Mortgage Lenders and Brokers in Mountain View, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mountain View, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA809 Cuesta Dr, Mountain View, CA 94040A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA444 Castro St, Mountain View, CA 94041A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA608 San Antonio Rd, Mountain View, CA 94040A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2510 West El Camino Real Suite 1, Mountain View, CA 94040A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.645 San Antonio Rd, Mountain View, CA 94040A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA501 Castro St, Mountain View, CA 94041A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1040 Grant Road, Mountain View, CA 94040A+5.0 ★Texas Ratio: 3.72%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, Stanford Federal Credit UnionStanford Federal Credit Union1860 Embarcadero Rd, Palo Alto, CA 94303 3335A+5.0 ★Texas Ratio: 1.30%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain View, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain View are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mountain View, California
Market share is the lender's share of all home loans closed in Mountain View, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Mountain View 809 Cuesta Dr, Mountain View, CA 94040 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 177 | 22.3% | 94.1% | $1,474,378 | View |
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2 offices in Mountain View 444 Castro St, Mountain View, CA 94041 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 74 +19 HELOCs |
9.3% | 97.4% | $1,772,432 | View |
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1 office in Mountain View 608 San Antonio Rd, Mountain View, CA 94040 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 69 | 8.7% | 100% | $1,431,521 | View |
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2 offices in Mountain View 2510 West El Camino Real Suite 1, Mountain View, CA 94040 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 45 +3 HELOCs |
5.7% | 83.3% | $1,413,666 | View |
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1 office in Mountain View 645 San Antonio Rd, Mountain View, CA 94040 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 37 +6 HELOCs |
4.7% | 94.9% | $1,467,162 | View |
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1 office in Mountain View 501 Castro St, Mountain View, CA 94041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 12 +1 HELOCs |
1.5% | 81.2% | $1,482,500 | View |
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1 office in Mountain View 1040 Grant Road, Mountain View, CA 94040 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 50% | $5,025,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 50 +2 HELOCs |
6.3% | 100% | $1,404,400 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, Jumbo, HELOC | 11 +13 HELOCs |
1.4% | 100% | $968,636 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
1.1% | 86.7% | $1,063,888 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
1% | 88.9% | $2,398,750 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional, Jumbo, HELOC | 6 +5 HELOCs |
0.8% | 100% | $1,281,666 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.8% | 75% | $1,075,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 6 | 0.8% | 75% | $1,618,333 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.4% | 100% | $1,605,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 3 | 0.4% | 100% | $665,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 100% | $241,666 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $805,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.3% | 100% | $480,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,065,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $805,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $1,245,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $255,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,685,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,955,000 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,605,000 | View |
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565 San Antonio Rd, Mountain View, CA 94040 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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580 N Rengstorff Ave Ste A, Mountain View, CA 94043 2867 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Googain, Inc.
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Conventional, Jumbo | 16 | 2% | 100% | $833,125 | |
General Mortgage Capital Corporation
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Conventional | 10 | 1.3% | 100% | $732,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 9 | 1.1% | 81.8% | $1,441,666 | |
New American Funding, LLC.
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Conventional, HELOC | 5 +1 HELOCs |
0.6% | 100% | $967,000 | |
AmWest Funding Corp
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Conventional | 5 | 0.6% | 100% | $581,000 | |
Bay-Valley Mortgage Group
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Conventional | 3 | 0.4% | 100% | $505,000 | |
Nmsi, Inc.
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Conventional | 3 | 0.4% | 100% | $778,333 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $445,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.3% | 100% | $810,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,150,000 | |
Ony Glo, Inc.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,025,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $400,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.3% | 100% | $645,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 66.7% | $600,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.3% | 100% | $1,070,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $630,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.1% | 50% | $1,305,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.1% | 100% | $515,000 | |
ResMac Inc
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Conventional | 1 | 0.1% | 100% | $905,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 100% | $815,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,455,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $615,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $785,000 | |
T. J. Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.1% | 100% | $995,000 | |
Southland Credit Uniom
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Conventional | 1 | 0.1% | 100% | $995,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, Jumbo | 38 | 4.8% | 82.6% | $757,894 | |
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 24 +2 HELOCs |
3% | 96% | $986,250 | |
Taylor Morrison Home Funding, Inc.
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Conventional, Jumbo | 13 | 1.6% | 76.5% | $800,384 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 11 | 1.4% | 100% | $1,805,909 | View |
Triad Financial Services, Inc.
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Conventional | 10 | 1.3% | 77.8% | $262,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
0.9% | 100% | $1,847,857 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 0.9% | 100% | $1,416,428 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.8% | 85.7% | $748,333 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 6 | 0.8% | 100% | $1,038,333 | |
Originpoint, LLC
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Conventional, Jumbo | 5 | 0.6% | 100% | $1,377,000 | |
Newrez LLC
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Conventional, Jumbo | 4 | 0.5% | 100% | $1,155,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 3 | 0.4% | 100% | $1,485,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 0.4% | 75% | $931,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.4% | 75% | $705,000 | View |
Movement Mortgage, LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,585,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $390,000 | |
Teachers Federal Credit Union
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,630,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.3% | 100% | $1,000,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.3% | 66.7% | $145,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $665,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,165,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,405,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $775,000 | |
Everett Financial, Inc.
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VA, Jumbo | 1 | 0.1% | 50% | $1,335,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $965,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $735,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 50% | $505,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 50% | $35,000 | |
Summit Mortgage Bankers, Inc.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,475,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 20% | $105,000 | |
Boeing Employees' Credit Union
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,315,000 | |
Golden Bank National Associati
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Conventional | 1 | 0.1% | 100% | $1,125,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.1% | 100% | $855,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.1% | 100% | $945,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | |
Leaderone Financial Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,445,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.1% | 50% | $1,465,000 | |
Flyhomes Mortgage LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $685,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Delta Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mountain View Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mountain View, California
Looking for mortgage lenders near me or mortgage brokers near me in Mountain View? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain View in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mountain View, CA
Use these to narrow the list above. Each category shows how many Mountain View, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Mountain View, CA
Independent mortgage companies closed 28.4 percent of home loans in Mountain View, California in 2025, banks 65.7 percent and credit unions 5.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Stanford Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 74 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mountain View, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Mountain View, California with 177 loans, about 22.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 74 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mountain View, California, Citibank, NA approved the highest share of completed applications in 2025 at 100 percent, against a 92.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Mountain View, California in 2025, led by Homeowners Financial Group, LLC with 1. 2 lenders closed VA loans, led by US Bank, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 23 credit unions closed home loans in Mountain View, California in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain View, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain View, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain View. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
