Mortgage Lenders and Brokers in North Auburn, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Auburn, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sierra Central Credit UnionSierra Central Credit Union5026 Rhonda Rd, Anderson, CA 96007A+5.0 ★Texas Ratio: 3.22%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, First BankFirst Bank1211 E Valley Blvd, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.74%, and PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Auburn, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Auburn are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Auburn, California
Market share is the lender's share of all home loans closed in North Auburn, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +3 HELOCs |
1.7% | 71.4% | $257,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 4 +17 HELOCs |
1.4% | 100% | $277,500 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 4 +4 HELOCs |
1.4% | 100% | $460,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +4 HELOCs |
1% | 100% | $438,333 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1% | 75% | $621,666 | View |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 50% | $265,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $105,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $210,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $675,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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785 Oak Grove Rd, Concord, CA 94518 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 50% | $275,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 10 | 3.4% | 100% | $416,000 | |
Guild Mortgage Company
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Conventional | 8 | 2.7% | 100% | $495,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 2.7% | 88.9% | $488,750 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 5 +3 HELOCs |
1.7% | 100% | $533,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 1.7% | 83.3% | $481,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA | 5 | 1.7% | 83.3% | $593,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 1.4% | 100% | $445,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1% | 100% | $351,666 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 0.7% | 100% | $450,000 | View |
Citadel Servicing Corporation
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Conventional | 2 | 0.7% | 100% | $190,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.3% | 100% | $455,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $795,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $445,000 | |
HomeXpress Mortgage Corp.
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VA | 1 | 0.3% | 100% | $625,000 | |
Royal Pacific Funding
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FHA | 1 | 0.3% | 100% | $565,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 50% | $465,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 56 +6 HELOCs |
19.1% | 86.2% | $448,750 | |
Rocket Mortgage
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Conventional, FHA, VA | 42 | 14.3% | 85.7% | $292,619 | |
Triad Financial Services, Inc.
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Conventional | 9 | 3.1% | 80.8% | $108,333 | |
The Loan Store, Inc
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Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
2.7% | 100% | $538,750 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +1 HELOCs |
2% | 46.2% | $113,333 | |
Newrez LLC
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Conventional, VA | 6 | 2% | 100% | $468,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, Jumbo | 4 | 1.4% | 100% | $467,500 | View |
Peak Residential Lending Inc
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Conventional, VA | 4 | 1.4% | 100% | $560,000 | |
21St Mortgage
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Conventional | 4 | 1.4% | 50% | $107,500 | |
HomeBridge Financial Services, Inc
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1% | 75% | $495,000 | |
Movement Mortgage, LLC
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Conventional | 3 | 1% | 100% | $501,666 | |
Credit Human Federal Credit Un
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Conventional | 3 | 1% | 83.3% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1% | 100% | $451,666 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 75% | $161,666 | |
Guaranteed Rate, Inc.
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VA | 2 | 0.7% | 100% | $600,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.7% | 100% | $235,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $500,000 | |
NOVA Financial & Investment Corporation
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Conventional, FHA | 2 | 0.7% | 66.7% | $365,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 40% | $65,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.7% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 2 | 0.7% | 50% | $225,000 | View |
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A5.0 ★Texas Ratio: 10.53% |
Conventional, Jumbo | 2 | 0.7% | 100% | $810,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $105,000 | View |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,705,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
Go Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $95,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 25% | $75,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Service Federal Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $745,000 | View |
Peoples Mortgage Company
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 3.15% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.3% | 50% | $635,000 | |
Better Mortgage Corporation
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VA | 1 | 0.3% | 50% | $525,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
First Technology Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
Everett Financial, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Auburn Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Auburn, California
Looking for mortgage lenders near me or mortgage brokers near me in North Auburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Auburn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Auburn, CA
Use these to narrow the list above. Each category shows how many North Auburn, CA lenders fit and what that kind of lender is usually best for.
Who Lends in North Auburn, CA
Independent mortgage companies closed 82.6 percent of home loans in North Auburn, California in 2025, banks 8.2 percent and credit unions 9.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, The Golden 1 Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Auburn, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in North Auburn, California with 5 loans, about 1.7 percent of the market. The largest lender headquartered in California was The Golden 1 Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Auburn, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 86.2 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in North Auburn, California in 2025, led by Kind Lending, LLC with 4. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 17 credit unions closed home loans in North Auburn, California in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Auburn, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Auburn, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Auburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
