Mortgage Lenders and Brokers in Montclair, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Montclair, California mortgage lenders include US Bank, N.A.US Bank, N.A.9090 Central Ave, Montclair, CA 91763A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5120 Moreno St, Montclair, CA 91763A+5.0 ★Texas Ratio: 5.36%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Arrowhead Central Credit UnionArrowhead Central Credit Union5275 Holt Blvd, Montclair, CA 91763A+5.0 ★Texas Ratio: 3.64%, Foothill Federal Credit UnionFoothill Federal Credit Union250 W Colorado Blvd, Arcadia, CA 91007A+5.0 ★Texas Ratio: 1.28%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, and Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Montclair, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Montclair are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Montclair, California
Market share is the lender's share of all home loans closed in Montclair, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Montclair 9090 Central Ave, Montclair, CA 91763 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +1 HELOCs |
3.2% | 66.7% | $250,000 | View |
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1 office in Montclair 5120 Moreno St, Montclair, CA 91763 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $215,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 10 +13 HELOCs |
3.2% | 100% | $152,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +1 HELOCs |
1.9% | 85.7% | $375,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $525,000 | View |
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5275 Holt Blvd, Montclair, CA 91763 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 4 | 1.3% | 33.3% | $117,500 | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $255,000 | |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 3 | 0.9% | 75% | $411,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +13 HELOCs |
0.6% | 100% | $390,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $320,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 2 | 0.6% | 100% | $450,000 | View |
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12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 2 | 0.6% | 66.7% | $100,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $510,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 50% | $85,000 | View |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $255,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $625,000 | View |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 33.3% | $305,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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6 Pointe Dr Ste 400, Brea, CA 92821 6322 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.3% | 100% | $615,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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9585 Central Ave, Montclair, CA 91763 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 50% | $435,000 | View |
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8750 Central Ave, Montclair, CA 91763 5100 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 7 | 2.2% | 100% | $443,571 | View |
New Wave Lending Group Inc
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Conventional | 7 | 2.2% | 100% | $449,285 | |
AAA Capital Investment, Inc
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Conventional | 6 | 1.9% | 100% | $440,000 | |
Royal Pacific Funding
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Conventional, FHA, VA | 6 | 1.9% | 100% | $503,333 | |
Nmsi, Inc.
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Conventional | 6 | 1.9% | 100% | $510,000 | |
Kind Lending, LLC
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Conventional | 4 | 1.3% | 100% | $455,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.3% | 66.7% | $355,000 | |
Bay-Valley Mortgage Group
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Conventional, FHA | 4 | 1.3% | 100% | $362,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.9% | 75% | $418,333 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +2 HELOCs |
0.9% | 100% | $385,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.9% | 75% | $601,666 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 3 | 0.9% | 100% | $425,000 | |
Emet Lending Group, Inc.
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Conventional | 3 | 0.9% | 100% | $551,666 | |
Paramount Residential Mortgage
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Conventional | 3 | 0.9% | 100% | $398,333 | |
Golden Empire Mortgage, Inc.
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VA | 2 | 0.6% | 100% | $595,000 | |
Fidelity Lending Solutions Inc
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Conventional | 2 | 0.6% | 100% | $365,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.6% | 66.7% | $210,000 | |
JSB Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $300,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.6% | 100% | $265,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.6% | 66.7% | $510,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $625,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Pacific Lending LLC
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Conventional | 1 | 0.3% | 100% | $715,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Guild Mortgage Company
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FHA | 1 | 0.3% | 100% | $335,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Network Capital Funding Corporation
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FHA | 1 | 0.3% | 100% | $485,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Campos Financial Corp
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Land Home Financial Services,
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FHA | 1 | 0.3% | 100% | $645,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.3% | 50% | $555,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $215,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 100% | $545,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Popa FCU - Cerritos
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Financial Partners Credit Unio
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 37 +6 HELOCs |
11.7% | 88.1% | $541,216 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 10.1% | 82.9% | $356,875 | |
Triad Financial Services, Inc.
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Conventional | 8 | 2.5% | 90% | $211,250 | |
Nationstar Mortgage
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Conventional | 7 | 2.2% | 77.8% | $153,571 | |
Spring Eq, LLC
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Conventional, Jumbo, HELOC | 6 +2 HELOCs |
1.9% | 42.9% | $143,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.9% | 75% | $543,333 | |
Newrez LLC
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Conventional, FHA | 5 | 1.6% | 55.6% | $207,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 4 +3 HELOCs |
1.3% | 100% | $542,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 1.3% | 100% | $310,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $565,000 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.9% | 50% | $401,666 | |
21St Mortgage
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Conventional | 3 | 0.9% | 50% | $181,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $100,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $620,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $275,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $645,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.6% | 40% | $105,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $645,000 | View |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $715,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 20% | $685,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $145,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 50% | $95,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.3% | 100% | $585,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $115,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.3% | 50% | $385,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $435,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $605,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Global Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Montclair Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Montclair, California
Looking for mortgage lenders near me or mortgage brokers near me in Montclair? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Montclair in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Montclair, CA
Use these to narrow the list above. Each category shows how many Montclair, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Montclair, CA
Independent mortgage companies closed 77 percent of home loans in Montclair, California in 2025, banks 12.3 percent and credit unions 10.7 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Montclair, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Montclair, California with 10 loans, about 3.2 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Montclair, California in 2025, led by United Wholesale Mortgage with 11. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 29 credit unions closed home loans in Montclair, California in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Montclair, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Montclair, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Montclair. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
