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Mortgage Lenders and Brokers in Palos Verdes Estates, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Palos Verdes Estates, California mortgage lenders include Sunflower Bank, N.A.Sunflower Bank, N.A.1888 Century Park E, Los Angeles, CA 90067A5.0 ★Texas Ratio: 10.77%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Axos BankAxos Bank4350 La Jolla Village Dr, San Diego, CA 92122A+5.0 ★Texas Ratio: 3.94%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Palos Verdes Estates, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palos Verdes Estates are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Palos Verdes Estates, California

Market share is the lender's share of all home loans closed in Palos Verdes Estates, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Sunflower Bank, N.A. 1 office in Palos Verdes Estates 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.6%	100%	$885,000	View
US Bank, N.A. 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	16	9.2%	94.1%	$1,907,500	View
Wells Fargo Bank NA 5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	8.1%	82.4%	$1,667,142	View
Bank of America NA 14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	13 +10 HELOCs	7.5%	81.2%	$1,758,846	View
JPMorgan Chase Bank, NA 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	10 +1 HELOCs	5.8%	76.9%	$2,585,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	8 +1 HELOCs	4.6%	100%	$2,230,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	7 +3 HELOCs	4%	77.8%	$2,272,142	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	3	1.7%	75%	$2,925,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	3	1.7%	75%	$2,748,333	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	1.7%	100%	$2,385,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	2 +1 HELOCs	1.2%	100%	$2,110,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo, HELOC	2 +1 HELOCs	1.2%	100%	$1,780,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo	2	1.2%	100%	$1,510,000	View
First Western Trust Bank 1901 Avenue Of The Stars, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 5.16%	Conventional, Jumbo	1	0.6%	100%	$1,725,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.6%	100%	$605,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.6%	100%	$165,000	View
Farmers and Merchants Bank of Long Beach 2421 E Coast Hwy, Corona Del Mar, CA 92625 A+5.0 ★Texas Ratio: 0.06%	Conventional	1	0.6%	100%	$1,105,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo	1	0.6%	100%	$1,685,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.6%	100%	$4,615,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +5 HELOCs	0%	n/a		View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +3 HELOCs	0%	n/a		View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +2 HELOCs	0%	n/a		View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	HELOC	0 +1 HELOCs	0%	n/a		View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	HELOC	0 +1 HELOCs	0%	n/a		View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Nexera Holding LLC	Conventional, Jumbo	6	3.5%	100%	$1,555,000
Pennymac Loan Services LLC	Conventional, VA, Jumbo	3	1.7%	100%	$705,000
Fundloans Capital	Conventional, Jumbo	2	1.2%	100%	$1,160,000
ClearEdge Lending LLC	Conventional, Jumbo	2	1.2%	66.7%	$1,945,000
Vista Point Mortgage, LLC	Conventional, Jumbo	2	1.2%	100%	$1,165,000
Cake Mortgage Corp.	Conventional, Jumbo	2	1.2%	100%	$1,415,000
AmWest Funding Corp	Conventional, HELOC	1 +1 HELOCs	0.6%	100%	$105,000
AAA Capital Investment, Inc	Conventional, Jumbo	1	0.6%	100%	$1,455,000
Golden Empire Mortgage, Inc.	Conventional, Jumbo	1	0.6%	100%	$1,975,000
Mortgage Capital Partners, INC	Conventional, Jumbo	1	0.6%	100%	$1,315,000
loanDepot.com LLC	Conventional	1	0.6%	100%	$255,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional	1	0.6%	100%	$255,000	View
Greenbox Loans	Conventional, Jumbo	1	0.6%	100%	$4,385,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.6%	50%	$205,000
Emet Lending Group, Inc.	Conventional, Jumbo	1	0.6%	100%	$3,005,000
Nmsi, Inc.	Conventional, Jumbo	1	0.6%	100%	$3,005,000
Paramount Residential Mortgage	Conventional, Jumbo	1	0.6%	100%	$3,005,000
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +1 HELOCs	0%	0%
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	9 +2 HELOCs	5.2%	90.9%	$1,592,777
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	8 +1 HELOCs	4.6%	100%	$1,613,750	View
Rocket Mortgage	Conventional, VA, Jumbo, HELOC	4 +1 HELOCs	2.3%	80%	$955,000
United Wholesale Mortgage	Conventional, Jumbo, HELOC	3 +2 HELOCs	1.7%	100%	$1,181,666
Alliant Credit Union	Conventional, Jumbo, HELOC	2 +2 HELOCs	1.2%	100%	$1,865,000
Movement Mortgage, LLC	Conventional, Jumbo, HELOC	2 +1 HELOCs	1.2%	100%	$1,895,000
Nqm Funding, LLC	Conventional, Jumbo	2	1.2%	66.7%	$1,255,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	2	1.2%	100%	$3,350,000
The Loan Store, Inc	Conventional, Jumbo	2	1.2%	100%	$1,125,000
Spring Eq, LLC	Conventional	2	1.2%	66.7%	$380,000
Gold Coast Bank	Conventional, Jumbo	2	1.2%	100%	$1,210,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	1 +3 HELOCs	0.6%	100%	$305,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.6%	100%	$2,915,000	View
Primelending	Conventional, Jumbo	1	0.6%	100%	$2,205,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.6%	100%	$3,055,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.6%	100%	$75,000
Newrez LLC	VA, Jumbo	1	0.6%	100%	$1,815,000
NJ Lenders Corp	Conventional, Jumbo	1	0.6%	100%	$2,505,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.6%	100%	$1,005,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	1	0.6%	100%	$2,325,000	View
State Bank of The Lakes, N.A. A+5.0 ★Texas Ratio: 1.38%	Conventional	1	0.6%	100%	$915,000	View
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0.6%	100%	$1,205,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.6%	100%	$1,805,000	View
GuardHill Financial LLC	Conventional	1	0.6%	100%	$1,085,000
Better Mortgage Corporation	Conventional	1	0.6%	100%	$405,000
Logan Finance Corporation	Conventional, Jumbo	1	0.6%	100%	$2,325,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.6%	100%	$985,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0.6%	100%	$1,255,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Palos Verdes Estates Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Palos Verdes Estates, California

Looking for mortgage lenders near me or mortgage brokers near me in Palos Verdes Estates? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palos Verdes Estates in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Palos Verdes Estates, CA

Use these to narrow the list above. Each category shows how many Palos Verdes Estates, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 36 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 34 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 14 lenders. Member owned, often lower fees and flexible underwriting for members VA lenders 4 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 47 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 33 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Palos Verdes Estates, CA

Independent mortgage companies closed 37.6 percent of home loans in Palos Verdes Estates, California in 2025, banks 60.1 percent and credit unions 2.3 percent. Change Lending was the largest mortgage company, Sunflower Bank, N.A. the largest bank and Farmers Insurance Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 13 loans.

37.6%

Mortgage companies

60.1%

Banks

2.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Palos Verdes Estates, CA

Who is the largest mortgage lender in Palos Verdes Estates, CA?

By home loans closed in 2025, Sunflower Bank, N.A. was the largest mortgage lender in Palos Verdes Estates, California with 1 loans, about 0.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Palos Verdes Estates, CA lender list?

Yes. 34 banks and 14 credit unions closed home loans in Palos Verdes Estates, California in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Palos Verdes Estates, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Palos Verdes Estates, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palos Verdes Estates, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palos Verdes Estates. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.