Mortgage Lenders and Brokers in Oak View, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak View, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, Ventura County Credit UnionVentura County Credit Union520 Arneill Rd, Camarillo, CA 93010 6414B4.6 ★Texas Ratio: 19.65%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Lbs Financial Credit UnionLbs Financial Credit Union11239 183rd St, Cerritos, CA 90703 5417A+5.0 ★Texas Ratio: 2.34%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, and Montecito Bank and TrustMontecito Bank and Trust770 Paseo Camarillo, Camarillo, CA 93010A+5.0 ★Texas Ratio: 1.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak View, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak View are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak View, California
Market share is the lender's share of all home loans closed in Oak View, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
3.6% | 100% | $545,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 2.7% | 100% | $1,401,666 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 2.7% | 100% | $1,911,666 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 2 | 1.8% | 100% | $420,000 | View |
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520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
Conventional, HELOC | 1 +6 HELOCs |
0.9% | 100% | $885,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $405,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $415,000 | View |
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11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.9% | 100% | $715,000 | View |
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770 Paseo Camarillo, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.9% | 100% | $695,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $765,000 | View |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.9% | 100% | $785,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,075,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
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Conventional | 3 | 2.7% | 100% | $505,000 | |
Augusta Financial, Inc.
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Conventional, FHA, Jumbo | 3 | 2.7% | 100% | $871,666 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $120,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.8% | 50% | $530,000 | |
AmWest Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $645,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.9% | 100% | $735,000 | View |
Flexpoint, Inc.
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $765,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.9% | 100% | $645,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $895,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.9% | 100% | $935,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.9% | 100% | $615,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 13 | 11.7% | 92.9% | $589,615 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 7 | 6.3% | 87.5% | $720,714 | |
First Colony Mortgage Corporat
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Conventional | 5 | 4.5% | 100% | $505,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 4 | 3.6% | 80% | $727,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.7% | 100% | $765,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 3 | 2.7% | 100% | $758,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.7% | 100% | $731,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.8% | 100% | $460,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 1.8% | 100% | $255,000 | View |
Newrez LLC
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Conventional, FHA | 2 | 1.8% | 50% | $370,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $690,000 | |
Oaktree Funding Corp
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Conventional | 2 | 1.8% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $230,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 1.8% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $55,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $665,000 | |
Nbkc Bank
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Conventional | 1 | 0.9% | 100% | $715,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $625,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,805,000 | View |
Credit Human Federal Credit Un
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.9% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.9% | 100% | $865,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.9% | 100% | $805,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $595,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.9% | 100% | $965,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $785,000 | |
Ussfcu
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Conventional | 1 | 0.9% | 100% | $155,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 100% | $985,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.9% | 33.3% | $865,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oak View Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak View, California
Looking for mortgage lenders near me or mortgage brokers near me in Oak View? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak View in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak View, CA
Use these to narrow the list above. Each category shows how many Oak View, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Oak View, CA
Independent mortgage companies closed 72.1 percent of home loans in Oak View, California in 2025, banks 18.9 percent and credit unions 9 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Orange County'S FCU the largest credit union. Among lenders headquartered in California, Orange County'S FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak View, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Oak View, California with 4 loans, about 3.6 percent of the market. The largest lender headquartered in California was Orange County'S FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Oak View, California in 2025, led by Augusta Financial, Inc. with 2. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 15 credit unions closed home loans in Oak View, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak View, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak View, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak View. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
