Mortgage Lenders and Brokers in Meiners Oaks, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Meiners Oaks, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Oceanair Federal Credit UnionOceanair Federal Credit Union300 Arneill Rd, Camarillo, CA 93010A+5.0 ★Texas Ratio: 5.19%, Community West Bank, A California Banking CorporationCommunity West Bank, A California Banking Corporation9201 Camino Media Suite 100, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 4.14%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Meiners Oaks, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Meiners Oaks are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Meiners Oaks, California
Market share is the lender's share of all home loans closed in Meiners Oaks, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 4.3% | 100% | $771,666 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +2 HELOCs |
2.9% | 100% | $375,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 2.9% | 100% | $865,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 2.9% | 100% | $1,745,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
1.4% | 100% | $905,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 66.7% | $95,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $75,000 | View |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.4% | 100% | $1,045,000 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.4% | 100% | $145,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 100% | $125,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ClearEdge Lending LLC
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Conventional, Jumbo | 3 | 4.3% | 100% | $1,108,333 | |
Vista Point Mortgage, LLC
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Conventional | 2 | 2.9% | 100% | $270,000 | |
Resicentral LLC
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Conventional | 1 | 1.4% | 100% | $585,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.4% | 100% | $85,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 1.4% | 100% | $425,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 1.4% | 100% | $1,915,000 | |
Franklin Loan Corporation
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Conventional, Jumbo | 1 | 1.4% | 100% | $1,505,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 1.4% | 100% | $1,155,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.4% | 100% | $955,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.4% | 100% | $955,000 | |
Arcstone Financial Inc
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Conventional | 1 | 1.4% | 100% | $405,000 | |
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 8 | 11.6% | 72.7% | $448,750 | |
First Colony Mortgage Corporat
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Conventional | 4 | 5.8% | 100% | $607,500 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
2.9% | 40% | $265,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
2.9% | 66.7% | $1,875,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.9% | 100% | $750,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 2.9% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $855,000 | View |
Originpoint, LLC
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Conventional | 1 | 1.4% | 100% | $675,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.4% | 100% | $875,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.4% | 100% | $985,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.4% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.4% | 100% | $675,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $1,015,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $605,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.4% | 100% | $75,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.4% | 100% | $505,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.4% | 50% | $275,000 | |
Logan Finance Corporation
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Conventional | 1 | 1.4% | 100% | $965,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $765,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.4% | 50% | $765,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.4% | 100% | $845,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.4% | 100% | $665,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.4% | 100% | $85,000 | |
21St Mortgage
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Conventional | 1 | 1.4% | 33.3% | $285,000 | |
Geneva Financial LLC
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FHA, Jumbo | 1 | 1.4% | 100% | $1,035,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Meiners Oaks Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Meiners Oaks, California
Looking for mortgage lenders near me or mortgage brokers near me in Meiners Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Meiners Oaks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Meiners Oaks, CA
Use these to narrow the list above. Each category shows how many Meiners Oaks, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Meiners Oaks, CA
Independent mortgage companies closed 69.6 percent of home loans in Meiners Oaks, California in 2025, banks 21.7 percent and credit unions 8.7 percent. Change Lending was the largest mortgage company, Wells Fargo Bank NA the largest bank and Firefighters First Federal Credit Union the largest credit union. Among lenders headquartered in California, Firefighters First Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Meiners Oaks, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Meiners Oaks, California with 3 loans, about 4.3 percent of the market. The largest lender headquartered in California was Firefighters First Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Meiners Oaks, California in 2025, led by Rocket Mortgage with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 11 credit unions closed home loans in Meiners Oaks, California in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Meiners Oaks, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Meiners Oaks, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Meiners Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
