Mortgage Lenders and Brokers in Pacifica, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pacifica, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1380 Linda Mar Shopping Ctr, Pacifica, CA 94044A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1215 Linda Mar Shopping Ctr, Pacifica, CA 94044A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1655 Oceana Blvd, Pacifica, CA 94044A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA1375 Linda Mar Shopping Ctr, Pacifica, CA 94044A+5.0 ★Texas Ratio: 4.14%, Tri Counties BankTri Counties Bank1450 Linda Mar Shopping Ctr, Pacifica, CA 94044A+5.0 ★Texas Ratio: 5.34%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, and San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA 94118 1903A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pacifica, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pacifica are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pacifica, California
Market share is the lender's share of all home loans closed in Pacifica, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pacifica 1380 Linda Mar Shopping Ctr, Pacifica, CA 94044 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 28 | 6.8% | 90.6% | $970,000 | View |
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1 office in Pacifica 1215 Linda Mar Shopping Ctr, Pacifica, CA 94044 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 25 +2 HELOCs |
6.1% | 92.6% | $1,033,800 | View |
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1 office in Pacifica 1655 Oceana Blvd, Pacifica, CA 94044 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +6 HELOCs |
2.7% | 70.6% | $874,090 | View |
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1 office in Pacifica 1375 Linda Mar Shopping Ctr, Pacifica, CA 94044 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +20 HELOCs |
1.2% | 71.4% | $1,105,000 | View |
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1 office in Pacifica 1450 Linda Mar Shopping Ctr, Pacifica, CA 94044 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 66.7% | $305,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 12 +3 HELOCs |
2.9% | 92.3% | $1,110,833 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo, HELOC | 7 +10 HELOCs |
1.7% | 100% | $565,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 7 | 1.7% | 87.5% | $1,433,571 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 80% | $520,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 4 | 1% | 100% | $287,500 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 4 | 1% | 100% | $670,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +11 HELOCs |
0.7% | 60% | $298,333 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,271,666 | View |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
Conventional | 3 | 0.7% | 100% | $135,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.5% | 100% | $1,165,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $830,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $935,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $445,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 2 | 0.5% | 100% | $945,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.5% | 100% | $1,030,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $975,000 | View |
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1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $885,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,175,000 | View |
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1901 Avenue Of The Stars, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.2% | 100% | $965,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.2% | 100% | $1,005,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.2% | 100% | $925,000 | |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2.9% | 100% | $613,333 | |
AmWest Funding Corp
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Conventional, HELOC | 5 +2 HELOCs |
1.2% | 100% | $649,000 | |
New American Funding, LLC.
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Conventional, HELOC | 5 +2 HELOCs |
1.2% | 83.3% | $939,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 5 | 1.2% | 100% | $785,000 | |
Nmsi, Inc.
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Conventional | 4 | 1% | 100% | $882,500 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo, HELOC | 3 +2 HELOCs |
0.7% | 50% | $495,000 | |
Stg Mortgage Inc
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Conventional | 3 | 0.7% | 66.7% | $721,666 | |
Resicentral LLC
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Conventional | 2 | 0.5% | 100% | $975,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.5% | 100% | $925,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.5% | 100% | $860,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.5% | 100% | $680,000 | |
Kind Lending, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $405,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,365,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $1,165,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $615,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $1,105,000 | |
The Police Credit Union of California
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $935,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $815,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $875,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $1,085,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mason-McDuffie Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 58 +1 HELOCs |
14.1% | 87% | $617,758 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 45 +4 HELOCs |
10.9% | 91.8% | $870,111 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 16 +1 HELOCs |
3.9% | 94.1% | $851,875 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 7 | 1.7% | 100% | $886,428 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 7 | 1.7% | 100% | $850,714 | View |
Everett Financial, Inc.
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Conventional, HELOC | 6 +1 HELOCs |
1.5% | 100% | $661,666 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +4 HELOCs |
1.2% | 29.4% | $99,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.2% | 100% | $861,000 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 1.2% | 100% | $877,000 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.2% | 75% | $49,000 | |
Newrez LLC
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Conventional, VA | 4 | 1% | 80% | $310,000 | |
Originpoint, LLC
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Conventional, Jumbo | 3 | 0.7% | 100% | $1,298,333 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.7% | 100% | $611,666 | View |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $81,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.7% | 60% | $688,333 | |
Ameritrust Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $960,000 | |
Teachers Federal Credit Union
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Conventional | 2 | 0.5% | 100% | $860,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,285,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $335,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,475,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $1,145,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $1,205,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Success Lending, LLC
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Conventional | 1 | 0.2% | 100% | $825,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $955,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $795,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Michigan Mutual, Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,525,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 33.3% | $805,000 | View |
Premier Lending Inc.
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Conventional | 1 | 0.2% | 100% | $1,205,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $1,095,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $855,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,005,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $905,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 50% | $655,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $775,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $955,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
Gte Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pacifica Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pacifica, California
Looking for mortgage lenders near me or mortgage brokers near me in Pacifica? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pacifica in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pacifica, CA
Use these to narrow the list above. Each category shows how many Pacifica, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Pacifica, CA
Independent mortgage companies closed 59.9 percent of home loans in Pacifica, California in 2025, banks 30.7 percent and credit unions 9.5 percent. Synergy One Lending, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pacifica, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Pacifica, California with 28 loans, about 6.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pacifica, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 87 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Pacifica, California in 2025, led by United Wholesale Mortgage with 5. 5 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 26 credit unions closed home loans in Pacifica, California in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pacifica, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pacifica, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pacifica. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
