluma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Petaluma in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Petaluma, CA

Use these to narrow the list above. Each category shows how many Petaluma, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 85 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 28 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 21 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 16 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 40 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 59 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Petaluma, CA

Independent mortgage companies closed 71.1 percent of home loans in Petaluma, California in 2025, banks 15.4 percent and credit unions 13.6 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Bank of Marin led with 14 loans.

71.1%

Mortgage companies

15.4%

Banks

13.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Petaluma, CA

Who is the largest mortgage lender in Petaluma, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Petaluma, California with 15 loans, about 1.9 percent of the market. The largest lender headquartered in California was Bank of Marin with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Petaluma, CA have the highest approval rates?

Among lenders with meaningful volume in Petaluma, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.1 percent, against a 88.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Petaluma, CA mortgage lenders offer FHA, VA and USDA loans?

21 lenders closed FHA loans in Petaluma, California in 2025, led by Rocket Mortgage with 4. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Petaluma, CA lender list?

Yes. 28 banks and 25 credit unions closed home loans in Petaluma, California in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Petaluma, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Petaluma, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Petaluma, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Petaluma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.