Mortgage Lenders and Brokers in Malibu, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Malibu, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA23361 Pacific Coast Hwy, Malibu, CA 90265A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA23717 Malibu Rd, Malibu, CA 90265A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29211 Heathercliff Rd, Malibu, CA 90265A+5.0 ★Texas Ratio: 3.68%, First BankFirst Bank3822 Cross Creek Rd, Malibu, CA 90265A+5.0 ★Texas Ratio: 4.74%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Montecito Bank and TrustMontecito Bank and Trust770 Paseo Camarillo, Camarillo, CA 93010A+5.0 ★Texas Ratio: 1.23%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Malibu, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Malibu are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Malibu, California
Market share is the lender's share of all home loans closed in Malibu, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Malibu 23361 Pacific Coast Hwy, Malibu, CA 90265 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 9 | 6.3% | 81.8% | $4,133,888 | View |
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1 office in Malibu 23717 Malibu Rd, Malibu, CA 90265 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2.8% | 83.3% | $2,505,000 | View |
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2 offices in Malibu 29211 Heathercliff Rd, Malibu, CA 90265 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.1% | 71.4% | $8,215,000 | View |
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1 office in Malibu 3822 Cross Creek Rd, Malibu, CA 90265 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
4.9% | 63.6% | $3,453,571 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
4.9% | 100% | $4,940,714 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +4 HELOCs |
4.2% | 46.2% | $2,751,666 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 3 | 2.1% | 75% | $545,000 | |
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770 Paseo Camarillo, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,128,333 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,781,666 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 3 | 2.1% | 37.5% | $5,005,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 66.7% | $3,270,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 2 | 1.4% | 66.7% | $2,870,000 | View |
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16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 2 | 1.4% | 100% | $945,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 2 | 1.4% | 100% | $170,000 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.4% | 66.7% | $355,000 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 2 | 1.4% | 60% | $3,755,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 2 | 1.4% | 100% | $2,000,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $2,355,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.7% | 50% | $675,000 | View |
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56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,665,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.7% | 100% | $4,165,000 | View |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
Conventional | 1 | 0.7% | 100% | $835,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Flexpoint, Inc.
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Conventional, Jumbo | 5 | 3.5% | 100% | $725,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 3 | 2.1% | 100% | $675,000 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 50% | $945,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $630,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 1.4% | 100% | $815,000 | |
New American Funding, LLC.
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Conventional, VA, Jumbo | 2 | 1.4% | 100% | $2,065,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 2 | 1.4% | 66.7% | $1,405,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $815,000 | |
Bridgeway Lending Partners, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $3,005,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,945,000 | |
PFN Lending Group, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,955,000 | |
Residential First Capital
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,305,000 | |
Ahl Funding
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Conventional, Jumbo | 1 | 0.7% | 100% | $655,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,665,000 | |
Greenbox Loans
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,005,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,885,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
3.5% | 71.4% | $1,349,000 | |
Rocket Mortgage
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Conventional, Jumbo | 5 | 3.5% | 55.6% | $1,297,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 3.5% | 71.4% | $2,159,000 | View |
Logan Finance Corporation
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Conventional, Jumbo | 4 | 2.8% | 100% | $1,250,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 3 | 2.1% | 100% | $7,668,333 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 2.1% | 100% | $2,845,000 | View |
Originpoint, LLC
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Conventional, Jumbo | 2 | 1.4% | 100% | $2,005,000 | |
Newrez LLC
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Conventional | 2 | 1.4% | 100% | $240,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 1.4% | 100% | $1,380,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 1.4% | 66.7% | $1,995,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.4% | 100% | $4,470,000 | View |
Luxury Mortgage Corp.
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Conventional | 2 | 1.4% | 100% | $1,035,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,825,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,055,000 | View |
Nbkc Bank
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,025,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $5,255,000 | |
Bank of Colorado
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Conventional | 1 | 0.7% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.7% | 100% | $1,035,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.7% | 100% | $8,005,000 | View |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,865,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,005,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.7% | 50% | $1,995,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Malibu Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Malibu, California
Looking for mortgage lenders near me or mortgage brokers near me in Malibu? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Malibu in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Malibu, CA
Use these to narrow the list above. Each category shows how many Malibu, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Malibu, CA
Independent mortgage companies closed 43 percent of home loans in Malibu, California in 2025, banks 54.9 percent and credit unions 2.1 percent. Synergy One Lending, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and First Entertainment CU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Malibu, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Malibu, California with 9 loans, about 6.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Malibu, California in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Malibu, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Malibu, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Malibu. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
