Mortgage Lenders and Brokers in Oak Hills, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Hills, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Hills, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Hills are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Hills, California
Market share is the lender's share of all home loans closed in Oak Hills, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 10 +4 HELOCs |
3.1% | 90.9% | $244,000 | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 50% | $141,666 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 3 | 0.9% | 66.7% | $505,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 3 | 0.9% | 100% | $551,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 25% | $490,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $575,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $185,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $445,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 50% | $95,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.3% | 50% | $425,000 | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.3% | 100% | $385,000 | |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 18 | 5.6% | 90% | $576,111 | View |
Paramount Residential Mortgage
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Conventional, FHA | 17 | 5.3% | 94.4% | $387,941 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 3.4% | 73.3% | $464,090 | |
ML Mortgage Corp.
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Conventional, FHA | 7 | 2.2% | 100% | $452,142 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 2.2% | 70% | $295,000 | |
Ahl Funding
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Conventional, FHA | 5 | 1.5% | 100% | $641,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.2% | 66.7% | $485,000 | |
AmWest Funding Corp
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Conventional, FHA, Jumbo | 4 | 1.2% | 100% | $480,000 | |
Royal Pacific Funding
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Conventional, FHA | 4 | 1.2% | 100% | $477,500 | |
Franklin Loan Corporation
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Conventional, FHA, VA | 4 | 1.2% | 100% | $480,000 | |
New American Funding, LLC.
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $208,333 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 3 | 0.9% | 75% | $328,333 | |
Resicentral LLC
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Conventional, FHA | 3 | 0.9% | 100% | $405,000 | |
Bay-Valley Mortgage Group
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Conventional | 3 | 0.9% | 100% | $415,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $538,333 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 2 | 0.6% | 100% | $635,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.6% | 100% | $490,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.6% | 100% | $445,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 0.6% | 100% | $430,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.3% | 100% | $545,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $665,000 | |
ResMac Inc
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Conventional, Jumbo | 1 | 0.3% | 50% | $825,000 | |
Winprime Lending
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Ez Fundings Inc
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $675,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 50% | $885,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.3% | 100% | $385,000 | |
Ardri LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 50% | $435,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 50% | $485,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 38 +2 HELOCs |
11.8% | 82.6% | $483,684 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 9.3% | 73.2% | $334,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 3.1% | 100% | $472,000 | |
Newrez LLC
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Conventional, VA | 6 | 1.9% | 50% | $281,666 | |
Planet Home Lending, LLC
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Conventional, FHA | 6 | 1.9% | 85.7% | $501,666 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.5% | 71.4% | $241,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +4 HELOCs |
1.2% | 57.1% | $100,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.2% | 100% | $455,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.2% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 60% | $408,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $358,333 | |
Equity Prime Mortgage LLC
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VA | 3 | 0.9% | 100% | $521,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $518,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.9% | 60% | $235,000 | |
Discover Bank
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Conventional | 3 | 0.9% | 75% | $51,666 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.9% | 100% | $368,333 | |
Village Capital & Investment
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FHA | 3 | 0.9% | 85.7% | $618,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 0.6% | 66.7% | $710,000 | View |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 66.7% | $355,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $285,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA | 2 | 0.6% | 100% | $445,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.6% | 100% | $325,000 | View |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 0.6% | 100% | $680,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
RANLife, Inc.
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FHA | 1 | 0.3% | 100% | $485,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.3% | 33.3% | $475,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $595,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $615,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Credit Union 1
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $495,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $425,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $385,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.3% | 100% | $635,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $445,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 50% | $445,000 | |
Homeamerican Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $445,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $155,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oak Hills Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Hills, California
Looking for mortgage lenders near me or mortgage brokers near me in Oak Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Hills, CA
Use these to narrow the list above. Each category shows how many Oak Hills, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Hills, CA
Independent mortgage companies closed 86.4 percent of home loans in Oak Hills, California in 2025, banks 5.9 percent and credit unions 7.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Hills, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Oak Hills, California with 10 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Oak Hills, California in 2025, led by United Wholesale Mortgage with 16. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 15 credit unions closed home loans in Oak Hills, California in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Hills, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Hills, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
