Mortgage Lenders and Brokers in Napa, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Napa, California mortgage lenders include Bank of MarinBank of Marin1715 2nd St, Napa, CA 94559A+5.0 ★Texas Ratio: 2.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA699 Trancas St, Napa, CA 94558A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.880 Jefferson St, Napa, CA 94559A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3255 Jefferson St, Napa, CA 94558A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2 Financial Plz, Napa, CA 94558A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA3300 Jefferson St, Napa, CA 94558A+5.0 ★Texas Ratio: 3.54%, Bank of StocktonBank of Stockton1505 2nd St, Napa, CA 94559A+5.0 ★Texas Ratio: 0.21%, Columbia BankColumbia Bank3626 Bel Aire Plz, Napa, CA 94558A+5.0 ★Texas Ratio: 2.28%, Mechanics BankMechanics Bank700 Trancas St, Napa, CA 94558A+5.0 ★Texas Ratio: 1.81%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1300 1st Street, Napa, CA 94559A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Napa, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Napa are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Napa, California
Market share is the lender's share of all home loans closed in Napa, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 2 stars, 1 review 2 offices in Napa 1715 2nd St, Napa, CA 94559 A+5.0 ★Texas Ratio: 2.03% |
Conventional, Jumbo | 22 | 2.5% | 85.2% | $281,363 | View |
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2 offices in Napa 699 Trancas St, Napa, CA 94558 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 20 +3 HELOCs |
2.3% | 87% | $950,000 | View |
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1 office in Napa 880 Jefferson St, Napa, CA 94559 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 16 +10 HELOCs |
1.8% | 84.2% | $1,176,875 | View |
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2 offices in Napa 3255 Jefferson St, Napa, CA 94558 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 14 | 1.6% | 77.8% | $635,714 | View |
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2 offices in Napa 2 Financial Plz, Napa, CA 94558 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +23 HELOCs |
0.7% | 60% | $1,166,666 | View |
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1 office in Napa 3300 Jefferson St, Napa, CA 94558 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
0.5% | 66.7% | $1,057,500 | View |
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1 office in Napa 1505 2nd St, Napa, CA 94559 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 3 | 0.3% | 100% | $391,666 | View |
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2 offices in Napa 3626 Bel Aire Plz, Napa, CA 94558 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +8 HELOCs |
0.2% | 100% | $680,000 | View |
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1 office in Napa 700 Trancas St, Napa, CA 94558 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $930,000 | View |
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1 office in Napa 1300 1st Street, Napa, CA 94559 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $565,000 | View |
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1 office in Napa 1715 Trancas St, Napa, CA 94558 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | View |
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1705 1st St, Napa, CA 94559 2427 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 61 +74 HELOCs |
7% | 80.8% | $420,245 | View |
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3263 Claremont Way, Napa, CA 94558 A+5.0 ★Texas Ratio: 4.51% |
Conventional, HELOC | 12 +5 HELOCs |
1.4% | 85.7% | $245,833 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 8 | 0.9% | 100% | $682,500 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 7 | 0.8% | 87.5% | $93,571 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.7% | 100% | $890,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 6 | 0.7% | 100% | $721,666 | |
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300 Soscol Ave, Napa, CA 94559 A+5.0 ★Texas Ratio: 5.50% |
Conventional, FHA, Jumbo, HELOC | 5 +15 HELOCs |
0.6% | 83.3% | $601,000 | View |
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2375 California Blvd, Napa, CA 94559 1047 A5.0 ★Texas Ratio: 8.05% |
Conventional, HELOC | 5 +4 HELOCs |
0.6% | 100% | $129,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 4 | 0.5% | 100% | $267,500 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 4 | 0.5% | 100% | $610,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 4 | 0.5% | 100% | $545,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 4 | 0.5% | 100% | $335,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 0.3% | 75% | $1,401,666 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 2 +5 HELOCs |
0.2% | 100% | $360,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $545,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.2% | 66.7% | $465,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo | 2 | 0.2% | 100% | $800,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 50% | $945,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $1,765,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $375,000 | View |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $865,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.1% | 100% | $3,005,000 | View |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 30 | 3.4% | 96.8% | $646,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 24 | 2.7% | 85.7% | $658,333 | |
Alameda Mortgage Corporation
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Conventional, FHA | 17 | 1.9% | 100% | $599,117 | |
Stg Mortgage Inc
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Conventional, FHA, VA, Jumbo | 13 | 1.5% | 86.7% | $780,384 | |
loanDepot.com LLC
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Conventional, FHA, Jumbo, HELOC | 12 +3 HELOCs |
1.4% | 92.9% | $655,833 | |
Infinity Equity Group, Inc.
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Conventional | 9 | 1% | 100% | $586,111 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 0.9% | 88.9% | $506,250 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 8 | 0.9% | 100% | $638,750 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 6 | 0.7% | 100% | $778,333 | |
New American Funding, LLC.
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Conventional, HELOC | 5 +2 HELOCs |
0.6% | 100% | $723,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 4 | 0.5% | 100% | $627,500 | |
Kind Lending, LLC
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Conventional | 3 | 0.3% | 60% | $755,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 3 | 0.3% | 66.7% | $565,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 3 | 0.3% | 75% | $665,000 | |
American Internet Mortgage, Inc.
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Conventional | 3 | 0.3% | 100% | $538,333 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 3 | 0.3% | 100% | $1,038,333 | |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 0.3% | 75% | $691,666 | |
MortgageOne, Inc
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Conventional | 2 | 0.2% | 100% | $680,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.2% | 100% | $670,000 | |
Googain, Inc.
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Conventional | 2 | 0.2% | 100% | $750,000 | |
Network Capital Funding Corporation
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Conventional | 2 | 0.2% | 100% | $505,000 | |
Provident Funding Associates
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Conventional | 2 | 0.2% | 100% | $515,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.2% | 100% | $355,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.2% | 100% | $490,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,025,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,925,000 | |
Goodleap, LLC
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FHA | 1 | 0.1% | 100% | $85,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.1% | 100% | $315,000 | |
5Th Sreet Capital Inc.
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Conventional | 1 | 0.1% | 100% | $965,000 | |
Mortgage Capital Partners, INC
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Conventional | 1 | 0.1% | 100% | $865,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $685,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.1% | 100% | $715,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.1% | 50% | $665,000 | |
Greenbox Loans
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,655,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.1% | 100% | $515,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 50% | $495,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $2,425,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 20% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 50% | $325,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +11 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 83 | 9.5% | 82.4% | $415,120 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 78 +15 HELOCs |
8.9% | 85.1% | $682,307 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 47 +4 HELOCs |
5.4% | 90.6% | $608,829 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, Jumbo, HELOC | 31 +7 HELOCs |
3.5% | 100% | $826,612 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 16 +1 HELOCs |
1.8% | 100% | $653,125 | |
The Loan Store, Inc
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Conventional, HELOC | 10 +4 HELOCs |
1.1% | 100% | $590,000 | |
Spring Eq, LLC
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Conventional, HELOC | 9 +15 HELOCs |
1% | 39.1% | $106,111 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
1% | 100% | $1,075,000 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA | 9 | 1% | 100% | $560,555 | |
Newrez LLC
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Conventional, FHA | 9 | 1% | 62.5% | $340,555 | |
Nationstar Mortgage
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Conventional | 9 | 1% | 69.2% | $222,777 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 9 | 1% | 100% | $1,867,222 | View |
Better Mortgage Corporation
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Conventional, HELOC | 8 +1 HELOCs |
0.9% | 100% | $428,750 | |
Everett Financial, Inc.
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Conventional, Jumbo | 8 | 0.9% | 100% | $758,750 | |
Originpoint, LLC
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Conventional, Jumbo | 7 | 0.8% | 100% | $922,142 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 7 | 0.8% | 100% | $569,285 | |
Triad Financial Services, Inc.
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Conventional | 7 | 0.8% | 93.3% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 6 +2 HELOCs |
0.7% | 75% | $506,666 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 6 | 0.7% | 100% | $1,556,666 | View |
Homeowners Financial Group, LLC
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Conventional | 5 | 0.6% | 100% | $369,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 5 | 0.6% | 100% | $717,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 4 | 0.5% | 100% | $607,500 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.3% | 100% | $801,666 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.3% | 36.4% | $98,333 | |
Tomo Mortgage LLC
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Conventional, FHA | 3 | 0.3% | 100% | $461,666 | |
Champions Funding, LLC
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Conventional | 3 | 0.3% | 75% | $548,333 | |
Quorum Federal Credit Union
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Conventional, HELOC | 2 +12 HELOCs |
0.2% | 100% | $135,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 100% | $505,000 | View |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.2% | 100% | $740,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.2% | 100% | $1,020,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 2 | 0.2% | 100% | $1,150,000 | View |
Credit Human Federal Credit Un
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Conventional | 2 | 0.2% | 62.5% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $605,000 | |
Planet Home Lending, LLC
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Conventional, VA, Jumbo | 2 | 0.2% | 100% | $1,145,000 | |
Vellum Mortgage, Inc.
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Conventional | 2 | 0.2% | 100% | $770,000 | |
Mortgage Research Center
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VA | 2 | 0.2% | 66.7% | $785,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.2% | 100% | $710,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.2% | 100% | $980,000 | View |
Leaderone Financial Corp.
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FHA, VA, Jumbo | 2 | 0.2% | 66.7% | $830,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 33.3% | $85,000 | View |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.1% | 60% | $555,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $465,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $775,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $795,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.1% | 100% | $1,005,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 10% | $235,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $675,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 16.7% | $35,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $635,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.1% | 50% | $1,015,000 | |
Starboard Financial Management, LLC
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Conventional | 1 | 0.1% | 100% | $695,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Fay Servicing LLC
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Conventional | 1 | 0.1% | 100% | $725,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $885,000 | |
RBC Bank (Georgia), N.A.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,595,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Thrivent Bank
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Alliant Credit Union
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Napa Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Napa, California
Looking for mortgage lenders near me or mortgage brokers near me in Napa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Napa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Napa, CA
Use these to narrow the list above. Each category shows how many Napa, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Napa, CA
Independent mortgage companies closed 68.4 percent of home loans in Napa, California in 2025, banks 17.6 percent and credit unions 14 percent. Change Lending was the largest mortgage company, Bank of Marin the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Bank of Marin led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Napa, CA
By home loans closed in 2025, Bank of Marin was the largest mortgage lender in Napa, California with 22 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Napa, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.1 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Napa, California in 2025, led by United Wholesale Mortgage with 12. 14 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 35 credit unions closed home loans in Napa, California in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Napa, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Napa, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Napa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
